An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk.
May 2026
| Debt Scheme |  |
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| Investment Objective | |
| The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus Investment Objective in a diversified portfolio of debt and money market securities. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Short Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
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| Fund Snapshot | |
| Date of Allotment : May 09, 2003 | |
| Benchmark: Nifty Short Duration Debt Index A-II | |
| Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: September 11, 2014 Experience in Managing the Fund: 11.7 Years |
|
| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.8 Years |
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| SIP: Monthly: Minimum ₹ 1000/- |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on May 31,, 2026 (in ₹Crore) | |
| Month End AUM | 6,824.55 |
| Monthly Average AUM | 7,137.43 |
| Base Expense Ratio (BER) | |
| Regular | 0.81% |
| Direct | 0.30% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on May 29, 2026 | |
| Regular Growth | 49.51 |
| Regular IDCW$ | 14.79 |
| Regular IDCW$ | 10.34 |
| Direct Growth | 53.87 |
| Direct IDCW$ | 10.83 |
| Direct IDCW$ | 10.85 |
| $Income Distribution cum capital withdrawal | |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 77.10% |
| Sovereign | 12.21% |
| Others | 6.92% |
| Cash & cash equivalent | 3.77% |
| Debt Quants | |
| Modified Duration | 2.11 years |
| Average Maturity | 2.68 years |
| Yield to Maturity | 7.80% |
| Macaulay Duration | 2.26 years |
| Sector/Issuer Name | Rating |
to Net Assets |
Fixed rates bonds - Corporate |
|
74.98% |
Bharti Telecom Limited |
CRISIL AAA |
6.66% |
Tata Capital Housing Finance Limited |
ICRA AAA |
4.91% |
National Bank For Agriculture and Rural Development |
CRISIL AAA |
4.37% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
3.88% |
Jubilant Bevco Ltd |
CRISIL AA |
3.03% |
Jtpm Metal Traders Pvt Ltd |
CRISIL AA |
2.89% |
Embassy Office Parks REIT |
CRISIL AAA |
2.64% |
Vedanta Limited |
CRISIL AA |
2.60% |
Power Finance Corporation Limited |
ICRA AAA |
2.11% |
Hinduja Leyland Finance Limited |
CRISIL AA+ |
2.08% |
Bharti Telecom Limited |
CARE AAA |
2.00% |
Small Industries Development Bank of India |
CRISIL AAA |
1.97% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
1.86% |
Knowledge Realty Trust |
CRISIL AAA |
1.73% |
Cholamandalam Investment and Finance Company Limited |
ICRA AA+ |
1.70% |
Small Industries Development Bank of India |
CRISIL AAA |
1.64% |
National Housing Bank |
CARE AAA |
1.58% |
Bajaj Finance Limited |
CRISIL AAA |
1.57% |
Nexus Select Trust |
ICRA AAA |
1.46% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.46% |
REC Limited |
ICRA AAA |
1.45% |
Small Industries Development Bank of India |
CRISIL AAA |
1.44% |
Export Import Bank of India |
ICRA AAA |
1.44% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.08% |
National Bank for Financing Infrastructure and Dev |
ICRA AAA |
1.02% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.95% |
IndInfravit Trust |
ICRA AAA |
0.94% |
Muthoot Finance Limited |
ICRA AA+ |
0.89% |
Bajaj Finance Limited |
CRISIL AAA |
0.81% |
SMFG India Home Finance Company Limited |
CRISIL AAA |
0.73% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.73% |
Bajaj Finance Limited |
CRISIL AAA |
0.73% |
REC Limited |
ICRA AAA |
0.73% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.73% |
JSW Energy Limited |
ICRA AA |
0.73% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.70% |
Power Finance Corporation Limited |
ICRA AAA |
0.70% |
Bharti Telecom Limited |
CRISIL AAA |
0.57% |
Jubilant Beverages Ltd |
CRISIL AA |
0.54% |
SMFG India Home Finance Company Limited |
CARE AAA |
0.51% |
Narayana Hrudayalaya Limited |
ICRA AA |
0.51% |
Power Grid Corporation of India Limited |
ICRA AAA |
0.42% |
Tata Capital Housing Finance Limited |
CRISIL AAA |
0.37% |
Small Industries Development Bank of India |
CRISIL AAA |
0.37% |
Hinduja Housing Finance Ltd |
CARE AA+ |
0.37% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.37% |
Small Industries Development Bank of India |
CRISIL AAA |
0.36% |
Small Industries Development Bank of India |
CRISIL AAA |
0.36% |
National Housing Bank |
CARE AAA |
0.36% |
REC Limited |
ICRA AAA |
0.29% |
Bharti Telecom Limited |
CRISIL AAA |
0.29% |
Export Import Bank of India |
ICRA AAA |
0.23% |
Aditya Birla Housing Finance Limited |
ICRA AAA |
0.22% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.21% |
REC Limited |
ICRA AAA |
0.21% |
Housing & Urban Development Corporation Limited |
ICRA AAA |
0.21% |
Bharti Telecom Limited |
CRISIL AAA |
0.14% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.07% |
ICICI Home Finance Company Limited |
CRISIL AAA |
0.07% |
Cube Highways Trust |
ICRA AAA |
0.00% |
Government Bond |
|
6.92% |
7.17% GOVERNMENT OF INDIA 17APR30 |
SOV |
2.16% |
7.10% GOVT 08-Apr-2034 |
SOV |
1.39% |
| Sector/Issuer Name | Rating |
% to Net Assets |
GOI 07.41% 19DEC2036 |
SOV |
0.90% |
6.48% GOI 06Oct2035 |
SOV |
0.78% |
7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC |
SOV |
0.61% |
7.17% GOI (MD 08/01/2028) |
SOV |
0.57% |
6.68% GOI 07Jul2040 |
SOV |
0.35% |
6.79% INDIA GOV BOND 07OCT2034 GSEC |
SOV |
0.14% |
7.06% GOI 10APR28 |
SOV |
0.04% |
SECURITISED DEBT |
|
5.99% |
Siddhivinayak Securitisation Trust 2025-1 |
CRISIL AAA(SO) |
4.00% |
India Universal Trust Al2 |
IND AAA(SO) |
1.19% |
Shivshakti Securitisation Trust 2025-1 |
CRISIL AAA(SO) |
0.80% |
State Government bond |
|
3.09% |
7.54% BIHAR 03SEP2033 SDL |
SOV |
2.33% |
7.63% ASSAM 03SEP35 SDL |
SOV |
0.58% |
7.64% GUJARAT 08NOV27 SDL |
SOV |
0.07% |
07.64% HARYANA 29MAR27 SDL |
SOV |
0.04% |
8.25% GJ 25APR28 SDL |
SOV |
0.04% |
7.51% UTTAR PRADESH 27MAR2038 SDL |
SOV |
0.01% |
7.88% Chattisgarh SDL (MD 15/03/2027) |
SOV |
0.01% |
Cash Management Bills |
|
1.86% |
Government of India |
SOV |
0.37% |
Government of India |
SOV |
0.15% |
Government of India |
SOV |
0.15% |
Government of India |
SOV |
0.15% |
Government of India |
SOV |
0.15% |
Government of India |
SOV |
0.14% |
Government of India |
SOV |
0.14% |
Government of India |
SOV |
0.14% |
Government of India |
SOV |
0.13% |
Government of India |
SOV |
0.13% |
Government of India |
SOV |
0.09% |
Government of India |
SOV |
0.08% |
Government of India |
SOV |
0.06% |
Government of India |
SOV |
0.00% |
Alternative Investment Funds (AIF) |
|
0.44% |
Corporate Debt Market Development Fund |
|
0.44% |
Interest Rate Swaps |
|
0.30% |
HSBC Bank |
|
0.02% |
Standard Chartered Bank |
|
0.02% |
Standard Chartered Bank |
|
0.02% |
BNP Paribas - Indian branches |
|
0.02% |
BARCLAYS BANK PLC |
|
0.02% |
BARCLAYS BANK PLC |
|
0.02% |
BARCLAYS BANK PLC |
|
0.02% |
BNP Paribas - Indian branches |
|
0.02% |
DBS Bank Ltd/India |
|
0.02% |
Standard Chartered Bank |
|
0.02% |
BARCLAYS BANK PLC |
|
0.01% |
BNP Paribas - Indian branches |
|
0.01% |
BNP Paribas - Indian branches |
|
0.01% |
Standard Chartered Bank |
|
0.01% |
BARCLAYS BANK PLC |
|
0.01% |
DBS Bank Ltd/India |
|
0.01% |
BARCLAYS BANK PLC |
|
0.01% |
BARCLAYS BANK PLC |
|
0.01% |
BNP Paribas - Indian branches |
|
0.01% |
BARCLAYS BANK PLC |
|
0.01% |
DBS Bank Ltd/India |
|
0.01% |
Standard Chartered Bank |
|
0.01% |
IDFC First Bank Limited |
|
-0.00% |
Cash & Current Assets |
|
6.41% |
Grand Total |
100.00 % |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Short Term Fund An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1-3 years. A relatively high interest rate risk and moderate credit risk. |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Short Duration Debt Index A-II  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |