Aditya Birla Sun Life Money Manager Fund

An open ended debt scheme investing in money market instruments.
A relatively low interest rate risk and moderate credit risk.

July 2026

Debt Scheme
Investment Objective
The primary objective of the scheme is to generate regular income through investment in a portfolio comprising money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.
Fund Category: Money Market Fund
Scheme Rating: [ICRA]A1+mfs/ Care AAA mfs
Fund Snapshot
Date of Allotment : Jun 05, 2003
Benchmark: CRISIL Money Market A-I Index
Fund Manager - Mr. Kaustubh Gupta
Managing the Fund Since: July 15, 2011
Experience in Managing the Fund: 15.1 Years
Fund Manager - Mr. Mohit Sharma
Managing the Fund Since: April 01, 2017
Experience in Managing the Fund: 9.3 Years
Fund Manager - Mr. Anuj Jain
Managing the Fund Since: March 22, 2021
Experience in Managing the Fund: 5.4 Years
SIP:
Monthly: Minimum ₹ 1000/-
Application Amount for fresh subscription:
₹ 1,000 (plus in multiplies of ₹ 1)
Minimum Additional Investment:
₹ 1,000 (plus in multiplies of ₹ 1)
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load: NIL
Exit Load: NIL
AUM as on July 31, 2026 (in ₹Crore)
Month End AUM 27,406.58
Monthly Average AUM 26,528.33
Base Expense Ratio (BER)
Regular 0.32%
Direct 0.19%
BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors.
NAV as on July 31, 2026
Regular Growth 396.16
Regular IDCW$ 100.02
Regular IDCW$ 100.23
Direct Growth 401.93
Direct IDCW$ 100.02
Direct IDCW$ 100.23

