Aditya Birla Sun Life

Portfolio Holdings as on April 30, 2026
( • Top Ten Holdings - Issuerwise)

Sector/Issuer Name	Rating	% to Net Assets
Debt & Debt Related
Money Market Instruments		91.97 %
● National Bank For Agriculture and Rural Development	ICRA A1+	3.18 %
● IndusInd Bank Limited	CRISIL A1+	2.64 %
● Punjab National Bank	ICRA A1+	2.15 %
● Canara Bank	ICRA A1+	1.76 %
● Punjab & Sind Bank	ICRA A1+	1.76 %
● RBL Bank Limited	ICRA A1+	1.75 %
● RBL Bank Limited	ICRA A1+	1.75 %
PNB Housing Finance Limited	CRISIL A1+	1.71 %
ICICI Bank Limited	ICRA A1+	1.71 %
Citibank NA/India	CRISIL A1+	1.66 %
Union Bank of India	ICRA A1+	1.44 %
RBL Bank Limited	ICRA A1+	1.32 %
IDBI Bank Limited	ICRA A1+	1.32 %
HDFC Bank Limited	ICRA A1+	1.27 %
National Bank For Agriculture and Rural Development	ICRA A1+	1.27 %
Small Industries Development Bank of India	CRISIL A1+	1.27 %
HDFC Bank Limited	ICRA A1+	1.23 %
IndusInd Bank Limited	CRISIL A1+	1.23 %
National Bank For Agriculture and Rural Development	ICRA A1+	1.23 %
Union Bank of India	ICRA A1+	1.01 %
Canara Bank	ICRA A1+	0.97 %
IndusInd Bank Limited	CRISIL A1+	0.97 %
IIFL Finance Limited	ICRA A1+	0.96 %
Reliance Retail Ventures Limited	CRISIL A1+	0.88 %
City Union Bank Limited	ICRA A1+	0.88 %
Tata Capital Limited	ICRA A1+	0.88 %
Export Import Bank of India	ICRA A1+	0.88 %
City Union Bank Limited	ICRA A1+	0.88 %
L&T Finance Ltd	ICRA A1+	0.88 %
JSW Energy Limited	ICRA A1+	0.88 %
DBS Bank Ltd/India	CRISIL A1+	0.87 %
Avenue Supermarts Limited	ICRA A1+	0.87 %
Canara Bank	ICRA A1+	0.87 %
National Bank For Agriculture and Rural Development	ICRA A1+	0.87 %
Can Fin Homes Limited	ICRA A1+	0.87 %
Tata Teleservices Maharashtra Limited	CRISIL A1+	0.86 %
Union Bank of India	ICRA A1+	0.84 %
IIFL Finance Limited	ICRA A1+	0.83 %
IndusInd Bank Limited	CRISIL A1+	0.79 %
IndInfravit Trust	ICRA A1+	0.79 %
Union Bank of India	ICRA A1+	0.75 %
Motilal Oswal Financial Services Limited	ICRA A1+	0.71 %
Reliance Retail Ventures Limited	CRISIL A1+	0.71 %
Motilal Oswal Financial Services Limited	ICRA A1+	0.70 %
Canara Bank	ICRA A1+	0.70 %
JSW Energy Limited	ICRA A1+	0.70 %
Godrej Finance Ltd	ICRA A1+	0.70 %
PNB Housing Finance Limited	CRISIL A1+	0.70 %
Yes Bank Limited	CRISIL A1+	0.62 %
Bank of Baroda	CARE A1+	0.61 %
IDFC First Bank Limited	CRISIL A1+	0.61 %
IndusInd Bank Limited	CRISIL A1+	0.61 %
Network 18 Media & Investments Limited	ICRA A1+	0.53 %
RBL Bank Limited	ICRA A1+	0.53 %
Hero Fincorp Limited	ICRA A1+	0.53 %
Hero Fincorp Limited	ICRA A1+	0.53 %
SBICAP Securities Limited	ICRA A1+	0.53 %
Kotak Securities Limited	ICRA A1+	0.53 %
Sharekhan Ltd	ICRA A1+	0.53 %
Union Bank of India	ICRA A1+	0.53 %
CESC Limited	ICRA A1+	0.52 %
HDFC Bank Limited	ICRA A1+	0.52 %
Canara Bank	ICRA A1+	0.48 %
Small Industries Development Bank of India	CRISIL A1+	0.48 %
Union Bank of India	ICRA A1+	0.44 %
Bajaj Finance Limited	ICRA A1+	0.44 %
Mahindra & Mahindra Financial Services Limited	CRISIL A1+	0.44 %
HDFC Bank Limited	ICRA A1+	0.44 %
Export Import Bank of India	ICRA A1+	0.44 %
Indian Bank	CRISIL A1+	0.44 %
Julius Baer Capital India Private Limited	ICRA A1+	0.44 %
Bharti Telecom Limited	ICRA A1+	0.44 %
IDBI Bank Limited	ICRA A1+	0.44 %
Canara Bank	ICRA A1+	0.44 %
Godrej Housing Finance Limited	ICRA A1+	0.44 %
Kotak Mahindra Bank Limited	CRISIL A1+	0.44 %
DCB Bank Limited	CRISIL A1+	0.44 %
Karur Vysya Bank Limited	ICRA A1+	0.44 %
Bank of Baroda	CARE A1+	0.44 %
Union Bank of India	ICRA A1+	0.44 %
IDBI Bank Limited	ICRA A1+	0.44 %
Indian Bank	CRISIL A1+	0.44 %
Central Bank of India	CRISIL A1+	0.44 %
Muthoot Finance Limited	ICRA A1+	0.44 %
IIFL Finance Limited	ICRA A1+	0.44 %
IIFL Finance Limited	ICRA A1+	0.44 %
DCB Bank Limited	CRISIL A1+	0.44 %
Manappuram Finance Limited	CRISIL A1+	0.44 %
DSP Investment Managers Pvt Ltd	ICRA A1+	0.44 %
DSP Investment Managers Pvt Ltd	ICRA A1+	0.44 %
Axis Bank Limited	ICRA A1+	0.40 %
ICICI Home Finance Company Limited	ICRA A1+	0.39 %
Bank of India	CRISIL A1+	0.35 %
Small Industries Development Bank of India	CRISIL A1+	0.35 %
DSP Investment Managers Pvt Ltd	ICRA A1+	0.35 %

Sector/Issuer Name	Rating	% to Net Assets
Cholamandalam Investment and Finance Company Limited	ICRA A1+	0.35 %
Barclays Invest & Loans India Limited	ICRA A1+	0.35 %
ICICI Securities Limited	ICRA A1+	0.35 %
Mashreqbank PSC/India	CRISIL A1+	0.35 %
SBICAP Securities Limited	ICRA A1+	0.35 %
Redington (India) Limited	ICRA A1+	0.35 %
Motilal Oswal Financial Services Limited	ICRA A1+	0.35 %
Bank of Baroda	CARE A1+	0.34 %
Axis Bank Limited	ICRA A1+	0.31 %
Deutsche Investments India Private Limited	ICRA A1+	0.31 %
ONGC Petro Additions Limited	ICRA A1+	0.26 %
Bank of Baroda	IND A1+	0.26 %
Central Bank of India	CRISIL A1+	0.26 %
HSBC InvestDirect Financial Services India Ltd	CRISIL A1+	0.26 %
Nuvama Wealth Finance Ltd	ICRA A1+	0.26 %
Export Import Bank of India	ICRA A1+	0.26 %
Bajaj Housing Finance Limited	CRISIL A1+	0.26 %
HSBC InvestDirect Financial Services India Ltd	CRISIL A1+	0.26 %
ICICI Securities Limited	ICRA A1+	0.26 %
GIC Housing Finance Limited	ICRA A1+	0.26 %
Godrej Housing Finance Limited	ICRA A1+	0.26 %
Nuvama Wealth Management Ltd	ICRA A1+	0.26 %
Standard Chartered Capital Limited	ICRA A1+	0.22 %
Godrej Properties Limited	ICRA A1+	0.22 %
Godrej Properties Limited	ICRA A1+	0.22 %
Godrej Properties Limited	ICRA A1+	0.22 %
Union Bank of India	ICRA A1+	0.18 %
National Bank For Agriculture and Rural Development	ICRA A1+	0.18 %
The Federal Bank Limited	CRISIL A1+	0.18 %
Cholamandalam Investment and Finance Company Limited	ICRA A1+	0.18 %
DCB Bank Limited	CRISIL A1+	0.18 %
Manappuram Finance Limited	CRISIL A1+	0.18 %
Bank of Baroda	IND A1+	0.18 %
Mirae Asset Financial Services India Pvt Ltd	CRISIL A1+	0.18 %
Infina Finance Private Limited	ICRA A1+	0.18 %
The Federal Bank Limited	CRISIL A1+	0.18 %
Julius Baer Capital India Private Limited	ICRA A1+	0.18 %
Kotak Securities Limited	ICRA A1+	0.18 %
Godrej Properties Limited	ICRA A1+	0.18 %
Sharekhan Ltd	ICRA A1+	0.18 %
Nuvama Wealth & Investment Ltd	ICRA A1+	0.18 %
Godrej Properties Limited	ICRA A1+	0.18 %
SBICAP Securities Limited	ICRA A1+	0.18 %
Cholamandalam Investment and Finance Company Limited	ICRA A1+	0.18 %
SBICAP Securities Limited	ICRA A1+	0.18 %
ICICI Home Finance Company Limited	ICRA A1+	0.17 %
Godrej Properties Limited	ICRA A1+	0.17 %
Axis Bank Limited	ICRA A1+	0.13 %
Godrej Industries Limited	ICRA A1+	0.13 %
Godrej Industries Limited	ICRA A1+	0.13 %
Godrej Industries Limited	ICRA A1+	0.13 %
Standard Chartered Capital Limited	ICRA A1+	0.13 %
Canara Bank	ICRA A1+	0.13 %
Kotak Mahindra Prime Limited	ICRA A1+	0.13 %
Barclays Invest & Loans India Limited	ICRA A1+	0.13 %
Godrej Industries Limited	ICRA A1+	0.13 %
Muthoot Finance Limited	ICRA A1+	0.13 %
Godrej Industries Limited	ICRA A1+	0.13 %
Godrej Industries Limited	ICRA A1+	0.13 %
Cholamandalam Securities Ltd	ICRA A1+	0.13 %
Godrej Industries Limited	ICRA A1+	0.13 %
Godrej Industries Limited	ICRA A1+	0.13 %
DCB Bank Limited	CRISIL A1+	0.12 %
Muthoot Finance Limited	ICRA A1+	0.09 %
Hero Housing Finance Ltd	ICRA A1+	0.09 %
HDFC Bank Limited	ICRA A1+	0.09 %
Export Import Bank of India	ICRA A1+	0.09 %
JM Financial Services Ltd	ICRA A1+	0.09 %
Cholamandalam Securities Ltd	ICRA A1+	0.09 %
Godrej Industries Limited	ICRA A1+	0.09 %
Hero Housing Finance Ltd	ICRA A1+	0.09 %
Hero Housing Finance Ltd	ICRA A1+	0.09 %
Indian Bank	CRISIL A1+	0.04 %
Birla Group Holdings Private Limited	ICRA A1+	0.04 %
The Federal Bank Limited	CRISIL A1+	0.04 %
TREASURY BILLS		12.99 %
● Government of India	SOV	4.30 %
● Government of India	SOV	3.99 %
● Government of India	SOV	3.52 %
Government of India	SOV	0.37 %
Government of India	SOV	0.35 %
Government of India	SOV	0.30 %
Government of India	SOV	0.17 %
Fixed rates bonds - Corporate		1.31 %
Power Finance Corporation Limited	ICRA AAA	0.43 %
Housing & Urban Development Corporation Limited	ICRA AAA	0.40 %
REC Limited	ICRA AAA	0.18 %
Mindspace Business Parks REIT	ICRA AAA	0.09 %
Shriram Finance Ltd	CRISIL AA+	0.08 %
Shriram Finance Ltd	CRISIL AA+	0.04 %
Cholamandalam Investment and Finance Company Limited	ICRA AA+	0.04 %
Power Finance Corporation Limited	ICRA AAA	0.04 %
Alternative Investment Funds (AIF)		0.25 %
Corporate Debt Market Development Fund		0.25 %
Government Bond		0.19 %
8.33% GOI (MD 09/07/2026)	SOV	0.19 %
Net Cash and Cash Equivalent		-6.70 %
Grand Total		100.00 %

Miscellaneous includes securities with exposure of less than 0.01%

Investment Objective
The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through Investment Objective judicious investments in high quality debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.
Fund Category: Liquid Fund
Scheme Rating: [ICRA]A1+mfs/ CARE AAA mfs

Fund Snapshot
Date of Allotment : Jun 16, 1997
Benchmark: Nifty Liquid Index A-I
Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: July 15, 2011 Experience in Managing the Fund: 14.8 Years
Fund Manager - Ms. Sunaina Da Cunha Managing the Fund Since: Jun 09, 2021 Experience in Managing the Fund: 4.9 Years
Fund Manager - Mr. Sanjay Pawar Managing the Fund Since: July 01, 2022 Experience in Managing the Fund: 3.8 Years
SIP: Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter
Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1)
Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1)
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:	NIL
Exit Load:	Day 1 -0.0070%; Day 2 -0.0065%; Day 3- 0.0060%; Day 4-0.0055%; Day 5-0.0050%; Day 6 -0.0045%; Day 7-0.0000%
AUM as on April 30, 2026 (in ₹Crore)
Month End AUM	55,403.50
Monthly Average AUM	59,535.76
Base Expense Ratio (BER)
Regular	0.30%
Direct	0.18%
BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors.
NAV as on April 30, 2026
Regular Growth	442.24
Regular IDCW$	100.20
Regular IDCW$	109.06
Regular IDCW$	100.29
Retail Growth	717.66
Retail IDCW$	163.69
IP Growth	736.47
IP IDCW$	108.02
IP IDCW$	108.27
Direct Growth	448.07
Direct IDCW$	100.20
Direct IDCW$	143.38
Direct IDCW$	100.29
$Income Distribution cum capital withdrawal

Instrument Profile
Instrument Name	% Net Assets
Certificate of Deposit	43.33%
Commercial Papers	40.79%
Sovereign	12.06%
Cash & cash equivalent	2.40%
Bonds & Debentures	1.20%
Others	0.23%

Debt Quants
Modified Duration	0.1 years
Average Maturity	0.1 years
Yield to Maturity	6.38%
Macaulay Duration	0.1 years

Product Label
Scheme Name
Aditya Birla Sun Life Liquid Fund An Open ended Liquid Scheme. A relatively low interest rate risk and moderate credit risk.
This product is suitable for investors who are seeking*:
Reasonable returns with high levels of safety convenience of liquidity over short term Investments in high quality debt and money instruments with maturity of upto 91 days
Risk-o-meter	Benchmark Risk-o-meter Nifty Liquid Index A-I
*Investors should consult their financial advisors if in doubt whether the product is suitable for them.

Aditya Birla Sun Life Liquid Fund