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Aditya Birla Sun Life AMC Limited

Aditya Birla Sun Life AMC Limited

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    Aditya Birla Sun Life AMC Limited

    ABSL Low Duration Fund

    Debt Low Duration Fund

    An open ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months

    AUM (In crores)

    NAV

    Annualized Returns %

    Annualized

    Returns %

    1 Year

    3 Year

    5 Year

    Since Inception
    Since Inception
    1M
    3M
    6M
    1Y
    3Y
    5Y
    10Y
    15Y
    20Y

    Aditya Birla Sun Life Low Duration Fund

    SIP Amount
    Min . ₹ 100
    Lumpsum Amount
    Min. ₹ 100

    Aditya Birla Sun Life Low Duration Fund Overview

    Aditya Birla Sun Life Low Duration Fund an open-ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk.

    Investment Objective

    The objective of the scheme is to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of short maturities with a view to provide reasonable returns.

    Why one can invest:

    • check-circle

      If you are looking for a suitable avenue to invest your short-term surplus funds ( 3 months to 12 months)

    • If you are looking for reasonable returns over the short term

    • If you are looking for good liquidity as well as safety of your capital through investment in high quality debt and money market securities

    • If you are also looking for to have a diversified portfolio of G-secs, corporate bonds and money market instruments even with low minimum investments as little as Rs.100

    Fund Details

    CAGR

    Latest NAV

    (as on )

    AUM

    ()

    Inception Date

    ()

    Risk

    Investment Horizon

    3 months to 12 months

    Annualized Benchmark Returns

    Min Investment

    Entry load

    NIL

    Exit load

    NIL

    Total Expense Ratio (TER)

    Sharp Ratio

    Beta Ratio

    Other Parameters

    Standard Deviation

    Modified Duration

    -

    Yield to Maturity

    -

    Portfolio Turnover:

    -

    Average Maturity

    -

    Macaulay Duration

    -

    Net Equity Exposure

    -

    Fund Managers

    Mr. Kaustubh Gupta

    Kaustubh Gupta is the Co-Head of Fi...
    Read More

    Mr. Mohit Sharma

    Mohit Sharma is a Senior Fund Manag...
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    Mr. Dhaval Joshi

    Dhaval Joshi has an overall experie...
    Read More

    Riskometer

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    (An open ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months)

    This product is suitable for investors who are seeking

    • Reasonable returns with convenience of liquidity over short term

    • Investment in a basket of debt and money market instruments of short maturities

    *Investors should consult their financial advisers if in doubt whether the product is suitable for them

    Portfolio & Sector Holdings

    Retail

    % of Net Assets

    Sector Holdings

    Fund Summary

    - We may at times find ourselves in receipt of surplus funds – could be a salary bonus or windfall gain from your business etc.

    - The application for these funds though may arise after some time. Say for example you are planning an international vacation after 6 months

    . - While we tend to keep such funds in our savings accounts, there are other investment options as well which seek to offer liquidity and safety of capital & have the potential for better returns over the short term.

    - One such option is a low duration fund. These funds invest in high quality debt and money market instruments of low duration (up to 12 months). These offer high liquidity and relative safety of capital while offering superior yields.

    - Aditya Birla Sun Life Low Duration Fund is one such open-ended debt fund. It invests predominantly in high quality debt instruments (these can be G-secs and bonds) of duration between 6 to 12 months. This scheme identifies securities that offer better yields yet at lower levels of risk.

    - The fund is suited for a short-term investing period (typically 3 months to 12 months) Learn more about Short term funds

    Fund discipline

    - The Scheme aims to allocate up to 80% of its net assets to debt and money market instruments such that the Macaulay duration of the portfolio will be between 6 months – 12 months

    - The Scheme will also invest 20-100% of its net assets in money market instruments including Tri-party Repo on G-secs or treasury bills & repo.

    - The fund manager aims to identify securities, which offer superior levels of yield at lower levels of risks.

    - Liquidity will also be an important criterion and a reasonable proportion of the investment will be made in relatively liquid investments.

    - Additionally, macro-economic conditions are also studied to predict likely direction interest rates so as to position the portfolio accordingly.

    Value Added Products

    - Systematic Transfer Plan (STP) investing allows investors to periodically transfer a pre-decided investment amount from this fund into any other open ended fund of Aditya Birla Sun Life

    - STP facility is available on daily, weekly, monthly or quarterly basis

    - Systematic Withdrawal Plan (SWP) investing allows investors to provide standing instructions for periodic withdrawal of specified amounts from investment in the fund.

    - The withdrawal can be ‘fixed withdrawal’ which specifies a fixed amount, or ‘appreciation withdrawal’ which provides for withdrawal of capital appreciation at periodic intervals

    - From daily to annual withdrawals, several period withdrawal options are available to investors

    - Systematic Investment Plan (SIP) investing allows investors to invest pre-determined sums of money regularly and at periodic intervals (monthly or weekly) in the fund

    - Potential to give investors benefit of compounding over the long term. Furthermore, through rupee cost averaging helps better manage market volatility

    - SIP facility is augmented by several add ons such as Step-up SIPs, Pause SIP, Multi Scheme SIPs, Century SIP etc.

    Tax Applicability

    Investment held for less than 36 months

    Short Term Capital Gain Tax would be applicable. Any gains/profits would be added to income of the investor taxed at applicable slab rates (plus applicable surcharge and cess).

    Investment held for more than 36 months

    Long Term Capital Gain Tax would be applicable. Gains/profits would be taxed at 20% (plus applicable surcharge and cess) after indexation benefit.

    Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.

    Forms & Downloads

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    SID

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    Exit Load:

    Yes
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    Start SIP
    Lumpsum

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    • Saving Solution
    • Debt-Liquid

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    Yes
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    • Debt-Low Duration Fund

    %

    Annualized Returns

    Since Inception
    1Y
    3Y
    5Y

    AUM:

    NAV:

    Exit Load:

    NIL
    Start SIP
    Lumpsum

    REG-G
    • Saving Solution
    • Debt-Short Duration

    %

    Annualized Returns

    Since Inception
    1Y
    3Y
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    AUM:

    NAV:

    Exit Load:

    Nil
    Start SIP
    Lumpsum

    Don’t know where to start? Start here!

    Frequently Asked Questions

    There are two ways in which you can invest in this debt fund:

    o Via Direct Plan – under this plan you can purchase units of the fund directly from the fund house i.e.: Aditya Birla Sun Life Mutual Fund
    o Via Regular Plan – under this plan you can invest through a mutual fund distributor or broker of your choice

    The other key difference between both these plans is that they charge different expense ratios.

    Currently the regular plan has an expense ratio of ____%, whereas the direct plan charges a lower expense ratio of ____%.
    Choosing a direct plan over regular plan, means your investments will be subject to a lower expense ratio which translates into better returns on your investment.

    When you have invested via a direct plan, redemption of your investment can be easily done online. All you need to do is login with your credentials on the app or webpage of Aditya Birla Sun Life Mutual Fund, choose the option of redemption and feed in the specified amount or number of units you wish to redeem.

    Yes, the Aditya Birla Sun Life Low Duration Fund offers both SIP and lumpsum investing options to investors. Which option you choose depends on several criteria including your investing objective, risk appetite, investing term and affordability. This fund can also be suitable for STP investing, when investors want to re-balance their portfolio from equity to debt

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