Financial Tips for a Stress-Free Vacation | Budget, Invest and Travel Smart

Samriddhi Volume 06 Edition 11 by ABSLMF

Dreaming of a peaceful getaway? Don't let holiday expenses derail your goals. This edition of Samriddhi brings you smart budgeting strategies, investment tips, and travel hacks to save money - so you can relax now and stay financially secure later. Learn how to use SIPs, select the right mutual funds, build an emergency fund, and manage travel budgets with precision.

Discover tools like automated travel savings apps, FinTech wallets, and AI budgeting tools that make travel planning smarter than ever. With special insights for Indian travellers - including travel insurance India, RBI rules, and festival spending tips - this guide equips you to navigate vacations without financial stress. Whether you're planning a cheap summer getaway in India or a long-haul trip abroad, you’ll find practical, expert-backed advice to support your journey.

Key Insights:
• Plan & Budget Right: Allocate funds smartly for travel, stay, food, shopping, and set aside 10% for unexpected costs.
• Book in Advance: Save big on flights and stays by booking early - key to budget-friendly vacation planning 2025.
• SIP Discipline: For trips >1 year away, use mutual funds like balanced funds or multi-cap equity funds via SIPs.
• Protect Your Trip: Don’t skip travel insurance India - essential for medical, cancellation, or delay emergencies.
• Smart Spending: Avoid foreign transaction charges using forex cards or digital wallets for holiday spending.
• Leverage FinTech: Use AI budgeting tools, travel card apps, and an advisor for travel savings to stay ahead.

Takeaways:
• Goal-based investing helps align your travel goals with your investment horizon.
• Liquid funds are ideal for short-term travel goals - safe, flexible, and accessible.
• Balanced advantage funds offer lower risk for medium-term goals.
• Don’t rely on credit card offers - use a travel expense tracking app to avoid overspending.
• Emergency fund for travellers should cover at least 3-6 months of essential costs.
• Impulse spending can ruin financial plans - practice financial discipline with every trip.

Why Download This Edition eBook?
• Get a step-by-step vacation financial checklist that works in India and abroad.
• Learn how to choose the right mutual fund based on your travel timeline.
• Discover the best travel budgeting tips and financial travel hacks in 2025.
• Master travel hacks to save money on flights, forex, and accommodations.
• Apply reverse EMI strategy - save before spending and spend interest-free.
• Know how to build and use an emergency fund before and after your trip.

Download Financial Tips for a Stress-Free Vacation | Budget, Invest and Travel Smart | Samriddhi Volume 06 Edition 11 and take charge of your financial future!

Disclaimer:
The Tax calculation shown above is for illustration purpose and general information only. Amount(s) mentioned above may undergo a change if assumptions specified herein do not hold good. Investors are advised to read the scheme information document of the scheme carefully before investing and consult their Tax Consultant or Financial Advisor to determine tax benefits applicable to them.

An Investor education and Awareness initiative of Aditya Birla Sun Life Mutual Fund.
All investors have to go through a one-time KYC (Know Your Customer) process. Investors to invest only with SEBI registered Mutual Funds. For further information on KYC, list of SEBI registered Mutual Funds and redressal of complaints including details about SEBI SCORES portal, visit link : https://mutualfund.adityabirlacapital.com/Investor-Education/education/kyc-and-redressal for further details.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
म्यूचुअल फंड निवेश बाज़ार जोखिम के अधीन हैं, योजना संबंधी सभी दस्तावेज़ों को सावधानी से पढ़ें।