An open ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk.
March 2026
| Debt Scheme |  |
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| Investment Objective | |
| The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly Investment Objective investing in a portfolio of debt securities with medium term maturity. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Medium Duration Fund | |
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| Fund Snapshot | |
| Date of Allotment : Mar 25, 2009 | |
| Benchmark: CRISIL Medium Duration Debt A-III Index | |
| Fund Manager - Ms. Sunaina Da Cunha Managing the Fund Since: September 01, 2014 Experience in Managing the Fund: 11.6 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.6 Years |
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| SIP: Monthly: Minimum ₹ 1000/- |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched-out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: For redemption |
| AUM as on March 31, 2026 (in ₹Crore) | |
| Month End AUM | 3,078.17 |
| Monthly Average AUM | 3,078.03 |
| Total Expense Ratio (TER) | |
| Regular | 1.56% |
| Direct | 0.81% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on March 30, 2026 | |
| Regular Growth | 42.20 |
| Regular IDCW$ | 13.63 |
| Regular IDCW$ | 16.02 |
| Regular IDCW$ | 13.41 |
| Direct Growth | 46.14 |
| Direct IDCW$ | 14.54 |
| Direct IDCW$ | 17.58 |
| Direct IDCW$ | 14.12 |
| $Income Distribution cum capital withdrawal | |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 74.92% |
| Sovereign | 20.02% |
| Others | 4.77% |
| Cash & cash equivalent | 0.29% |
| Debt Quants | |
| Modified Duration | 2.86 years |
| Average Maturity | 3.83 years |
| Yield to Maturity | 8.40% |
| Macaulay Duration | 3.03 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 73.09% | |
| ●National Bank For Agriculture and Rural Development | ICRA AAA | 4.03% |
| ●National Bank For Agriculture and Rural Development | ICRA AAA | 3.66% |
| ●Hinduja Leyland Finance Limited | CRISIL AA+ | 3.50% |
| ●Nuvama Wealth Finance Ltd | CARE AA | 3.11% |
| ●Oxyzo Financial Services Pvt Ltd | ICRA A+ | 2.89% |
| ●GMR Airport Ltd | CRISIL A+ | 2.69% |
| ●Jubilant Bevco Ltd | CRISIL AA | 2.61% |
| ●Jtpm Metal Traders Pvt Ltd | CRISIL AA | 2.59% |
| Kogta Financial India Ltd | CARE A+ | 2.32% |
| Adani Power Limited | CRISIL AA | 2.19% |
| Gaursons India Pvt Ltd | ICRA A- | 2.19% |
| Power Grid Corporation of India Limited | ICRA AAA | 2.18% |
| Sk Finance Ltd | ICRA AA- | 2.11% |
| Vedanta Limited | ICRA AA | 1.95% |
| Hero Housing Finance Ltd | ICRA AA+ | 1.95% |
| Narayana Hrudayalaya Limited | ICRA AA | 1.94% |
| JSW Energy Limited | ICRA AA | 1.94% |
| Security and Intelligence Services (India) Limited | CRISIL AA- | 1.86% |
| GMR Airport Ltd | CRISIL A+ | 1.69% |
| Small Industries Development Bank of India | CRISIL AAA | 1.59% |
| Power Finance Corporation Limited | ICRA AAA | 1.57% |
| Housing & Urban Development Corporation Limited | ICRA AAA | 1.56% |
| Hinduja Housing Finance Ltd | CARE AA+ | 1.50% |
| 360 ONE Prime Ltd | ICRA AA | 1.47% |
| IKF Finance Ltd | CARE A+ | 1.45% |
