Aditya Birla Sun Life Retirement Fund - The 30s Plan

An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier).
Data as on 30th May 2025
Fund Details
Investment Objective
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Jonas Bhutta & Mr. Dhaval Joshi
Managing Fund Since
November 01, 2024 & November 21, 2022
Experience in Managing the Fund
0.6 years & 2.6 Years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load Upon completion of lock-in period of minimum 5 years from the date of allotment of units or Retirement Age of Unit holder (i.e. completion of 60 years, whichever is earlier): Nil
Total Expense Ratio (TER)
Regular 2.41%
Direct 1.16%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 391.56 Crores
AUM as on last day 403.73 Crores
Date of Allotment
March 11, 2019
Benchmark
NIFTY 500 TRI
Other Parameters
Standard Deviation 14.35%
Sharpe Ratio 0.73
Beta 0.95
Portfolio Turnover 0.86
Treynor Ratio 0.11
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.86(FBIL Overnight MIBOR as on 30 May 2025) for calculating Sharpe Ratio

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Monthly/Weekly: Minimum ₹ 500/- and in multiples of ₹ 1/- thereafter
NAV of Plans / Options ₹
Regular Plan Direct Plan
Growth 19.4690 21.4410
IDCW$: 16.8550 18.5610
$Income Distribution cum capital withdrawal
PORTFOLIO
Issuer
% to Net Assets
Rating
Banks 15.27%
ICICI Bank Limited 4.59%
HDFC Bank Limited 2.67%
AU Small Finance Bank Limited 2.09%
State Bank of India 2.00%
Axis Bank Limited 1.84%
Kotak Mahindra Bank Limited 1.40%
The Federal Bank Limited 0.68%
Consumer Durables 8.04%
Kajaria Ceramics Limited 1.56%
V-Guard Industries Limited 1.45%
Titan Company Limited 1.42%
Greenply Industries Ltd 0.99%
Eureka Forbes Ltd 0.98%
Metro Brands Limited 0.69%
Blue Star Limited 0.53%
Orient Electric Ltd. 0.43%
Industrial Products 6.98%
Kirloskar Oil Eng Ltd 1.72%
AIA Engineering Limited 1.45%
Cummins India Limited 1.23%
APL Apollo Tubes Limited 1.19%
Shivalik Bimetal Controls Ltd 0.92%
Supreme Industries Limited 0.47%
IT - Software 6.70%
LTIMindtree Limited 2.26%
Tech Mahindra Limited 2.20%
Coforge Limited 1.14%
Persistent Systems Limited 1.09%
Pharmaceuticals & Biotechnology 6.49%
Cipla Limited 1.87%
Sun Pharmaceutical Industries Limited 1.78%
Emcure Pharmaceuticals Ltd 1.08%
ALEMBIC PHARMACEUTICALS LIMITED 0.91%
IPCA Laboratories Limited 0.84%
Petroleum Products 6.03%
Hindustan Petroleum Corporation Limited 2.33%
Bharat Petroleum Corporation Limited 1.97%
Reliance Industries Limited 1.73%
Finance 5.40%
Bajaj Finserv Limited 1.44%
Home First Finance Company India Limited 1.10%
Bajaj Finance Limited 1.01%
Cholamandalam Investment and Finance Company Limited 0.89%
Poonawalla Fincorp Limited 0.70%
CreditAccess Grameen Limited 0.26%
Insurance 3.47%
ICICI Lombard General Insurance Company Limited 1.86%
SBI Life Insurance Company Limited 1.61%
Auto Components 3.43%
SJS Enterprises Pvt Limited 1.56%
Craftsman Automation Ltd 0.96%
Sona BLW Precision Forgings Limited 0.92%
Issuer
% to Net Assets
Rating
IT - Services 3.21%
Affle (India) Limited 1.16%
L&T Technology Services Limited 1.04%
Cyient Limited 1.01%
Retailing 2.94%
Eternal Limited 1.91%
Avenue Supermarts Limited 1.03%
Construction 2.66%
Larsen & Toubro Limited 2.66%
Realty 2.61%
Prestige Estates Projects Limited 1.65%
Sobha Limited 0.96%
Gas 2.49%
GAIL (India) Limited 1.57%
Mahanagar Gas Limited 0.92%
Capital Markets 2.20%
Angel Broking Limited 1.20%
BSE Limited 0.99%
Personal Products 2.09%
Godrej Consumer Products Limited 2.09%
Transport Services 2.06%
InterGlobe Aviation Limited 1.51%
VRL Logistics Limited 0.55%
Ferrous Metals 1.94%
Jindal Steel & Power Limited 1.94%
Transport Infrastructure 1.70%
Adani Ports and Special Economic Zone Limited 1.70%
Non - Ferrous Metals 1.57%
Hindalco Industries Limited 1.57%
Industrial Manufacturing 1.25%
Praj Industries Limited 1.25%
Agricultural Food & other Products 1.21%
Balrampur Chini Mills Limited 1.21%
Commercial Services & Supplies 1.20%
eClerx Services Ltd. 1.20%
Healthcare Services 1.18%
Fortis Healthcare Limited 1.18%
Cement & Cement Products 1.03%
JK Cement Limited 1.03%
Automobiles 1.03%
TVS Motor Company Limited 1.03%
Chemicals & Petrochemicals 1.02%
Atul Limited 1.02%
Power 0.89%
NTPC Limited 0.89%
Food Products 0.72%
Bikaji Foods International Ltd 0.72%
Beverages 0.70%
United Breweries Limited 0.70%
Fertilizers & Agrochemicals 0.64%
PI Industries Litmited 0.64%
Government Bond 0.26%
7.17% GOVERNMENT OF INDIA 17APR30 0.26% SOV
Cash & Current Assets 1.58%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Jonas Bhutta is 2. Total Schemes managed by Mr. Dhaval Joshi is 36. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

This page is a part of the June 2025 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.