How much can you withdraw via SWP without tax? Here’s what mutual fund investors should know

Investors using SWP from mutual funds are taxed only on capital gains, not the full withdrawal amount. Experts suggest structuring withdrawals to keep annual LTCG within Rs 1.25 lakh to avoid tax. Understanding lock-in periods and fund structure is crucial, especially in equity-oriented children’s mutual funds.

Market slide pushes short-term SIP returns into negative territory

Systematic Investment Plans in equity mutual funds are showing losses over one and two-year periods. This trend is impacting investors who began after 2020. A recent market sell-off has further pushed these investments into negative territory. Experts advise continuing SIPs and topping them up to accumulate more units at current prices.

Investors are fleeing private credit. What the funds should do now.

Private credit was initially an investment mainly for institutions. Then the industry made a big bet on retail investors.

Starting SIPs in new financial year? Experts suggest largecap, flexicap mix; prefer gold over silver

As the new financial year begins, experts advise new investors to start SIPs with a blend of large-cap and flexi-cap mutual funds. Gold is recommended for hedging against global uncertainties, while silver is advised against due to current valuations. Investors should maintain disciplined SIPs, avoid pausing during volatility, and consider stepping up investments annually for long-term wealth creation.

Silver and gold ETFs crash up to 20% amid rising crude prices. What should investors do?

Precious metal ETFs saw sharp declines on Monday. Silver ETFs dropped up to 20%, while gold ETFs fell as much as 9%. This downturn was driven by Middle East tensions and inflation fears. Experts advise against panic selling, recommending continued SIPs to buy at lower prices. Investors can consider tactical top-ups in diversified funds.

Can Rs 20 lakh grow into Rs 3 crore in 15 years? Here’s what expert recommends

A 38-year-old investor aiming for a Rs 3 crore corpus over 15 years received expert advice to bolster his SIP strategy. The recommendation includes adding a low-cost Nifty 50 index fund for a stable large-cap foundation, while continuing with existing flexi-cap, midcap, and small-cap funds, emphasizing patience for underperforming schemes.

Sebi approves tighter conflict code, easier FPI settlement plan

Sebi has approved new conflict-of-interest norms for its chairperson and board members, which will be sent to the Centre for legal binding. The regulator also eased settlement rules for foreign portfolio investors, aiming to attract overseas funds back to Mumbai-listed shares.