An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk.
April 2026
| Debt Scheme |  |
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| Investment Objective | |
| The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus Investment Objective in a diversified portfolio of debt and money market securities. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Short Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
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|
| Fund Snapshot | |
| Date of Allotment : May 09, 2003 | |
| Benchmark: Nifty Short Duration Debt Index A-II | |
| Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: September 11, 2014 Experience in Managing the Fund: 11.6 Years |
|
| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.7 Years |
|
| SIP: Monthly: Minimum ₹ 1000/- |
|
| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on April 30, 2026 (in ₹Crore) | |
| Month End AUM | 7,291.06 |
| Monthly Average AUM | 6,950.97 |
| Base Expense Ratio (BER) | |
| Regular | 0.81% |
| Direct | 0.31% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on April 30, 2026 | |
| Regular Growth | 49.50 |
| Regular IDCW$ | 14.79 |
| Regular IDCW$ | 10.34 |
| Direct Growth | 53.84 |
| Direct IDCW$ | 10.83 |
| Direct IDCW$ | 10.84 |
| $Income Distribution cum capital withdrawal | |
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|
| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 76.99% |
| Sovereign | 12.99% |
| Others | 6.61% |
| Cash & cash equivalent | 3.41% |
| Debt Quants | |
| Modified Duration | 2.4 years |
| Average Maturity | 3.1 years |
| Yield to Maturity | 7.49% |
| Macaulay Duration | 2.57 years |
| Sector/Issuer Name | Rating |
to Net Assets |
Debt & Debt Related |
||
Fixed rates bonds - Corporate |
74.53 % |
|
● Bharti Telecom Limited |
CRISIL AAA |
6.26 % |
● Tata Capital Housing Finance Limited |
ICRA AAA |
4.62 % |
● Indian Railway Finance Corporation Limited |
ICRA AAA |
4.32 % |
● Power Finance Corporation Limited |
ICRA AAA |
3.64 % |
● Jubilant Bevco Ltd |
CRISIL AA |
2.84 % |
● Jtpm Metal Traders Pvt Ltd |
CRISIL AA |
2.69 % |
● National Housing Bank |
CARE AAA |
2.64 % |
● Power Grid Corporation of India Limited |
ICRA AAA |
2.57 % |
Embassy Office Parks REIT |
CRISIL AAA |
2.48 % |
Vedanta Limited |
CRISIL AA |
2.44 % |
Bajaj Finance Limited |
CRISIL AAA |
2.16 % |
Hinduja Leyland Finance Limited |
CRISIL AA+ |
1.96 % |
Bharti Telecom Limited |
CARE AAA |
1.89 % |
Small Industries Development Bank of India |
CRISIL AAA |
1.86 % |
Indian Railway Finance Corporation Limited |
ICRA AAA |
1.75 % |
Knowledge Realty Trust |
CRISIL AAA |
1.63 % |
Cholamandalam Investment and Finance Company Limited |
ICRA AA+ |
1.60 % |
Small Industries Development Bank of India |
CRISIL AAA |
1.54 % |
Bajaj Finance Limited |
CRISIL AAA |
1.38 % |
Nexus Select Trust |
ICRA AAA |
1.37 % |
Small Industries Development Bank of India |
CRISIL AAA |
1.36 % |
Export Import Bank of India |
ICRA AAA |
1.36 % |
Indian Railway Finance Corporation Limited |
ICRA AAA |
1.33 % |
Indian Railway Finance Corporation Limited |
ICRA AAA |
1.16 % |
Small Industries Development Bank of India |
CRISIL AAA |
1.02 % |
National Bank for Financing Infrastructure and Dev |
ICRA AAA |
0.96 % |
Bharti Telecom Limited |
CRISIL AAA |
0.95 % |
Muthoot Finance Limited |
ICRA AA+ |
0.91 % |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.89 % |
IndInfravit Trust |
ICRA AAA |
0.88 % |
Bajaj Finance Limited |
CRISIL AAA |
0.69 % |
SMFG India Home Finance Company Limited |
CRISIL AAA |
0.69 % |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.69 % |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.68 % |
REC Limited |
ICRA AAA |
0.68 % |
JSW Energy Limited |
ICRA AA |
0.68 % |
National Housing Bank |
IND AAA |
0.68 % |
Power Finance Corporation Limited |
ICRA AAA |
0.66 % |
Bharti Telecom Limited |
CRISIL AAA |
0.54 % |
Jubilant Beverages Ltd |
CRISIL AA |
0.50 % |
SMFG India Home Finance Company Limited |
CARE AAA |
0.48 % |
Narayana Hrudayalaya Limited |
ICRA AA |
0.48 % |
Tata Capital Housing Finance Limited |
CRISIL AAA |
0.34 % |
Hinduja Housing Finance Ltd |
CARE AA+ |
0.34 % |
Small Industries Development Bank of India |
CRISIL AAA |
0.34 % |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.34 % |
Small Industries Development Bank of India |
CRISIL AAA |
0.34 % |
Small Industries Development Bank of India |
CRISIL AAA |
0.34 % |
Export Import Bank of India |
ICRA AAA |
0.34 % |
National Housing Bank |
CARE AAA |
0.34 % |
National Bank for Financing Infrastructure and Dev |
ICRA AAA |
0.34 % |
REC Limited |
ICRA AAA |
0.27 % |
Export Import Bank of India |
ICRA AAA |
0.21 % |
Aditya Birla Housing Finance Limited |
ICRA AAA |
0.21 % |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.20 % |
REC Limited |
ICRA AAA |
0.20 % |
Housing & Urban Development Corporation Limited |
ICRA AAA |
0.20 % |
Bharti Telecom Limited |
CRISIL AAA |
0.14 % |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.07 % |
ICICI Home Finance Company Limited |
CRISIL AAA |
0.07 % |
Government Bond |
7.95 % |
|
● 7.10% GOVT 08-Apr-2034 |
SOV |
2.95 % |
7.17% GOVERNMENT OF INDIA 17APR30 |
SOV |
2.03 % |
GOI 07.41% 19DEC2036 |
SOV |
0.84 % |
6.79% INDIA GOV BOND 07OCT2034 GSEC |
SOV |
0.67 % |
7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC |
SOV |
0.57 % |
7.17% GOI (MD 08/01/2028) |
SOV |
0.53 % |
6.68% GOI 07Jul2040 |
SOV |
0.32 % |
7.06% GOI 10APR28 |
SOV |
0.03 % |
SECURITISED DEBT |
5.65 % |
|
● Siddhivinayak Securitisation Trust 2025-1 |
CRISIL AAA(SO) |
3.78 % |
India Universal Trust Al2 |
IND AAA(SO) |
1.12 % |
Shivshakti Securitisation Trust 2025-1 |
CRISIL AAA(SO) |
0.75 % |
| Sector/Issuer Name | Rating |
% to Net Assets |
State Government bond |
2.90 % |
|
7.54% BIHAR 03SEP2033 SDL |
SOV |
2.19 % |
7.63% ASSAM 03SEP35 SDL |
SOV |
0.54 % |
7.64% GUJARAT 08NOV27 SDL |
SOV |
0.07 % |
07.64% HARYANA 29MAR27 SDL |
SOV |
0.04 % |
8.25% GJ 25APR28 SDL |
SOV |
0.04 % |
7.51% UTTAR PRADESH 27MAR2038 SDL |
SOV |
0.01 % |
7.88% Chattisgarh SDL (MD 15/03/2027) |
SOV |
0.01 % |
Cash Management Bills |
1.73 % |
|
Government of India |
SOV |
0.34 % |
Government of India |
SOV |
0.14 % |
Government of India |
SOV |
0.14 % |
Government of India |
SOV |
0.14 % |
Government of India |
SOV |
0.13 % |
Government of India |
SOV |
0.13 % |
Government of India |
SOV |
0.13 % |
Government of India |
SOV |
0.12 % |
Government of India |
SOV |
0.12 % |
Government of India |
SOV |
0.12 % |
Government of India |
SOV |
0.08 % |
Government of India |
SOV |
0.08 % |
Government of India |
SOV |
0.05 % |
Alternative Investment Funds (AIF) |
0.41 % |
|
Corporate Debt Market Development Fund |
0.41 % |
|
Interest Rate Swaps |
0.33 % |
|
BARCLAYS BANK PLC |
2.07 % |
|
BARCLAYS BANK PLC |
2.07 % |
|
BNP Paribas - Indian branches |
1.38 % |
|
BNP Paribas - Indian branches |
1.38 % |
|
Standard Chartered Bank |
1.38 % |
|
BARCLAYS BANK PLC |
1.38 % |
|
DBS Bank Ltd/India |
1.38 % |
|
BARCLAYS BANK PLC |
1.38 % |
|
BNP Paribas - Indian branches |
1.38 % |
|
BARCLAYS BANK PLC |
1.38 % |
|
DBS Bank Ltd/India |
1.38 % |
|
Standard Chartered Bank |
1.38 % |
|
BARCLAYS BANK PLC |
1.38 % |
|
HSBC Bank |
0.71 % |
|
Standard Chartered Bank |
0.71 % |
|
Standard Chartered Bank |
0.71 % |
|
BNP Paribas - Indian branches |
0.71 % |
|
BARCLAYS BANK PLC |
0.71 % |
|
BARCLAYS BANK PLC |
0.71 % |
|
BARCLAYS BANK PLC |
0.71 % |
|
BNP Paribas - Indian branches |
0.71 % |
|
DBS Bank Ltd/India |
0.71 % |
|
Standard Chartered Bank |
0.71 % |
|
IDFC First Bank Limited |
0.34 % |
|
IDFC First Bank Limited |
-0.34 % |
|
HSBC Bank |
-0.69 % |
|
Standard Chartered Bank |
-0.69 % |
|
Standard Chartered Bank |
-0.69 % |
|
BNP Paribas - Indian branches |
-0.69 % |
|
DBS Bank Ltd/India |
-0.69 % |
|
Standard Chartered Bank |
-0.69 % |
|
BARCLAYS BANK PLC |
-0.69 % |
|
BARCLAYS BANK PLC |
-0.69 % |
|
BARCLAYS BANK PLC |
-0.69 % |
|
BNP Paribas - Indian branches |
-0.69 % |
|
BARCLAYS BANK PLC |
-1.37 % |
|
DBS Bank Ltd/India |
-1.37 % |
|
BNP Paribas - Indian branches |
-1.37 % |
|
Standard Chartered Bank |
-1.37 % |
|
BNP Paribas - Indian branches |
-1.37 % |
|
BARCLAYS BANK PLC |
-1.37 % |
|
BNP Paribas - Indian branches |
-1.37 % |
|
BARCLAYS BANK PLC |
-1.37 % |
|
DBS Bank Ltd/India |
-1.37 % |
|
Standard Chartered Bank |
-1.37 % |
|
BARCLAYS BANK PLC |
-1.37 % |
|
BARCLAYS BANK PLC |
-2.06 % |
|
BARCLAYS BANK PLC |
-2.06 % |
|
Net Cash and Cash Equivalent |
6.50 % |
|
Grand Total |
100.00 % |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Short Term Fund An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk. |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Short Duration Debt Index A-II  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |