- Investing has several objectives. Some investors seek out high growth and capital appreciation, some seek reasonable returns with consistency of income generation, whereas others may fall somewhere in the middle.

- To meet the requirement of regular income, traditional fixed income instruments have been relied upon. However, these may have drawbacks like low returns that may not be able to beat inflation, difficulty/cost of pre-mature liquidation etc.

- Conservative hybrid funds could be an alternative to this, aiming to earn better than average and inflation-beating returns through an allocation to debt and equity. Good quality debt funds have a higher percentage allocation to meet the regular income needs with low volatility, whereas a limited exposure to equity is made for its capital growth potential

- Aditya Birla Sun Life Regular Savings Fund is a conservative hybrid fund. It aims to earn regular returns from debt with an extra push from its equity allocation, to ultimately earn returns that can potentially beat inflation rates.

- The fund is suited for a medium to long-term investing period