Aditya Birla Sun Life Mutual Fund

Mutual Fund Scheme Categories - Types of Mutual Funds Categories - Aditya Birla Sun Life Mutual Fund

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Fund Sub-Categories

Wealth Solution

These schemes seeks to provide tax efficient return on your capital through equity investments over a longer term. Could be Ideal for investors who are planning for future expenses, like Children's higher education, marriage, Retirement etc. Available in the range of aggressive to conservative options to suit the needs of the investor.

Hybrid

A hybrid fund invest in a mix of growth oriented equity, capital preseving debt and other assets related instruments, which can vary proportionally over time or remain fixed.

Aggressive Hybrid

  • Particulars:

    Investing predominantly in stocks/equity. Allocation Equity 65-80% & Debt 20-35%

  • Suitable for investors:

    For investors who wish to take an exposure to equity as well as debt, lowering risk and achieving greater tax efficiency.

Equity

An equity fund invests principally in stocks. It can be actively or passively managed.

Dividend Yield

  • Particulars:

    Invests 65% or more in dividend yield stocks or stocks that pay periodic dividends

  • Suitable for investors:

    For investors who seek to generate income via a high dividend yield portfolio from stocks.

Focused

  • Particulars:

    Invests in maximum of 30 stocks

  • Suitable for investors:

    For investors who seek a more focused and yet diversified portfolio of stocks.

Large & Midcap

  • Particulars:

    Invests at least 35% in large and mid cap stocks each

  • Suitable for investors:

    For investors who seek to invest in established large caps as well as emerging small cap companies and generate wealth over the long term.

Largecap

  • Particulars:

    Invests 80% or more in large cap stocks ie top 100 stocks as ranked by total market capitalization

  • Suitable for investors:

    For investors who seek to invest in quality and established large cap companies and generate wealth over the long term.

Midcap

  • Particulars:

    Invests 65% or more in mid cap stocks ie the 101st to 250th stocks as ranked by total market capitalization

  • Suitable for investors:

    For investors who seek to invest in quality mid cap emerging companies and generate wealth over the long term.

Multicap

  • Particulars:

    Minimum 65% investment in stocks / equity across large cap, midcap and small cap stocks

  • Suitable for investors:

    For investors who seek a diversified fund which invests across the market caps.

Sectoral

  • Particulars:

    Minimum 80% investment in stocks/equities of a particular selected sector of the economy.

  • Suitable for investors:

    For investors who seek to take exposure to a particular sector.

SmallCap

  • Particulars:

    65% or more in small cap stocks ie the stocks ranked 251st stock and onward by total market capitalisation

  • Suitable for investors:

    For investors who seek to invest in quality small cap companies and generate wealth over the long term.

Thematic

  • Particulars:

    Minimum 80% investment in stocks/equity following a particular selected unique theme

  • Suitable for investors:

    For investors who seek to take exposure to a broad set of stocks under a unique theme.

Value

  • Particulars:

    Minimum 65% investment in stocks/equity following value style of investment

  • Suitable for investors:

    For investors who wish to add a portfolio managed with value style of investment.

Others

A fund of funds invest in a portfolio of mutual fund schemes that consists of underlying assets rather than directly investing in stocks, bonds and other securities.

ETF

  • Particulars:

    Invests min 95% in securities of a particular index

  • Suitable for investors:

    For investors seeking to invest in a passively managed, low cost fund, which can be bought and sold on the stock exchange.

FOF (Overseas/Domestic)

  • Particulars:

    Invests in a portfolio of other mutual fund schemes.The ready basket of funds reduces the investors burden to invest, allocate and rebalance between various funds.

  • Suitable for investors:

    For investors seeking a ready and diversified portfolio of various equity funds from Aditya Birla Sun Life Mutual Fund.

Index

  • Particulars:

    Invests min 95% in securities of a particular index.

  • Suitable for investors:

    For investors seeking to invest in a passively managed, low cost fund.

Solution

An equity fund invests principally in stocks. It can be actively or passively managed.

Child Plan

  • Particulars:

    Minimum 80% investment in equity under guidelines of tax savings issued by Ministry of Finance. 3 year lock in applicable

  • Suitable for investors:

    For investors who would like to create wealth along with tax saving

Retirement

Saving Solution

These schemes are aimed at preserving your money, providing you with liquidity and giving you tax-efficient returns. Could be ideal for investors with a low to medium propensity for risk and seek high liquidity.

Equity

An equity fund invests principally in stocks. It can be actively or passively managed.

Arbitrage

  • Particulars:

    Minimum equity exposure of 65% investing in arbitrage opportunities

  • Suitable for investors:

    For investors who seek safety and returns of debt investments but taxation of equity.

Debt

A debt mutual fund invests in a mix of debt investments such as treasury bills, government securities (G-Secs), corporate bonds and money market instruments.

Banking & PSU Debt

  • Particulars:

    Invests 80% or more in Banking & PSU bonds only, typically high rated.

  • Suitable for investors:

    For investors who seek tax efficient fixed income investments via exposure to some of the best quality papers of Banks and PSUs.

Corporate Bond

  • Particulars:

    Invests 80% or more in high credit rating investments (AA+ or higher)

  • Suitable for investors:

    For investors who seek tax efficient fixed income investments via exposure some of the best quality papers issues by companies.

Credit Risk

  • Particulars:

    Invests 65% or more in lower credit rated investments (AA and below)

  • Suitable for investors:

    For investors seeking relatively higher returns / income via exposure to higher credit risk fixed income investments.

