- Retirement planning goes through phases – beginning from young and prime earning years ultimately to the later years of your career closing in on retirement.

- Your financial position, investing outlook and risk appetite changes over the years, calling for different investing strategies for each phase.

- How should you then plan and invest for retirement?

- You can plan for your retirement with Aditya Birla Sun Life Retirement Fund

- This scheme offers 4 different investment plans - The 30s Plan, The 40s Plan, The 50s Plan, The 50s Plus - Debt Plan - for varied age groups, giving higher equity exposure to younger risk-taking investors and increasing Debt investments for higher age plans

- It offers a trigger facility for seamless transition of risk profile and asset allocation. As one grows older and reaches new milestones of life, it calls for automatic changes in asset allocation (change of one plan to another). To illustrate, when you turn 40, the investment plan would automatically change from “The 30s Plan” to “The 40s Plan”. Similarly, the investment plan would change to “The 50s”, as you turn 50 and so on.