| Power Finance Corporation Limited | ICRA AAA | 1.25% |
| Adani Airport Holdings Ltd | CRISIL AA- | 1.21% |
| NTPC Limited | ICRA AAA | 1.08% |
| Bharti Telecom Limited | CRISIL AAA | 0.96% |
| JSW Energy Limited | ICRA AA | 0.95% |
| IndInfravit Trust | ICRA AAA | 0.89% |
| Aditya Birla Housing Finance Limited | ICRA AAA | 0.81% |
| Avanse Financial Services Ltd | CARE AA- | 0.81% |
| Power Finance Corporation Limited | ICRA AAA | 0.81% |
| Vedanta Limited | ICRA AA | 0.81% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.80% |
| National Bank for Financing Infrastructure and Dev | ICRA AAA | 0.80% |
| Eris Lifesciences Limited | IND AA | 0.78% |
| Eris Lifesciences Limited | IND AA | 0.78% |
| Delhi International Airport Ltd | ICRA AA | 0.66% |
| Adani Power Limited | CRISIL AA | 0.65% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 0.57% |
| Vedanta Limited | CRISIL AA | 0.49% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.48% |
| Highways Infrastructure Trust | CRISIL AAA | 0.41% |
| Sk Finance Ltd | ICRA AA- | 0.32% |
| REC Limited | CRISIL AAA | 0.16% |
| REC Limited | CRISIL AAA | 0.04% |
| Government Bond | 12.31% | |
| ●7.10% GOVT 08-Apr-2034 | SOV | 6.92% |
| ●6.48% GOI 06Oct2035 | SOV | 3.44% |
| 6.79% INDIA GOV BOND 07OCT2034 GSEC | SOV | 1.60% |
| 7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC | SOV | 0.33% |
| 7.17% GOI (MD 08/01/2028) | SOV | 0.01% |
| 07.26% GOI (MD 14/01/2029) | SOV | 0.01% |
| State Government bond | 7.22% | |
| 7.93% TELANGANA 29JUN2035 SDL | 2.03% | |
| 7.68% ANDHRA PRADESH 04FEB2039 SDL | SOV | 0.80% |
| 7.90 % ANDHRA PRADESH 01JUN2034 SDL | SOV | 0.76% |
| 7.78% UTTAR PRADESH 23MAR35 SDL | 0.65% | |
| 7.72% RAJASTHAN 25MAY2035 SDL | 0.60% | |
| 7.63% ASSAM 03SEP35 SDL | SOV | 0.48% |
| 7.49% HARYANA 27MAR2035 SDL | SOV | 0.48% |
| 7.44% KARNATAKA 09FEB2035 SDL | 0.42% | |
| 7.54% ASSAM 02MAY2034 SDL | 0.32% | |
| 7.20% JHARKHAND 24FEB2035 SDL | 0.31% | |
| 7.46% TAMIL NADU 18MAR2035 SDL | SOV | 0.14% |
| 7.49% RAJASTHAN 18MAR2036 SDL | SOV | 0.09% |
| 6.97% KARNATAKA 26FEB2028 SDL | SOV | 0.06% |
| 8.08% MAHARASHTRA 26DEC28 SDL | SOV | 0.04% |
| 6.97% MAHARASHTRA 18FEB2028 SDL | SOV | 0.01% |
| 6.35% ANDHRA 06MAY2027 SDL | SOV | 0.01% |
| 8.73% UTTAR PRADESH - 24OCT28 SDL | SOV | 0.01% |
| Alternative Investment Funds (AIF) | 0.26% | |
| Corporate Debt Market Development Fund | 0.26% | |
| Sector/Issuer Name | % to Net Assets |
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| INVITS | 2.84% | |
| IRB InvIT Fund | 1.03% | |
| India Grid Trust | 0.82% | |
| Bharat Highways Invit | 0.77% | |
| Raajmarg Infra Investment Trust | 0.23% | |
| Sector/Issuer Name | % of Derivatives |
% to Net AUM |
| Equity & Equity Related | ||
| REITS | 1.55% | |
| Nexus Select Trust | 0.89% | |
| Embassy Office Parks REIT | 0.66% | |
| Net Cash and Cash Equivalent | 2.73% | |
| Grand Total | 100.00% | |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Medium Term Plan An open ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk. |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Medium Duration Debt A-III Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |