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Aditya Birla Sun Life AMC Limited

Aditya Birla Sun Life AMC Limited

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    Aditya Birla Sun Life AMC Limited

    ABSL Income Fund

    Debt Medium to Long Duration Fund

    An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years

    AUM (In crores)

    NAV

    Annualized Returns %

    Annualized

    Returns %

    1 Year

    3 Year

    5 Year

    Since Inception
    Since Inception
    1M
    3M
    6M
    1Y
    3Y
    5Y
    10Y
    15Y
    20Y

    Aditya Birla Sun Life Income Fund

    SIP Amount
    Min . ₹ 1,000
    Lumpsum Amount
    Min. ₹ 5,000

    Fund Overview

    Aditya Birla Sun Life Income Fund
    An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk.

    Investment Objective

    The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

    Why one can invest:

    • check-circle

      If you are looking for income along with the added benefit of potential capital growth

    • If you are looking for a debt investment for a medium to long-term (4 to 7 years)

    • If you are looking for high liquidity for your investment

    • If you are also looking to build a diversified portfolio of debt and money market instruments with low minimum investments i.e., Fresh Purchase (including switch-in): Rs. 5,000/-

    Fund Details

    CAGR

    Latest NAV

    (as on )

    AUM

    ()

    Inception Date

    ()

    Risk

    Investment Horizon

    Mid to long term, 4 to 7 years

    Annualized Benchmark Returns

    Min Investment

    Entry load

    NIL

    Exit load

    NIL

    Total Expense Ratio (TER)

    Sharpe Ratio

    Beta Ratio

    Other Parameters

    Standard Deviation

    Modified Duration

    -

    Yield to Maturity

    -

    Portfolio Turnover:

    -

    Average Maturity

    -

    Macaulay Duration

    -

    Net Equity Exposure

    -

    Fund Managers

    Mr. Bhupesh Bameta

    Bhupesh Bameta is a Fund Manager an...
    Read More

    Mr. Dhaval Joshi

    Dhaval Joshi has an overall experie...
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    Riskometer

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    (An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years)

    This product is suitable for investors who are seeking

    • Income with capital growth over medium to long term

    • Investments in debt and money market instruments

    *Investors should consult their financial advisers if in doubt whether the product is suitable for them

    Portfolio & Sector Holdings

    Retail

    % of Net Assets

    Sector Holdings

    Dividend History

    Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.

    Investment Performance

    IDCW Plan of this scheme has distributed income to its investors out of its earnings, from time to time. The details of the same is tabulated:
    Declared on date IDCW Yield (Regular Plan) IDCW Per Unit Cum IDCW NAV

    Fund Summary

    - Investors look towards debt investments for relative stability of their capital and consistency of returns.

    - What if you could get a bonus of earning capital growth on your debt investments, while maintaining their low to moderate risk profile?

    - A medium-term debt scheme that invests in high quality debt while keeping a look out for short-term interest rate driven capital growth opportunities can work here.

    - Aditya Birla Sun Life Income Fund is one such open-ended medium term debt fund. It invests predominantly in high quality debt instruments, typically of duration between 4 to 7 months.

    - The fund is suited for a medium to long-term investing period (typically 4 to 7 years)

    Fund Discipline

    - The Scheme aims to allocate a minimum of 90% (up to 100%) of its net assets to debt and money market instruments such that the Macaulay duration will be between 4 to 7 years

    - The fund may also invest up to 10% of its net assets into units issued by REITs and InvITs.

    - The asset allocation strategy of this fund is flexible, allowing fund managers to reduce the portfolio duration to up to one year, in case of anticipated interest rate movements.

    - Rigorous and in-depth credit evaluation of debt issuers is done.

    - Essentially, the focus would be on long term fundamentally driven values. However, short term opportunities would also be seized, provided they are supported by underlying values.

    Value Added Products

    Systematic Investment Plan (SIP) investing means automatically investing a pre-determined sum of money in this fund, at periodic and pre-determined time intervals.

    Gives investors the benefit of rupee cost averaging – better suited to manage market volatility

    SIP facility is augmented by several add ons such as Step-up SIPs, Pause SIP, Multi Scheme SIPs etc.

    Salient features of STP:

    Systematic Transfer Plan (STP) allows investors to periodically transfer pre-determined amounts from any open-ended scheme of Aditya Birla Sun Life Mutual Fund into Aditya Birla Sun Life Income Fund

    STP facility can be daily, weekly, monthly or quarterly

    Salient features of CATP:

    Capital Appreciation Transfer Plan (CATP) is a modified version of STP. It allows investors to periodically transfer the capital appreciation earned by investment/s in other open-ended schemes of Aditya Birla, into this fund

    CATP is offered at monthly or quarterly intervals

    Salient features of SWP:

    Systematic Withdrawal Plan (SWP) allows investors to periodically withdraw fixed sums of money from the fund. This can take the form of withdrawal of fixed, pre-determined amounts or capital appreciation amount.

    - Its primary objective is to meet the regular income needs of investors

    Tax Applicability

    Investment held for less than 36 months

    Short Term Capital Gain Tax would be applicable. Any gains/profits would be added to income of the investor taxed at applicable slab rates (plus applicable surcharge and cess).

    Investment held for more than 36 months

    Long Term Capital Gain Tax would be applicable. Gains/profits would be taxed at 20% (plus applicable surcharge and cess) after indexation benefit.

    Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.

    Forms & Downloads

    Portfolio

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      • Monthly
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    KIM

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    SID

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    Frequently Asked Questions

    There are two ways in which you can invest in this fund.
    o Via Direct Plan – under this plan an investor directly subscribes to fund units from the fund house i.e.: from Aditya Birla Sun Life Mutual Fund
    o Via Regular Plan – under this plan, the investor can purchase units via distributor or broker of your choice

    Both these plans are commonly managed and have a common portfolio. However, owing to difference in expense ratios charged by them they have different NAVs.
    Currently the regular plan has an expense ratio of ____%, whereas the direct plan charges a lower expense ratio of ____%.
    Data as on what date pls mention - _____

    This fund applies an expense ratio to all investments. The annual expense ratio intends to cover the fund management and administrative costs of the fund. Thus, the expense ratio charged becomes a direct cost of your investment.

    The fund charges an expense ratio of ____% on a regular plan and ____% on a direct plan. (As on _______)

    AUM or assets under management denotes the total market value of investments in Aditya Birla Sun Life Income Fund that is being managed by the fund house.

    Investments made in the direct plan of this fund can be easily redeemed online. This can be done either through the mobile app of Aditya Birla Sun Life Mutual fund or from its desktop-based webpage.

    Redemption can be made basis a specified amount or basis a specified number of units you wish to redeem.

    Yes, you can invest in Aditya Birla Sun Life Income Fund via SIP or lump-sum route. The choice of mode of investing will be guided by your investing objective, investing term and affordability.

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