Aditya Birla Sun Life Floating Rate Fund

An open ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps / derivatives. A relatively high interest rate risk and moderate credit risk.)

March 2026

Debt Scheme
Investment Objective
The primary objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The scheme may invest a portion of its net assets in fixed rate debt securities and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.
Fund Category: Floater Fund
Scheme Rating: [ICRA]AAAmfs
Fund Snapshot
Date of Allotment : Jun 05, 2003
Benchmark: Nifty Low Duration Debt Index A-I
Fund Manager - Mr. Kaustubh Gupta
Managing the Fund Since: June 20, 2014
Experience in Managing the Fund: 11.8 Years
Fund Manager - Mr. Harshil Suvarnkar
Managing the Fund Since: March 22, 2021
Experience in Managing the Fund: 5.0 Years
SIP:
Monthly: Minimum ₹ 1000/-
Application Amount for fresh subscription:
₹ 1,000 (plus in multiplies of ₹ 1)
Minimum Additional Investment:
₹ 1,000 (plus in multiplies of ₹ 1)
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load: NIL
Exit Load: NIL
AUM as on March 31, 2026 (in ₹Crore)
Month End AUM 13,682.86
Monthly Average AUM 12,773.20
Total Expense Ratio (TER)
Regular 0.45%
Direct 0.24%
Including additional expenses and goods and service tax on management fees.
NAV as on March 30, 2026
Regular Growth 363.10
Regular IDCW$ 100.41
Regular IDCW$ 101.14
Retail Growth 525.19
Retail IDCW$ 101.27
Direct Growth 373.76
Direct IDCW$ 100.04
Direct IDCW$ 101.21
$Income Distribution cum capital withdrawal
Top 10 Sectoral Contribution (in %)
Rating Profile of Portfolio
Instrument Profile
Instrument Name
% Net Assets
Bonds & Debentures
51.93%
Certificate of Deposit
30.91%
Sovereign
13.24%
Others
3.48%
Commercial Papers
0.44%
Debt Quants
Modified Duration
1.04 years
Average Maturity
1.72 years
Yield to Maturity
7.26%
Macaulay Duration
1.09 years
Portfolio Holdings as on March 31, 2026
( • Top Ten Holdings - Issuerwise)
Sector/Issuer Name
Rating
% to Net Assets
Debt & Debt Related  
Fixed rates bonds - Corporate 49.97%
●Bharti Telecom Limited CRISIL AAA 3.87%
●National Bank For Agriculture and Rural Development CRISIL AAA 2.92%
●Knowledge Realty Trust CRISIL AAA 2.17%
●National Bank For Agriculture and Rural Development ICRA AAA 1.65%
●REC Limited ICRA AAA 1.64%
●Embassy Office Parks REIT CRISIL AAA 1.64%
SMFG India Home Finance Company Limited CARE AAA 1.28%
Aditya Birla Housing Finance Limited ICRA AAA 1.27%
Embassy Office Parks REIT CRISIL AAA 1.25%
REC Limited ICRA AAA 1.19%
REC Limited ICRA AAA 1.17%
Poonawalla Fincorp Limited CRISIL AAA 1.09%
Axis Finance Limited CRISIL AAA 1.09%
NHPC Limited CARE AAA 1.08%
Axis Finance Limited CRISIL AAA 1.08%
National Bank For Agriculture and Rural Development ICRA AAA 1.07%
LIC Housing Finance Limited CRISIL AAA 0.99%
Poonawalla Fincorp Limited CRISIL AAA 0.91%
National Bank For Agriculture and Rural Development ICRA AAA 0.90%
Mahindra & Mahindra Financial Services Limited ICRA AAA 0.80%
National Bank For Agriculture and Rural Development ICRA AAA 0.77%
Nexus Select Trust ICRA AAA 0.73%
Small Industries Development Bank of India CRISIL AAA 0.73%
Bajaj Housing Finance Limited CRISIL AAA 0.73%
National Bank For Agriculture and Rural Development ICRA AAA 0.72%
Bajaj Housing Finance Limited CRISIL AAA 0.72%
Bajaj Finance Limited ICRA AAA 0.72%
REC Limited ICRA AAA 0.69%
ICICI Home Finance Company Limited CRISIL AAA 0.66%
Mindspace Business Parks REIT ICRA AAA 0.61%
REC Limited ICRA AAA 0.58%
Kotak Mahindra Investments Limited ICRA AAA 0.54%
Tata Capital Housing Finance Limited CRISIL AAA 0.51%
Small Industries Development Bank of India CRISIL AAA 0.49%
Tata Capital Housing Finance Limited ICRA AAA 0.48%
Tata Capital Limited ICRA AAA 0.44%
Small Industries Development Bank of India CRISIL AAA 0.39%
RJ Corp Ltd CRISIL AAA 0.38%
Jamnagar Utilities & Power Private Limited CRISIL AAA 0.37%
Aditya Birla Housing Finance Limited ICRA AAA 0.37%
Bajaj Finance Limited CRISIL AAA 0.37%
Tata Capital Limited ICRA AAA 0.37%
HDB Financial Services Limited CRISIL AAA 0.37%
Reliance Life Sciences Pvt Ltd CARE AAA 0.37%
REC Limited ICRA AAA 0.36%
Reliance Life Sciences Pvt Ltd CARE AAA 0.36%
L&T Finance Limited ICRA AAA 0.36%
HDB Financial Services Limited CRISIL AAA 0.36%
Kotak Mahindra Prime Limited CRISIL AAA 0.36%
Power Finance Corporation Limited ICRA AAA 0.36%
Indian Railway Finance Corporation Limited ICRA AAA 0.36%
Tata Capital Housing Finance Limited ICRA AAA 0.33%
LIC Housing Finance Limited CRISIL AAA 0.26%
LIC Housing Finance Limited CRISIL AAA 0.22%
Small Industries Development Bank of India CRISIL AAA 0.18%
Power Grid Corporation of India Limited CRISIL AAA 0.18%
Tata Capital Housing Finance Limited CRISIL AAA 0.18%
SMFG India Home Finance Company Limited CRISIL AAA 0.18%
National Housing Bank CRISIL AAA 0.18%
National Bank For Agriculture and Rural Development ICRA AAA 0.18%
Indian Railway Finance Corporation Limited ICRA AAA 0.18%
LIC Housing Finance Limited CRISIL AAA 0.18%
Indian Railway Finance Corporation Limited ICRA AAA 0.18%
Housing & Urban Development Corporation Limited ICRA AAA 0.18%
Small Industries Development Bank of India CRISIL AAA 0.18%
Mindspace Business Parks REIT CRISIL AAA 0.18%
ICICI Home Finance Company Limited CRISIL AAA 0.18%
Bajaj Finance Limited CRISIL AAA 0.18%
National Bank for Financing Infrastructure and Dev ICRA AAA 0.18%
REC Limited ICRA AAA 0.18%
National Housing Bank CARE AAA 0.18%
Small Industries Development Bank of India CRISIL AAA 0.15%
Kotak Mahindra Prime Limited CRISIL AAA 0.15%
Embassy Office Parks REIT CRISIL AAA 0.14%
Tata Capital Housing Finance Limited ICRA AAA 0.11%
Power Finance Corporation Limited ICRA AAA 0.11%
HDB Financial Services Limited CRISIL AAA 0.11%
Aditya Birla Finance Limited ICRA AAA 0.10%
Bajaj Finance Limited CRISIL AAA 0.10%
Highways Infrastructure Trust CRISIL AAA 0.09%
Tata Capital Housing Finance Limited ICRA AAA 0.07%
Kotak Mahindra Investments Limited CRISIL AAA 0.05%
REC Limited CRISIL AAA 0.04%
Small Industries Development Bank of India CRISIL AAA 0.04%
Tata Capital Housing Finance Limited ICRA AAA 0.04%
Toyota Financial Services India Ltd ICRA AAA 0.04%
National Bank For Agriculture and Rural Development CRISIL AAA 0.03%
REC Limited ICRA AAA 0.02%
Bajaj Housing Finance Limited CRISIL AAA 0.02%
Money Market Instruments 30.27%
●Union Bank of India ICRA A1+ 1.71%
●Small Industries Development Bank of India CRISIL A1+ 1.55%
●Axis Bank Limited ICRA A1+ 1.41%
HDFC Bank Limited ICRA A1+ 1.39%
HDFC Bank Limited ICRA A1+ 1.20%
HDFC Bank Limited ICRA A1+ 1.20%
Small Industries Development Bank of India CRISIL A1+ 1.05%
National Bank For Agriculture and Rural Development ICRA A1+ 1.03%
Bank of Baroda CARE A1+ 1.03%
HDFC Bank Limited ICRA A1+ 1.03%
Export Import Bank of India ICRA A1+ 1.03%
Punjab National Bank ICRA A1+ 1.03%
Punjab National Bank ICRA A1+ 1.03%
National Bank For Agriculture and Rural Development ICRA A1+ 0.96%
HDFC Bank Limited ICRA A1+ 0.87%
Small Industries Development Bank of India CRISIL A1+ 0.86%
Bank of Baroda CARE A1+ 0.70%
Punjab National Bank ICRA A1+ 0.70%
Canara Bank ICRA A1+ 0.69%
Kotak Mahindra Bank Limited CRISIL A1+ 0.69%
Kotak Mahindra Bank Limited CRISIL A1+ 0.69%
National Bank for Financing Infrastructure and Dev IND A1+ 0.68%
Bank of Baroda CARE A1+ 0.52%
Canara Bank ICRA A1+ 0.52%
Union Bank of India ICRA A1+ 0.52%
Bank of Baroda CARE A1+ 0.52%
Punjab National Bank ICRA A1+ 0.52%
Punjab National Bank ICRA A1+ 0.52%
Small Industries Development Bank of India CRISIL A1+ 0.35%
Axis Bank Limited ICRA A1+ 0.35%
Indian Bank CRISIL A1+ 0.35%
Small Industries Development Bank of India CRISIL A1+ 0.34%
Bank of Baroda CARE A1+ 0.34%
Small Industries Development Bank of India CRISIL A1+ 0.34%
Indian Bank CRISIL A1+ 0.34%
Canara Bank ICRA A1+ 0.34%
ICICI Bank Limited ICRA A1+ 0.34%
Small Industries Development Bank of India CRISIL A1+ 0.34%
Small Industries Development Bank of India CRISIL A1+ 0.31%
Small Industries Development Bank of India CRISIL A1+ 0.25%
Small Industries Development Bank of India CRISIL A1+ 0.17%
Canara Bank ICRA A1+ 0.17%
HDFC Bank Limited ICRA A1+ 0.17%
National Bank For Agriculture and Rural Development ICRA A1+ 0.14%
Government Bond 8.40%
●4.70% INDIA GOVT BOND 22SEP2033 FRB SOV 6.22%
7.02% GOVERNMENT OF INDIA 18JUN31 G-SEC SOV 0.81%
4.45% GOI FRB 30OCT2034 SOV 0.64%
7.17% GOI (MD 08/01/2028) SOV 0.41%
7.02% GOVERNMENT OF INDIA 27MAY27 G-SEC SOV 0.10%
7.32% GOI BOND 13NOV2030 SOV 0.09%
7.10% GOVERNMENT OF INDIA 18APR29 SOV 0.07%
6.99% GOVERNMENT OF INDIA 17APR26 SOV 0.03%
7.04% GOVERNMENT OF INDIA 03JUN29 G-SEC SOV 0.03%
5.63% GOI 12APR2026 SOV 0.01%
State Government bond 3.38%
7.33 % RAJASTHAN 25MAR2031 SDL SOV 0.55%
7.31 % KARNATAKA 04SEP2033 SDL SOV 0.54%
7.25 % KARNATAKA 25MAR2031 SDL SOV 0.36%
6.99% NAGALAND 18MAR2030 SDL SOV 0.36%
6.60 % ASSAM 23DEC2030 SDL SOV 0.28%
7.18% MAHARASHTRA 28JUN2029 SDL SOV 0.18%
7.24 % TAMIL NADU 25MAR2031 SDL SOV 0.18%
7.38 % NAGALAND 25MAR2031 SDL SOV 0.18%
6.90% KARNATAKA 03OCT2027 SDL SOV 0.15%
7.38 % KARNATAKA 04SEP2034 SDL SOV 0.14%
7.05% Gujarat SGS 14Aug2028 SOV 0.11%
6.2% RAJASTHAN 29JUL27 SDL SOV 0.11%
7.18% TAMIL NADU SDL 26JUL2027 SOV 0.06%
8.55% UTTAR PRADESH 04OCT2026 SDL SOV 0.03%
8.43% UTTAR PRADESH 04OCT2026 SDL SOV 0.02%
7.08% ANDHRAPRADESH SDL 14Dec2026 SOV 0.01%
8.55% MADHYA PRADESH 04JUL2028 SDL SOV 0.01%
8.63% RAJASTHAN 03SEP2028 SDL SOV 0.01%
8.12% RAJASTHAN 10APR2029 SDL SOV 0.01%
8.02% TELANGANA 11MAY26 SDL SOV 0.01%
6.9% ANDHRA 22APR2027 SDL SOV 0.01%
7.62% TAMIL NADU 29MAR2027 SDL SOV 0.01%
8.28% Tamilnadu SDL (MD 14/03/2028) SOV 0.01%
Sector/Issuer Name
Rating
% to Net Assets
SECURITISED DEBT 2.98%
Radhakrishna Securitisation Trust 2025-1 CRISIL AAA(SO) 1.02%
India Universal Trust Al2 IND AAA(SO) 0.57%
India Universal Trust AL1 IND AAA(SO) 0.54%
India Universal Trust Al2 IND AAA(SO) 0.42%
India Universal Trust AL1 IND AAA(SO) 0.23%
India Universal Trust Al2 IND AAA(SO) 0.15%
India Universal Trust AL1 IND AAA(SO) 0.06%
Cash Management Bills 1.19%
Government of India SOV 0.13%
Government of India SOV 0.12%
Government of India SOV 0.12%
Government of India SOV 0.11%
Government of India SOV 0.11%
Government of India SOV 0.09%
Government of India SOV 0.08%
Government of India SOV 0.08%
Government of India SOV 0.08%
Government of India SOV 0.07%
Government of India SOV 0.07%
Government of India SOV 0.06%
Government of India SOV 0.04%
Government of India SOV 0.03%
Floating rates notes - Corporate 0.88%
ICICI Home Finance Company Limited ICRA AAA 0.88%
Alternative Investment Funds (AIF) 0.29%
Corporate Debt Market Development Fund 0.29%
Interest Rate Swaps 0.14%
BARCLAYS BANK PLC 1.84%
ICICI Securities Primary Dealership Limited   1.84%
Standard Chartered Bank 1.83%
BNP Paribas - Indian branches 1.83%
BNP Paribas - Indian branches 1.83%
HSBC Bank   1.83%
BNP Paribas - Indian branches 1.83%
ICICI Securities Primary Dealership Limited   1.48%
BARCLAYS BANK PLC 1.47%
Standard Chartered Bank 1.46%
Clearing Corporation of India Limited 1.46%
DBS Bank Ltd/India 1.46%
BARCLAYS BANK PLC 1.11%
Standard Chartered Bank 1.10%
BNP Paribas - Indian branches 0.91%
HSBC Bank   0.74%
ICICI Bank Limited 0.74%
DBS Bank Ltd/India 0.74%
ICICI Securities Primary Dealership Limited   0.74%
HSBC Bank   0.74%
ICICI Securities Primary Dealership Limited   0.74%
ICICI Bank Limited 0.74%
BARCLAYS BANK PLC 0.74%
BNP Paribas - Indian branches 0.74%
ICICI Securities Primary Dealership Limited   0.74%
ICICI Bank Limited 0.74%
ICICI Bank Limited 0.74%
HSBC Bank   0.73%
Standard Chartered Bank 0.73%
IDFC First Bank Limited 0.73%
HSBC Bank   0.73%
DBS Bank Ltd/India 0.73%
Clearing Corporation of India Limited 0.73%
Clearing Corporation of India Limited 0.73%
IDFC First Bank Limited 0.73%
ICICI Securities Primary Dealership Limited   0.73%
HSBC Bank   0.73%
DBS Bank Ltd/India 0.73%
IDFC First Bank Limited 0.73%
Standard Chartered Bank 0.73%
DBS Bank Ltd/India 0.73%
Standard Chartered Bank 0.73%
HSBC Bank   0.73%
ICICI Securities Primary Dealership Limited   0.73%
BARCLAYS BANK PLC 0.72%
ICICI Securities Primary Dealership Limited   0.72%
BARCLAYS BANK PLC 0.72%
BARCLAYS BANK PLC 0.55%
ICICI Securities Primary Dealership Limited   0.55%
ICICI Securities Primary Dealership Limited   0.55%
BNP Paribas - Indian branches 0.55%
Standard Chartered Bank 0.37%
BNP Paribas - Indian branches 0.37%
ICICI Securities Primary Dealership Limited   0.37%
ICICI Bank Limited 0.37%
ICICI Bank Limited 0.37%
Clearing Corporation of India Limited 0.36%
DBS Bank Ltd/India 0.36%
DBS Bank Ltd/India 0.36%
ICICI Bank Limited 0.36%
BARCLAYS BANK PLC 0.36%
Clearing Corporation of India Limited 0.18%
Clearing Corporation of India Limited 0.18%
Clearing Corporation of India Limited 0.18%
Clearing Corporation of India Limited 0.18%
BNP Paribas - Indian branches 0.18%
DBS Bank Ltd/India 0.18%
Standard Chartered Bank 0.18%
Clearing Corporation of India Limited 0.18%
BARCLAYS BANK PLC 0.04%
Clearing Corporation of India Limited 0.04%
BARCLAYS BANK PLC -0.04%
Clearing Corporation of India Limited -0.04%
Clearing Corporation of India Limited -0.18%
Clearing Corporation of India Limited -0.18%
Clearing Corporation of India Limited -0.18%
Clearing Corporation of India Limited -0.18%
Standard Chartered Bank -0.18%
BNP Paribas - Indian branches -0.18%
DBS Bank Ltd/India -0.18%
Clearing Corporation of India Limited -0.18%
ICICI Bank Limited -0.37%
Standard Chartered Bank -0.37%
BNP Paribas - Indian branches -0.37%
ICICI Securities Primary Dealership Limited   -0.37%
ICICI Bank Limited -0.37%
ICICI Bank Limited -0.37%
DBS Bank Ltd/India -0.37%
DBS Bank Ltd/India -0.37%
Clearing Corporation of India Limited -0.37%
BARCLAYS BANK PLC -0.37%
BARCLAYS BANK PLC -0.55%
ICICI Securities Primary Dealership Limited   -0.55%
ICICI Securities Primary Dealership Limited   -0.55%
BNP Paribas - Indian branches -0.55%
HSBC Bank   -0.73%
ICICI Bank Limited -0.73%
DBS Bank Ltd/India -0.73%
Clearing Corporation of India Limited -0.73%
IDFC First Bank Limited -0.73%
HSBC Bank   -0.73%
Clearing Corporation of India Limited -0.73%
HSBC Bank   -0.73%
ICICI Securities Primary Dealership Limited   -0.73%
BARCLAYS BANK PLC -0.73%
ICICI Securities Primary Dealership Limited   -0.73%
DBS Bank Ltd/India -0.73%
ICICI Bank Limited -0.73%
Standard Chartered Bank -0.73%
ICICI Securities Primary Dealership Limited   -0.73%
ICICI Bank Limited -0.73%
BNP Paribas - Indian branches -0.73%
HSBC Bank   -0.73%
ICICI Bank Limited -0.73%
IDFC First Bank Limited -0.73%
HSBC Bank   -0.73%
Standard Chartered Bank -0.73%
Standard Chartered Bank -0.73%
DBS Bank Ltd/India -0.73%
ICICI Securities Primary Dealership Limited   -0.73%
HSBC Bank   -0.73%
IDFC First Bank Limited -0.73%
DBS Bank Ltd/India -0.73%
BARCLAYS BANK PLC -0.73%
ICICI Securities Primary Dealership Limited -0.73%
ICICI Securities Primary Dealership Limited -0.73%
BARCLAYS BANK PLC -0.73%
BNP Paribas - Indian branches -0.91%
BARCLAYS BANK PLC -1.10%
Standard Chartered Bank -1.10%
ICICI Securities Primary Dealership Limited -1.46%
Clearing Corporation of India Limited -1.46%
BARCLAYS BANK PLC -1.46%
Standard Chartered Bank -1.46%
DBS Bank Ltd/India -1.46%
Standard Chartered Bank -1.83%
HSBC Bank   -1.83%
BNP Paribas - Indian branches -1.83%
BARCLAYS BANK PLC -1.83%
ICICI Securities Primary Dealership Limited -1.83%
BNP Paribas - Indian branches -1.83%
BNP Paribas - Indian branches -1.83%
Net Cash and Cash Equivalent 2.52%
Grand Total 100.00%
Miscellaneous includes securities with exposure of less than 0.01%
Product Label
Scheme Name
Aditya Birla Sun Life Floating Rate Fund
An open ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps / derivatives. A relatively high interest rate risk and moderate credit risk.)
This product is suitable for investors who are seeking*:
  • Income with capital growth over short term
  • Investments in a mix of fixed and floating rate debt and money market instruments
Risk-o-meter
Benchmark Risk-o-meter
Nifty Low Duration Debt Index A-I
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.