As we celebrate the 75th Independence Day this year, there can be no better time to begin the journey of financial freedom. The main story in this issue will help you understand what it means and how you can achieve it, no matter which phase of life you are in. The report on 10 good financial habits will act as your toolkit in your quest for financial freedom.

In every stage of life, financial planning always starts with keeping the basics in check. Financially independent does not mean simply saving and investing. It’s a lifetime commitment to continuously looking for new ways to make the most of your hard earned money. This Samriddhi will help you to make roadmap towards your financial goals. This will also showcase how the rally in the markets over the last one year has made the investment landscape tricky, with many investors tempted to hit the sell button to book their gains. However, such a behaviour is often counterproductive to long-term wealth creation and accumulating sufficient corpus for your life goals. Asset allocation remains your key weapon against the market’s exuberant moves. On the positive side, a rising market may also be indicating good times for the economy and companies. To profit from that, keep investing and stay invested.