An open ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk.
June 2026
| Debt Scheme |  |
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| Investment Objective | |
| The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly Investment Objective investing in a portfolio of debt securities with medium term maturity. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Medium Duration Fund | |
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| Fund Snapshot | |
| Date of Allotment : Mar 25, 2009 | |
| Benchmark: CRISIL Medium Duration Debt A-III Index | |
| Fund Manager - Ms. Sunaina Da Cunha Managing the Fund Since: September 01, 2014 Experience in Managing the Fund: 11.8 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.9 Years |
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| SIP: Monthly: Minimum ₹ 1000/- |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption / switch-out of units on or before 1 year from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 1 year: Nil |
| AUM as on June 30, 2026 (in ₹Crore) | |
| Month End AUM | 3,213.19 |
| Monthly Average AUM | 3,171.15 |
| Base Expense Ratio (BER) | |
| Regular | 1.32% |
| Direct | 0.71% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on June 30, 2026 | |
| Regular Growth | 43.51 |
| Regular IDCW$ | 14.05 |
| Regular IDCW$ | 16.52 |
| Regular IDCW$ | 13.67 |
| Direct Growth | 47.66 |
| Direct IDCW$ | 15.02 |
| Direct IDCW$ | 18.16 |
| Direct IDCW$ | 14.42 |
$Income Distribution cum capital withdrawal Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis
using 3 years history of monthly returns. |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 74.56% |
| Sovereign | 19.29% |
| Others | 4.68% |
| Cash & cash equivalent | 1.47% |
| Debt Quants | |
| Modified Duration | 3.14 years |
| Average Maturity | 4.65 years |
| Yield to Maturity | 8.05% |
| Macaulay Duration | 3.31 years |
| Standard Deviation | 2.04% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 72.60% | |
| ● Bajaj Housing Finance Limited | CRISIL AAA | 4.78% |
| ● National Bank For Agriculture and Rural Development | ICRA AAA | 3.90% |
| ● National Bank For Agriculture and Rural Development | ICRA AAA | 3.54% |
| ● Hinduja Leyland Finance Limited | CRISIL AA+ | 3.42% |
| ● National Bank For Agriculture and Rural Development | ICRA AAA | 3.13% |
| ● Oxyzo Financial Services Pvt Ltd | ICRA A+ | 2.78% |
| ● GMR Airport Ltd | CRISIL A+ | 2.61% |
| ● Jtpm Metal Traders Pvt Ltd | CRISIL AA | 2.56% |
| ● Jubilant Bevco Ltd | CRISIL AA | 2.56% |
| Kogta Financial India Ltd | CARE A+ | 2.24% |
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 2.17% |
| Adani Power Limited | CRISIL AA | 2.11% |
| Gaursons India Pvt Ltd | ICRA A- | 2.10% |
| Vedanta Limited | ICRA AA+ | 1.88% |
| Narayana Hrudayalaya Limited | ICRA AA | 1.87% |
| Hero Housing Finance Ltd | ICRA AA+ | 1.87% |
| JSW Energy Limited | ICRA AA | 1.87% |
| Nuvama Wealth Finance Ltd | CARE AA | 1.82% |
| Security and Intelligence Services (India) Limited | CRISIL AA- | 1.79% |
| GMR Airport Ltd | CRISIL A+ | 1.66% |
| Small Industries Development Bank of India | CRISIL AAA | 1.54% |
| Housing & Urban Development Corporation Limited | ICRA AAA | 1.53% |
| Power Finance Corporation Limited | ICRA AAA | 1.53% |
