An open ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk.
April 2026
| Debt Scheme |  |
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| Investment Objective | |
| The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly Investment Objective investing in a portfolio of debt securities with medium term maturity. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Medium Duration Fund | |
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| Fund Snapshot | |
| Date of Allotment : Mar 25, 2009 | |
| Benchmark: CRISIL Medium Duration Debt A-III Index | |
| Fund Manager - Ms. Sunaina Da Cunha Managing the Fund Since: September 01, 2014 Experience in Managing the Fund: 11.7 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.7 Years |
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| SIP: Monthly: Minimum ₹ 1000/- |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption / switch-out of units on or before 1 year from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 1 year: Nil |
| AUM as on April 30, 2026 (in ₹Crore) | |
| Month End AUM | 3,097.75 |
| Monthly Average AUM | 3,092.05 |
| Base Expense Ratio (BER) | |
| Regular | 1.33% |
| Direct | 0.71% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on April 30, 2026 | |
| Regular Growth | 42.49 |
| Regular IDCW$ | 13.72 |
| Regular IDCW$ | 16.13 |
| Regular IDCW$ | 13.51 |
| Direct Growth | 46.49 |
| Direct IDCW$ | 14.65 |
| Direct IDCW$ | 17.71 |
| Direct IDCW$ | 14.23 |
| $Income Distribution cum capital withdrawal | |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 73.09% |
| Sovereign | 21.62% |
| Others | 4.83% |
| Cash & cash equivalent | 0.47% |
| Debt Quants | |
| Modified Duration | 2.84 years |
| Average Maturity | 3.81 years |
| Yield to Maturity | 8.41% |
| Macaulay Duration | 3 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
Debt & Debt Related |
||
Fixed rates bonds - Corporate |
70.26 % |
|
● National Bank For Agriculture and Rural Development |
ICRA AAA |
3.99 % |
● National Bank For Agriculture and Rural Development |
ICRA AAA |
3.63 % |
● Hinduja Leyland Finance Limited |
CRISIL AA+ |
3.49 % |
● Oxyzo Financial Services Pvt Ltd |
ICRA A+ |
2.87 % |
● Nuvama Wealth Finance Ltd |
CARE AA |
2.77 % |
● GMR Airport Ltd |
CRISIL A+ |
2.68 % |
● Jubilant Bevco Ltd |
CRISIL AA |
2.60 % |
● Jtpm Metal Traders Pvt Ltd |
CRISIL AA |
2.59 % |
Kogta Financial India Ltd |
CARE A+ |
2.31 % |
Adani Power Limited |
CRISIL AA |
2.18 % |
Gaursons India Pvt Ltd |
ICRA A- |
2.17 % |
Power Grid Corporation of India Limited |
ICRA AAA |
2.17 % |
Sk Finance Ltd |
ICRA AA- |
2.09 % |
Vedanta Limited |
ICRA AA |
1.94 % |
Hero Housing Finance Ltd |
ICRA AA+ |
1.94 % |
JSW Energy Limited |
ICRA AA |
1.93 % |
Narayana Hrudayalaya Limited |
ICRA AA |
1.93 % |
Security and Intelligence Services (India) Limited |
CRISIL AA- |
1.85 % |
GMR Airport Ltd |
CRISIL A+ |
1.69 % |
Small Industries Development Bank of India |
CRISIL AAA |
1.58 % |
Housing & Urban Development Corporation Limited |
ICRA AAA |
1.56 % |
Power Finance Corporation Limited |
ICRA AAA |
1.56 % |
Hinduja Housing Finance Ltd |
CARE AA+ |
1.49 % |
360 ONE Prime Ltd |
ICRA AA |
1.46 % |
IKF Finance Ltd |
CARE A+ |
1.45 % |
Power Finance Corporation Limited |
ICRA AAA |
1.24 % |
Adani Airport Holdings Ltd |
CRISIL AA- |
1.17 % |
JSW Energy Limited |
ICRA AA |
0.95 % |
IndInfravit Trust |
ICRA AAA |
0.88 % |
Aditya Birla Housing Finance Limited |
ICRA AAA |
0.81 % |
Avanse Financial Services Ltd |
CARE AA- |
0.81 % |
Vedanta Limited |
ICRA AA |
0.80 % |
Power Finance Corporation Limited |
ICRA AAA |
0.80 % |
