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PlaystoreAditya Birla Sun Life AMC Limited
Aditya Birla Sun Life AMC Limited
Debt
Short Duration
An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years
Annualized Returns %
Annualized
Returns %
Aditya Birla Sun Life Short Term Fund
SIP Amount
Min . ₹ 1000
Lumpsum Amount
Min. ₹ 1,000
Fund Overview
Aditya Birla Sun Life Short Term Fund is An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk.
Investment Objective
The investment objective of the scheme is to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.
Why one can invest:
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If you are looking for Income with capital growth over short term
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If you are looking for high liquidity of your debt fund investment
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If you are looking for suitable investment option for short term (1 to 3 years)
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If you are also looking to build a diversified portfolio of debt and money market instruments, with investments starting at Rs.1000.
Also Read: What are Debt Funds?
Fund Details
CAGR
Latest NAV
AUM
Inception Date
Risk
Investment Horizon
1 to 3 years
Annualized Benchmark Returns
Min Investment
Entry load
NIL
Exit load
NIL
Total Expense Ratio (TER)
Sharpe Ratio
Beta Ratio
Other Parameters
Standard Deviation
Modified Duration
-
Yield to Maturity
-
Portfolio Turnover:
-
Average Maturity
-
Macaulay Duration
-
Net Equity Exposure
-
Fund Managers
Mr. Kaustubh Gupta
Mr. Mohit Sharma
Riskometer
(An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years)
This product is suitable for investors who are seeking
-
-Income with capital growth over short term
-
-Investments in debt and money market instruments
*Investors should consult their financial advisers if in doubt whether the product is suitable for them
Portfolio & Sector Holdings
Retail
% of Net Assets
Sector Holdings
Dividend History
Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.
Investment Performance
IDCW Plan of this scheme has distributed income to its investors out of its earnings, from time to time. The details of the same is tabulated:| Declared on date | IDCW Yield (Regular Plan) | IDCW Per Unit | Cum IDCW NAV |
|---|
Fund Summary
- Funding for near-term goals requires investment in short term investment instruments.
- Short Duration funds can be an investment option for such goals.
- They aim to invest in an array of quality debt instruments such that the average portfolio duration is for a short term. They thus offer reasonable returns, while maintaining desirable liquidity and risk profile for investors
- Aditya Birla Sun Life Short Term Fund is one such open ended debt fund that invests in debt and money market instruments of varying maturities such that the average duration of the portfolio is 1 to 3 years.
- The fund can be suited for a short-term investing period (1 to 3 years)
Fund discipline
- The Scheme invests up to 100% of its net assets into debt and money market securities. These include securities issued by corporates as well as state/central government
- It maintains the Macaulay duration of the portfolio between 1 to 3 years. The Macaulay duration is the weighted average term to maturity of the cash flows from a bond.
- It can also invest up to 10% of its net assets into units issued by REITs and InvITs.
- With the aim of controlling risks, rigorous in-depth credit evaluation of the securities proposed to be invested in will be carried out. Additionally, the macro-economic conditions, including the political, economic environment and factors affecting liquidity and interest rates are also studied.
Tax Applicability
Pursuant to amendment to the Finance Bill 2023, any capital gains earned on investments made in this scheme on or after 1 April 2023, will be considered as short-term capital gains and added to the investor’s income and taxed at the applicable income tax slab rates (plus any applicable surcharge and cess), regardless of the investment holding period.
Please note that investments made on or before March 31, 2023, and held for more than 36 months will be eligible for indexation benefit in taxation. Gains on such investments will be taxed at a rate of 20% (plus applicable surcharge and cess) after taking into account the indexation benefit.
Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.
Forms & Downloads
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Frequently Asked Questions
There are two ways in which you can invest in this debt fund.
o Via Direct Plan - involves purchasing units of the fund directly from Aditya Birla Sun Life Mutual Fund
o Via Regular Plan – involves investing through a distributor or broker of your choice
Both these plans have a common portfolio but separate NAVs. This is because they both apply different expense ratios. Your choice of plan thus directly impacts the returns from your investment.
To redeem your investments in the direct plan of Aditya Birla Sun Life Short Term Fund, you can use their mobile app or desktop webpage and select a specified amount or number of units to redeem. For investments made in the regular plan through Registrar and Transfer Agent (RTA) or Mutual Fund Distributor (MFD), you can submit a duly signed redemption form to the respective RTA/MFD or redeem online through their portal, if available.
Yes, you can invest in Aditya Birla Sun Life Short Term Fund via SIP or lump-sum route. The choice of mode of investing will be guided by your investing objective, investing term and affordability.
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