Dynamic Bond

  • Particulars:

    Invests across duration.

  • Suitable for investors:

    For investors who seek safety and returns of debt investments but taxation of equity.

Floater

  • Particulars:

    Invests 65% or more in floating rate instruments.

  • Suitable for investors:

    For investors who seek a portfolio of fixed income investments in benchmark linked paper.

Gilt

  • Particulars:

    Invests only in Government securities (Sovereign rating / highest rating)

  • Suitable for investors:

    For investors planning to exposure the highest rated Government bonds. This can be very volatile though.

Liquid

  • Particulars:

    Invests in Debt and money market securities with maturity of upto 91 days only.

  • Suitable for investors:

    For investors who seek to park their savings for less than 3 months and achieve higher liquidity and a better return compared to traditional fixed income investments.

Low Duration

  • Particulars:

    Invest in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6-12 months

  • Suitable for investors:

    For investors who seek to park their savings for 6 to 12 months and achieve a better return compared to traditional fixed income investments.

Medium Duration

  • Particulars:

    Invest in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3-4 years.

  • Suitable for investors:

    For investors with medium term investment horizon and seeking tax efficient fixed income investments as a part of their asset allocation.

Medium to Long Term

  • Particulars:

    Invest in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 4-7 years

  • Suitable for investors:

    For investors with long term investment horizon and seeking tax efficient fixed income investments as a part of their asset allocation.

Money Market

  • Particulars:

    Invests in Money Market instruments having maturity upto 1 year.

  • Suitable for investors:

    For investors who seek to park their savings for for upto months and achieve a better return compared to traditional fixed income investments.

Short Duration

  • Particulars:

    Invest in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 1-3 years.

  • Suitable for investors:

    For investors with short term investment horizon and seeking tax efficient fixed income investments as a part of their asset allocation.

Ultra Short Duration

  • Particulars:

    Invest in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 -6 months.

  • Suitable for investors:

    For investors who seek to park their savings for 3 to 6 months and achieve higher liquidity and a better return compared to traditional fixed income investments.

Others

A fund of funds invest in a portfolio of mutual fund schemes that consists of underlying assets rather than directly investing in stocks, bonds and other securities.

ETF

  • Particulars:

    Invests min 95% in securities of a particular index

  • Suitable for investors:

    For investors seeking to invest in a passively managed, low cost fund, which can be bought and sold on the stock exchange.

FOF (Overseas/Domestic)

  • Particulars:

    Invests in a portfolio of other mutual fund schemes.The ready basket of funds reduces the investors burden to invest, allocate and rebalance between various funds.

  • Suitable for investors:

    For investors seeking a ready and diversified portfolio of various equity funds from Aditya Birla Sun Life Mutual Fund.

Solution

An equity fund invests principally in stocks. It can be actively or passively managed.

Retirement

Income Solution

These schemes seek to invest your money so as to provide regular income and tax efficient returns. Could be ideal for investors who are interested in alternative modes of regular income, either in present or post retirement , and have low propensity for risk.

Hybrid

A hybrid fund invest in a mix of growth oriented equity, capital preseving debt and other assets related instruments, which can vary proportionally over time or remain fixed.

Balanced Advantage

  • Particulars:

    Investments in equity/ debt that is managed dynamically.

  • Suitable for investors:

    For investors seeking a more dynamically managed portfolio in line with the market movements.

Conservative Hybrid

  • Particulars:

    Investing predominantly in debt. Allocation Equity 10-25% & Debt 75-90%

  • Suitable for investors:

    For first time investors who wish to achieve a higher return than a traditional fixed income investment by using a small exposure to equity.

Equity Savings

  • Particulars:

    Investments in equity, arbitrage and debt. Allocation Equity - Min 65%, Debt - Min 10%

  • Suitable for investors:

    Ideal for first time investors seeking exposure to equity but at a significantly lower risk and yet achieving tax efficiency of equity.

Others

A fund of funds invest in a portfolio of mutual fund schemes that consists of underlying assets rather than directly investing in stocks, bonds and other securities.

FOF (Overseas/Domestic)

  • Particulars:

    Invests in a portfolio of other mutual fund schemes.The ready basket of funds reduces the investors burden to invest, allocate and rebalance between various funds.

  • Suitable for investors:

    For investors seeking a ready and diversified portfolio of various equity funds from Aditya Birla Sun Life Mutual Fund.

Solution Oriented

These schemes seeks to provide tax efficient return on your capital through equity investments over a longer term. Could be Ideal for investors who are planning for future expenses, like Children's higher education, marriage, Retirement etc. Available in the range of aggressive to conservative options to suit the needs of the investor.

Solution

An equity fund invests principally in stocks. It can be actively or passively managed.

Child Plan

  • Particulars:

    Minimum 80% investment in equity under guidelines of tax savings issued by Ministry of Finance. 3 year lock in applicable

  • Suitable for investors:

    For investors who would like to create wealth along with tax saving

Tax Solution

It provides tax benefits under section 80C and reduce your tax burden, while also providing long term capital growth to your money through equity investments. Could be ideal for investors who would like to create wealth along with tax saving.

Equity

An equity fund invests principally in stocks. It can be actively or passively managed.

ELSS

  • Particulars:

    Minimum 80% investment in equity under guidelines of tax savings issued by Ministry of Finance. 3 year lock in applicable

  • Suitable for investors:

    For investors who would like to create wealth along with tax saving

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