Aditya Birla Sun Life Multi Asset Allocation Fund
An open ended scheme investing in Equity, Debt and Commodities.
February 2026
| Hybrid Scheme |  |
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An open ended scheme investing in Equity, Debt and Commodities.
February 2026
| Hybrid Scheme | |
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| Investment Objective | |
| The investment objective of the Scheme is to provide long term capital appreciation by investing across asset classes like Equity, Debt, Commodities, & units of REITs & InvITs. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Multi Asset Allocation Fund | |
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| Fund Snapshot | |
| Date of Allotment : Jan 31, 2023 | |
| Benchmark: 65% BSE 200 + 25% CRISIL Short Term Bond Fund Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver | |
| Fund Manager - Mr. Dhaval Gala Managing the Fund Since: November 01, 2024 Experience in Managing the Fund: 1.3 Years |
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| Fund Manager - Mr. Bhupesh Bameta Managing the Fund Since: January 31, 2023 Experience in Managing the Fund: 3.1 Years |
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| Fund Manager - Mr. Sachin Wankhede Managing the Fund Since: January 31, 2023 Experience in Managing the Fund: 3.1 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 500 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 500 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption / switch out upto 30% of units within 1 year from the date of allotment - Nil. For redemption / switch out of more than 30% of units within 1 year from the date of allotment – 1.00% of applicable NAV. For redemption /switch out after 1 year from the date of allotment - Nil. |
| Count of Securities: 73 | |
| AUM as on February 27, 2026 (in ₹Crore) | |
| Month End AUM | 6,345.81 |
| Monthly Average AUM | 6,211.36 |
| Total Expense Ratio (TER) | |
| Regular | 1.75% |
| Direct | 0.56% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on February 27, 2026 | |
| Regular Growth | 16.77 |
| Regular IDCW$ | 14.12 |
| Direct Growth | 17.52 |
| Direct IDCW$ | 15.84 |
| $Income Distribution cum capital withdrawal | |
| Hybrid Exposure (% of net assets) | |
| Net Equity(including REITS) | 67.59% |
| Arbitrage | 0.56% |
| Debt & Cash | 13.45% |
| Gold/Commodities | 11.73% |
| Silver ETF | 4.32% |
| Invits/Hybrid Instrument | 2.35% |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Modified Duration | 1.59 years |
| Average Maturity | 1.88 years |
| Yield to Maturity | 6.61% |
| Macaulay Duration | 1.67 years |
| Portfolio Turnover | 0.54 |
| Standard Deviation | 7.69% |
| Sharpe Ratio | 1.85 |
| Beta | 0.96 |
| Treynor Ratio | 0.15 |
| Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.17% (FBIL Overnight MIBOR as on 27 February, 2026) for calculating SharpeRatio | |
| Rating Profile of Portfolio |  |
Sector/Issuer Name |
% of |
% of Derivatives |
% of |
Equity & Equity Related |
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Banks |
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15.50% |
• ICICI Bank Limited |
|
|
4.65% |
• Axis Bank Limited |
|
|
2.77% |
• HDFC Bank Limited |
|
2.20% |
|
Kotak Mahindra Bank Limited |
|
1.86% |
|
Bank of Maharashtra |
|
1.61% |
|
State Bank of India |
|
|
1.46% |
Karur Vysya Bank Ltd/The |
|
0.76% |
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City Union Bank Limited |
|
0.18% |
|
IT - Software |
|
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5.19% |
• Infosys Limited |
|
|
2.44% |
Tech Mahindra Limited |
|
1.19% |
|
Coforge Limited |
|
|
0.74% |
LTIMindtree Limited |
|
|
0.47% |
Hexaware Technologies limited |
|
0.37% |
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Retailing |
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3.50% |
Swiggy Ltd |
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|
1.20% |
Eternal Limited |
0.89% |
0.19% |
1.09% |
Vishal Mega Mart Ltd |
|
0.61% |
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Avenue Supermarts Limited |
|
0.61% |
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Pharmaceuticals & Biotechnology |
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3.34% |
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Torrent Pharmaceuticals Limited |
|
1.28% |
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Mankind Pharma Ltd |
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|
0.82% |
IPCA Laboratories Limited |
|
0.63% |
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Sun Pharmaceutical Industries Limited |
|
0.61% |
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REITS |
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3.30% |
Nexus Select Trust |
|
|
1.20% |
Brookfield India Real Estate Trust |
|
0.94% |
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Embassy Office Parks REIT |
|
0.87% |
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Knowledge Realty Trust |
|
0.29% |
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Petroleum Products |
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3.28% |
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• Reliance Industries Limited |
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2.54% |
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Hindustan Petroleum Corporation Limited |
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0.74% |
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Finance |
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3.26% |
Shriram Finance Ltd |
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0.93% |
HDB Financial Services Limited |
|
0.90% |
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Bajaj Finance Limited |
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0.74% |
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Bajaj Finserv Limited |
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0.70% |
Diversified FMCG |
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2.54% |
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• Hindustan Unilever Limited |
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1.96% |
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ITC Limited |
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0.58% |
Construction |
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2.52% |
• Larsen & Toubro Limited |
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2.29% |
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H.G. Infra Engineering Limited |
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0.23% |
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Telecom - Services |
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2.22% |
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• Bharti Airtel Limited |
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2.22% |
Auto Components |
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2.17% |
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Sansera Engineering Ltd |
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1.05% |
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SJS Enterprises Pvt Limited |
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0.90% |
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Sona BLW Precision Forgings Limited |
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0.21% |
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Insurance |
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2.08% |
ICICI Lombard General Insurance Company Limited |
0.77% |
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Max Financial Services Limited |
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0.65% |
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Star Health & Allied Insurance Limited |
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0.59% |
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Go Digit General Insurance Ltd |
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0.07% |
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Cement & Cement Products |
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1.94% |
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UltraTech Cement Limited |
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0.78% |
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Shree Cement Limited |
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0.65% |
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JK Cement Limited |
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0.52% |
Automobiles |
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1.70% |
Mahindra & Mahindra Limited |
1.21% |
-0.28% |
0.93% |
Bajaj Auto Limited |
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0.77% |
Beverages |
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|
1.69% |
Sector/Issuer Name |
% of |
% of Derivatives |
% of |
Varun Beverages Limited |
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0.88% |
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United Spirits Limited |
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0.81% |
Consumer Durables |
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1.36% |
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L G Electronics India Ltd |
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0.55% |
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Dixon Technologies (India) Limited |
0.59% |
-0.18% |
0.42% |
Blue Star Limited |
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0.39% |
Non - Ferrous Metals |
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1.19% |
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Hindalco Industries Limited |
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1.19% |
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Miscellaneous includes securities with exposure of less than 0.01%
Sector/Issuer Name |
% of |
% of Derivatives |
% of |
Capital Markets |
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1.12% |
Billionbrains Garage Ventures Ltd |
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0.60% |
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ICICI Prudential Mutual Fund |
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0.52% |
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Oil |
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1.07% |
Oil & Natural Gas Corporation Limited |
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1.07% |
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Electrical Equipment |
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1.03% |
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Thermax Limited |
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1.03% |
Financial Technology (Fintech) |
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1.02% |
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PB Fintech Limited |
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1.02% |
Power |
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0.95% |
NTPC Limited |
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0.95% |
Transport Infrastructure |
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0.95% |
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Adani Ports and Special Economic Zone Limited |
0.95% |
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Chemicals & Petrochemicals |
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0.73% |
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SRF Limited |
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0.73% |
Leisure Services |
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0.70% |
The Indian Hotels Company Limited |
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0.46% |
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Westlife Development Ltd |
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0.23% |
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Personal Products |
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0.67% |
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Godrej Consumer Products Limited |
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0.67% |
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Healthcare Services |
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0.59% |
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Apollo Hospitals Enterprise Limited |
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0.59% |
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Ferrous Metals |
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0.53% |
Tata Steel Limited |
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0.53% |
Realty |
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|
0.48% |
Brigade Enterprises Limited |
|
0.48% |
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Consumable Fuels |
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0.47% |
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Coal India Limited |
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0.47% |
Transport Services |
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0.32% |
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Container Corporation of India Limited |
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0.32% |
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InterGlobe Aviation Limited |
0.30% |
-0.30% |
0.00% |
Industrial Manufacturing |
|
0.15% |
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Pitti Engineering Ltd |
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0.15% |
IT - Services |
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|
0.05% |
AMAGI MEDIA LABS LTD |
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0.05% |
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Mutual Funds Units |
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Sector/Issuer Name |
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% to Net Assets |
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Exchange Traded Fund |
|
16.05% |
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• Aditya Birla Sun Life Gold ETF |
|
11.73% |
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• Aditya Birla Sun Life Silver ETF |
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4.32% |
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Sector/Issuer Name |
Rating |
% to Net Assets |
|
Debt & Debt Related |
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Fixed rates bonds - Corporate |
|
7.33% |
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Cholamandalam Investment and Finance Company Limited |
ICRA AA+ |
1.11% |
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Small Industries Development Bank of India |
CRISIL AAA |
0.79% |
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REC Limited |
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ICRA AAA |
0.78% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.78% |
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LIC Housing Finance Limited |
CRISIL AAA |
0.56% |
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Tata Capital Housing Finance Limited |
ICRA AAA |
0.40% |
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REC Limited |
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ICRA AAA |
0.40% |
HDFC Bank Limited |
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ICRA AAA |
0.40% |
Sikka Ports and Terminals Limited |
CRISIL AAA |
0.40% |
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REC Limited |
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ICRA AAA |
0.39% |
Bharti Telecom Limited |
CRISIL AAA |
0.39% |
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Housing & Urban Development Corporation Limited |
ICRA AAA |
0.39% |
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Power Finance Corporation Limited |
ICRA AAA |
0.24% |
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National Bank For Agriculture and Rural Development |
ICRA AAA |
0.24% |
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LIC Housing Finance Limited |
CRISIL AAA |
0.08% |
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Government Bond |
|
2.91% |
|
6.01% GOI 21Jul2030 |
|
SOV |
1.56% |
6.36% INDIA GOVT BOND 16FEB2031 GSEC |
SOV |
0.79% |
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5.74% GOI 15NOV2026 |
SOV |
0.47% |
|
7.38% GOI 20JUN2027 |
SOV |
0.08% |
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SECURITISED DEBT |
|
0.24% |
|
India Universal Trust Al2 |
IND AAA(SO) |
0.12% |
|
India Universal Trust Al2 |
IND AAA(SO) |
0.09% |
|
India Universal Trust Al2 |
IND AAA(SO) |
0.04% |
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Sector/Issuer Name |
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% to Net Assets |
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INVITs |
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INVITS |
|
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1.24% |
India Grid Trust |
|
|
0.97% |
Bharat Highways Invit |
|
|
0.27% |
Net Cash and Cash Equivalent |
|
|
4.64% |
Grand Total |
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100.00% |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Multi Asset Allocation Fund An open ended scheme investing in Equity, Debt and Commodities. |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter 65% BSE 200 + 25% CRISIL Short Term Bond Fund Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |