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Aditya Birla Sun Life Savings Fund |
| An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the portfolio is between 3 months and 6 months. A moderate interest rate risk and moderate credit risk. |
| Data as on 30th January 2026 |
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Fund Details |
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Investment Objective |
| The primary objective is to generate regular income through investments in debt and money market instruments. Income may be generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The scheme will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
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| Fund Manager | |
|---|---|
| Mr. Kaustubh Gupta, Ms. Sunaina Da Cunha & Ms. Monika Gandhi |
| Managing Fund Since | |
|---|---|
| July 15, 2011, June 20, 2014, March 22, 2021 |
| Experience in Managing the Fund | |
|---|---|
| 14.7 years, 11.7 years, 5.0 years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load | Nil |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 0.60% |
| Direct | 0.33% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
|---|---|
| Monthly Average AUM | 23605.03 Crores |
| AUM as on last day | 22856.80 Crores |
| Date of Allotment | |
|---|---|
| April 15, 2003 |
| Benchmark | |
|---|---|
| NIFTY Ultra Short Duration Debt Index A-I |
| Other Parameters | |
|---|---|
| Modified Duration | 0.45 years |
| Average Maturity | 0.52 years |
| Yield to Maturity | 7.29% |
| Macaulay Duration | 0.48 years |
| Portfolio Turnover | 1.06 |
| Application Amount for fresh subscription | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| SIP | |
|---|---|
| Monthly: Minimum ₹ 1,000/- |
 NAV of Plans / Options ₹^ |
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|---|---|---|---|
| Regular Plan | Retail Plan@ | Direct Plan | |
| Growth | 567.7159 | - | 578.7069 |
| Daily IDCW$: | 100.3638 | - | 100.3812 |
| Weekly IDCW$: | 100.6134 | - | 100.6829 |
| $Income Distribution cum capital withdrawal Note:@:Retail Plan has been discontinued and does not accept fresh subscriptions/Switch in. | |||
|
PORTFOLIO |
|
| Issuer | % to Net Assets |
Rating |
| Fixed rates bonds - Corporate | 45.06% | |
| Shriram Finance Ltd | 2.67% | CRISIL AA+ |
| National Bank For Agriculture and Rural Development | 2.38% | CRISIL AAA |
| Nirma Limited | 2.12% | CRISIL AA |
| Bharti Telecom Limited | 1.74% | CRISIL AAA |
| Muthoot Finance Limited | 1.53% | CRISIL AA+ |
| Mankind Pharma Ltd | 1.40% | CRISIL AA+ |
| National Bank For Agriculture and Rural Development | 1.32% | ICRA AAA |
| Avanse Financial Services Ltd | 1.31% | CRISIL AA- |
| Power Finance Corporation Limited | 1.30% | ICRA AAA |
| Piramal Finance Limited | 1.10% | ICRA AA |
| Bajaj Housing Finance Limited | 1.09% | CRISIL AAA |
| Sk Finance Ltd | 1.09% | IND AA- |
| Godrej Industries Limited | 1.05% | ICRA AA+ |
| Muthoot Finance Limited | 1.04% | ICRA AA+ |
| Hinduja Leyland Finance Limited | 1.03% | CRISIL AA+ |
| JSW Energy Limited | 0.88% | ICRA AA |
| Muthoot Finance Limited | 0.86% | ICRA AA+ |
| JSW Steel Limited | 0.85% | ICRA AA |
| Godrej Properties Limited | 0.82% | ICRA AA+ |
| National Bank For Agriculture and Rural Development | 0.77% | ICRA AAA |
| Mindspace Business Parks REIT | 0.70% | ICRA AAA |
| Piramal Finance Limited | 0.66% | CARE AA |
| 360 ONE Prime Ltd | 0.66% | ICRA AA |
| GIC Housing Finance Limited | 0.66% | ICRA AA+ |
| Godrej Properties Limited | 0.66% | ICRA AA+ |
| Mindspace Business Parks REIT | 0.65% | CRISIL AAA |
| Power Finance Corporation Limited | 0.65% | ICRA AAA |
| REC Limited | 0.65% | ICRA AAA |
| Vedanta Limited | 0.60% | CRISIL AA |
| Can Fin Homes Limited | 0.55% | ICRA AAA |
| Hinduja Housing Finance Ltd | 0.55% | CARE AA+ |
| Mankind Pharma Ltd | 0.55% | CRISIL AA+ |
| Knowledge Realty Trust | 0.53% | CRISIL AAA |
| Jtpm Metal Traders Pvt Ltd | 0.48% | CRISIL AA |
| Muthoot Finance Limited | 0.44% | ICRA AA+ |
| SMFG India Home Finance Company Limited | 0.44% | CRISIL AAA |
| Arka Fincap Limited | 0.44% | CRISIL AA |
| LIC Housing Finance Limited | 0.44% | CRISIL AAA |
| Tata Motors Limited | 0.44% | CRISIL AA+ |
| GIC Housing Finance Limited | 0.44% | ICRA AA+ |
| Sundaram Home Finance Limited | 0.44% | ICRA AAA |
| Small Industries Development Bank of India | 0.44% | CRISIL AAA |
| REC Limited | 0.38% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 0.34% | CRISIL AAA |
| Jubilant Bevco Ltd | 0.33% | CRISIL AA |
| Vedanta Limited | 0.33% | CRISIL AA |
| Godrej Industries Limited | 0.33% | ICRA AA+ |
| LIC Housing Finance Limited | 0.33% | CARE AAA |
| Hero Housing Finance Ltd | 0.33% | ICRA AA+ |
| REC Limited | 0.33% | ICRA AAA |
| Nuvama Wealth Finance Ltd | 0.29% | CARE AA |
| RJ Corp Ltd | 0.23% | CRISIL AAA |
| Mankind Pharma Ltd | 0.22% | ICRA AA+ |
| Aditya Birla Housing Finance Limited | 0.22% | ICRA AAA |
| REC Limited | 0.22% | ICRA AAA |
| LIC Housing Finance Limited | 0.22% | CRISIL AAA |
| Reliance Life Sciences Pvt Ltd | 0.22% | CARE AAA |
| Torrent Power Limited | 0.22% | CRISIL AA+ |
| LIC Housing Finance Limited | 0.22% | CRISIL AAA |
| REC Limited | 0.22% | ICRA AAA |
| Bharti Telecom Limited | 0.20% | CARE AAA |
| REC Limited | 0.18% | CRISIL AAA |
| Godrej Industries Limited | 0.18% | ICRA AA+ |
| Torrent Power Limited | 0.15% | CRISIL AA+ |
| Torrent Power Limited | 0.11% | CRISIL AA+ |
| REC Limited | 0.11% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 0.11% | CRISIL AAA |
| Small Industries Development Bank of India | 0.11% | CRISIL AAA |
| Aditya Birla Finance Limited | 0.11% | ICRA AAA |
| Jubilant Beverages Ltd | 0.10% | CRISIL AA |
| REC Limited | 0.09% | CRISIL AAA |
| LIC Housing Finance Limited | 0.08% | CRISIL AAA |
| Pipeline Infrastructure Limited | 0.07% | CRISIL AAA |
| PNB Housing Finance Limited | 0.04% | CRISIL AA+ |
| Torrent Power Limited | 0.04% | CRISIL AA+ |
| National Bank For Agriculture and Rural Development | 0.01% | ICRA AAA |
| Money Market Instruments | 42.54% | |
| JSW Energy Limited | 2.82% | ICRA A1+ |
| IndusInd Bank Limited | 2.56% | CRISIL A1+ |
| Tata Teleservices Maharashtra Limited | 2.48% | CRISIL A1+ |
| Small Industries Development Bank of India | 2.07% | CRISIL A1+ |
| IDBI Bank Limited | 1.92% | ICRA A1+ |
| HDFC Bank Limited | 1.78% | ICRA A1+ |
| Tata Teleservices Maharashtra Limited | 1.77% | CRISIL A1+ |
| Reliance Jio Infocomm Limited | 1.52% | CRISIL A1+ |
| IndusInd Bank Limited | 1.49% | CRISIL A1+ |
| Axis Bank Limited | 1.45% | CRISIL A1+ |
| Bank of Baroda | 1.30% | CARE A1+ |
| Bank of Baroda | 1.29% | IND A1+ |
| JSW Energy Limited | 1.08% | ICRA A1+ |
| Poonawalla Fincorp Limited | 1.07% | CRISIL A1+ |
| Small Industries Development Bank of India | 1.07% | CRISIL A1+ |
| The Federal Bank Limited | 1.07% | CRISIL A1+ |
| Kotak Mahindra Bank Limited | 1.05% | CRISIL A1+ |
| Small Industries Development Bank of India | 0.97% | CRISIL A1+ |
| ICICI Securities Limited | 0.87% | ICRA A1+ |
| Bank of Baroda | 0.86% | IND A1+ |
| Bank of India | 0.86% | CRISIL A1+ |
| Tata Projects Limited | 0.84% | CRISIL A1+ |
| DBS Bank Ltd/India | 0.65% | CRISIL A1+ |
| ONGC Petro Additions Limited | 0.65% | ICRA A1+ |
| Godrej Properties Limited | 0.65% | ICRA A1+ |
| ONGC Petro Additions Limited | 0.64% | ICRA A1+ |
| Motilal Oswal Financial Services Limited | 0.64% | ICRA A1+ |
| Bharti Telecom Limited | 0.63% | ICRA A1+ |
| Small Industries Development Bank of India | 0.62% | CRISIL A1+ |
| Godrej Properties Limited | 0.55% | ICRA A1+ |
| Godrej Properties Limited | 0.44% | ICRA A1+ |
| ONGC Petro Additions Limited | 0.44% | ICRA A1+ |
| IndusInd Bank Limited | 0.43% | CRISIL A1+ |
| Godrej Properties Limited | 0.43% | ICRA A1+ |
| Export Import Bank of India | 0.43% | ICRA A1+ |
| Standard Chartered Capital Limited | 0.43% | ICRA A1+ |
| Cholamandalam Investment and Finance Company Limited | 0.43% | ICRA A1+ |
| Axis Bank Limited | 0.42% | ICRA A1+ |
| Tata Housing Development Company Limited | 0.37% | CARE A1+ |
| Bank of Baroda | 0.31% | CARE A1+ |
| Muthoot Finance Limited | 0.31% | ICRA A1+ |
| Cholamandalam Securities Ltd | 0.17% | ICRA A1+ |
| HDFC Bank Limited | 0.11% | ICRA A1+ |
| Small Industries Development Bank of India | 0.11% | CRISIL A1+ |
| Axis Bank Limited | 0.11% | ICRA A1+ |
| Axis Bank Limited | 0.11% | ICRA A1+ |
| Muthoot Finance Limited | 0.10% | ICRA A1+ |
| Issuer | % to Net Assets |
Rating |
| SMFG India Credit Co. Ltd. | 0.10% | ICRA A1+ |
| Muthoot Finance Limited | 0.10% | ICRA A1+ |
| State Government bond | 6.25% | |
| 7.25% GUJARAT 07FEB2026 SDL | 1.64% | SOV |
| 8.54% BIHAR 10FEB2026 SDL | 0.90% | SOV |
| 7.35% HARYANA 14SEP26 SDL | 0.66% | SOV |
| 6.04% GUJARAT 20OCT2026 SDL | 0.55% | SOV |
| 8.28% KARNATAKA 06MAR2026 SDL | 0.44% | SOV |
| 7.76% MADHYA PRADESH 01MAR27 SDL | 0.27% | SOV |
| 8.84% RAJASTHAN 12SEP28 SDL | 0.23% | SOV |
| 8.18% TN 09DEC28 SDL | 0.23% | SOV |
| 7.37% TAMIL NADU 14SEP2026 SDL | 0.22% | SOV |
| 6.48% RAJASTHAN 02MAR2027 SDL | 0.22% | SOV |
| 8.57% HARYANA 04JUL28 SDL | 0.21% | SOV |
| 6.45% BIHAR 02JUN2027 SDL | 0.13% | SOV |
| 8.50% GUJURAT 28NOV2028 SDL | 0.11% | SOV |
| 6.89% BIHAR 23NOV2026 SDL | 0.07% | SOV |
| 8.53 % RAJASTHAN 29AUG2028 SDL | 0.05% | SOV |
| 8.44% RAJASTHAN 27JUN28 SDL | 0.05% | SOV |
| 8.44% RAJASTHAN 07MAR28 SDL | 0.05% | SOV |
| 8.13% RAJASTHAN 27MAR28 SDL | 0.05% | SOV |
| 7.29% BIHAR 28DEC2026 SDL | 0.04% | SOV |
| 6.97% MAHARASHTRA 18FEB2028 SDL | 0.04% | SOV |
| 8.11% CHATTISGARH 31JAN28 SDL | 0.02% | SOV |
| 7.28% HARYANA SDL 28Dec2026 | 0.02% | SOV |
| 6.89% NAGALAND 23NOV2026 SDL | 0.02% | SOV |
| 6.55% ANDHRA PRADESH 27MAY28 SDL | 0.02% | SOV |
| 6.62 % CHHATTISGARH 27OCT2028 SDL | 0.02% | SOV |
| TREASURY BILLS | 5.65% | |
| Government of India | 1.09% | SOV |
| Government of India | 1.05% | SOV |
| Government of India | 0.86% | SOV |
| Government of India | 0.80% | SOV |
| Government of India | 0.79% | SOV |
| Government of India | 0.65% | SOV |
| Government of India | 0.26% | SOV |
| Government of India | 0.15% | SOV |
| Floating rates notes - Corporate | 1.18% | |
| ICICI Home Finance Company Limited | 1.18% | ICRA AAA |
| Government Bond | 0.56% | |
| 4.04% GOI FRB 04OCT2028 | 0.45% | SOV |
| 6.90% INDIA SPECIAL GOI BOND 04FEB2026 | 0.11% | SOV |
| Cash Management Bills | 0.40% | |
| Government of India | 0.11% | SOV |
| Government of India | 0.11% | SOV |
| Government of India | 0.10% | SOV |
| Government of India | 0.09% | SOV |
| Alternative Investment Funds (AIF) | 0.29% | |
| Corporate Debt Market Development Fund | 0.29% | |
| Interest Rate Swaps | -0.02% | |
| HSBC Bank | 0.00% | |
| ICICI Bank Limited | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| ICICI Bank Limited | 0.00% | |
| DBS Bank Ltd/India | 0.00% | |
| ICICI Bank Limited | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| BARCLAYS BANK PLC | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| HSBC Bank | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| ICICI Bank Limited | 0.00% | |
| HSBC Bank | 0.00% | |
| ICICI Bank Limited | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| ICICI Bank Limited | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| DBS Bank Ltd/India | 0.00% | |
| BARCLAYS BANK PLC | 0.00% | |
| BARCLAYS BANK PLC | 0.00% | |
| DBS Bank Ltd/India | 0.00% | |
| BARCLAYS BANK PLC | 0.00% | |
| ICICI Bank Limited | 0.00% | |
| BARCLAYS BANK PLC | 0.00% | |
| DBS Bank Ltd/India | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| ICICI Bank Limited | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| BARCLAYS BANK PLC | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| BARCLAYS BANK PLC | -0.00% | |
| HSBC Bank | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| Standard Chartered Bank | -0.00% | |
| HSBC Bank | -0.00% | |
| ICICI Securities Primary Dealership Limited | -0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| BARCLAYS BANK PLC | -0.00% | |
| BARCLAYS BANK PLC | -0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| BARCLAYS BANK PLC | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| Standard Chartered Bank | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| Standard Chartered Bank | -0.00% | |
| HSBC Bank | -0.00% | |
| Standard Chartered Bank | -0.00% | |
| HSBC Bank | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| HSBC Bank | -0.00% | |
| ICICI Securities Primary Dealership Limited | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| ICICI Bank Limited | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| Standard Chartered Bank | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| DBS Bank Ltd/India | -0.00% | |
| Standard Chartered Bank | -0.00% | |
| HSBC Bank | -0.00% | |
| Standard Chartered Bank | -0.00% | |
| Standard Chartered Bank | -0.00% | |
| HSBC Bank | -0.00% | |
| Cash & Current Assets | -1.91% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 11. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Total Schemes managed by Ms. Monika Gandhi is 1. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
