An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk.
June 2026
| Debt Scheme |  |
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| Investment Objective | |
| The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus Investment Objective in a diversified portfolio of debt and money market securities. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Short Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
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| Fund Snapshot | |
| Date of Allotment : May 09, 2003 | |
| Benchmark: Nifty Short Duration Debt Index A-II | |
| Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: September 11, 2014 Experience in Managing the Fund: 11.8 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.9 Years |
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| SIP: Monthly: Minimum ₹ 1000/- |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on June 30, 2026 (in ₹Crore) | |
| Month End AUM | 5,792.69 |
| Monthly Average AUM | 6,282.65 |
| Base Expense Ratio (BER) | |
| Regular | 0.81% |
| Direct | 0.30% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on June 30, 2026 | |
| Regular Growth | 50.44 |
| Regular IDCW$ | 15.07 |
| Regular IDCW$ | 10.42 |
| Direct Growth | 54.91 |
| Direct IDCW$ | 11.04 |
| Direct IDCW$ | 10.93 |
$Income Distribution cum capital withdrawal Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis
using 3 years history of monthly returns. |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 79.90% |
| Sovereign | 13.70% |
| Others | 6.40% |
| Debt Quants | |
| Modified Duration | 2.71 years |
| Average Maturity | 3.55 years |
| Yield to Maturity | 7.76% |
| Macaulay Duration | 2.88 years |
| Standard Deviation | 1.40% |
| Sector/Issuer Name | Rating |
to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 84.10% | |
| ● Bharti Telecom Limited | CRISIL AAA | 7.89% |
| ● Tata Capital Housing Finance Limited | ICRA AAA | 5.86% |
| ● National Bank For Agriculture and Rural Development | CRISIL AAA | 5.20% |
| ● Indian Railway Finance Corporation Limited | ICRA AAA | 5.12% |
| ● Jubilant Bevco Ltd | CRISIL AA | 3.64% |
| ● Jtpm Metal Traders Pvt Ltd | CRISIL AA | 3.29% |
| ● Embassy Office Parks REIT | CRISIL AAA | 3.13% |
| ● Vedanta Limited | CRISIL AA | 3.09% |
| Hinduja Leyland Finance Limited | CRISIL AA+ | 2.50% |
| Small Industries Development Bank of India | CRISIL AAA | 2.34% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 2.22% |
| Power Finance Corporation Limited | ICRA AAA | 2.12% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 2.08% |
| Knowledge Realty Trust | CRISIL AAA | 2.07% |
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 2.03% |
| Small Industries Development Bank of India | CRISIL AAA | 1.96% |
| National Housing Bank | CARE AAA | 1.91% |
| Export Import Bank of India | ICRA AAA | 1.73% |
| Nexus Select Trust | ICRA AAA | 1.73% |
| Small Industries Development Bank of India | CRISIL AAA | 1.73% |
| REC Limited | ICRA AAA | 1.72% |
| Rajgarh Transmission Ltd | IND AAA | 1.69% |
| Bajaj Finance Limited | CRISIL AAA | 1.36% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 1.29% |
| National Bank for Financing Infrastructure and Dev | ICRA AAA | 1.23% |
| Tata Capital Housing Finance Limited | ICRA AAA | 1.13% |
| Bharti Telecom Limited | CARE AAA | 1.06% |
| Muthoot Finance Limited | ICRA AA+ | 1.06% |
| REC Limited | ICRA AAA | 0.87% |
| Small Industries Development Bank of India | CRISIL AAA | 0.87% |
| SMFG India Home Finance Company Limited | CRISIL AAA | 0.87% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.86% |
| JSW Energy Limited | ICRA AA | 0.86% |
| Power Finance Corporation Limited | ICRA AAA | 0.85% |
| Bharti Telecom Limited | CRISIL AAA | 0.68% |
| Narayana Hrudayalaya Limited | ICRA AA | 0.61% |
| SMFG India Home Finance Company Limited | CARE AAA | 0.61% |
| National Housing Bank | CARE AAA | 0.44% |
| Small Industries Development Bank of India | CRISIL AAA | 0.43% |
| Small Industries Development Bank of India | CRISIL AAA | 0.43% |
| Hinduja Housing Finance Ltd | CARE AA+ | 0.43% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.43% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 0.42% |
| REC Limited | ICRA AAA | 0.35% |
| Export Import Bank of India | ICRA AAA | 0.27% |
| Jubilant Beverages Ltd | CRISIL AA | 0.27% |
| Aditya Birla Housing Finance Limited | ICRA AAA | 0.26% |
| Housing & Urban Development Corporation Limited | ICRA AAA | 0.25% |
| REC Limited | ICRA AAA | 0.25% |
| Bharti Telecom Limited | CRISIL AAA | 0.17% |
| Bharti Telecom Limited | CRISIL AAA | 0.17% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 0.09% |
| Bajaj Finance Limited | CRISIL AAA | 0.09% |
| ICICI Home Finance Company Limited | CRISIL AAA | 0.09% |
| Government Bond | 7.00% | |
| 7.17% GOVERNMENT OF INDIA 17APR30 | SOV | 2.57% |
| 6.68% GOI 07Jul2040 | SOV | 2.52% |
| GOI 07.41% 19DEC2036 | SOV | 1.08% |
| 7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC | SOV | 0.73% |
| 7.17% GOI (MD 08/01/2028) | SOV | 0.05% |
| 7.06% GOI 10APR28 | SOV | 0.04% |
| SECURITISED DEBT | 6.28% | |
| ● Siddhivinayak Securitisation Trust 2025-1 | CRISIL AAA(SO) | 3.92% |
| India Universal Trust Al2 | IND AAA(SO) | 1.41% |
| Shivshakti Securitisation Trust 2025-1 | CRISIL AAA(SO) | 0.95% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| State Government bond | 6.24% | |
| ● 7.54% BIHAR 03SEP2033 SDL | SOV | 2.79% |
| 7.62% KARNATAKA 25SEP2036 SDL | SOV | 0.96% |
| 7.64% MADHYA PRADESH 08FEB33 SDL | SOV | 0.88% |
| 7.73% GUJARAT 08APR2029 SDL | SOV | 0.71% |
| 7.63% ASSAM 03SEP35 SDL | SOV | 0.70% |
| 7.64% GUJARAT 08NOV27 SDL | SOV | 0.09% |
| 07.64% HARYANA 29MAR27 SDL | SOV | 0.05% |
| 8.25% GJ 25APR28 SDL | SOV | 0.04% |
| 7.51% UTTAR PRADESH 27MAR2038 SDL | SOV | 0.01% |
| 7.88% Chattisgarh SDL (MD 15/03/2027) | SOV | 0.01% |
| Floating rates notes - Corporate | 2.61% | |
| Muthoot Finance Limited | ICRA AA+ | 1.74% |
| Small Industries Development Bank of India | CARE AAA | 0.87% |
| Cash Management Bills | 1.63% | |
| Government of India | SOV | 0.18% |
| Government of India | SOV | 0.18% |
| Government of India | SOV | 0.17% |
| Government of India | SOV | 0.17% |
| Government of India | SOV | 0.17% |
| Government of India | SOV | 0.16% |
| Government of India | SOV | 0.16% |
| Government of India | SOV | 0.16% |
| Government of India | SOV | 0.10% |
| Government of India | SOV | 0.10% |
| Government of India | SOV | 0.07% |
| Alternative Investment Funds (AIF) | 0.52% | |
| Corporate Debt Market Development Fund | 0.52% | |
| Interest Rate Swaps | 0.15% | |
| BARCLAYS BANK PLC | 2.59% | |
| BARCLAYS BANK PLC | 1.73% | |
| HSBC Bank | 0.88% | |
| Standard Chartered Bank | 0.88% | |
| Standard Chartered Bank | 0.88% | |
| BNP Paribas - Indian branches | 0.88% | |
| BARCLAYS BANK PLC | 0.87% | |
| BARCLAYS BANK PLC | 0.87% | |
| BARCLAYS BANK PLC | 0.87% | |
| BNP Paribas - Indian branches | 0.87% | |
| DBS Bank Ltd/India | 0.87% | |
| DBS Bank Ltd/India | 0.87% | |
| Standard Chartered Bank | 0.87% | |
| BNP Paribas - Indian branches | 0.87% | |
| BNP Paribas - Indian branches | 0.87% | |
| IDFC First Bank Limited | 0.43% | |
| IDFC First Bank Limited | -0.43% | |
| HSBC Bank | -0.86% | |
| Standard Chartered Bank | -0.86% | |
| Standard Chartered Bank | -0.86% | |
| BNP Paribas - Indian branches | -0.86% | |
| DBS Bank Ltd/India | -0.86% | |
| Standard Chartered Bank | -0.86% | |
| BARCLAYS BANK PLC | -0.86% | |
| BARCLAYS BANK PLC | -0.86% | |
| BARCLAYS BANK PLC | -0.86% | |
| BNP Paribas - Indian branches | -0.86% | |
| BNP Paribas - Indian branches | -0.86% | |
| BNP Paribas - Indian branches | -0.86% | |
| DBS Bank Ltd/India | -0.86% | |
| BARCLAYS BANK PLC | -1.73% | |
| BARCLAYS BANK PLC | -2.59% | |
| Net Cash and Cash Equivalent | -8.54% | |
| Grand Total | 100.00% |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Short Term Fund An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk. |
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| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Short Duration Debt Index A-II  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |