When you begin working, you may not think of investments in the first place. However, this is the time when you should start planning your finances. To start with, you can opt for index funds. It is representative of how a stock has performed at a time or previous day. It is a low-cost option, and the returns are in alignment with the index.

In fact, you can also choose to invest in mutual funds as you get a host of benefits – diversification, SEBI regulation, better returns, fund manager assistance, etc. As compared to mutual funds, index funds are less volatile.

To kick-start the investment journey, index funds can be a great option for beginners. To know more about mutual funds, expense ratio and index fund advantages, listen to this episode of Mutually Yours podcast.