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PlaystoreAditya Birla Sun Life AMC Limited
Aditya Birla Sun Life AMC Limited
Debt
Long Duration Fund
An open ended debt scheme investing in instruments with Macaulay duration greater than 7 years. A relatively high interest rate risk and relatively low credit risk
Fund Overview
Aditya Birla Sun Life Long Duration Fund is an open- ended debt scheme investing in instruments with Macaulay duration greater than 7 years. A relatively high interest rate risk and relatively low credit risk.
Investment Objective
The primary investment objective of the scheme is to generate optimal returns while maintaining balance of yield, safety and liquidity. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall be made in Debt & Money Market Instruments.
The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.
Why one can invest:
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If you are looking for a long-term debt investment that has potential for superior yields through an active duration strategy
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If you are looking for such returns, while maintaining high liquidity and relatively safety of your investment
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If you are looking for suitable investment option for long term
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If you are also looking to build a diversified portfolio of high-quality debt instruments, including sovereign G-secs and SDLs and AAA corporate bonds with low minimum investments as little as Rs.100
Know More about the Debt Funds
Fund Details
CAGR
Latest NAV
(as on )
AUM
()
Inception Date
()
Risk
Investment Horizon
7 years or more
Annualized Benchmark Returns
Min Investment
Entry load
NIL
Exit load
NIL
Total Expense Ratio (TER)
Sharp Ratio
Beta Ratio
Other Parameters
Standard Deviation
Modified Duration
-
Yield to Maturity
-
Portfolio Turnover:
-
Average Maturity
-
Macaulay Duration
-
Net Equity Exposure
-
Fund Managers
Mr. Harshil Suvarnkar
Mr. Bhupesh Bameta
Mr. Dhaval Joshi
Riskometer
(An open ended debt scheme investing in instruments with Macaulay duration greater than 7 years. A relatively high interest rate risk and relatively low credit risk)
This product is suitable for investors who are seeking
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Income over long term
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Investment in Debt & Money Market Instruments with portfolio Macaulay duration of greater than 7 years.
*Investors should consult their financial advisers if in doubt whether the product is suitable for them
Portfolio & Sector Holdings
Retail
% of Net Assets
Sector Holdings
Dividend History
Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.
Investment Performance
IDCW Plan of this scheme has distributed income to its investors out of its earnings, from time to time. The details of the same is tabulated:| Declared on date | IDCW Yield (Regular Plan) | IDCW Per Unit | Cum IDCW NAV |
|---|
Fund Summary
- Conservative investors look for fairly safe fixed income investments for all investing tenures, including for their long-term needs
- Conventional fixed income means offer relatively low returns with high tax costs. Is there a better long term investment option that offers better tax-efficient returns while still enjoying relative safety?
- Long term debt funds can be a good choice for conservative long-term investors.
- These funds invest in variety of high-quality debt instruments for moderate risk of investors. At the same time, they have an active duration strategy that gives the potential of better yields.
- Aditya Birla Sun Life Long Duration Fund is one such open-ended debt fund that invests in debt instruments such as Gsecs, SDLs and AAA bonds with a minimum portfolio duration of 7 years. It seeks better risk-adjusted returns for investors by adopting an active duration strategy.
- The fund is suited for a long-term investing period (7 years or more)
Also Read: What are Debt Funds?
Fund discipline
- The Scheme invests up to 100% of its net assets into debt securities and money market instruments. These include G-secs, SDLs and AAA PSU and corporate bonds.
- It maintains the Macaulay duration of the portfolio of at least 7 years. The Macaulay duration is the weighted average term to maturity of the cash flows from a bond.
- The scheme endeavours to maintain a consistent performance by maintaining a balance between safety, liquidity and profitability aspects of various investments
- The fund management team will take an active view of the interest rate movement by keeping a close watch on various parameters of the Indian economy, as well as developments in global markets.
Tax Applicability
Pursuant to amendment to the Finance Bill 2023, any capital gains earned on investments made in this scheme on or after 1 April 2023, will be considered as short-term capital gains and added to the investor’s income and taxed at the applicable income tax slab rates (plus any applicable surcharge and cess), regardless of the investment holding period.
Please note that investments made on or before March 31, 2023, and held for more than 36 months will be eligible for indexation benefit in taxation. Gains on such investments will be taxed at a rate of 20% (plus applicable surcharge and cess) after taking into account the indexation benefit.
Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.
Forms & Downloads
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Frequently Asked Questions
There are two ways in which you can invest in this fund.
o Via Direct Plan - involves purchasing units of the fund directly from Aditya Birla Sun Life Mutual Fund
o Via Regular Plan – involves investing through a distributor or broker of your choice.
Both these plans have a common portfolio but separate NAVs. This is because they both apply different expense ratios. Your choice of plan thus directly impacts the returns from your investment.
To redeem your investments in the direct plan of Aditya Birla Sun Life Long Duration Fund, you can use their mobile app or desktop webpage and select a specified amount or number of units to redeem. For investments made in the regular plan through Registrar and Transfer Agent (RTA) or Mutual Fund Distributor (MFD), you can submit a duly signed redemption form to the respective RTA/MFD or redeem online through their portal, if available.
Yes, you can invest in Aditya Birla Sun Life Long Duration Fund via both, SIP, and lump-sum route. The choice of mode of investing should depend on your investing objective, risk appetite and investment horizon.
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