Aditya Birla Sun Life Banking and Financial Services Fund

An open ended equity scheme investing in the Banking & Financial Services sectors.
Data as on 30th April 2025
Fund Details
Investment Objective
The primary investment objective of the Scheme is to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.
Fund Category
Investment Style
Sectoral/Thematic

Fund Manager
Mr. Dhaval Gala & Mr. Dhaval Joshi
Managing Fund Since
August 26, 2015 & November 21, 2022
Experience in Managing the Fund
9.7 years & 2.5 Years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load For redemption/switchout of units on or before 30 days from the date of allotment : 1.00% of applicable NAV. For redemption/switch-out of units after 30 days from the date of allotment: Nil
Total Expense Ratio (TER)
Regular 1.98%
Direct 1.07%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 3328.24 Crores
AUM as on last day 3439.09 Crores
Date of Allotment
December 14, 2013
Benchmark
Nifty Financial Services TRI
Other Parameters
Standard Deviation 15.48%
Sharpe Ratio 0.72
Beta 0.98
Portfolio Turnover 0.17
Treynor Ratio 0.11
Average P/E 15.68
Average P/BV 2.30
Average Dividend Yield 0.81
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 6.00% (FBIL Overnight MIBOR as on 30 Apr 2025) for calculating Sharpe Ratio

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter
NAV of Plans / Options ₹
Regular Plan Direct Plan
Growth 58.7100 65.7200
IDCW$: 22.8800 30.8700
$Income Distribution cum capital withdrawal
PORTFOLIO
Issuer
% to Net Assets
Banks 62.88%
ICICI Bank Limited 20.72%
HDFC Bank Limited 18.68%
Axis Bank Limited 6.64%
State Bank of India 5.39%
Kotak Mahindra Bank Limited 3.02%
AU Small Finance Bank Limited 2.58%
Bank of Baroda 1.68%
Bank of India 1.59%
IndusInd Bank Limited 1.09%
RBL Bank Limited 0.75%
City Union Bank Limited 0.61%
Utkarsh Small Finance Bank Ltd 0.13%
Finance 24.97%
Bajaj Finance Limited 6.24%
Cholamandalam Financial Holdings Limited 3.62%
Shriram Finance Ltd 2.81%
Repco Home Finance Limited 1.64%
PNB Housing Finance Limited 1.59%
SBI Cards & Payment Services Limited 1.51%
LIC Housing Finance Limited 1.40%
SBFC Finance Ltd 1.34%
Bajaj Finserv Limited 1.13%
Issuer
% to Net Assets
Cholamandalam Investment and Finance Company Limited 1.11%
Poonawalla Fincorp Limited 1.01%
Muthoot Finance Limited 0.79%
Mas Financial Services Limited 0.42%
Fusion Finance Ltd 0.23%
Fusion Finance Ltd 0.13%
Insurance 4.12%
SBI Life Insurance Company Limited 1.77%
ICICI Lombard General Insurance Company Limited 1.67%
Star Health & Allied Insurance Limited 0.42%
Max Financial Services Limited 0.26%
Capital Markets 3.00%
Computer Age Management Services Limited 1.19%
Central Depository Services (India) Limited 0.95%
DAM Capital Advisors Ltd 0.29%
360 ONE WAM Ltd 0.28%
PRUDENT CORPORATE ADVISORY SERVICES LTD 0.28%
EQUITY  FUTURE 1.57%
Axis Bank Limited 1.30%
AU Small Finance Bank Limited 0.27%
INVESTMENT FUNDS/MUTUAL FUNDS 0.41%
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan 0.41%
Cash & Current Assets 3.05%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Scheme managed by Mr. Dhaval Gala is 7. Total Schemes managed by Mr. Dhaval Joshi is 36. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

This page is a part of the May 2025 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.