An open ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps / derivatives. A relatively high interest rate risk and moderate credit risk.)
May 2026
| Debt Scheme |  |
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 |
 |
| Investment Objective | |
| The primary objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The scheme may invest a portion of its net assets in fixed rate debt securities and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Floater Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
 |
|
| Fund Snapshot | |
| Date of Allotment : Jun 05, 2003 | |
| Benchmark: Nifty Low Duration Debt Index A-I | |
| Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: June 20, 2014 Experience in Managing the Fund: 12.0 Years |
|
| Fund Manager - Mr. Harshil Suvarnkar Managing the Fund Since: March 22, 2021 Experience in Managing the Fund: 5.2 Years |
|
| SIP: Monthly: Minimum ₹ 1000/- |
|
| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on May 31, 2026 (in ₹Crore) | |
| Month End AUM | 12,508.13 |
| Monthly Average AUM | 12,523.14 |
| Base Expense Ratio (BER) | |
| Regular | 0.36% |
| Direct | 0.21% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on May 29, 2026 | |
| Regular Growth | 365.67 |
| Regular IDCW$ | 100.09 |
| Regular IDCW$ | 100.95 |
| Retail Growth | 528.89 |
| Retail IDCW$ | 101.11 |
| Direct Growth | 376.50 |
| Direct IDCW$ | 99.98 |
| Direct IDCW$ | 101.03 |
| $Income Distribution cum capital withdrawal | |
 |
|
| Top 10 Sectoral Contribution (in %) |
 |
| Rating Profile of Portfolio |
 |
| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 49.91% |
| Certificate of Deposit | 31.04% |
| Sovereign | 12.72% |
| Others | 3.30% |
| Cash & cash equivalent | 2.68% |
| Commercial Papers | 0.36% |
| Debt Quants | |
| Modified Duration | 0.89 years |
| Average Maturity | 1.6 years |
| Yield to Maturity | 7.66% |
| Macaulay Duration | 0.94 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
Fixed rates bonds - Corporate |
|
46.65% |
Bharti Telecom Limited |
CRISIL AAA |
3.92% |
Knowledge Realty Trust |
CRISIL AAA |
2.20% |
National Bank For Agriculture and Rural Development |
CRISIL AAA |
2.03% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.67% |
REC Limited |
ICRA AAA |
1.67% |
Embassy Office Parks REIT |
CRISIL AAA |
1.66% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.31% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.31% |
SMFG India Home Finance Company Limited |
CARE AAA |
1.30% |
Aditya Birla Housing Finance Limited |
ICRA AAA |
1.28% |
Embassy Office Parks REIT |
CRISIL AAA |
1.26% |
REC Limited |
ICRA AAA |
1.21% |
REC Limited |
ICRA AAA |
1.19% |
Poonawalla Fincorp Limited |
CRISIL AAA |
1.11% |
Axis Finance Limited |
CRISIL AAA |
1.11% |
NHPC Limited |
CARE AAA |
1.10% |
Axis Finance Limited |
CRISIL AAA |
1.10% |
Poonawalla Fincorp Limited |
CRISIL AAA |
0.92% |
Mahindra & Mahindra Financial Services Limited |
ICRA AAA |
0.82% |
Nexus Select Trust |
ICRA AAA |
0.74% |
Small Industries Development Bank of India |
CRISIL AAA |
0.74% |
Bajaj Housing Finance Limited |
CRISIL AAA |
0.74% |
Bajaj Housing Finance Limited |
CRISIL AAA |
