Aditya Birla Sun Life AMC Limited


This women’s day, a small gift can go a long way

Mar 03, 2018
3 mins | Views 90

It is the week of International Women’s Day and one can notice preps are in full swing for celebrations. Small and big, each contribution by women to our lives, counts. Many of us are looking for ideas to say our thank you to the beautiful women who play multiple roles of mothers, wives or daughters to us.

Is there a gift that can outlast dinner, gadget or apparels? Is there something that can be cherished longer? And is there something that can give a feeling of achievement to women than just momentary joy of a possession?

The answer is yes. One gift that stands from the rest is a good financial habit and it can be done out of something women are very good at. We all know the household economy is no stranger to ‘The power of small’ - the small savings that women manage efficiently. Investing via a Systematic Investment Plan (SIP) can put the savings to a great use.

Understanding Systematic Investment Plan (SIP)

SIP is a reasonable way to make our small savings grow. To give some background, SIP is a feature offered to Mutual Fund investors. Mutual Fund is a collective pool of money in which various investors invest their money for potential returns. This pool is managed by experts who in turn invest it further in stocks and securities with an aim to gain for their investors. SIP is a fixed amount as small as Rs. 1000 that can be invested every month on a set date into a mutual fund scheme of our choice.


SIP makes a great financial habit because of 2 key reasons:

  • Flexibility to invest small sums over a period of time.
  • Potential returns due to the power of compounding.

Compounding Advantage

An investment has to be given time to give worthwhile returns in the long run. And when we invest through SIP, we are giving a chance to turn little sum into big money. As we invest month on month, our base increases – the sum we are investing plus the returns that keep getting added. This is how we benefit from compounding. To explain better, suppose we put Rs. 2000 every month in SIP for 10 years. The principal we have put is Rs. 2, 40,000. With an expected rate of return of 12.5%, you will have Rs. 4,78,763 at the end of 10 years*.

There isn’t a better gift than giving a sense of achievement to our loved ones. This women’s day, make it count! Guide and educate them to inculcate the habit of saving and investing. SIPNOW


Mutual fund investments are subject to market risks, read all scheme related documents carefully.

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