Aditya Birla Sun Life Liquid Fund
An Open Ended Liquid Scheme. A relatively low interest rate risk and moderate credit risk.
Data as on 30th September 2025
Fund Details
Investment Objective
The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through Investment Objective judicious investments in high quality debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Kaustubh Gupta, Ms. Sunaina Da Cunha & Mr. Sanjay Pawar
Managing Fund Since
July 15, 2011, July 15, 2011, July 01, 2022
Experience in Managing the Fund
14.3 years, 14.3 years, 3.4 Year
Load Structure (as % of NAV) (Incl. for SIP)
Total Expense Ratio (TER)
Regular 0.35%
Direct 0.21%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 57387.41 Crores
AUM as on last day^ 49788.57 Crores
^Net assets excludes aggregate investments by other schemes of Aditya Birla Sun Life Mutual Fund amounting to ₹14.51 Crs as on September 30, 2025.
Date of Allotment
June 16, 1997
Benchmark
NIFTY Liquid Index A-I
Other Parameters
Modified Duration 0.20 years
Average Maturity 0.20 years
Yield to Maturity 6.11%
Macaulay Duration 0.20 years

Application Amount for fresh subscription
₹ 100 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 100 (plus in multiplies of ₹ 1)
SIP
Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter
NAV of Plans / Options ₹ ^
Regular Plan Retail Plan@ Institutional Plan Direct Plan
Growth 426.7945 692.5991 710.7499 432.0707
IDCW$: 118.7232 - - 155.8923
Weekly IDCW$: 100.3144 - 108.2741 100.3159
Daily IDCW$: 100.1950 163.6940 108.0230 100.1950
$Income Distribution cum capital withdrawal
^The Face Value per unit of all the plans/ options under Aditya Birla Sun Life Liquid Fund is ₹ 100/-
@Retail Plan and Institutional Plan has been discontinued and does not accept fresh subscriptions/Switch in.
PORTFOLIO
Issuer
% to Net Assets
Rating
Money Market Instruments 90.93%
HDFC Bank Limited 4.95% ICRA A1+
RBL Bank Limited 3.17% ICRA A1+
Bank of India 2.33% CRISIL A1+
IndusInd Bank Limited 1.99% CRISIL A1+
Tata Steel Limited 1.99% ICRA A1+
Yes Bank Limited 1.98% CRISIL A1+
Punjab & Sind Bank 1.79% ICRA A1+
Axis Bank Limited 1.69% ICRA A1+
Union Bank of India 1.51% ICRA A1+
Reliance Jio Infocomm Limited 1.50% CRISIL A1+
Tata Teleservices Maharashtra Limited 1.49% CRISIL A1+
Tata Steel Limited 1.49% ICRA A1+
Reliance Retail Ventures Limited 1.39% CRISIL A1+
HDFC Bank Limited 1.39% ICRA A1+
ICICI Securities Limited 1.29% ICRA A1+
PNB Housing Finance Limited 1.19% CRISIL A1+
Bharti Telecom Limited 1.15% ICRA A1+
Indian Bank 1.14% CRISIL A1+
Small Industries Development Bank of India 1.14% CRISIL A1+
Bank of Baroda 1.04% IND A1+
HDFC Bank Limited 1.00% ICRA A1+
Punjab National Bank 1.00% ICRA A1+
Can Fin Homes Limited 1.00% ICRA A1+
Tata Power Company Limited 1.00% CRISIL A1+
IndusInd Bank Limited 1.00% CRISIL A1+
Punjab & Sind Bank 0.99% ICRA A1+
Punjab & Sind Bank 0.99% ICRA A1+
Small Industries Development Bank of India 0.99% CRISIL A1+
Punjab & Sind Bank 0.99% ICRA A1+
ICICI Securities Limited 0.99% ICRA A1+
IDBI Bank Limited 0.99% ICRA A1+
Canara Bank 0.84% CRISIL A1+
PNB Housing Finance Limited 0.79% CRISIL A1+
DCB Bank Limited 0.79% CRISIL A1+
HDFC Securities Limited 0.79% ICRA A1+
SBICAP Securities Limited 0.79% ICRA A1+
Sharekhan Ltd 0.79% ICRA A1+
Sikka Ports and Terminals Limited 0.70% CRISIL A1+
ICICI Securities Limited 0.69% ICRA A1+
Bajaj Finance Limited 0.69% ICRA A1+
Sharekhan Ltd 0.69% ICRA A1+
TATA Realty & Infrastructure Limited 0.66% ICRA A1+
Infina Finance Private Limited 0.60% ICRA A1+
L&T Metro Rail Hyderabad Ltd 0.60% CRISIL A1+
Godrej Consumer Products Limited 0.60% CRISIL A1+
The Federal Bank Limited 0.60% CRISIL A1+
Bank of Baroda 0.60% IND A1+
Tata Housing Development Company Limited 0.60% CARE A1+
Kotak Securities Limited 0.59% ICRA A1+
IndusInd Bank Limited 0.55% CRISIL A1+
Export Import Bank of India 0.50% ICRA A1+
Reliance Retail Ventures Limited 0.50% CRISIL A1+
Reliance Retail Ventures Limited 0.50% CRISIL A1+
IndusInd Bank Limited 0.50% CRISIL A1+
Indian Bank 0.50% CRISIL A1+
AU Small Finance Bank Limited 0.50% CRISIL A1+
Reliance Retail Ventures Limited 0.50% CRISIL A1+
Axis Bank Limited 0.50% ICRA A1+
AU Small Finance Bank Limited 0.50% CRISIL A1+
Maithon Power Ltd 0.50% CRISIL A1+
Union Bank of India 0.50% ICRA A1+
Punjab & Sind Bank 0.50% ICRA A1+
IIFL Finance Limited 0.49% ICRA A1+
IDBI Bank Limited 0.48% ICRA A1+
L&T Metro Rail Hyderabad Ltd 0.47% CRISIL A1+
HDFC Bank Limited 0.45% ICRA A1+
Punjab National Bank 0.45% CRISIL A1+
Godrej Properties Limited 0.45% ICRA A1+
ONGC Petro Additions Limited 0.40% ICRA A1+
JSW Energy Limited 0.40% ICRA A1+
DCB Bank Limited 0.40% CRISIL A1+
Poonawalla Fincorp Limited 0.40% CRISIL A1+
Bank of India 0.40% CRISIL A1+
Piramal Finance Limited 0.40% CRISIL A1+
Aseem Infrastructure Finance Ltd 0.40% ICRA A1+
Canara Bank 0.40% CRISIL A1+
Union Bank of India 0.40% ICRA A1+
Tata Power Company Limited 0.40% CRISIL A1+
Bank of India 0.40% CRISIL A1+
Motilal Oswal Financial Services Limited 0.40% ICRA A1+
Axis Finance Limited 0.40% CRISIL A1+
Bajaj Financial Securities Limited 0.40% CRISIL A1+
Motilal Oswal Financial Services Limited 0.40% ICRA A1+
SBICAP Securities Limited 0.40% ICRA A1+
Bajaj Financial Securities Limited 0.40% CRISIL A1+
SBICAP Securities Limited 0.40% ICRA A1+
SBICAP Securities Limited 0.40% ICRA A1+
DSP Investment Managers Pvt Ltd 0.40% ICRA A1+
Axis Bank Limited 0.35% ICRA A1+
The Federal Bank Limited 0.35% CRISIL A1+
Punjab National Bank 0.35% ICRA A1+
ICICI Home Finance Company Limited 0.30% ICRA A1+
Canara Bank 0.30% CRISIL A1+
Canara Bank 0.30% ICRA A1+
Manappuram Finance Limited 0.30% CRISIL A1+
IGH Holdings Private Limited 0.30% CRISIL A1+
SMFG India Credit Co. Ltd. 0.30% ICRA A1+
Kotak Mahindra Bank Limited 0.25% CRISIL A1+
Barclays Invest & Loans India Limited 0.25% ICRA A1+
Kotak Mahindra Bank Limited 0.25% CRISIL A1+
The Federal Bank Limited 0.25% CRISIL A1+
HSBC InvestDirect Financial Services India Ltd 0.25% CRISIL A1+
Godrej Properties Limited 0.20% ICRA A1+
Mahindra Rural Housing Finance Limited 0.20% CRISIL A1+
Godrej Properties Limited 0.20% ICRA A1+
Hero Housing Finance Ltd 0.20% ICRA A1+
Nuvama Wealth & Investment Ltd 0.20% CRISIL A1+
Hero Fincorp Limited 0.20% ICRA A1+
Issuer
% to Net Assets
Rating
Export Import Bank of India 0.20% ICRA A1+
IDFC First Bank Limited 0.20% CRISIL A1+
Infina Finance Private Limited 0.20% CRISIL A1+
Cholamandalam Investment and Finance Company Limited 0.20% ICRA A1+
Hero Fincorp Limited 0.20% ICRA A1+
Nuvoco Vistas Corp Limited 0.20% CRISIL A1+
Union Bank of India 0.20% ICRA A1+
Infina Finance Private Limited 0.20% ICRA A1+
Hero Fincorp Limited 0.20% ICRA A1+
Aditya Birla Housing Finance Limited 0.20% ICRA A1+
Aseem Infrastructure Finance Ltd 0.20% ICRA A1+
Julius Baer Capital India Private Limited 0.20% ICRA A1+
IndusInd Bank Limited 0.20% CRISIL A1+
Bank of Baroda 0.20% IND A1+
IGH Holdings Private Limited 0.20% CRISIL A1+
Axis Bank Limited 0.20% ICRA A1+
ALEMBIC PHARMACEUTICALS LIMITED 0.20% CRISIL A1+
Bajaj Financial Securities Limited 0.20% CRISIL A1+
SBICAP Securities Limited 0.20% ICRA A1+
SBICAP Securities Limited 0.20% ICRA A1+
Nuvama Wealth Finance Ltd 0.20% CRISIL A1+
DSP Investment Managers Pvt Ltd 0.20% ICRA A1+
Deutsche Investments India Private Limited 0.20% ICRA A1+
SBICAP Securities Limited 0.20% ICRA A1+
ICICI Securities Limited 0.20% ICRA A1+
SBICAP Securities Limited 0.20% ICRA A1+
DSP Investment Managers Pvt Ltd 0.20% ICRA A1+
Nuvama Wealth Finance Ltd 0.20% CRISIL A1+
Godrej Industries Limited 0.15% ICRA A1+
Godrej Industries Limited 0.15% ICRA A1+
Godrej Industries Limited 0.15% ICRA A1+
Godrej Industries Limited 0.15% ICRA A1+
Godrej Industries Limited 0.15% ICRA A1+
Godrej Industries Limited 0.15% ICRA A1+
Godrej Industries Limited 0.15% ICRA A1+
Godrej Properties Limited 0.15% ICRA A1+
Nuvoco Vistas Corp Limited 0.15% CRISIL A1+
Tata Projects Limited 0.15% CRISIL A1+
Godrej Industries Limited 0.15% ICRA A1+
Mirae Asset Sharekhan Financial Services Limited 0.15% CRISIL A1+
Cholamandalam Securities Ltd 0.12% ICRA A1+
ICICI Securities Limited 0.11% ICRA A1+
Indian Bank 0.10% CRISIL A1+
Mirae Asset Sharekhan Financial Services Limited 0.10% CRISIL A1+
Standard Chartered Capital Limited 0.10% CRISIL A1+
Axis Bank Limited 0.10% ICRA A1+
Standard Chartered Capital Limited 0.10% ICRA A1+
Sundaram Finance Limited 0.10% ICRA A1+
Canara Bank 0.10% CRISIL A1+
IGH Holdings Private Limited 0.10% CRISIL A1+
Deutsche Investments India Private Limited 0.10% ICRA A1+
Standard Chartered Capital Limited 0.10% ICRA A1+
Barclays Invest & Loans India Limited 0.10% ICRA A1+
Bahadur Chand Investments Pvt Limited 0.10% ICRA A1+
IIFL Finance Limited 0.10% ICRA A1+
Mankind Pharma Ltd 0.07% CRISIL A1+
IDBI Capital Markets & Securities Ltd 0.07% CARE A1+
Cholamandalam Securities Ltd 0.06% ICRA A1+
Barclays Invest & Loans India Limited 0.05% CRISIL A1+
Tata Teleservices Limited 0.05% CRISIL A1+
Standard Chartered Capital Limited 0.05% ICRA A1+
IDBI Capital Markets & Securities Ltd 0.05% CARE A1+
Barclays Invest & Loans India Limited 0.05% ICRA A1+
Punjab National Bank 0.05% ICRA A1+
Muthoot Finance Limited 0.05% ICRA A1+
Axis Securities Limited 0.02% ICRA A1+
TREASURY BILLS 19.04%
Government of India 4.84% SOV
Government of India 1.99% SOV
Government of India 1.98% SOV
Government of India 1.76% SOV
Government of India 1.46% SOV
Government of India 1.09% SOV
Government of India 0.99% SOV
Government of India 0.99% SOV
Government of India 0.92% SOV
Government of India 0.70% SOV
Government of India 0.70% SOV
Government of India 0.50% SOV
Government of India 0.37% SOV
Government of India 0.37% SOV
Government of India 0.35% SOV
Government of India 0.02% SOV
Fixed rates bonds - Corporate 4.74%
REC Limited  0.81% ICRA AAA
Bharti Telecom Limited  0.62% CRISIL AAA
Bajaj Finance Limited  0.60% CRISIL AAA
Small Industries Development Bank of India  0.50% ICRA AAA
Mahindra Rural Housing Finance Limited  0.44% CRISIL AAA
Bharti Telecom Limited  0.30% CRISIL AAA
Bajaj Housing Finance Limited  0.30% CRISIL AAA
Power Finance Corporation Limited  0.30% ICRA AAA
REC Limited  0.21% ICRA AAA
Bharti Telecom Limited  0.20% CRISIL AAA
Kotak Mahindra Investments Limited  0.15% ICRA AAA
National Bank For Agriculture and Rural Development  0.14% CRISIL AAA
Bharti Telecom Limited  0.10% CRISIL AAA
Kotak Mahindra Prime Limited  0.05% CRISIL AAA
Cash Management Bills 0.45%
Government of India 0.45% SOV
Government Bond 0.37%
5.15% GOVERNMENT OF INDIA 09NOV25 G-SEC 0.37% SOV
Alternative Investment Funds (AIF) 0.27%
Corporate Debt Market Development Fund 0.27%
State Government bond 0.12%
8.23% CHHATTISGARH 09DEC2025 SDL 0.12% SOV
Cash & Current Assets -15.92%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 11. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Total Schemes managed by Mr. Sanjay Pawar is 4. Other funds managed by Mr. Sanjay Pawar - Aditya Birla Sun Life CRISIL Liquid Overnight ETF Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

This page is a part of the October 2025 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.