$Income Distribution cum capital withdrawal

Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns.
Risk Free Rate assumed to be 5.41 % (FBIL OvernightMIBOR as on 31 July, 2026) for calculating SharpeRatio
Sectoral Contribution(in %)
Rating Profile of Portfolio
Instrument Profile
Instrument Name
% Net Assets
Certificate of Deposit
61.95%
Commercial Papers
24.89%
Sovereign
12.61%
Cash & cash equivalent
0.28%
Others
0.27%
Debt Quants
Modified Duration
0.48 years
Average Maturity
0.49 years
Yield to Maturity
7.02%
Macaulay Duration
0.49 years
Standard Deviation
0.58%
Portfolio Holdings as on July 31, 2026
( • Top Ten Holdings - Issuerwise)
Sector/Issuer Name
Rating
% to Net Assets
Debt & Debt Related    
Money Market Instruments   87.00%
● IndusInd Bank Ltd. CRISIL A1+ 4.64%
● Yes Bank Ltd. CRISIL A1+ 3.18%
● The Jammu & Kashmir Bank Ltd. CRISIL A1+ 3.18%
● Axis Bank Ltd. ICRA A1+ 3.07%
● The Federal Bank Ltd. CRISIL A1+ 3.03%
● IndusInd Bank Ltd. CRISIL A1+ 2.57%
● Sundaram Finance Ltd. ICRA A1+ 1.75%
● The Federal Bank Ltd. CRISIL A1+ 1.60%
Karur Vysya Bank Ltd. ICRA A1+ 1.59%
National Bank for Financing Infrastructure and Development IND A1+ 1.59%
Mahindra & Mahindra Financial Services Ltd. CRISIL A1+ 1.59%
The Jammu & Kashmir Bank Ltd. CRISIL A1+ 1.59%
Indian Bank CRISIL A1+ 1.55%
Bank of Baroda CARE A1+ 1.46%
Kotak Mahindra Bank Ltd. CRISIL A1+ 1.43%
Bank of Baroda CARE A1+ 1.36%
IDFC First Bank Ltd. CRISIL A1+ 1.28%
National Bank for Agriculture and Rural Development ICRA A1+ 1.27%
Hero FinCorp Ltd. ICRA A1+ 1.27%
Credila Financial Services Ltd. ICRA A1+ 1.11%
Canara Bank ICRA A1+ 0.97%
Motilal Oswal Financial Services Ltd. ICRA A1+ 0.96%
Indian Overseas Bank CARE A1+ 0.96%
AU Small Finance Bank Ltd. CRISIL A1+ 0.81%
Axis Bank Ltd. CRISIL A1+ 0.81%
Karur Vysya Bank Ltd. CRISIL A1+ 0.81%
Indian Bank CRISIL A1+ 0.81%
Punjab National Bank ICRA A1+ 0.81%
IndusInd Bank Ltd. CRISIL A1+ 0.81%
Kotak Mahindra Bank Ltd. CRISIL A1+ 0.81%
Axis Finance Ltd. CRISIL A1+ 0.80%
Axis Finance Ltd. CRISIL A1+ 0.80%
Bajaj Finance Ltd. ICRA A1+ 0.80%
IDFC First Bank Ltd. CRISIL A1+ 0.80%
Birla Group Holding Pvt. Ltd. ICRA A1+ 0.80%
Karur Vysya Bank Ltd. ICRA A1+ 0.80%
Sundaram Finance Ltd. ICRA A1+ 0.80%
Punjab & Sind Bank ICRA A1+ 0.80%
Aditya Birla Housing Finance Ltd. ICRA A1+ 0.79%
Punjab & Sind Bank ICRA A1+ 0.79%
Embassy Office Parks Reit CRISIL A1+ 0.79%
AU Small Finance Bank Ltd. CRISIL A1+ 0.79%
UCO Bank CRISIL A1+ 0.78%
Canara Bank ICRA A1+ 0.73%
CTBC Bank Ltd. ICRA A1+ 0.65%
Bahadur Chand Investments Pvt. Ltd. ICRA A1+ 0.65%
Bank of Baroda CARE A1+ 0.65%
Small Industries Development Bank of India CRISIL A1+ 0.65%
Axis Bank Ltd. ICRA A1+ 0.65%
Deutsche Investments India Pvt. Ltd. ICRA A1+ 0.65%
Small Industries Development Bank of India CRISIL A1+ 0.64%
Canara Bank ICRA A1+ 0.64%
Axis Bank Ltd. ICRA A1+ 0.64%
Cholamandalam Investment & Finance Co. Ltd. ICRA A1+ 0.64%
Bank of Baroda CARE A1+ 0.64%
Motilal Oswal Financial Services Ltd. ICRA A1+ 0.64%
360 One Prime Ltd. ICRA A1+ 0.64%
DCB Bank Ltd. CRISIL A1+ 0.63%
Kotak Mahindra Prime Ltd. ICRA A1+ 0.63%
Cholamandalam Investment & Finance Co. Ltd. CRISIL A1+ 0.57%
Bank of Baroda CARE A1+ 0.49%
Indian Bank CRISIL A1+ 0.49%
Small Industries Development Bank of India CRISIL A1+ 0.48%
Canara Bank ICRA A1+ 0.48%
Bajaj Housing Finance Ltd. CRISIL A1+ 0.48%
Pilani Investment & Industries Corporation Ltd. CRISIL A1+ 0.48%
DCB Bank Ltd. CRISIL A1+ 0.48%
CTBC Bank Ltd. ICRA A1+ 0.48%
Yes Bank Ltd. CRISIL A1+ 0.48%
Truhome Finance Ltd. ICRA A1+ 0.47%
Edelweiss Securities Ltd. ICRA A1+ 0.47%
Motilal Oswal Financial Services Ltd. ICRA A1+ 0.47%
Muthoot Finance Ltd. ICRA A1+ 0.40%
National Bank for Agriculture and Rural Development ICRA A1+ 0.40%
Small Industries Development Bank of India CRISIL A1+ 0.33%
Mahindra Rural Housing Finance Ltd. CRISIL A1+ 0.32%
Torrent Pharmaceuticals Ltd. IND A1+ 0.32%
Kotak Mahindra Bank Ltd. CRISIL A1+ 0.32%
Bank of Baroda CARE A1+ 0.32%
Small Industries Development Bank of India CRISIL A1+ 0.32%
Sector/Issuer Name
Rating
% to Net Assets
Yes Bank Ltd. CRISIL A1+ 0.32%
