Income and Expenditure Management Podcast: To Create Surplus - ABSLMF

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Aditya Birla Sun Life AMC Limited

Aditya Birla Sun Life AMC Limited

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Podcast 10

My Budget - Managing income and expenditure to create surplus

Do you always run out of money by the end of the month? It’s time you think of budgeting that will enable you to find a balance between income and expenditure, due to which you will be able to create a surplus budget for investments. The foremost rule of getting closer to personal financing is “pay yourself first.”

Once you know how much you’re going to invest, you can prepare income and expenditure account that includes your fixed and variable expenses. The fixed costs are unavoidable, such as utility bills, EMIs, rent, etc. On the other hand, variable costs include bills related to leisure activities, vacation, shopping, etc. This will help you know where you can control your spending.

Listen to the podcast for insights on budgeting.

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