The information and data contained in this Website do not constitute distribution, an offer to buy or sell or solicitation of an offer to buy or sell any Schemes/Units of Aditya Birla Sun Life Mutual Fund (ABSLMF), securities or financial instruments in any jurisdiction in which such distribution, sale or offer is not authorised. In particular, the information herein is not for distribution and does not constitute an offer to buy or sell or the solicitation of any offer to buy or sell any securities or financial instruments in the United States of America ("US") and Canada to or for the benefit of United States persons (being persons resident in the US, corporations, partnerships or other entities created or organised in or under the laws of the US or any person falling within the definition of the term "US Person" under the US Securities Act of 1933, as amended) and persons of Canada.
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The plan invests in various debt securities and money market instruments issued by corporates and/or state and central government.
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments.
The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.
Total Experience : 27 years
Total Experience : 11 years
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Internal rate of return or annualized yield for a schedule of cash flows occurring at irregular intervals.
Internal Rate of return or annualized yield for a schedule of cash flows occurring at irregular intervals for respective benchmark index.
The Plan invests in various debt securities and money market instruments issued by corporates and/or state and central government.
After retirement individuals look to have a regular income so that they can meet the expenses of their daily lives. The risk appetite is at the lowest because retirees aim to utilise their investments for generating incomes and don’t want to risk it to market volatility.
Retired people who are looking to generate regular income out of their retirement corpus may invest in Aditya Birla Sun Life Retirement Fund – 50s Plus Debt Plan. The plan aims to invest the total portfolio in debt and money market investments which aim to provide reasonable returns. The portfolio follows the accrual strategy and invests primarily in corporate bonds. However, a combination of accrual and duration investment strategy is followed when debt interest rate market is expected to be bullish. Retirees can, therefore, invest their retirement corpus in this plan for creating a source of regular incomes through dividend pay-outs or by opting for systematic withdrawal plan. The income paid would be inflation adjusted in tune with the growth of the capital market. The Fund Benchmark is CRISIL Short Term Bond Fund Index.
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
*We recommend investors to consult their financial advisers in case of doubt about whether the product is suitable for them.
*Second Income/Regular Income/Monthly Income is not assured and is subject to availability of distributable surplus. Dividend distribution in the form of regular income to individual investors is subject to dividend distribution tax (DDT) of 13.5188% which is deducted by the fund house. For individual nature of tax implications, investors are requested to consult their tax advisors before investing.
**The portfolio of the scheme is subject to changes within the provisions of the Scheme Information Document. Please refer to the Scheme Information Document for asset allocation, investment strategy, and risk factors.
+Investors should note that declaration of dividends is at the discretion of Trustees and subject to availability of distributable surplus and there is no guarantee or assurance on the frequency or quantum of dividends. The NAV of the scheme pursuant to a payout of the dividend would fall to the extent of the payout and statutory levy (if applicable). For individual nature of tax implications, investors are requested to consult their tax advisor before investing.