Terms & Conditions

I / We have read the Key Information Memorandum , Scheme Information Document / Statement of Additional Information and Disclaimer for the scheme in which I am investing.

In line with regulation under Prevention of Money Laundering Act, 2002 (PMLA), I/We hereby confirm that the funds for this purchase are being debited from my/our bank account. . I/We acknowledge that in case the bank details provided does not belong to me, the application is liable to be rejected and the money paid will be refunded without interest.

If folio is held on behalf of minor, I/We hereby confirm that payment for investment is from the bank account of the minor/joint account of the minor with the guardian only. I/We acknowledge that in case the bank details provided is not of the minor/joint account of the minor with the guardian, the application is liable to be rejected and the money paid will be refunded without interest.

Pursuant to the AMFI Best Practice Guidelines circular on ‘Risk mitigation process against Third- Party Cheques in mutual fund subscriptions’, Aditya Birla Sun Life AMC Ltd. (ABSLAMC)/ Aditya Birla Sun Life Mutual Fund (ABSLMF) reserves the right to reject the applications for subscriptions of units accompanied with Third Party Payments except in the exceptional situations.

As per SEBI circular no. SEBI/HO/IMD/DF3/CIR/P/2019/166 Bank account which is to be registered in the Folio held on behalf of Minor, should be in the name of the Minor.

Payment by Parents/Grand-Parents/Related persons on behalf of a minor in consideration of natural love and affection or as gift for a value shall not exceeding Rs. 50,000/- (each regular purchase or per SIP instalment).

The folio(s) held on behalf of a minor Unit holder will be frozen for operation by the natural parent/legal guardian on the day the minor attains majority and no transactions thereafter shall be permitted till requisite documents evidencing change of status of Unit holder from ‘minor’ to ‘major’ are received.

Cut off Timing for NAV Applicability

The cut-off timing for applicability of NAV for various categories of schemes for Lumpsum & SIP are as under:

Liquid and Overnight Funds: 1:30 p.m. All other Schemes: 3:00 p.m.

In respect of valid applications for purchase of units in schemes, the closing NAV of the day(or immediately following business day if that day is not a business day) on which the funds are available for utilization, shall be applicable, provided: (i) Application is received before the applicable cut-off timing (ii) Funds for the entire amount of subscription / purchase / switch–in as per the application are credited to the bank account of the respective scheme before the applicable cut-off time (iii) The funds are available for utilization before the applicable cut-off time, without availing any credit facility whether intra-day or otherwise, by the respective scheme.

The cut-off timing for applicability of NAV for switch and redemption for all schemes is 3:00 p.m.

Online KYC

I/We agree and accept that all the relevant information/documents (including filing various details, uploading necessary supporting documents and in-person digital verification of the authorized signatory) to be provided/ uploaded by me/us for completing the KYC procedure shall be true and correct to the best of my/our knowledge and belief and I/We shall not conceal/ suppress any relevant/ material information which is required to be given by me/us for undertaking the KYC procedure. I/We agree and acknowledge that such information/documents is required to be provided to a third party service provider undertaking the KYC procedure and we shall not hold Aditya Birla Sun Life AMC Limited, Mutual Fund, its Sponsor, trustees, their employees responsible for any acts or omissions committed by such third party service provider. In case any of the information to be provided by me/us is found to be false or untrue or misleading or misrepresenting, I /We am/are aware that I/We may be liable for the consequences thereof including rejection of my/our application. I/We also undertake to keep you informed in writing about any future changes/modification to the information to be provided by us for KYC procedure & also undertake to provide any other additional information as may be required at your end.

Folio Creation:

I/We confirm that we have absolute authority to make this application. I/We acknowledge and confirm that the Information provided above is/are true and correct to the best of my/our knowledge and belief and nothing relevant/ no material information is concealed/ suppressed by me/us. In case any of the above specified information is found to be false or untrue or misleading or misrepresenting, I/We am/are aware that I/We shall be liable for the consequences thereof including rejection of my/our application and cancellation of portfolio account. I/We hereby authorize you to disclose, share, remit in any form, mode or manner, all/any of the information provided by me/us, including all changes, updates to such information as and when provided by me/us to Mutual Fund, its Sponsor, Asset Management Company, trustees, their employees/RTAs ('the Authorized Parties') or any Indian or foreign governmental or statutory or judicial authorities/agencies including but not limited to the Financial Intelligence Unit-India (FIU-IND), the tax/revenue authorities in India or outside India wherever it is legally required and other investigation agencies without any obligation of advising me/us of the same including acting upon the legal requirements, orders of any government or statutory or judicial authorities. Further, I/We, authorize to share the given information to other SEBI-registered intermediaries to facilitate single submission/ updation & for other relevant purposes. I/We also undertake to keep you informed in writing about any changes/ modification to the above information in future and also undertake to provide any other additional information as may be required at your end.

