With a final adieu to 2018, it’s time to take a hard look at it and move into the New Year with a sense of achievement and purpose. Many fancy resolutions will be made and broken but here’s the It-List of the things you can do in 2019:

1. Can give back with a Social Enterprise – Let the not-so-privileged have a small share in your success and happiness; form a social organization and give back a part to society.
2. Side hustle – If you are looking to make some extra money, now is the time to scout the cyber world; you will have infinite options to make your bank account smile in this short time.
3. Up-skill – It is the survival of the fittest; so ramp up your skills and give your competition a tough time.
4. Pay attention to CIBIL score – Check your CIBIL score and find out your credit history and rating; get the ideal score and avail loans without a worry.
5. Social detox for real. No more lame efforts – Give yourself a real break and keep away from social sites; explore the beauty of nature instead.
6. Hire a financial planner – If you have been doing some DIY investments aimlessly, you can hire a financial planner and have a well chalked financial plan for yourself and family.
7. Wellness Holiday – Experience bliss at a quiet destinationwith a traditional massage, creambath and yoga sessions; ease away the tiredness in your mind and limbs effortlessly.
8. Phone a friend – That long-lost childhood friend is still waiting for you to catch up; make that call and let the childhood memories enliven you once again.
9. Read a long-postponed book – The year-end is also a time to relax and rewind in your own space; nothing better than a good book to help you do that.
10. De-clutter your life – Remove the rubbish from your life – from your devices, your home/office and even your mind; de-clutter and move into the New Year with a fresh mind.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.