Episode 103 - What to do with your struggling SIPs

Equity markets have been in a wobbly state over the past year with no clear indication of where things will go in the near future. Barring a few, most stocks have gone down in value. It is not surprising then that the returns generated by SIPs are no different. In fact, one-to-two-year SIP returns of most equity funds are in the negative. Needless to say, investors are anxious. And if you've been religiously investing via SIPs, you too are probably now wondering whether it's time to redeem, pause, or continue these investments. It certainly isn't fun to watch your hard earned shed value.