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PlaystoreAditya Birla Sun Life AMC Limited
Aditya Birla Sun Life AMC Limited
Aditya Birla Sun Life Financial Planning FoF - Aggressive Plan
Other
FOF - Domestic
An open ended fund of fund scheme investing in a portfolio of mutual fund schemes (predominantly in Equity Schemes and Exchange Traded Funds)
Fund Overview
Aditya Birla Sun Life Financial Planning FoF is an open ended fund of fund scheme investing in a portfolio of mutual fund schemes.
Investment Objective
The Scheme aims to generate returns by investing in portfolio of equity schemes, ETFs and debt schemes as per the risk-return profile of investors. Each of the 3 plans under the Scheme has a strategic asset allocation which is based on satisfying the needs to a specific risk-return profile of investors.
There can be no assurance that the investment objective of the Scheme will be realized.
Also Read: How to get your Asset Allocation right?
Why one can invest:
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If you are looking for comprehensive financial planning solutions.
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If you wish to invest in different types of mutual funds like Equity Schemes, ETFs, Gold ETFs and Debt & Liquid Schemes through a single scheme.
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If you want to invest in a diversified portfolio of mutual fund schemes that is aligned with your risk-return profile.
Fund Details
CAGR
Latest NAV
(as on )
AUM
()
Inception Date
()
Risk
Investment Horizon
3 years or more
Annualized Benchmark Returns
Min Investment
Entry load
NIL
Exit load
1%
For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Reinvestment of IDCW.
Total Expense Ratio (TER)
Sharp Ratio
Beta Ratio
Other Parameters
Standard Deviation
Modified Duration
-
Yield to Maturity
-
Portfolio Turnover:
-
Average Maturity
-
Macaulay Duration
-
Net Equity Exposure
-
Fund Managers
Mr. Vinod Bhat
Mr. Dhaval Joshi
Riskometer
(An open ended fund of fund scheme investing in a portfolio of mutual fund schemes (predominantly in Equity Schemes and Exchange Traded Funds)
This product is suitable for investors who are seeking
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Capital appreciation through strategic asset allocation which is based on satisfying the needs to a specific risk return profile (Aggressive) of investors in the long term
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Investment in portfolio of mutual fund schemes (predominantly in equity funds)
*Investors should consult their financial advisers if in doubt whether the product is suitable for them
Portfolio & Sector Holdings
Retail
% of Net Assets
Sector Holdings
Dividend History
Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.
Investment Performance
IDCW Plan of this scheme has distributed income to its investors out of its earnings, from time to time. The details of the same is tabulated:| Declared on date | IDCW Yield (Regular Plan) | IDCW Per Unit | Cum IDCW NAV |
|---|
Fund Summary
• Diversification is crucial for successful financial planning and investing as it helps mitigate risk and enhance potential returns.
• Aditya Birla Sun Life Financial Planning FoF is designed to provide diversification by giving investors access to a diverse range of mutual fund schemes with varying investment objectives through a single investment.
• It invests in a portfolio of equity schemes, ETFs, and debt and liquid schemes.
• It offers three plans - Aggressive, Moderate, and Conservative - based on investors' risk-return profiles. Each plan has a strategic asset allocation that caters to individual preferences.
• The Aggressive Plan is suitable for risk-taking investors seeking long term capital growth, while the Moderate Plan offers a balanced approach for investors with moderate risk appetite.
• The Conservative Plan focuses on capital protection for conservative investors, aiming to preserve their invested capital.
Fund Discipline
Aggressive Plan: invests in a portfolio of mutual fund schemes - predominantly in Equity Schemes and Exchange Traded Funds.
All the Plans under this Scheme can invest in International ETFs, third party mutual fund schemes and / or Schemes of Aditya Birla Sun Life Mutual Fund.
Tax Applicability
Pursuant to amendment to the Finance Bill 2023, any capital gains earned on investments made in this scheme on or after 1 April 2023, will be considered as short-term capital gains and added to the investor’s income and taxed at the applicable income tax slab rates (plus any applicable surcharge and cess), regardless of the investment holding period.
Please note that investments made on or before March 31, 2023, and held for more than 36 months will be eligible for indexation benefit in taxation. Gains on such investments will be taxed at a rate of 20% (plus applicable surcharge and cess) after taking into account the indexation benefit.
Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.
Forms & Downloads
Investors also viewed
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Frequently Asked Questions
There are two ways in which you can invest in this fund.
o Via Direct Plan - involves purchasing units of the fund directly from Aditya Birla Sun Life Mutual Fund
o Via Regular Plan – involves investing through a distributor or broker of your choice
Both these plans have a common portfolio but separate NAVs. This is because they both apply different expense ratios. Your choice of plan thus directly impacts the returns from your investment.
To redeem your investments in the direct plan of this scheme, you can use their mobile app or desktop webpage and select a specified amount or number of units to redeem. For investments made in the regular plan through Registrar and Transfer Agent (RTA) or Mutual Fund Distributor (MFD), you can submit a duly signed redemption form to the respective RTA/MFD or redeem online through their portal, if available.
Yes, you can invest in Aditya Birla Sun Life Financial Planning FoF through either SIP or lump-sum route. The decision between the two modes of investment should be based on your investment goals, risk tolerance and the time for which you plan to stay invested.
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