Worried about equity losses? Experts advice how senior citizens can protect and rebuild their investments

Volatile markets have left many senior citizens and new investors facing losses in equities. Experts advise against panic selling, recommending longer investment horizons, portfolio restructuring, and a shift to diversified mutual funds. Gradual, guided investment strategies can help recover losses while managing risk and avoiding aggressive, high-volatility bets.

How to buy gold and silver through mutual funds?

Mutual funds offer indirect investment in gold and silver through ETFs, fund-of-funds, and multi-asset allocation funds. Investors can utilize SIPs and STPs for systematic investments. Tax implications vary based on holding periods, with long-term gains taxed at 12.5%. A 'buy on dips' strategy and limited portfolio exposure are recommended after recent rallies.

Starting your mutual fund investment journey in 2026? Expert shares strategies to structure portfolio

An expert outlines key principles for new mutual fund investors in 2026, stressing goal-based planning, disciplined asset allocation and understanding risk appetite. Investors should avoid emotional decisions, herd behaviour and panic selling, focus on long-term objectives, diversify across fund categories, and seek professional advice if market knowledge is limited.