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Financial tips for a stress-free vacation

DOWNLOAD PDF When you are on a vacation, it seems boring if someone tries to talk to you about savings or personal finance. And yet, there’s a close connection between the two. Vacations are discretionary expenses, which are not compulsory for anyone. Indeed, there would be lakhs of people who do not make this expense. However, they bring us joy and pleasure, together with our families and friends. Any activity is much more relaxed and fun if we plan it out beforehand. While it’s important to figure out where to go, what to do, what to buy and what to eat, it’s even more important to plan out the money part beforehand. Proper financial planning along with savings and investments can be made not just for big life goals like retirement, property and education but also for shortterm casual goals like taking a nice vacation. In fact, like the big-ticket important goals, pre-planning the finances of our future vacations can help us have more fun! Instead of being constrained by money issues, saving and investing for a specific goal can help us by actually being able to spend more, while being mentally relaxed. Not just that, we have often seen that investing successfully to achieve casual short-term goals like a vacation can give us the confidence and the belief that helps us plan and invest for the crucial high-value life goals. In this issue, we have prepared some articles and guides that will help you plan your savings and investments, as well as plan nice, enjoyable vacations. I hope you will find it useful.

When you are on a vacation, it seems boring if someone tries to talk to you about savings or personal finance. And yet, there’s a close connection between the two. Vacations are discretionary expenses, which are not compulsory for anyone. Indeed, there would be lakhs of people who do not make this expense. However, they bring us joy and pleasure, together with our families and friends. Any activity is much more relaxed and fun if we plan it out beforehand. While it’s important to figure out where to go, what to do, what to buy and what to eat, it’s even more important to plan out the money part beforehand. Proper financial planning along with savings and investments can be made not just for big life goals like retirement, property and education but also for shortterm casual goals like taking a nice vacation. In fact, like the big-ticket important goals, pre-planning the finances of our future vacations can help us have more fun! Instead of being constrained by money issues, saving and investing for a specific goal can help us by actually being able to spend more, while being mentally relaxed. Not just that, we have often seen that investing successfully to achieve casual short-term goals like a vacation can give us the confidence and the belief that helps us plan and invest for the crucial high-value life goals. In this issue, we have prepared some articles and guides that will help you plan your savings and investments, as well as plan nice, enjoyable vacations. I hope you will find it useful.