Muthoot Finance Ltd. ICRA A1+ 0.32%
Muthoot Finance Ltd. ICRA A1+ 0.32%
LIC Housing Finance Ltd. ICRA A1+ 0.32%
360 ONE WAM Ltd. ICRA A1+ 0.32%
360 One Prime Ltd. ICRA A1+ 0.32%
Ujjivan Small Finance Bank Ltd. ICRA A1+ 0.32%
Mahindra Rural Housing Finance Ltd. CRISIL A1+ 0.32%
Mirae Asset Financial Service CRISIL A1+ 0.32%
Mirae Asset Financial Service CRISIL A1+ 0.32%
Nuvama Wealth & Investment Ltd. ICRA A1+ 0.32%
Angel One Ltd. ICRA A1+ 0.32%
Union Bank of India ICRA A1+ 0.24%
Canara Bank ICRA A1+ 0.24%
Punjab National Bank ICRA A1+ 0.24%
Canara Bank ICRA A1+ 0.24%
National Bank for Agriculture and Rural Development ICRA A1+ 0.24%
Bank of Baroda CARE A1+ 0.24%
Godrej Industries Ltd. ICRA A1+ 0.24%
Godrej Industries Ltd. ICRA A1+ 0.24%
Godrej Industries Ltd. ICRA A1+ 0.24%
Small Industries Development Bank of India CRISIL A1+ 0.24%
HSBC Investdirect Financial Services India Ltd. CRISIL A1+ 0.24%
Hero Housing Finance Ltd. ICRA A1+ 0.16%
AU Small Finance Bank Ltd. CRISIL A1+ 0.16%
Infina Finance Pvt. Ltd. ICRA A1+ 0.16%
Indian Bank CRISIL A1+ 0.16%
AU Small Finance Bank Ltd. CRISIL A1+ 0.16%
Kotak Mahindra Prime Ltd. ICRA A1+ 0.16%
Yes Bank Ltd. CRISIL A1+ 0.16%
Hero Housing Finance Ltd. ICRA A1+ 0.16%
Bank of Baroda CARE A1+ 0.16%
HDFC Bank Ltd. ICRA A1+ 0.16%
ICICI Bank Ltd. ICRA A1+ 0.08%
Yes Bank Ltd. CRISIL A1+ 0.08%
JM Financial Services Ltd. ICRA A1+ 0.08%
HDFC Bank Ltd. ICRA A1+ 0.08%
Canara Bank ICRA A1+ 0.08%
Indian Bank CRISIL A1+ 0.08%
Indian Bank CRISIL A1+ 0.08%
State Government bond   7.46%
● State Government of Gujarat 7.24% 05.02.2027 SDL SOV 2.64%
State Government of Gujarat 7.43% 03.01.2027 SDL SOV 0.82%
State Government of Gujarat 7.57% 09.11.2026 SDL SOV 0.78%
State Government of Uttar Pradesh 7.2% 25.01.2027 SDL SOV 0.68%
State Government of Tamil Nadu 7.25% 31.03.2027 SDL SOV 0.38%
State Government of Bihar 7.29% 28.12.2026 SDL SOV 0.33%
State Government of Gujarat 6.58% 31.03.2027 SDL SOV 0.27%
State Government of Gujarat 6.04% 20.10.2026 SDL SOV 0.25%
State Government of Karnataka 7.14% 13.10.2026 SDL SOV 0.14%
State Government of Maharashtra 6.54% 09.02.2027 SDL SOV 0.13%
State Government of Karnataka 7.59% 29.03.2027 SDL SOV 0.12%
State Government of Maharashtra 7.22% 26.10.2026 SDL SOV 0.11%
State Government of West Bengal 7.16% 11.01.2027 SDL SOV 0.10%
State Government of Karnataka 7.75% 01.03.2027 SDL SOV 0.08%
State Government of Tamilnadu 7.74% 01.03.2027 SDL SOV 0.08%
State Government of Karnataka 7.59% 15.02.2027 SDL SOV 0.08%
State Government of Gujarat 7.19% 25.01.2027 SDL SOV 0.08%
State Government of Maharashtra 7.25% 28.12.2026 SDL SOV 0.08%
State Government of Kerala 6.72% 24.03.2027 SDL SOV 0.08%
State Government of Bihar 7.1% 14.12.2026 SDL SOV 0.08%
State Government of  Andhra Pradesh 7.23% 26.10.2026 SDL SOV 0.08%
State Government of Jharkhand 7.4% 09.11.2026 SDL SOV 0.03%
TREASURY BILLS   5.17%
● Reserve Bank of India SOV 1.64%
Reserve Bank of India SOV 1.31%
Reserve Bank of India SOV 0.82%
Reserve Bank of India SOV 0.74%
Reserve Bank of India SOV 0.66%
Alternative Investment Funds (AIF)   0.27%
Corporate Debt Market Development Fund   0.27%
Interest Rate Swaps   0.00%
The Clearing Corporation of India Ltd.   0.17%
The Clearing Corporation of India Ltd.   0.17%
The Clearing Corporation of India Ltd.   0.17%
The Clearing Corporation of India Ltd.   -0.17%
The Clearing Corporation of India Ltd.   -0.17%
The Clearing Corporation of India Ltd.   -0.17%
Net Cash and Cash Equivalent   0.09%
Grand Total   100.00%
Miscellaneous includes securities with exposure of less than 0.01%
Product Label
Scheme Name
Aditya Birla Sun Life Money Manager Fund
An open ended debt scheme investing in money market instruments.
A relatively low interest rate risk and moderate credit risk.
This product is suitable for investors who are seeking*:
  • Reasonable returns with convenience of liquidity over short term
  • Investments in debt and money market instruments with maturity of upto 1 year
Risk-o-meter
Benchmark Risk-o-meter
CRISIL Money Market A-I Index
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.