0.73% |
ICICI Home Finance Company Limited |
CRISIL AAA |
0.71% |
REC Limited |
ICRA AAA |
0.70% |
LIC Housing Finance Limited |
CRISIL AAA |
0.63% |
REC Limited |
ICRA AAA |
0.59% |
Kotak Mahindra Investments Limited |
ICRA AAA |
0.55% |
Tata Capital Housing Finance Limited |
CRISIL AAA |
0.53% |
Small Industries Development Bank of India |
CRISIL AAA |
0.50% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.48% |
Tata Capital Limited |
ICRA AAA |
0.44% |
Small Industries Development Bank of India |
CRISIL AAA |
0.39% |
RJ Corp Ltd |
CRISIL AAA |
0.39% |
Aditya Birla Housing Finance Limited |
ICRA AAA |
0.37% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.37% |
Jamnagar Utilities & Power Private Limited |
CRISIL AAA |
0.37% |
HDB Financial Services Limited |
CRISIL AAA |
0.37% |
LIC Housing Finance Limited |
CRISIL AAA |
0.37% |
Tata Capital Limited |
ICRA AAA |
0.37% |
REC Limited |
ICRA AAA |
0.37% |
Reliance Life Sciences Pvt Ltd |
CARE AAA |
0.37% |
L&T Finance Limited |
ICRA AAA |
0.37% |
HDB Financial Services Limited |
CRISIL AAA |
0.37% |
Power Finance Corporation Limited |
ICRA AAA |
0.37% |
Kotak Mahindra Prime Limited |
CRISIL AAA |
0.37% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.36% |
Bajaj Finance Limited |
CRISIL AAA |
0.33% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.33% |
LIC Housing Finance Limited |
CRISIL AAA |
0.26% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.26% |
LIC Housing Finance Limited |
CRISIL AAA |
0.23% |
Power Grid Corporation of India Limited |
CRISIL AAA |
0.19% |
Small Industries Development Bank of India |
CRISIL AAA |
0.19% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.19% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.19% |
SMFG India Home Finance Company Limited |
CRISIL AAA |
0.19% |
REC Limited |
ICRA AAA |
0.18% |
Mindspace Business Parks REIT |
CRISIL AAA |
0.18% |
Small Industries Development Bank of India |
CRISIL AAA |
0.18% |
REC Limited |
ICRA AAA |
0.18% |
ICICI Home Finance Company Limited |
CRISIL AAA |
0.18% |
Small Industries Development Bank of India |
CRISIL AAA |
0.18% |
REC Limited |
ICRA AAA |
0.18% |
Small Industries Development Bank of India |
CRISIL AAA |
0.15% |
Kotak Mahindra Prime Limited |
CRISIL AAA |
0.15% |
Embassy Office Parks REIT |
CRISIL AAA |
0.14% |
Power Finance Corporation Limited |
ICRA AAA |
0.11% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.11% |
Aditya Birla Finance Limited |
ICRA AAA |
0.10% |
Highways Infrastructure Trust |
CRISIL AAA |
0.09% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.07% |
REC Limited |
CRISIL AAA |
0.04% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.04% |
Small Industries Development Bank of India |
CRISIL AAA |
0.04% |
Toyota Financial Services India Ltd |
ICRA AAA |
0.04% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.04% |
National Bank For Agriculture and Rural Development |
CRISIL AAA |
0.03% |
REC Limited |
ICRA AAA |
0.02% |
Bajaj Housing Finance Limited |
CRISIL AAA |
0.02% |
Pipeline Infrastructure Limited |
CRISIL AAA |
0.01% |
Kotak Mahindra Investments Limited |
ICRA AAA |
0.01% |
Sundaram Finance Limited |
ICRA AAA |
0.01% |
Mahindra & Mahindra Financial Services Limited |
CARE AAA |
0.01% |
Cube Highways Trust |
ICRA AAA |
0.00% |
Money Market Instruments |
|
30.80% |
HDFC Bank Limited |
ICRA A1+ |
1.76% |
Union Bank of India |
ICRA A1+ |
1.75% |
HDFC Bank Limited |
ICRA A1+ |
1.43% |
Bank of Baroda |
CARE A1+ |
1.41% |
ICICI Bank Limited |
ICRA A1+ |
1.40% |
National Bank For Agriculture and Rural Development |
ICRA A1+ |
1.16% |
Small Industries Development Bank of India |
CRISIL A1+ |
1.08% |
National Bank For Agriculture and Rural Development |
ICRA A1+ |
1.06% |
Export Import Bank of India |
ICRA A1+ |
1.05% |
Punjab National Bank |
ICRA A1+ |
1.05% |
Punjab National Bank |
ICRA A1+ |
1.05% |
HDFC Bank Limited |
ICRA A1+ |
0.89% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.89% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.88% |
Bank of Baroda |
CARE A1+ |
0.72% |
Punjab National Bank |
ICRA A1+ |
0.71% |
Kotak Mahindra Bank Limited |
CRISIL A1+ |
0.71% |
Kotak Mahindra Bank Limited |
CRISIL A1+ |
0.71% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.70% |
National Bank for Financing Infrastructure and Dev |
IND A1+ |
0.70% |
ICICI Bank Limited |
ICRA A1+ |
0.70% |
HDFC Bank Limited |
ICRA A1+ |
0.56% |
Bank of Baroda |
CARE A1+ |
0.54% |
Union Bank of India |
ICRA A1+ |
0.53% |
Canara Bank |
ICRA A1+ |
0.53% |
Bank of Baroda |
CARE A1+ |
0.53% |
Punjab National Bank |
ICRA A1+ |
0.53% |
Punjab National Bank |
ICRA A1+ |
0.53% |
Axis Bank Limited |
ICRA A1+ |
0.36% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.36% |
Bank of Baroda |
CARE A1+ |
0.35% |
Panatone Finvest Limited |
CRISIL A1+ |
0.35% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.35% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.35% |
Indian Bank |
CRISIL A1+ |
0.35% |
Canara Bank |
ICRA A1+ |
0.35% |
HDFC Bank Limited |
ICRA A1+ |
0.35% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.32% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.25% |
Bank of Baroda |
CARE A1+ |
0.18% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.18% |
National Bank For Agriculture and Rural Development |
ICRA A1+ |
0.18% |
Canara Bank |
ICRA A1+ |
0.18% |
Kotak Mahindra Bank Limited |
CRISIL A1+ |
0.18% |
HDFC Bank Limited |
ICRA A1+ |
0.18% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.17% |
National Bank For Agriculture and Rural Development |
ICRA A1+ |
0.14% |
Union Bank of India |
ICRA A1+ |
0.07% |
HDFC Bank Limited |
ICRA A1+ |
0.04% |
Government Bond |
|
8.02% |
4.70% INDIA GOVT BOND 22SEP2033 FRB |
SOV |
6.44% |
4.45% GOI FRB 30OCT2034 |
SOV |
0.65% |
7.02% GOVERNMENT OF INDIA 18JUN31 G-SEC |
SOV |
0.45% |
7.17% GOI (MD 08/01/2028) |
SOV |
0.26% |
7.02% GOVERNMENT OF INDIA 27MAY27 G-SEC |
SOV |
0.10% |
7.32% GOI BOND 13NOV2030 |
SOV |
0.09% |
7.04% GOVERNMENT OF INDIA 03JUN29 G-SEC |
SOV |
0.03% |
State Government bond |
|
3.23% |
7.33 % RAJASTHAN 25MAR2031 SDL |
SOV |
0.55% |
7.31 % KARNATAKA 04SEP2033 SDL |
SOV |
0.47% |
6.99% NAGALAND 18MAR2030 SDL |
SOV |
0.37% |
| Sector/Issuer Name | Rating |
% to Net Assets |
6.60 % ASSAM 23DEC2030 SDL |
SOV |
0.29% |
7.25 % KARNATAKA 25MAR2031 SDL |
