How to Use a Mutual Fund App Effectively: A Beginner’s Guide

Using mutual fund apps has become one of the easiest ways to start investing, especially in India. With the country’s mutual fund industry now crossing Rs 75 lakh crore in Assets Under Management (AUM), mutual funds have become an attractive option for investors of all levels.

This surge has been fuelled by the growing popularity of Systematic Investment Plans (SIPs), which have shown rapid growth, with SIP AUM reaching Rs 15.52 lakh crore by September 2025. This growth is supported by over 9 crore SIP accounts, showcasing the growing trust and convenience of this investment vehicle.

Why Use an app for investing in Mutual Fund?

A mutual fund app brings investing to your fingertips. You do not need to visit any physical branch or fill out stacks of forms. Everything is digital, quick, and user-friendly.

Here’s why many beginners prefer using a mutual fund app:

Here’s why many beginners prefer using a mutual fund app:

• It simplifies the investment journey with easy navigation and guided steps.

• It allows you to start your investment journey with clear visibility of your portfolio.

• It helps you access educational resources that explain key concepts in simple terms.

• It enables real-time tracking, helping you stay aware of how your investments are performing depending on market conditions.

• It supports quick transactions, whether you want to start, pause, redeem, or switch, based on your comfort and financial goals.

Overall, using an app for investing in Mutal Funds in India can make the entire experience less overwhelming, especially for first-time investors.

Essential Features to Look for in a Mutual Fund App

Before choosing any app, take some time to explore its features. The right platform can make your investment experience smoother and more informed.

Here are some essential features to look for:

Easy Account Setup

A good app should allow you to begin quickly with basic details and a simple, guided onboarding process. No complicated documents or long verification delays should stand in your way.

KYC Integration

Every investor needs to be KYC-compliant. Look for an app that includes KYC verification in the process, so you don’t have to do it separately.

Educational Support

For beginners, learning is extremely important. A mutual fund app should offer articles, videos, FAQs, or basic tools to help you understand market dynamics.

Portfolio Tracking

Once you start investing, tracking your growth becomes essential. A quality app will help you view your portfolio’s performance, asset allocation, and transaction history clearly.

Secure Transactions

Security is crucial. Make sure the app follows strong data protection practices and uses secure login and verification methods.

A well-designed app lets you focus on your investment goals while the platform handles everything else smoothly.

How to Get Started Using an Investment App

Getting started with an investment app is simple and beginner friendly. Here’s how you can begin using an app such as the Aditya Birla Sun Life Mutual Fund app:

Step 1: Download the App

Go to your phone’s app store and search for “ABSLMF Investor App.” Tap on Install to download the application.

Step 2: Enter Your Basic Details

Open the app and enter basic information such as your PAN, your name as per PAN records, and your date of birth.

Step 3: Proceed With Verification

Tap on Proceed to move to the verification stage. The app will display a KYC verification screen.

Step 4: Complete KYC

Tap on Send OTP. Enter the OTP received on your registered mobile number and/email address. Once verified, you can begin exploring and investing based on your comfort and understanding of market conditions.

This process is designed to help beginners start within minutes, without any paperwork or physical documentation.

How to Track & Manage Your Portfolio Smartly

Once you start investing, tracking your portfolio is just as important as selecting your schemes. A well-organised mutual fund app makes it easy to monitor your investments.

Monitor Performance

You can view how your investments are performing depending on market conditions. Apps usually show the current value, historical performance, and asset allocation.

Stay Updated

Most apps provide important updates, notifications, and insights. These can help you understand changes in the market environment, which may influence your investment decisions.

Review Your Goals

Over time, your financial goals may evolve. Use the app’s tracking tools to see if your investments are aligned with these goals. If needed, you can adjust your strategy while keeping market conditions in mind.

Use Built-in Tools

Many apps include calculators or basic tools that help you plan your next steps. These tools do not guarantee results but offer clarity to support your decision-making process.

Managing your portfolio smartly is a continuous process. The right app makes it convenient, transparent, and simple.

Why the Investor App by ABSLMF Is Beginner-Friendly & Efficient

The Aditya Birla Sun Life Mutual Fund app is designed with beginners in mind. Whether you’re looking to explore mutual funds investment or manage your existing investments, the app provides:

• A quick and seamless onboarding experience

• Simple navigation for easy selection of schemes

• Built-in learning support for those new to investing

• Clear portfolio insights to help you understand performance depending on market movements

• Secure and fast transactions

It has all the core features a beginner needs, merged with a clean design that makes investing less intimidating.

Moving Forward with Confidence

Using a mutual fund app effectively is not just about starting your investment journey. It’s about staying informed, reviewing your decisions, and remaining mindful of market conditions.

Disclaimers:

The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Recipients of this information are advised to rely on their own analysis, interpretations & investigations. Readers are also advised to seek independent professional advice in order to arrive at an informed investment decision.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.