FATCA & CRS Declaration

I/We acknowledge and confirm that the information provided above is/are true and correct to the best of my/our knowledge and belief. In case any of the above specified information is found to be false or untrue or misleading or misrepresenting, I/We am/are aware that I/We may liable for it. I/We hereby authorize you to disclose, share, remit in any form, mode or manner, all / any of the information provided by me/ us, including all changes, updates to such information as and when provided by me/ us to Mutual Fund, its Sponsor, Asset Management Company, trustees, their employees / RTAs ('the Authorized Parties') or any Indian or foreign governmental or statutory or judicial authorities / agencies including but not limited to the Financial Intelligence Unit-India (FIU-IND), the tax / revenue authorities in India or outside India wherever it is legally required and other investigation agencies without any obligation of advising me/us of the same. Further, I/We, authorize to share the given information to other SEBI Registered Intermediaries to facilitate single submission / updation & for other relevant purposes. I/We also undertake to keep you informed in writing about any changes / modification to the above information in future and also undertake to provide any other additional information as may be required at your end.

Payment Options

We have suggested UPI as of the quickest payment method for you; however, if you wish to change the payment mode as per your preference, then it may lead to delay in NAV applicability. Allotment of units would be done basis receipt and realization of credit only.

Net Banking

Upon confirmation of purchase details, you will be redirected to the bank’s secure payment gateway For payment made through bank other than Axis, HDFC Bank, ICICI Bank, Kotak Mahindra Bank, State Bank of India, Yes Bank,the credit to the respective schemes’ bank account may happen after at least 2 working days. Units will be allotted basis time of receipt of credit into the scheme collection account.

OTM

It may take upto 3 working days to receive the credit into our scheme collection account. Units will be allotted basis time of receipt of credit into the scheme collection account.

NEFT / RTGS

Note: This mode of payment is applicable if you have already transferred the subscription amount into our designated NEFT collection account. ABSL AMC shall not be responsible in case of any transfer of funds into a wrong account by the investor. Allotment of units is subject to realization of amount into the designated HDFC current account no. ABSLW1, NEFT / RTGS code HDFC0000060, beneficiary name ADITYA BIRLA SUN LIFE WEB RTGS- NEFT COLLECTION ACCOUNT

View steps to pay using NEFT/RTGS

Following are the steps for making a payment through NEFT / RTGS

Step 1: Log on to your bank's website and initiate an NEFT/RTGS transfer request for the amount to be invested with below details:

Beneficiary Bank- HDFC Bank
Bank Branch Address- NANIK MOTWANI MARG, Manjikji Wadia Building, Fort
Bank Branch City - Mumbai
Beneficiary Name- ADITYA BIRLA SUN LIFE WEB RTGS- NEFT COLLECTION ACCOUNT
Beneficiary account type - Current A/C
Beneficiary account number- ABSLW1
IFSC Code - HDFC0000060

Step 2: Note down UTR / NEFT transaction reference number generated from your bank's website. Fill the same in UTR / NEFT Reference Number field provided below. You would also need to attach the print screen of the successful NEFT transfer as shown on your banks website.

Step 3: Post filling the form, click 'Next' to proceed to the confirmation page & click on the 'confirm' button to submit your purchase transaction.

Step 4: A transaction confirmation message will be displayed on the Aditya Birla Sun Life Mutual Fund website. Please do not disconnect your web browser before you receive this confirmation. In an unlikely event that you do not receive this confirmation, please contact on our toll free number 1800 270 7000.

* In case your bank's name does not appear in this list then select "Others" option from drop-down and manually input the remitter bank's name. Please note: Upon confirmation of purchase details you shall be redirected to the bank’s secure payment gateway.

UPI

Unified Payments Interface (UPI) is an instant payment system developed by the National Payments Corporation of India (NPCI), an RBI regulated entity. UPI allows you to instantly transfer money using the mobile phone between any two parties' bank accounts basis a Virtual Payment Address (VPA) - a unique identifier like your mobile number or name.

At present, the transaction limit as per NPCI is Rs. 1 Lakh per transaction per day, however this limit may vary from bank to bank. Please note that BHIM application of NPCI allows a maximum of Rs 10,000 per transaction and a maximum of Rs 20,000 per day.

Click here to know more

Switch / Redemption / STP / SWP

The available units/amount may differ at the time of actual processing of the transaction on account of factors like, lien marking removal, processing of any other pending transaction or any other valid reason. Please note the units/amount displayed is as per previous day NAV and the NAV applicable for the transaction would be as per the transaction date. If the available units/amount at the time of processing the request is lesser than the opted units/amount, then all the available units would be redeemed.

Instant Redemption

1. 1. Instant redemption available only for Resident Individuals

2. 2. Instant Redemption Facility (‘facility’) is currently available only in ABSL LIQUID FUND and ABSL OVERNIGHT FUND

3. 3. In order to avail this facility, complete CBS (Core Banking System) account number should be registered in the folio along with IFSC code and the Investor’s bank should be IMPS (Immediate Payment Service) enabled.

4. 4. This facility is currently only available on digital platforms (website- www.birlasunlife.com; Mobile Application etc.) of Aditya Birla Sun Life Asset Management Company Ltd (‘ABSLAMC’). ABSLAMC reserves the right to extend the same to any other official point of acceptance and digital platform.

5. 5. Investor can submit redemption only in terms of amount. Minimum Redemption amount shall be Rs.100/- and in multiples of Re.1/- thereafter.

6. 6. The maximum amount of redemption that can be placed in a single day via this facility is 90% of the current value of available units or Rs. 50,000 whichever is lower.

7. 7. The investor can submit more than one request in a single day subject to the maximum redeemable limit available.

8. 8. In case of receipt of a physical redemption request in addition to submission of Instant redemption request in the same folio on the same day, the residual units available after processing of all the Instant redemption requests would be considered for the physical redemption request. In a scenario where there is insufficient residual balance to honor the entire physical redemption request, the request would be processed for all available residual units.

9. 9. If the Instant Redemption payout could not be processed due to IMPS rejection, the Instant redemption request shall be cancelled in the folio.

10. 10. This facility shall not be available for units held in demat mode.

11. 11. For valid redemption requests received upto 3 p.m., the lower of (i) NAV of previous calendar day and (ii) NAV of calendar day on which application is received. For valid redemption requests received after 3 p.m the lower of (i) NAV of calendar day on which such application is received, and (ii) NAV of the next calendar day.

12. 12. The ABSLAMC reserve the right to discontinue/ modify/ alter/temporary suspension of the said facility without any prior notice or without assigning any reasons thereof on a prospective basis subject to compliance with the prevailing SEBI guidelines and regulations.

13. 13. For further details information, please click on the link

Note: We, either directly or through call centers, may call or send promotional information/ Material or other alters to the mobile number/(s) or email IDs provided by you during the course of registration on the Platform and you shall be deemed to have provided your consent for receipt of such promotional information/material.

CONSENT FOR MERGER OF ADITYA BIRLA SUN LIFE CRISIL IBX AAA - JUN 2023 INDEX FUND:

I/We have read and understood terms of the proposed merger received vide letter dated May 26, 2023. I/We hereby express my/our consent for the merger. Existing Distributor and EUIN code under the Merging scheme will be considered for the merged assets under the Surviving Scheme.

I/We understand that depending on my/our holdings in the Merging Scheme as on the Record Date i.e May 25, 2023, post-merger, I/We shall be allotted units under the corresponding Plan/Option under the Surviving Scheme.

I/We hereby agree and confirm that (i) the declaration(s) furnished by me/us to Aditya Birla Sun Life AMC Limited/ Aditya Birla Sun Life Trustee Private Limited under the initial Application Form for the Scheme shall continue to be binding on me/us in respect of this Application for merger and (ii) I/We have read and understood the contents of the letter intimating the proposed merger I/WE HEREBY CONFIRM THAT I/WE HAVE NOT BEEN OFFERED / COMMUNICATED ANY INDICATIVE PORTFOLIO AND/OR ANY INDICATIVE YIELD BY ADITYA BIRLA SUN LIFE MUTUAL FUND/ ADITYA BIRLA SUN LIFE AMC LIMITED /ITS DISTRIBUTOR FOR THIS CONSENT. Redemption is subject to LIEN clearance.

Minor Investment:

I/We hereby confirm that payment for investment is from the bank account of the minor, parent or legal guardian of the minor, or from a joint account of the minor with parent or legal guardian. I/We acknowledge that in case the bank details provided are not of the minor, parent or legal guardian of the minor, or of a joint account of the minor with parent or legal guardian, the application is liable to be rejected and the money paid will be refunded without interest.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.