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AppStore
PlaystoreAditya Birla Sun Life AMC Limited
Aditya Birla Sun Life AMC Limited
Debt
Liquid Fund
An Open-ended Liquid Scheme
Annualized Returns %
Annualized
Returns %
Aditya Birla Sun Life Liquid Fund
SIP Amount
Min . ₹ 100
Lumpsum Amount
Min. ₹ 500
Aditya Birla Sun Life Liquid Fund Overview
Aditya Birla Sun Life Liquid Fund is an Open-ended Liquid Scheme. A relatively low interest rate risk and moderate credit risk.
Investment Objective
An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.
Why one can invest:
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If you are looking for a suitable investment avenue to park your short-term funds.
-
- If you are looking for preservation of capital and ease of liquidity for your short-term funds
-
If you are looking to invest for a very short to short investing horizon – up to 3 months.
Fund Details
CAGR
Latest NAV
AUM
Inception Date
Risk
Investment Horizon
Up to 3 months
Annualized Benchmark Returns
Min Investment
Entry load
NIL
Exit load
1%
Investor Exit upon subscription (Exit load as % of redemption) - Day 1 - 0.0070%,
Day 2 - 0.0065%,
Day 3 - 0.0060%,
Day 4 - 0.0055%,
Day 5 - 0.0050%,
Day 6 - 0.0045%,
Day 7 Onwards - 0.0000%
Day 2 - 0.0065%,
Day 3 - 0.0060%,
Day 4 - 0.0055%,
Day 5 - 0.0050%,
Day 6 - 0.0045%,
Day 7 Onwards - 0.0000%
Total Expense Ratio (TER)
Sharpe Ratio
Beta Ratio
Other Parameters
Standard Deviation
Modified Duration
-
Yield to Maturity
-
Portfolio Turnover:
-
Average Maturity
-
Macaulay Duration
-
Net Equity Exposure
-
Fund Managers
Mr. Kaustubh Gupta
Ms. Sunaina da Cunha
Mr. Sanjay Pawar
Riskometer
(An Open-ended Liquid Scheme)
This product is suitable for investors who are seeking
-
- Reasonable returns with high levels of safety and convenience of liquidity over short term
-
- Investments in high quality debt and money market instruments with maturity of upto 91 days
*Investors should consult their financial advisers if in doubt whether the product is suitable for them
Portfolio & Sector Holdings
Retail
% of Net Assets
Sector Holdings
Dividend History
Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.
Investment Performance
IDCW Plan of this scheme has distributed income to its investors out of its earnings, from time to time. The details of the same is tabulated:| Declared on date | IDCW Yield (Regular Plan) | IDCW Per Unit | Cum IDCW NAV |
|---|
Fund Summary
- Short term investments generally have two core requirements – liquidity and safety. When you have spare funds, you may need to park them somewhere temporarily so that your capital is preserved as well as the money can be easily accessed whenever needed. Let’s say funds for an upcoming holiday or an impending house renovation etc.
- Liquid funds can be one of the investment options in such situation.
- Aditya Birla Sun Life Liquid Fund is a debt mutual fund that invests in high quality, low risk debt and money market instruments of duration up to 91 days such as treasury bills, G-secs, commercial paper, commercial bills etc.
- It aims to optimise short-term returns for investors while providing relative safety and high liquidity.
Click here to view the Instructions for Instant Access Facility
Fund discipline
- The Scheme will invest the entire net assets (100%) in fixed income and money market securities with flexibility to invest in whole spectrum of debt and money market instruments.
- Depending upon liquidity needs and other considerations, the scheme may also hold cash or cash equivalents including call money.
- The Scheme shall make investment in/purchase debt and money market securities with maturity of up to 91 days only.
- The Scheme shall hold at least 20% of its net assets in liquid assets. For this purpose, 'liquid assets' shall include Cash, Government Securities, T-bills and Repo on Government Securities.
Value Added Products
Systematic Investment Plan Available Online & Offline for Direct & Regular investors to iron out intermittent market volatility and enable long term savings.
Salient features of CATP:
Step up SIP - This facility lets investors enhance the SIP amount during regular intervals. This allows you to make the most out of your SIP investments by increasing your contributions towards those schemes that are performing well. Additionally, you can also increase your investment amount when there is a hike in your pay.
Multi Scheme SIP Facility - The Facility enables investors to subscribe under various Schemes through SIP using a single application form and payment instruction.
Systematic Investment Plan (SIP) investing means automatically investing a pre-determined sum of money in this fund, at periodic and pre-determined time intervals.
Gives investors the benefit of rupee cost averaging – better suited to manage market volatility
SIP facility is augmented by several add ons such as Step-up SIPs, Pause SIP, Multi Scheme SIPs etc.
Systematic Investment Plan Available Online & Offline for Direct & Regular investors to iron out intermittent market volatility and enable long term savings.
Salient features of STP:
Step up SIP - This facility lets investors enhance the SIP amount during regular intervals. This allows you to make the most out of your SIP investments by increasing your contributions towards those schemes that are performing well. Additionally, you can also increase your investment amount when there is a hike in your pay.
Multi Scheme SIP Facility - The Facility enables investors to subscribe under various Schemes through SIP using a single application form and payment instruction.
Systematic Investment Plan Available Online & Offline for Direct & Regular investors to iron out intermittent market volatility and enable long term savings.
Salient features of SWP:
Step up SIP - This facility lets investors enhance the SIP amount during regular intervals. This allows you to make the most out of your SIP investments by increasing your contributions towards those schemes that are performing well. Additionally, you can also increase your investment amount when there is a hike in your pay.
Multi Scheme SIP Facility - The Facility enables investors to subscribe under various Schemes through SIP using a single application form and payment instruction.
Tax Applicability
Investment held for less than 36 months
Short Term Capital Gain Tax would be applicable. Any gains/profits would be added to income of the investor taxed at applicable slab rates (plus applicable surcharge and cess).
Investment held for more than 36 months
Long Term Capital Gain Tax would be applicable. Gains/profits would be taxed at 20% (plus applicable surcharge and cess) after indexation benefit.
Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.
Forms & Downloads
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Frequently Asked Questions
There are two ways in which you can invest in this fund.
o Via Direct Plan - involves purchasing units of the fund directly from Aditya Birla Sun Life Mutual Fund
o Via Regular Plan – involves investing through a distributor or broker of your choice
Both these plans have a common portfolio but separate NAVs. This is because they both apply different expense ratios. Your choice of plan thus directly impacts the returns from your investment.
There are two ways in which you can invest in this fund.
o Via Direct Plan - involves purchasing units of the fund directly from Aditya Birla Sun Life Mutual Fund
o Via Regular Plan – involves investing through a distributor or broker of your choice
Both these plans have a common portfolio but separate NAVs. This is because they both apply different expense ratios. Your choice of plan thus directly impacts the returns from your investment.
Investments made in the direct plan of this fund can be easily redeemed online. This can be done either through the mobile app of Aditya Birla Sun Life Mutual fund or from its desktop-based webpage.
Redemption can be made basis a specified amount or basis a specified number of units you wish to redeem.
Yes, you can invest in Aditya Birla Sun Life Liquid Fund via SIP or lump-sum route. The choice of mode of investing will be guided by your investing objective, investing term and affordability.
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