SOV |
0.27% |
7.18% MAHARASHTRA 28JUN2029 SDL |
SOV |
0.19% |
7.24 % TAMIL NADU 25MAR2031 SDL |
SOV |
0.18% |
7.38 % NAGALAND 25MAR2031 SDL |
SOV |
0.18% |
6.90% KARNATAKA 03OCT2027 SDL |
SOV |
0.15% |
7.38 % KARNATAKA 04SEP2034 SDL |
SOV |
0.15% |
7.05% Gujarat SGS 14Aug2028 |
SOV |
0.11% |
6.2% RAJASTHAN 29JUL27 SDL |
SOV |
0.11% |
7.18% TAMIL NADU SDL 26JUL2027 |
SOV |
0.06% |
8.55% UTTAR PRADESH 04OCT2026 SDL |
SOV |
0.03% |
8.43% UTTAR PRADESH 04OCT2026 SDL |
SOV |
0.02% |
7.08% ANDHRAPRADESH SDL 14Dec2026 |
SOV |
0.01% |
8.55% MADHYA PRADESH 04JUL2028 SDL |
SOV |
0.01% |
8.63% RAJASTHAN 03SEP2028 SDL |
SOV |
0.01% |
8.12% RAJASTHAN 10APR2029 SDL |
SOV |
0.01% |
6.9% ANDHRA 22APR2027 SDL |
SOV |
0.01% |
7.62% TAMIL NADU 29MAR2027 SDL |
SOV |
0.01% |
8.28% Tamilnadu SDL (MD 14/03/2028) |
SOV |
0.01% |
7.86% KARNATAKA 15MAR27 SDL |
SOV |
0.00% |
7.20% MAHARASHTRA 23OCT2029 SDL |
SOV |
0.00% |
8.42% UTTAR PRADESH 29MAR2027 SDL |
SOV |
0.00% |
7.21% Gujarat 09Aug2027 SDL |
SOV |
0.00% |
7.58% TAMIL NADU 24AUG2026 SDL |
SOV |
0.00% |
8.57% RAJASTHAN 18OCT2027 SDL |
SOV |
0.00% |
8.14% SDL Uttarakhand 27Mar2028 |
SOV |
0.00% |
8.35% PUDUCHERRY 13MAR2027 SDL |
SOV |
0.00% |
8.34% TAMIL NADU 28FEB28 SDL |
SOV |
0.00% |
8.08% KARNATAKA 26DEC2028 SDL |
SOV |
0.00% |
8.57% UTTAR PRADESH 04OCT2027 SDL |
SOV |
0.00% |
7.64% HARYANA 01NOV2027 SDL |
SOV |
0.00% |
8.41% KERALA 01AUG2028 SDL |
SOV |
0.00% |
8.60% RAJASTHAN 06NOV2028 SDL |
SOV |
0.00% |
7.75% GUJARAT 13Dec2027 SDL |
SOV |
0.00% |
7.55% Karnataka 25Oct2027 SDL |
SOV |
0.00% |
7.96% MAHARASHTRA 29JUN2026 SDL |
SOV |
0.00% |
8.38% Rajasthan 05Dec2028 SDL |
SOV |
0.00% |
8.42% WEST BENGAL 07MAR2028 SDL |
SOV |
0.00% |
7.61% TAMIL NADU 15FEB2027 SDL |
SOV |
0.00% |
SECURITISED DEBT |
|
2.85% |
Radhakrishna Securitisation Trust 2025-1 |
CRISIL AAA(SO) |
1.03% |
India Universal Trust Al2 |
IND AAA(SO) |
0.57% |
India Universal Trust AL1 |
IND AAA(SO) |
0.54% |
India Universal Trust Al2 |
IND AAA(SO) |
0.41% |
India Universal Trust AL1 |
IND AAA(SO) |
0.23% |
India Universal Trust Al2 |
IND AAA(SO) |
0.08% |
India Universal Trust AL1 |
IND AAA(SO) |
0.00% |
Floating rates notes - Corporate |
|
2.31% |
Tata Capital Limited |
ICRA AAA |
1.31% |
ICICI Home Finance Company Limited |
ICRA AAA |
0.89% |
Mahindra Rural Housing Finance Limited |
CRISIL AAA |
0.12% |
Cash Management Bills |
|
1.23% |
Government of India |
SOV |
0.13% |
Government of India |
SOV |
0.13% |
Government of India |
SOV |
0.12% |
Government of India |
SOV |
0.12% |
Government of India |
SOV |
0.11% |
Government of India |
SOV |
0.09% |
Government of India |
SOV |
0.09% |
Government of India |
SOV |
0.08% |
Government of India |
SOV |
0.08% |
Government of India |
SOV |
0.07% |
Government of India |
SOV |
0.07% |
Government of India |
SOV |
0.06% |
Government of India |
SOV |
0.04% |
Government of India |
SOV |
0.03% |
Alternative Investment Funds (AIF) |
|
0.30% |
Corporate Debt Market Development Fund |
|
0.30% |
Interest Rate Swaps |
|
0.09% |
ICICI Securities Primary Dealership Limited |
|
0.01% |
BARCLAYS BANK PLC |
|
0.01% |
BARCLAYS BANK PLC |
|
0.01% |
ICICI Securities Primary Dealership Limited |
|
0.01% |
HSBC Bank |
|
0.01% |
ICICI Bank Limited |
|
0.01% |
ICICI Securities Primary Dealership Limited |
|
0.01% |
HSBC Bank |
|
0.01% |
ICICI Securities Primary Dealership Limited |
|
0.01% |
ICICI Bank Limited |
|
0.01% |
BARCLAYS BANK PLC |
|
0.01% |
BNP Paribas - Indian branches |
|
0.01% |
ICICI Securities Primary Dealership Limited |
|
0.01% |
ICICI Bank Limited |
|
0.01% |
BARCLAYS BANK PLC |
|
0.00% |
ICICI Securities Primary Dealership Limited |
|
0.00% |
Standard Chartered Bank |
|
0.00% |
ICICI Bank Limited |
|
0.00% |
HSBC Bank |
|
0.00% |
Standard Chartered Bank |
|
0.00% |
ICICI Securities Primary Dealership Limited |
|
0.00% |
BARCLAYS BANK PLC |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
ICICI Bank Limited |
|
0.00% |
ICICI Bank Limited |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
BARCLAYS BANK PLC |
|
0.00% |
Standard Chartered Bank |
|
0.00% |
ICICI Bank Limited |
|
0.00% |
BARCLAYS BANK PLC |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
BARCLAYS BANK PLC |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
IDFC First Bank Limited |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
IDFC First Bank Limited |
|
0.00% |
ICICI Bank Limited |
|
0.00% |
DBS Bank Ltd/India |
|
0.00% |
ICICI Bank Limited |
|
0.00% |
ICICI Bank Limited |
|
0.00% |
BARCLAYS BANK PLC |
|
0.00% |
Clearing Corporation of India Limited |
|
0.00% |
Standard Chartered Bank |
|
0.00% |
ICICI Securities Primary Dealership Limited |
|
-0.00% |
Clearing Corporation of India Limited |
|
-0.00% |
BARCLAYS BANK PLC |
|
-0.00% |
IDFC First Bank Limited |
|
-0.00% |
Clearing Corporation of India Limited |
|
-0.00% |
ICICI Securities Primary Dealership Limited |
|
-0.00% |
HSBC Bank |
|
-0.00% |
Standard Chartered Bank |
|
-0.00% |
Standard Chartered Bank |
|
-0.00% |
BNP Paribas - Indian branches |
|
-0.00% |
BNP Paribas - Indian branches |
|
-0.00% |
Clearing Corporation of India Limited |
|
-0.00% |
Clearing Corporation of India Limited |
|
-0.00% |
HSBC Bank |
|
-0.00% |
BNP Paribas - Indian branches |
|
-0.00% |
ICICI Securities Primary Dealership Limited |
|
-0.00% |
ICICI Securities Primary Dealership Limited |
|
-0.00% |
BNP Paribas - Indian branches |
|
-0.00% |
ICICI Bank Limited |
|
-0.00% |
Standard Chartered Bank |
|
-0.00% |
DBS Bank Ltd/India |
|
-0.00% |
ICICI Bank Limited |
|
-0.00% |
IDFC First Bank Limited |
|
-0.00% |
HSBC Bank |
|
-0.00% |
ICICI Bank Limited |
|
-0.00% |
BNP Paribas - Indian branches |
|
-0.00% |
BNP Paribas - Indian branches |
|
-0.00% |
Standard Chartered Bank |
|
-0.00% |
DBS Bank Ltd/India |
|
-0.00% |
DBS Bank Ltd/India |
|
-0.00% |
BARCLAYS BANK PLC |
|
-0.01% |
ICICI Securities Primary Dealership Limited |
|
-0.01% |
Cash & Current Assets |
|
4.52% |
Grand Total |
100.00 % |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Floating Rate Fund An open ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps / derivatives. A relatively high interest rate risk and moderate credit risk.) |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Low Duration Debt Index A-I  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |