Beginner’s Roadmap to Long-Term Wealth Creation with Mutual Funds (মিউচুৱেল ফাণ্ডৰ মাধ্যমে দীৰ্ঘকালীন সম্পদ সৃষ্টি কৰাৰ নতুন বিনিয়োগকাৰীৰ গাইড) in Assamese by ABSLMF
Start your financial journey with mutual funds investment (মিউচুৱেল ফাণ্ডত বিনিয়োগ) a simple way to build wealth over time.
This mutual fund guide (মিউচুৱেল ফাণ্ড গাইড) from Aditya Birla Sun Life Mutual Fund helps you understand what is a mutual fund (মিউচুৱেল ফাণ্ড কি),
how SIP works (SIP কেনেকৈ কাৰ্য কৰে), and how compounding (সুদৰ উপৰত সুদ) helps your money grow automatically.
Learn how rupee cost averaging (ৰূপি কষ্ট এভাৰেজিং) protects your investments from market fluctuations
and how diversification (বিৱিধীকৰণ) spreads risk across different assets.
You’ll also explore equity-linked savings scheme (ELSS) (ইকুইটি লিংক্ড ছেভিংছ স্কিম),
tax-saving investments (কৰ বচোৱা বিনিয়োগ), and
goal-based investing (লক্ষ্য-ভিত্তিক বিনিয়োগ) designed for Indian investors.
This eBook offers practical guidance on mutual funds investment (মিউচুৱেল ফাণ্ডত বিনিয়োগ) for new investors
on how to start SIP (SIP কেনেকৈ আৰম্ভ কৰিব),
set up a mutual fund portfolio (মিউচুৱেল ফাণ্ড প’ৰ্টফ’লিঅ’),
and use a mutual fund calculator (মিউচুৱেল ফাণ্ড ক্যালকুলেটৰ) to estimate returns.
Key Insights:
• What is a mutual fund (মিউচুৱেল ফাণ্ড কি) a pooled investment managed by professionals.
• How SIP (এছ আই পি) builds wealth through disciplined investing and rupee cost averaging (ৰূপি কষ্ট এভাৰেজিং).
• Diversification (বিৱিধীকৰণ) spreads risk across equity, debt, and hybrid funds.
• Tax-saving investments (কৰ বচোৱা বিনিয়োগ) like ELSS (ইকুইটি লিংক্ড ছেভিংছ স্কিম) support financial planning.
• Compounding (সুদৰ উপৰত সুদ) amplifies returns the longer you stay invested.
• Digital mutual funds (ডিজিটেল মিউচুৱেল ফাণ্ড) and AI-powered SIP (এছ আই পি) make investing simpler and smarter.
Takeaways:
• Start mutual funds investment (মিউচুৱেল ফাণ্ডত বিনিয়োগ) early to enjoy long-term benefits.
• SIP (এছ আই পি) ensures consistent, stress-free investing.
• Build a goal-based portfolio (লক্ষ্য-ভিত্তিক প’ৰ্টফ’লিঅ’) for retirement, education, or emergencies.
• Use a mutual fund calculator (মিউচুৱেল ফাণ্ড ক্যালকুলেটৰ) to forecast your investment growth.
• Review Net Asset Value (NAV) (নেট এচেট ভেলিউ) and rebalance when needed.
• Stay patient during market fluctuations for better results.
Why Download This Edition eBook?
• A beginner-friendly guide (নতুন বিনিয়োগকাৰীৰ গাইড) explaining how to start SIP (SIP কেনেকৈ আৰম্ভ কৰিব) and how to invest in mutual funds (মিউচুৱেল ফাণ্ডত কেনেকৈ বিনিয়োগ কৰিব).
• Learn advantages of mutual funds (মিউচুৱেল ফাণ্ডৰ সুবিধাসমূহ) and smart mutual fund portfolio strategy (মিউচুৱেল ফাণ্ড প’ৰ্টফ’লিঅ’ কৌশল).
• Understand tax-saving investments (কৰ বচোৱা বিনিয়োগ) and compounding (সুদৰ উপৰত সুদ) in simple Assamese.
• Get expert insights from Aditya Birla Sun Life Mutual Fund (এডিটিয়া বিৰলা ছান লাইফ মিউচুৱেল ফাণ্ড).
• Discover answers to “What is the best time to invest in mutual funds? (মিউচুয়াল ফাণ্ডত বিনিয়োগ কৰাৰ সৰ্বোত্তম সময় কেতিয়া?)”
• Build confidence to start your mutual funds investment (মিউচুৱেল ফাণ্ডত বিনিয়োগ) journey today.
Download Mutual Funds Investment (মিউচুৱেল ফাণ্ডত বিনিয়োগ) | Beginner’s Roadmap to Long-Term Wealth Creation with Mutual Funds (মিউচুৱেল ফাণ্ডৰ মাধ্যমে দীৰ্ঘকালীন সম্পদ সৃষ্টি কৰাৰ নতুন বিনিয়োগকাৰীৰ গাইড) in Assamese and take charge of your financial future!
Frequently Asked Questions on Mutual Funds Investment (মিউচুৱেল ফাণ্ডত বিনিয়োগ)
What are the benefits of mutual funds investment (মিউচুৱেল ফাণ্ডত বিনিয়োগৰ সুবিধাসমূহ)?
• Mutual funds investment (মিউচুৱেল ফাণ্ডত বিনিয়োগ) helps you build long-term wealth through professional fund management, diversification, and the power of compounding (সুদৰ উপৰত সুদ).
• It’s an easy way for new investors to grow money systematically via SIPs.
• Download our beginner’s eBook to learn smart investing steps and goal-based planning.
How does SIP work in mutual funds investment (মিউচুৱেল ফাণ্ডত বিনিয়োগত SIP কেনেকৈ কাম কৰে)?
• A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly, benefiting from rupee cost averaging (ৰূপি কষ্ট এভাৰেজিং) and reducing market-timing risk.
• Over time, SIPs help you accumulate wealth steadily and stress-free.
Which type of mutual fund (মিউচুৱেল ফাণ্ডৰ ধৰণ) is best for beginners?
• For new investors, hybrid or balanced funds offer a good mix of equity and debt, balancing growth and stability.
• Once comfortable, explore equity mutual funds for higher long-term returns.
Can mutual funds investment (মিউচুৱেল ফাণ্ডত বিনিয়োগ) give better returns than a fixed deposit (FD)?
• Yes, mutual funds can offer higher inflation-adjusted returns than traditional FDs, especially when invested for the long term through SIPs.
• However, returns depend on market performance and fund choice.
• Learn how to compare returns using our mutual fund calculator (মিউচুৱেল ফাণ্ড ক্যালকুলেটৰ) in the eBook.
How much will I earn if I invest ₹5,000 monthly in mutual funds investment (মিউচুৱেল ফাণ্ডত বিনিয়োগ) for 5 years?
• Assuming an average annual return of 10–12%, your ₹5,000 monthly SIP could grow to around ₹3.8 – ₹4.2 lakh in 5 years.
• Actual returns may vary with market conditions and fund type.
This Mutual Fund Beginner’s Guide is also available in different languages. Click Here to download:
Assamese |
Bengali |
English |
Gujarati |
Hindi |
Kannada |
Malayalam |
Marathi |
Oriya |
Punjabi |
Tamil |
Telugu.
Disclaimer:
SIP does not assure a profit or guarantee protection against loss in a declining market.
The Tax calculation shown above is for illustration purpose and general information only. Amount(s) mentioned above may undergo a change if assumptions specified herein do not hold good. Investors are advised to read the scheme information document of the scheme carefully before investing and consult their Tax Consultant or Financial Advisor to determine tax benefits applicable to them.
An Investor education and Awareness initiative of Aditya Birla Sun Life Mutual Fund.
All investors have to go through a one-time KYC (Know Your Customer) process. Investors to invest only with SEBI registered Mutual Funds. For further information on KYC, list of SEBI registered Mutual Funds and redressal of complaints including details about SEBI SCORES portal, visit link : https://mutualfund.adityabirlacapital.com/Investor-Education/education/kyc-and-redressal for further details.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
মিউচুৱেল ফাণ্ডত বিনিয়োগ বাজার ঝুঁকিৰ অধীনত। সকলো স্কীম-সংক্রান্ত দস্তাবেজ মন কৰি পঢ়ক।