This fund offers two different plans, based on how you can invest:
o Direct Plan - here you can purchase units of the fund directly from the fund house i.e.: Aditya Birla Sun Life Mutual Fund
o Regular Plan – here you can invest through a mutual fund distributor or broker of your choice


This difference in manner of investing also leads to difference in expense ratio applied by both the plan.

Currently the regular plan has an expense ratio of ____%, whereas the direct plan charges a lower expense ratio of ____%. Choosing a direct plan over regular plan, means your investments will be subject to a lower expense ratio which translates into better returns on your investment.

The fund charges an expense ratio on all investments. This is applied to cover the fund management and administration costs. Charged annually, this goes to reduce the returns from your investment.
The fund charges an expense ratio of ____% on a regular plan and ____% on a direct plan. (As on _______)

When you have invested via a direct plan, redemption of your investment can be easily done online. All you need to do is login with your credentials on the app or webpage of Aditya Birla Sun Life Mutual Fund, choose the option of redemption and feed in the specified amount or number of units you wish to redeem.

Yes, the Aditya Birla Sun Life Banking and PSU Debt Fund offers both SIP and lumpsum investing options to investors. The choice of mode of investing will be guided by your investing objective, risk appetite, investing term and affordability.

This fund can also be suitable for STP investing, when investors want to re-balance their portfolio from equity to debt

AUM or assets under management denotes the total outstanding market value of investments in Aditya Birla Sun Life Banking and PSU Debt Fund that is being managed by the Aditya Birla Sun Life Mutual Fund.