National Bank for Financing Infrastructure and Dev |
ICRA AAA |
0.79 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.79 % |
Eris Lifesciences Limited |
IND AA |
0.78 % |
Eris Lifesciences Limited |
IND AA |
0.78 % |
Delhi International Airport Ltd |
ICRA AA |
0.65 % |
Adani Power Limited |
CRISIL AA |
0.64 % |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.57 % |
Vedanta Limited |
CRISIL AA |
0.49 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.47 % |
Highways Infrastructure Trust |
CRISIL AAA |
0.41 % |
Sk Finance Ltd |
ICRA AA- |
0.32 % |
REC Limited |
CRISIL AAA |
0.16 % |
| Sector/Issuer Name | Rating |
% to Net Assets |
REC Limited |
CRISIL AAA |
0.04 % |
Government Bond |
14.36 % |
|
● 7.10% GOVT 08-Apr-2034 |
SOV |
6.87 % |
● 6.48% GOI 06Oct2035 |
SOV |
4.51 % |
6.79% INDIA GOV BOND 07OCT2034 GSEC |
SOV |
1.59 % |
6.68% GOI 07Jul2040 |
SOV |
0.91 % |
7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC |
SOV |
0.33 % |
7.26% GOVERNMENT OF INDIA 06FEB33 |
SOV |
0.13 % |
7.17% GOI (MD 08/01/2028) |
SOV |
0.01 % |
07.26% GOI (MD 14/01/2029) |
SOV |
0.01 % |
State Government bond |
6.83 % |
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7.93% TELANGANA 29JUN2035 SDL |
2.01 % |
|
7.68% ANDHRA PRADESH 04FEB2039 SDL |
SOV |
0.80 % |
7.78% UTTAR PRADESH 23MAR35 SDL |
0.65 % |
|
7.72% RAJASTHAN 25MAY2035 SDL |
0.59 % |
|
7.63% ASSAM 03SEP35 SDL |
SOV |
0.48 % |
7.49% HARYANA 27MAR2035 SDL |
SOV |
0.48 % |
7.90 % ANDHRA PRADESH 01JUN2034 SDL |
SOV |
0.43 % |
7.44% KARNATAKA 09FEB2035 SDL |
0.41 % |
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7.54% ASSAM 02MAY2034 SDL |
0.32 % |
|
7.20% JHARKHAND 24FEB2035 SDL |
0.31 % |
|
7.46% TAMIL NADU 18MAR2035 SDL |
SOV |
0.14 % |
7.49% RAJASTHAN 18MAR2036 SDL |
SOV |
0.09 % |
6.97% KARNATAKA 26FEB2028 SDL |
SOV |
0.06 % |
8.08% MAHARASHTRA 26DEC28 SDL |
SOV |
0.04 % |
6.97% MAHARASHTRA 18FEB2028 SDL |
SOV |
0.01 % |
6.35% ANDHRA 06MAY2027 SDL |
SOV |
0.01 % |
8.73% UTTAR PRADESH - 24OCT28 SDL |
SOV |
0.01 % |
Floating rates notes - Corporate |
1.39 % |
|
IKF Finance Ltd |
CARE A+ |
1.39 % |
Alternative Investment Funds (AIF) |
0.26 % |
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Corporate Debt Market Development Fund |
0.26 % |
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Sector/Issuer Name |
% to Net Assets |
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INVITs |
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INVITS |
2.90 % |
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IRB InvIT Fund |
1.02 % |
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India Grid Trust |
0.84 % |
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Bharat Highways Invit |
0.80 % |
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Raajmarg Infra Investment Trust |
0.23 % |
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Sector/Issuer Name |
% of Derivatives |
% of Net AUM |
Equity & Equity Related |
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REITS |
1.57 % |
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Nexus Select Trust |
0.91 % |
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Embassy Office Parks REIT |
0.66 % |
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Net Cash and Cash Equivalent |
2.43 % |
|
Grand Total |
100.00 % |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Medium Term Plan An open ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk. |
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| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Medium Duration Debt A-III Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |