Aditya Birla Sun Life Liquid Fund
An Open Ended Liquid Scheme. A relatively low interest rate risk and moderate credit risk.
Data as on 31st May 2025
Fund Details
Investment Objective
The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through Investment Objective judicious investments in high quality debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Kaustubh Gupta, Ms. Sunaina Da Cunha & Mr. Sanjay Pawar
Managing Fund Since
July 15, 2011, July 15, 2011, July 01, 2022
Experience in Managing the Fund
13.9 years, 13.9 years, 3.0 Year
Load Structure (as % of NAV) (Incl. for SIP)
Total Expense Ratio (TER)
Regular 0.34%
Direct 0.21%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 54461.14 Crores
AUM as on last day^ 44531.38 Crores
^Net assets excludes aggregate investments by other schemes of Aditya Birla Sun Life Mutual Fund amounting to ₹14.23 Crs as on May 31, 2025.
Date of Allotment
June 16, 1997
Benchmark
NIFTY Liquid Index A-I
Other Parameters
Modified Duration 0.13 years
Average Maturity 0.13 years
Yield to Maturity 6.39%
Macaulay Duration 0.13 years

Application Amount for fresh subscription
₹ 500 (plus in multiplies of ₹ 500)
Min. Addl. Investment
₹ 500 (plus in multiplies of ₹ 500)
SIP
Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter
NAV of Plans / Options ₹ ^
Regular Plan Retail Plan@ Institutional Plan Direct Plan
Growth 418.6505 679.3831 697.1876 423.6401
IDCW$: 131.7867 - - 100.2119
Weekly IDCW$: 100.2414 - 108.2237 100.2418
Daily IDCW$: 100.2116 163.7750 108.0417 100.2119
$Income Distribution cum capital withdrawal
^The Face Value per unit of all the plans/ options under Aditya Birla Sun Life Liquid Fund is ₹ 100/-
@Retail Plan and Institutional Plan has been discontinued and does not accept fresh subscriptions/Switch in.
PORTFOLIO
Issuer
% to Net Assets
Rating
Money Market Instruments 91.96%
National Bank For Agriculture and Rural Development 3.36% ICRA A1+
HDFC Bank Limited 2.23% ICRA A1+
Bank of Baroda 2.22% IND A1+
Punjab National Bank 2.21% ICRA A1+
National Bank For Agriculture and Rural Development 2.17% ICRA A1+
Small Industries Development Bank of India 1.79% CRISIL A1+
Indian Oil Corporation Limited 1.79% ICRA A1+
Bank of Baroda 1.67% IND A1+
Small Industries Development Bank of India 1.67% CRISIL A1+
Bank of Baroda 1.67% IND A1+
National Bank For Agriculture and Rural Development 1.66% ICRA A1+
Reliance Industries Limited 1.56% ICRA A1+
Bank of Baroda 1.55% IND A1+
RBL Bank Limited 1.46% ICRA A1+
Reliance Retail Ventures Limited 1.46% CRISIL A1+
National Bank For Agriculture and Rural Development 1.45% ICRA A1+
Mangalore Refinery and Petrochemicals Limited 1.44% ICRA A1+
HDFC Bank Limited 1.38% ICRA A1+
Tata Motors Finance Limited 1.34% ICRA A1+
Bharti Telecom Limited 1.27% ICRA A1+
RBL Bank Limited 1.23% ICRA A1+
Cotton Corp of India Ltd/The 1.12% CARE A1+
Cotton Corp of India Ltd/The 1.12% CARE A1+
National Bank For Agriculture and Rural Development 1.12% ICRA A1+
L&T Metro Rail Hyderabad Ltd 1.12% CRISIL A1+
Indian Bank 1.12% CRISIL A1+
Can Fin Homes Limited 1.12% ICRA A1+
Union Bank of India 1.12% ICRA A1+
Tata Steel Limited 1.12% ICRA A1+
Tata Motors Limited 1.12% ICRA A1+
Axis Bank Limited 1.11% ICRA A1+
Indian Bank 1.11% CRISIL A1+
Indian Bank 1.11% CRISIL A1+
Small Industries Development Bank of India 1.11% CRISIL A1+
Karur Vysya Bank Ltd/The 1.11% ICRA A1+
Punjab & Sind Bank 1.11% ICRA A1+
Punjab & Sind Bank 1.11% ICRA A1+
Small Industries Development Bank of India 1.00% CRISIL A1+
Hindustan Zinc Limited 1.00% ICRA A1+
Reliance Jio Infocomm Limited 0.89% CRISIL A1+
Canara Bank 0.89% CRISIL A1+
Reliance Retail Ventures Limited 0.89% CRISIL A1+
Motilal Oswal Financial Services Limited 0.89% ICRA A1+
Sikka Ports and Terminals Limited 0.78% CRISIL A1+
Karur Vysya Bank Ltd/The 0.78% ICRA A1+
PNB Housing Finance Limited 0.77% CRISIL A1+
Julius Baer Capital India Private Limited 0.77% ICRA A1+
Tata Housing Development Company Limited 0.77% CARE A1+
Barclays Invest & Loans India Limited 0.56% ICRA A1+
Piramal Capital & Housing Finance Limited 0.56% CRISIL A1+
Hero Fincorp Limited 0.56% ICRA A1+
TATA Realty & Infrastructure Limited 0.56% ICRA A1+
Tata Housing Development Company Limited 0.56% CARE A1+
Cotton Corp of India Ltd/The 0.56% CARE A1+
Bank of India 0.56% CRISIL A1+
Julius Baer Capital India Private Limited 0.56% ICRA A1+
Indian Bank 0.56% CRISIL A1+
Indian Oil Corporation Limited 0.56% ICRA A1+
Reliance Jio Infocomm Limited 0.56% CRISIL A1+
Tata Steel Limited 0.55% ICRA A1+
ICICI Home Finance Company Limited 0.50% ICRA A1+
Piramal Capital & Housing Finance Limited 0.50% CRISIL A1+
Piramal Capital & Housing Finance Limited 0.50% CRISIL A1+
Hindustan Zinc Limited 0.45% ICRA A1+
SBICAP Securities Limited 0.45% ICRA A1+
Hero Fincorp Limited 0.45% ICRA A1+
Birla Group Holdings Private Limited 0.45% ICRA A1+
SBICAP Securities Limited 0.45% ICRA A1+
SBICAP Securities Limited 0.45% ICRA A1+
Redington (India) Limited 0.45% ICRA A1+
Aditya Birla Housing Finance Limited 0.44% ICRA A1+
Tata Teleservices Limited 0.44% CRISIL A1+
Sikka Ports and Terminals Limited 0.44% CRISIL A1+
Mindspace Business Parks REIT 0.44% ICRA A1+
IGH Holdings Private Limited 0.44% CRISIL A1+
Motilal Oswal Financial Services Limited 0.39% ICRA A1+
ICICI Home Finance Company Limited 0.39% ICRA A1+
Hindustan Zinc Limited 0.34% ICRA A1+
HDFC Securities Limited 0.34% ICRA A1+
Bajaj Housing Finance Limited 0.34% CRISIL A1+
Aseem Infrastructure Finance Ltd 0.34% ICRA A1+
Motilal Oswal Financial Services Limited 0.34% ICRA A1+
IGH Holdings Private Limited 0.34% CRISIL A1+
Tata Housing Development Company Limited 0.33% CARE A1+
Hindustan Zinc Limited 0.33% ICRA A1+
Piramal Capital & Housing Finance Limited 0.33% CRISIL A1+
ICICI Securities Limited 0.28% ICRA A1+
Kotak Mahindra Prime Limited 0.28% ICRA A1+
Axis Bank Limited 0.28% ICRA A1+
Godrej Properties Limited 0.22% ICRA A1+
Issuer
% to Net Assets
Rating
IGH Holdings Private Limited 0.22% CRISIL A1+
HSBC InvestDirect Financial Services India Ltd 0.22% CRISIL A1+
L&T Finance Limited 0.22% ICRA A1+
SBICAP Securities Limited 0.22% ICRA A1+
SBICAP Securities Limited 0.22% ICRA A1+
Bajaj Financial Securities Limited 0.22% CRISIL A1+
Godrej Properties Limited 0.22% ICRA A1+
Kotak Securities Limited 0.22% ICRA A1+
The Federal Bank Limited 0.22% CRISIL A1+
Punjab & Sind Bank 0.22% ICRA A1+
Godrej Properties Limited 0.22% ICRA A1+
Can Fin Homes Limited 0.22% ICRA A1+
GIC Housing Finance Limited 0.22% ICRA A1+
Julius Baer Capital India Private Limited 0.22% ICRA A1+
DCB Bank Limited 0.22% CRISIL A1+
Godrej Properties Limited 0.22% ICRA A1+
Muthoot Finance Limited 0.22% ICRA A1+
Godrej Properties Limited 0.22% ICRA A1+
Motilal Oswal Financial Services Limited 0.17% ICRA A1+
Mirae Asset Financial Services India Pvt Ltd 0.17% CRISIL A1+
Godrej Industries Limited 0.17% ICRA A1+
Muthoot Finance Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Mirae Asset Financial Services India Pvt Ltd 0.17% CRISIL A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Tata Housing Development Company Limited 0.17% CARE A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Infina Finance Private Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Godrej Industries Limited 0.17% ICRA A1+
Piramal Capital & Housing Finance Limited 0.17% CRISIL A1+
Bajaj Financial Securities Limited 0.11% CRISIL A1+
Hero Housing Finance Ltd 0.11% ICRA A1+
Pilani Investment & Industries Corporation Limited 0.11% CRISIL A1+
The Jammu & Kashmir Bank Limited 0.11% CRISIL A1+
Godrej Properties Limited 0.11% ICRA A1+
Mirae Asset Financial Services India Pvt Ltd 0.11% CRISIL A1+
Muthoot Finance Limited 0.11% ICRA A1+
Godrej Agrovet Limited 0.11% ICRA A1+
IDBI Capital Markets & Securities Ltd 0.11% CARE A1+
Kotak Mahindra Bank Limited 0.11% CRISIL A1+
HSBC InvestDirect Financial Services India Ltd 0.11% CRISIL A1+
Hero Housing Finance Ltd 0.06% ICRA A1+
Piramal Capital & Housing Finance Limited 0.06% CRISIL A1+
TREASURY BILLS 5.49%
Government of India 2.93% SOV
Government of India 1.70% SOV
Government of India 0.85% SOV
Government of India 0.01% SOV
Government Bond 4.28%
5.22% GOVERNMENT OF INDIA 15JUN25 G-SEC 4.28% SOV
Fixed rates bonds - Corporate 2.90%
National Bank For Agriculture and Rural Development  0.77% ICRA AAA
National Bank For Agriculture and Rural Development  0.54% ICRA AAA
Small Industries Development Bank of India  0.42% ICRA AAA
HDFC Bank Limited  0.39% ICRA AAA
HDFC Bank Limited  0.34% ICRA AAA
HDB Financial Services Limited  0.15% CRISIL AAA
Muthoot Finance Limited  0.12% ICRA AA+
Small Industries Development Bank of India  0.10% ICRA AAA
Small Industries Development Bank of India  0.06% ICRA AAA
Tata Capital Housing Finance Limited  0.01% ICRA AAA
State Government bond 2.04%
8.24% TAMIL NADU 10JUN2025 SDL 0.61% SOV
5.77% KERALA 10JUN2025 SDL 0.45% SOV
5.75% KARNATAKA 10JUN2025 SDL 0.34% SOV
5.75% RAJASTHAN 10JUN2025 SDL 0.33% SOV
MAHARASHTRA 08.29% 26AUG25 SDL 0.23% SOV
8.30% JHARKHAND 29JUL25 SDL 0.09% SOV
RAJASTHAN 08.33% 23JUN2025 SDL 0.01% SOV
Alternative Investment Funds (AIF) 0.25%
Corporate Debt Market Development Fund 0.25%
Cash Management Bills 0.11%
Government of India 0.10% SOV
Government of India 0.01% SOV
Cash & Current Assets -7.03%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 11. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Total Schemes managed by Mr. Sanjay Pawar is 4. Other funds managed by Mr. Sanjay Pawar - Aditya Birla Sun Life CRISIL Liquid Overnight ETF Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

This page is a part of the June 2025 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.