| Sk Finance Ltd | ICRA AA- | 1.50% |
| Hinduja Housing Finance Ltd | CARE AA+ | 1.44% |
| 360 ONE Prime Ltd | ICRA AA | 1.41% |
| Power Finance Corporation Limited | ICRA AAA | 1.22% |
| IKF Finance Ltd | CARE A+ | 1.17% |
| Adani Airport Holdings Ltd | CRISIL AA- | 1.09% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.93% |
| JSW Energy Limited | ICRA AA | 0.92% |
| Power Finance Corporation Limited | ICRA AAA | 0.79% |
| Vedanta Limited | ICRA AA+ | 0.78% |
| Aditya Birla Housing Finance Limited | ICRA AAA | 0.78% |
| Eris Lifesciences Limited | IND AA | 0.75% |
| Eris Lifesciences Limited | IND AA | 0.75% |
| Delhi International Airport Ltd | ICRA AA | 0.64% |
| Adani Power Limited | CRISIL AA | 0.63% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 0.56% |
| Vedanta Limited | CRISIL AA | 0.47% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.46% |
| Highways Infrastructure Trust | CRISIL AAA | 0.39% |
| Sk Finance Ltd | ICRA AA- | 0.31% |
| REC Limited | CRISIL AAA | 0.16% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Power Grid Corporation of India Limited | ICRA AAA | 0.15% |
| REC Limited | CRISIL AAA | 0.04% |
| Government Bond | 13.21% | |
| ● 6.68% GOI 07Jul2040 | SOV | 10.31% |
| 6.90% GOI 15-Apr-2065 | SOV | 1.45% |
| 6.48% GOI 06Oct2035 | SOV | 0.92% |
| 7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC | SOV | 0.33% |
| 7.26% GOVERNMENT OF INDIA 06FEB33 | SOV | 0.13% |
| 7.10% GOVT 08-Apr-2034 | SOV | 0.06% |
| 7.17% GOI (MD 08/01/2028) | SOV | 0.01% |
| 07.26% GOI (MD 14/01/2029) | SOV | 0.01% |
| State Government bond | 5.92% | |
| 7.93% TELANGANA 29JUN2035 SDL | SOV | 1.97% |
| 7.78% UTTAR PRADESH 23MAR35 SDL | SOV | 0.64% |
| 7.72% RAJASTHAN 25MAY2035 SDL | SOV | 0.58% |
| 7.63% ASSAM 03SEP35 SDL | SOV | 0.47% |
| 7.49% HARYANA 27MAR2035 SDL | SOV | 0.47% |
| 7.90 % ANDHRA PRADESH 01JUN2034 SDL | SOV | 0.42% |
| 7.44% KARNATAKA 09FEB2035 SDL | SOV | 0.41% |
| 7.54% ASSAM 02MAY2034 SDL | SOV | 0.31% |
| 7.20% JHARKHAND 24FEB2035 SDL | SOV | 0.31% |
| 7.46% TAMIL NADU 18MAR2035 SDL | SOV | 0.14% |
| 7.49% RAJASTHAN 18MAR2036 SDL | SOV | 0.09% |
| 6.97% KARNATAKA 26FEB2028 SDL | SOV | 0.05% |
| 8.08% MAHARASHTRA 26DEC28 SDL | SOV | 0.04% |
| 6.97% MAHARASHTRA 18FEB2028 SDL | SOV | 0.01% |
| 6.35% ANDHRA 06MAY2027 SDL | SOV | 0.01% |
| 8.73% UTTAR PRADESH - 24OCT28 SDL | SOV | 0.01% |
| Floating rates notes - Corporate | 1.35% | |
| IKF Finance Ltd | CARE A+ | 1.35% |
| Alternative Investment Funds (AIF) | 0.26% | |
| Corporate Debt Market Development Fund | 0.26% | |
| Sector/Issuer Name | % to Net Assets | |
| INVITs | ||
| INVITS | 2.81% | |
| IRB InvIT Fund | 0.99% | |
| India Grid Trust | 0.84% | |
| Bharat Highways Invit | 0.75% | |
| Raajmarg Infra Investment Trust | 0.23% | |
| Sector/Issuer Name | % of Net AUM | |
| Equity & Equity Related | ||
| REITS | 1.58% | |
| Nexus Select Trust | 0.92% | |
| Embassy Office Parks REIT | 0.66% | |
| Net Cash and Cash Equivalent | 2.28% | |
| Grand Total | 100.00% |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Medium Term Plan An open ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk. |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Medium Duration Debt A-III Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |