Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Credit Risk Fund | Credit Risk Fund - ABSLMF

Aditya Birla Sun Life Credit Risk Fund

(An open ended debt scheme predominantly investing in AA and below rated corporate bonds)

Investment Objective

Objective of the scheme is to generate income by investing in corporate debt securities of short to medium term maturities, by taking the benefit of mispriced credit opportunities

This product is suitable for investors who are seeking

  • Income with capital growth over short to medium term
  • Investments in portfolio of corporate debt securities with short to medium term maturities, across the credit spectrum, and within the investment grade

Fund Details

  • Fund Type - Open-Ended
  • Class - Debt
  • Category - Credit Risk
  • Min Investment - Rs. 100/-
  • Fund Manager - Mr. Maneesh Dangi & Ms. Sunaina da Cunha
  • Latest NAV - 13.993 (as on 20-Aug-2019)
  • Inception Date - Apr 17, 2015
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Applicable Value Added Service & Value Added Products

VAP (Value Added Products)

  • CSIP

    CSIP : Century SIP - SIP to enable your long term wealth creation while providing Free Life Insurance of upto Rs 50 Lacs

VAS (Value Added Services)

  • SIP

    SIP : Systematic Investment Plan - Available Online & Offline for Direct & Regular investors to iron out intermittent market volatility and enable long term savings

  • STP

    STP : Systematic Transfer Plan (STP) allows investors to save in both asset classes by transfering a fixed amount from one scheme and invest in another scheme

  • SWP

    SWP : Systematic Withdrawal Plan allows investors to withdraw a fixed amount of money from their mutual fund to build sustainable income streams while saving on Tax also

  • CATP

    CATP : Capital Appreciation Transfer Plan (CATP) allows investors to preserve their capital and transfer only capital appreciation to another asset class / scheme at regular intervals

Fund Performance

Trailing Return

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Funds are bucketed on various parameters with respect to other funds in their category.
*Annualized returns are displayed for 1 year and above.

Annualized Returns

Fund Management

  • Mr. Maneesh Dangi

    Total Experience : 20 years

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    As Co-Chief Investment Officer, Maneesh Dangi spearheads Fixed Income investments at Aditya Birla Sun Life AMC Limited. With close to twenty years of rich experience in Finance and Research, Maneesh leads a team of twenty-two, comprising fund managers and analysts, managing over INR 1.6 lakh crores.

    Maneesh has been with Aditya Birla Sun Life AMC for over a decade now. He manages funds such as ABSL Banking & PSU Debt Fund, ABSL Corporate Bond Fund, ABSL Credit Risk Fund, ABSL Medium Term Plan, ABSL Short Term Opportunities Fund, and ABSL Dynamic Bond Fund.

    Maneesh is an MBA in Finance and FRM.
  • Ms. Sunaina da Cunha

    Total Experience : 14 years

    View Full Profile
    Sunaina da Cunha is a Fund Manager at Aditya Birla Sun Life AMC Limited. She has an overall experience of 14 years in fixed income fund management with an expertise in structuring bond solution and credit transactions.

    She has been a part of the Aditya Birla Group since 2004 having started as a Group Management Trainee in Aditya Birla Management Corporation Private Limited.

    Sunaina is a CFA Charter Holder from CFA Institute, Virginia, USA. She also has a Master’s degree in Business Administration from Faculty of Management Studies (FMS), University of Delhi.
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Different plans shall have a different expense structure. The performance details provided herein are of (regular / direct) plan.

Portfolio and Sector Holdings

Top 10 Holdings (As on 30.06.2019)

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Issuer % to Net Assets
Top 10 Sector Holdings Chart

Fund Summary

Entry Load
Exit Load
Load Comments
NIL
In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched-out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load:
1% : For redemption / switch-out of units within 365 days from the date of allotment ;
NIL: For redemption / switch-out of units after 365 days from the date of allotment (% of applicable NAV)
**Exit Load is NIL for units issued in Dividend Reinvestment.

Highlights

  • Income with capital growth over short to medium term
  • Investments in corporate debt securities with short to medium term maturities
  • Strong credit evaluation and monitoring

Take advantage of both high returns and high liquidity

In the background of falling interest rates, traditional fixed income investments like bank fixed deposit are no longer attractive. In such a scenario, it is prudent to change your strategy and rebalance your portfolio of debt investments. You can do this by increasing allocation to accrual funds that predominantly invests in corporate bonds and debentures. This would help you benefit from relatively high returns with low short term risk. You get this benefit in the Aditya Birla Sun Life Credit Risk Fund which can help you manage your short and medium term financial goals.

Discipline

The fund predominantly invests in corporate debt securities with mixed credit ratings. But in order to maintain liquidity and avoid any default risk, it allocates some of its corpus in highly rated papers. The fund also carefully manages the interest rate risk by altering the portfolio according to the interest rate scenario. The Fund Benchmark is CRISIL Composite AA Short Term Bond Index.

Aditya Birla Sun Life Credit Risk Fund

(An open ended debt scheme predominantly investing in AA and below rated corporate bonds)

This product is suitable for investors who are seeking*

  • Income with capital growth over short to medium term
  • Investments in portfolio of corporate debt securities with short to medium term maturities, across the credit spectrum, and within the investment grade

 

Investors should consult their financial advisers, if in doubt about whether the product is suitable for them.

Moderate
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DOWNLOAD

  • KIM - Aditya Birla Sun Life Credit Risk Fund
  • SID - Aditya Birla Sun Life Credit Risk Fund
  • Product Brochure

Disclaimer

For further details on the Scheme, refer Scheme Information Document and Key Information Memorandum.

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