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The investment objective of the scheme is to provide capital growth and income by investing primarily in a well diversified portfolio of dividend paying companies that have a relatively high dividend yield.
Systematic Investment Plan - Available Online & Offline for Direct & Regular investors to iron out intermittent market volatility and enable long term savings
Salient features of SIP:
Step-up SIP – This facility lets investors enhance the SIP amount during regular intervals. This allows you to make the most out of your SIP investments by increasing your contributions towards those schemes that are performing well. Additionally, you can also increase your investment amount when there is a hike in your pay.
Multi Scheme SIP Facility - The Facility enables investors to subscribe under various Schemes through SIP using a single application form and payment instruction.
Systematic Transfer Plan (STP) allows investors to save in both asset classes by transfering a fixed amount from one scheme and invest in another scheme
Investors have the option of:
Minimum Balance in the scheme at the time of enrollment for STP facility:
Minimum Transfer Amount
For STP installments greater than Rs.500 but less than Rs.999, Investors are required to instruct for minimum 12 transfers of Rs.500 and in multiples of Re. 1thereafter. For STP installments of Rs.1000 and above, Investors are required to instruct for minimum 6 transfers of Rs.1000 and in multiples of Re. 1 thereafter.
Systematic Withdrawal Plan allows investors to withdraw a fixed amount of money from their mutual fund to build sustainable income streams while saving on Tax also
Investors have the option of:
Fixed Withdrawal - which allows investors of the Growth Plan to withdraw a fixed amount at regular intervals. Investors can withdraw fixed amount of Rs1,000/- each and above at regular intervals.
Appreciation Withdrawal - which allows investors of Growth Plan to withdraw the appreciation amount at regular intervals. Investors can withdraw appreciation of Rs1,000/- and above at regular intervals.
For Fixed Withdrawal Option: Investors can withdraw fixed amount on 1 or 7 or 10 or 14 or 20 or 21 or 28 of month/quarter/Half yearly and Annually for minimum 6 months/ 4 quarter/2 half years and 1 year. For Appreciation Withdrawal Option: Investors can withdraw appreciation on the 1 of each month/quarter for minimum 6 months/ 4 quarter.
Smart Withdrawal Facility offers fixed payment option & variable payment option to allow investor to receive income @@8% p.a. at fixed intervals or equivalent to dividend payment in the fund respectively. This helps in building regular cash flows, Tax efficiency, No TDS, No exit load impact. Available in BAF, Bal '95, BDYP, MIP 25, MTP, CBF, DBF, STOP
Capital Appreciation Transfer Plan (CATP) allows investors to preserve their capital and transfer only capital appreciation to another asset class / scheme at regular intervals
Total Experience : 11 years
Use this tool by entering any amount you would have invested to calculate how much it would be worth today.
Internal rate of return or annualized yield for a schedule of cash flows occurring at irregular intervals.
Internal Rate of return or annualized yield for a schedule of cash flows occurring at irregular intervals for respective benchmark index.
One of the best indicators of a company’s performance is its ability to share its profits with its investors. If a company shares a significant portion of its profit regularly and consistently with its investors, it indicates that it’s a well-performing company. If there is an investment opportunity by identifying any such company that might be undervalued, it could result in twin benefits of tax free dividend income and growth in capital, during a particular period. This is what Aditya Birla Sun Life Dividend Yield Fund does by identifying such investment opportunities consisting of companies providing high dividends relative to their share prices.
Get best of both worlds but with lesser risk
As the companies grow and exhibit their financial progress with steady growth and profit sharing through dividend distribution, they have steady share price appreciation and face lesser price volatility. High dividend payout often signals that there is enough cash generation in the business and that the stock might be under-priced given the high cash generating ability of the issuer. This provides investors an opportunity to earn regular dividend and good capital appreciation with lesser risk.
Investing in stocks with high dividend yields is traditionally a 'Defensive Investment Strategy'. Using this approach, the scheme targets at achieving higher returns than would otherwise be available from interest bearing securities
(Bonds, FDs, CDs, Debentures etc.), but without taking undue exposure to the ups and downs of the stock markets.
It has been seen that share prices of companies having high dividend yield are less volatile than growth stocks. These companies which have a track record of dividend payment, are hence perceived as 'Shareholder Friendly'. The Fund Benchmark is Nifty Div Opps 50 TRI.
(An open ended equity scheme predominantly investing in dividend yielding stocks)
*We recommend investors should consult their financial advisers if in doubt about whether the product is suitable for them.
For further details on the Scheme, refer Scheme Information Document and Key Information Memorandum.