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Aditya Birla Sun Life AMC Limited

Aditya Birla Sun Life AMC Limited

    • NRI

    Our Solutions

    ABSL MF NRI
    Being an NRI may have privileges, but the distance away from homeland and loved ones is a void hard to fill. Thankfully, the technology is keeping us connected in many ways. One other way to nurture bonds for many NRIs, is to make investments back in the home country. The best part is that India is at a vantage point where investments here not only have emotional payoff but may even have a financial one.

    So why investing in India can make sense?

    Growing Economy:
    India is a developing & emerging economy which can offer growth opportunities to investors in the long run. According to a report, today's developing economies would be the world's largest economies in the next 30 years, with India expected to be the 2nd largest economy by 2050. This can make India an investing hotspot today.

    Demographics:
    India is one of the youngest countries in the world. Over 62% of India's population is between productive ages of 15-59 years. India's young demographics could be a key driver for its future growth.

    Why mutual funds?
    While there are several investment avenues available to you as an NRI investor, mutual fund investments can be one of the investment avenues because of the following reasons:

    • 1. As an NRI investor settled overseas, you may not be abreast with all the developments and movements in the Indian economy. Mutual fund investments seek to offer simple and cost-efficient platform to invest in different types of securities available in the Indian Capital Market via funds/portfolios without having to monitor them on a daily basis.

    • 2. Mutual fund investments aim to offer flexibility in mode of investing to suit your affordability as well as offer you a variety from debt to equity to hybrid to suit your risk-reward requirement.

    • 3. Mutual fund investing today can be executed online, negating the need for your physical presence. This ease of investing coupled with the potential for remote online monitoring can make it one of the investment choices.

    Different Modes of Investing

    1. Systematic investment plan (SIP)
    SIP allows you to invest in mutual funds schemes, in amounts of your choice at regular intervals. SIP investing aims to assists in systematic wealth creation with benefits of compounding and rupee cost averaging.

    Benefits:

    - Removes the need to time the market
    - Leverage Rupee cost averaging
    - Get Benefits of compounding
    - Provides Flexibility in terms of the amount or frequency of investment.

    2. Systematic Transfer plan (STP)
    In this mode of facility, you can instruct your AMC to switch over invested funds from one type of mutual fund scheme to another type of mutual fund scheme within the same AMC, at consistent, predetermined intervals.

    Benefits:

    - Facilitates Rupee cost averaging
    - Helps in re-balancing the portfolio allowing you to switch from debt to equity or vice versa.
    - STP also facilitates power of compounding that can help you earn potential return on your investment.
    - Can Help in financial planning as it gives the flexibility to transfer from one asset class fund to another asset class fund depending on the need.

    3. Systematic Withdrawal plan (SWP)
    This facility is designed to help you generate a regular income from your existing investments. Through SWP you can withdraw pre-determined amounts at regular intervals from your mutual fund investments. The consistent nature of this facility can help in averaging returns as a buffer for market volatility.

    Benefits:

    - Allows systematic redemption of invested money depending on the liquidity need.
    - Aim to Help in meeting regular cash flow goals such as post retirement income requirement or managing child's education expenses

    Brief description of our High Return Funds

    1. ABSL PSU Equity Fund

    (An open ended equity scheme following PSU theme)


    The Investment objective of the scheme is to provide long term capital appreciation by investing in equity and equity related instruments of Public Sector Undertakings (PSUs). The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes' objectives will be achieved.

    2. ABSL Nifty Smallcap 50 Index Fund

    (An open ended scheme tracking Nifty Smallcap 50 TR Index)


    The investment objective of the scheme is to provide returns that closely correspond to the total returns of securities as represented by Nifty Smallcap 50 Index, subject to tracking errors

    3. ABSL Infrastructure Fund

    (An open ended equity scheme investing in infrastructure sector)


    The Scheme seeks to provide medium to long-term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India.

    4. ABSL Pure Value Fund

    (An open ended equity scheme following a value investment strategy)


    The Scheme seeks to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities by following value investing strategy.

    5. ABSL Pharma and Healthcare Fund

    (An Open Ended equity scheme investing in Pharma and Healthcare Services Sector)


    The scheme provides long term capital appreciation by investing in equity/equity related instruments of the companies in the Pharmaceuticals, Healthcare and Allied sectors in India. The Scheme does not guarantee/indicate any returns. There can be no assurance that the scheme's objective will be achieved.

    6. ABSL Midcap Fund

    (An open ended equity scheme predominantly investing in mid cap stocks)


    The investment objective of the scheme is long term growth of capital at controlled level of risk by investing primarily in 'Mid-Cap' Stocks.

    7. ABSL Small Cap Fund

    (An open ended equity scheme predominantly investing in small cap stocks)


    The Scheme seeks to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of Small cap companies.

    Sources :
    1. http://www.bbc.com/travel/story/20200322-five-superpowers-ruling-the-world-in-2050
    2. http://statisticstimes.com/demographics/country/india-population.php

    Mutual Fund investments are subject to market risks, read all scheme related documents carefully.