Aditya Birla Sun Life Banking and Financial Services Fund
An open ended equity scheme investing in the Banking & Financial Services sectors
July 2026
| Equity Scheme |  |
 |
 |
 |
An open ended equity scheme investing in the Banking & Financial Services sectors
July 2026
| Equity Scheme | |
|
|
|
| Investment Objective | |
| The primary investment objective of the Scheme is to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. | |
| Fund Category: Sectoral/Thematic | |
 |
|
| Fund Snapshot | |
| Date of Allotment : Dec 14, 2013 | |
| Benchmark: Nifty Financial Services TRI | |
| Fund Manager - Mr. Dhaval Gala Managing the Fund Since: August 26, 2015 Experience in Managing the Fund: 10.9 Years |
|
| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
|
| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption/switch-out of units on or before 30 days from the date of allotment:1.00% of applicable NAV. For redemption/switch-out of units after 30 days from the date of allotment: Nil |
| Count of Securities: 38 | |
| AUM as on July 31, 2026 (in ₹Crore) | |
| Month End AUM | 3,648.49 |
| Monthly Average AUM | 3,678.24 |
| Base Expense Ratio (BER) | |
| Regular | 1.64% |
| Direct | 0.89% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on July 31, 2026 | |
| Regular Growth | 63.22 |
| Regular IDCW$ | 23.12 |
| Direct Growth | 71.59 |
| Direct IDCW$ | 31.56 |
| $Income Distribution cum capital withdrawal | |
| Valuation Parameters | |
| Average P/E | 25.24 |
| Average P/BV | 3.07 |
| Average Dividend Yield | 0.95 |
| Sectoral Contribution(in %) |
 |
| Market Capitalisation |
 |
| Volatility Measures | ||
| Portfolio Turnover | 0.34 |
|
| Standard Deviation | 16.20% |
|
| Sharpe Ratio | 0.30 |
|
| Beta | 0.98 |
|
| Treynor Ratio | 0.05 |
|
| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Equity & Equity Related | |||
| Banks | 53.48% | ||
| ● ICICI Bank Ltd. | 14.31% | ||
| ● HDFC Bank Ltd. | 10.37% | ||
| ● Axis Bank Ltd. | 7.76% | ||
| ● State Bank of India | 5.05% | ||
| ● Kotak Mahindra Bank Ltd. | 3.16% | ||
| ● AU Small Finance Bank Ltd. | 3.01% | ||
| Bank of Maharashtra | 2.65% | ||
| City Union Bank Ltd. | 2.14% | ||
| Ujjivan Small Finance Bank Ltd. | 1.63% | ||
| Union Bank of India | 1.01% | 0.37% | 1.39% |
| RBL Bank Ltd. | 1.32% | ||
| Karur Vysya Bank Ltd. | 0.70% | ||
| Finance | 26.50% | ||
| ● Bajaj Finance Ltd. | 6.84% | 0.63% | 7.47% |
| ● Shriram Finance Ltd. | 5.41% | ||
| ● PNB Housing Finance Ltd. | 2.65% | ||
| Tata Capital Ltd. | 2.27% | ||
| Aptus Value Housing Finance India Ltd. | 1.89% | ||
| Home First Finance Company India Ltd. | 1.73% | ||
| HDB Financial Services Ltd. | 1.51% | ||
| Cholamandalam Financial Holdings Ltd. | 1.16% | ||
| SBFC Finance Ltd. | 0.86% | ||
| Fusion Finance Ltd. | 0.57% | ||
| Five-Star Business Finance Ltd. | 0.53% | ||
| MAS Financial Services Ltd. | 0.44% | ||
| Capital Markets | 8.29% | ||
| Billionbrains Garage Ventures Ltd. | 2.31% | ||
| ICICI Prudential Asset Management Company Ltd. | 1.63% | ||
| Computer Age Management Services Ltd. | 1.03% | ||
| Prudent Corporate Advisory Services Ltd. | 0.91% | ||
| SBI Funds Management Ltd. | 0.90% | ||
| Anand Rathi Share and Stock Brokers Ltd. | 0.68% | ||
| Canara Robeco Asset Management Company Ltd. | 0.46% | ||
| 360 ONE WAM Ltd. | 0.36% | ||
| Insurance | 7.56% | ||
| ● SBI Life Insurance Company Ltd. | 2.75% | ||
| ICICI Lombard General Insurance Company Ltd. | 1.79% | ||
| Star Health and Allied Insurance Company Ltd. | 1.02% | ||
| HDFC Life Insurance Company Ltd. | 1.02% | ||
| Go Digit General Insurance Ltd. | 0.98% | ||
| Financial Technology (Fintech) | 2.47% | ||
| PB Fintech Ltd. | 2.47% | ||
| Net Cash and Cash Equivalent | 1.69% | ||
| Grand Total | 100.00% |
Miscellaneous includes securities with exposure of less than 0.01%
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Banking and Financial Services
Fund An open ended equity scheme investing in the Banking & Financial Services sectors |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Financial Services TRI  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |