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Aditya Birla Sun Life Savings Fund |
| An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the portfolio is between 3 months and 6 months. A moderate interest rate risk and moderate credit risk. |
| Data as on 28th June 2024 |
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Fund Details |
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Investment Objective |
| The primary objective is to generate regular income through investments in debt and money market instruments. Income may be generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The scheme will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
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| Fund Manager | |
|---|---|
| Mr. Kaustubh Gupta, Ms. Sunaina Da Cunha, Ms. Monika Gandhi & Mr. Dhaval Joshi |
| Managing Fund Since | |
|---|---|
| July 15, 2011, June 20, 2014, March 22, 2021 & November 21, 2022 |
| Experience in Managing the Fund | |
|---|---|
| 13.0 years, 10.0 years, 3.3 years & 1.6 Years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load | Nil |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 0.55% |
| Direct | 0.34% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
|---|---|
| Monthly Average AUM | 13431.44 Crores |
| AUM as on last day | 13145.43 Crores |
| Date of Allotment | |
|---|---|
| April 15, 2003 |
| Benchmark | |
|---|---|
| NIFTY Ultra Short Duration Debt Index A-I |
| Other Parameters | |
|---|---|
| Modified Duration | 0.46 years |
| Average Maturity | 0.52 years |
| Yield to Maturity | 7.89% |
| Macaulay Duration | 0.50 years |
| Application Amount for fresh subscription | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| SIP | |
|---|---|
| Monthly: Minimum ₹ 1,000/- |
 NAV of Plans / Options ₹^ |
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|---|---|---|---|
| Regular Plan | Retail Plan@ | Direct Plan | |
| Growth | 507.6270 | 491.2222 | 515.6106 |
| Daily IDCW$: | 100.2594 | 100.2679 | 100.2586 |
| Weekly IDCW$: | 100.4447 | 100.4451 | 100.4730 |
| $Income Distribution cum capital withdrawal Note:@:Retail Plan has been discontinued and does not accept fresh subscriptions/Switch in. | |||
|
PORTFOLIO |
|
| Issuer | % to Net Assets |
Rating |
| Fixed rates bonds - Corporate | 38.55% | |
| Nirma Limited | 3.80% | CRISIL AA |
| National Housing Bank | 3.61% | CRISIL AAA |
| National Housing Bank | 3.04% | CARE AAA |
| TATA Realty & Infrastructure Limited | 2.74% | ICRA AA+ |
| Bajaj Housing Finance Limited | 2.28% | CRISIL AAA |
| Nirma Limited | 1.90% | CRISIL AA |
| National Bank For Agriculture and Rural Development | 1.86% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 1.54% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 1.32% | ICRA AAA |
| Small Industries Development Bank of India | 0.95% | ICRA AAA |
| Hinduja Housing Finance Ltd | 0.94% | CARE AA |
| Mindspace Business Parks REIT | 0.94% | CRISIL AAA |
| JM Financial Products Limited | 0.94% | ICRA AA |
| National Bank For Agriculture and Rural Development | 0.87% | CRISIL AAA |
| SMFG India Home Finance Company Limited | 0.76% | CRISIL AAA |
| Tata Motors Finance Limited | 0.75% | CRISIL AA+ |
| Shriram Finance Ltd | 0.61% | IND AA+ |
| TATA Realty & Infrastructure Limited | 0.57% | ICRA AA+ |
| Small Industries Development Bank of India | 0.57% | ICRA AAA |
| DLF Home Developers Ltd | 0.57% | ICRA AA |
| National Bank For Agriculture and Rural Development | 0.57% | ICRA AAA |
| REC Limited | 0.52% | ICRA AAA |
| TATA Realty & Infrastructure Limited | 0.49% | ICRA AA+ |
| PNB Housing Finance Limited | 0.38% | ICRA AA |
| Larsen & Toubro Limited | 0.38% | CRISIL AAA |
| Bharti Telecom Limited | 0.38% | CRISIL AA+ |
| REC Limited | 0.38% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 0.38% | ICRA AAA |
| Can Fin Homes Limited | 0.38% | ICRA AAA |
| Muthoot Finance Limited | 0.38% | ICRA AA+ |
| Can Fin Homes Limited | 0.38% | IND AA+ |
| JM Financial Credit Solutions Ltd | 0.38% | ICRA AA |
| REC Limited | 0.37% | ICRA AAA |
| Torrent Power Limited | 0.34% | CRISIL AA+ |
| National Bank For Agriculture and Rural Development | 0.30% | CRISIL AAA |
| Small Industries Development Bank of India | 0.23% | ICRA AAA |
| Bharti Telecom Limited | 0.19% | CRISIL AA+ |
| REC Limited | 0.19% | ICRA AAA |
| Tata Power Company Limited | 0.19% | CARE AA+ |
| Small Industries Development Bank of India | 0.19% | CRISIL AAA |
| Power Finance Corporation Limited | 0.19% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 0.15% | ICRA AAA |
| Pipeline Infrastructure Limited | 0.11% | CRISIL AAA |
| Cholamandalam Investment and Finance Company Limited | 0.11% | ICRA AA+ |
| Power Finance Corporation Limited | 0.11% | ICRA AAA |
| ICICI Home Finance Company Limited | 0.08% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 0.08% | ICRA AAA |
| Cholamandalam Investment and Finance Company Limited | 0.08% | ICRA AA+ |
| Small Industries Development Bank of India | 0.08% | CARE AAA |
| Money Market Instruments | 31.52% | |
| DBS Bank Ltd/India | 3.62% | IND A1+ |
| Small Industries Development Bank of India | 3.26% | CARE A1+ |
| Axis Bank Limited | 2.54% | CRISIL A1+ |
| The Federal Bank Limited | 1.84% | CRISIL A1+ |
| The Federal Bank Limited | 1.81% | CRISIL A1+ |
| Tata Teleservices Limited | 1.48% | CRISIL A1+ |
| Tata Teleservices Maharashtra Limited | 1.48% | CRISIL A1+ |
| DBS Bank Ltd/India | 1.47% | IND A1+ |
| The Federal Bank Limited | 1.11% | CRISIL A1+ |
| The Federal Bank Limited | 1.11% | CRISIL A1+ |
| IndusInd Bank Limited | 1.10% | CRISIL A1+ |
| IndusInd Bank Limited | 1.08% | CRISIL A1+ |
| TATA Realty & Infrastructure Limited | 0.89% | ICRA A1+ |
| Brookfield India Real Estate Trust | 0.75% | CRISIL A1+ |
| HDFC Bank Limited | 0.74% | IND A1+ |
| Axis Bank Limited | 0.73% | ICRA A1+ |
| Export Import Bank of India | 0.72% | ICRA A1+ |
| ICICI Bank Limited | 0.72% | ICRA A1+ |
| AU Small Finance Bank Limited | 0.72% | CARE A1+ |
| Utkarsh Small Finance Bank Ltd | 0.72% | ICRA A1+ |
| Small Industries Development Bank of India | 0.55% | CRISIL A1+ |
| Canara Bank | 0.55% | CRISIL A1+ |
| Punjab National Bank | 0.55% | IND A1+ |
| Barclays Invest & Loans India Limited | 0.37% | ICRA A1+ |
| National Bank For Agriculture and Rural Development | 0.36% | ICRA A1+ |
| AU Small Finance Bank Limited | 0.36% | CRISIL A1+ |
| National Bank For Agriculture and Rural Development | 0.36% | CRISIL A1+ |
| IndusInd Bank Limited | 0.36% | CRISIL A1+ |
| Punjab National Bank | 0.18% | ICRA A1+ |
| Issuer | % to Net Assets |
Rating |
| Floating rates notes - Corporate | 15.04% | |
| HDFC Bank Limited | 4.55% | ICRA AAA |
| Bharti Telecom Limited | 2.47% | CRISIL AA+ |
| Cholamandalam Investment and Finance Company Limited | 1.90% | ICRA AA+ |
| HDFC Bank Limited | 1.86% | ICRA AAA |
| Bharti Telecom Limited | 1.14% | CRISIL AA+ |
| Cholamandalam Investment and Finance Company Limited | 0.95% | ICRA AA+ |
| Cholamandalam Investment and Finance Company Limited | 0.76% | ICRA AA+ |
| Shriram Housing Finance Ltd | 0.47% | IND AA+ |
| Shriram Finance Ltd | 0.46% | CRISIL AA+ |
| Tata Capital Limited | 0.38% | ICRA AAA |
| Cholamandalam Investment and Finance Company Limited | 0.11% | ICRA AA+ |
| TREASURY BILLS | 7.69% | |
| Government of India | 1.89% | SOV |
| Government of India | 1.85% | SOV |
| Government of India | 1.25% | SOV |
| Government of India | 0.94% | SOV |
| Government of India | 0.88% | SOV |
| Government of India | 0.76% | SOV |
| Government of India | 0.11% | SOV |
| State Government bond | 2.74% | |
| 5.88% GUJARAT 31MAR25 SDL | 1.13% | SOV |
| 8.08% UTTAR PRADESH 25FEB25 SDL | 0.57% | SOV |
| 8.05% HARYANA 25FEB2025 SDL | 0.27% | SOV |
| KARNATAKA 8.05% 25FEB25 SDL | 0.27% | SOV |
| 8.08% MADHYA PRADESH 11FEB2025 SDL | 0.19% | SOV |
| 6.69% MADHYA PRADESH 17MAR25 SDL | 0.19% | SOV |
| TAMIL NADU 08.24% 09SEP25 SDL | 0.04% | SOV |
| MAHARASHTRA 08.23% 09SEP25 SDL | 0.04% | SOV |
| MAHARASHTRA 08.16% 23SEP25 SDL | 0.04% | SOV |
| Cash Management Bills | 1.47% | |
| Government of India | 0.38% | SOV |
| Government of India | 0.33% | SOV |
| Government of India | 0.27% | SOV |
| Government of India | 0.18% | SOV |
| Government of India | 0.17% | SOV |
| Government of India | 0.14% | SOV |
| Government of India | 0.00% | SOV |
| Alternative Investment Funds (AIF) | 0.29% | |
| Corporate Debt Market Development Fund | 0.29% | |
| Securitised Debt Amort | 0.11% | |
| First Business Receivables Trust | 0.11% | CRISIL AAA(SO) |
| Interest Rate Swaps | 0.05% | |
| BNP Paribas - Indian branches | 0.01% | |
| Standard Chartered Bank | 0.01% | |
| DBS Bank Ltd/India | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| ICICI Securities Primary Dealership Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| ICICI Securities Primary Dealership Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| ICICI Securities Primary Dealership Limited | 0.00% | |
| DBS Bank Ltd/India | 0.00% | |
| DBS Bank Ltd/India | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| HSBC Bank | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| DBS Bank Ltd/India | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Standard Chartered Bank | -0.00% | |
| Cash & Current Assets | 2.54% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Total Schemes managed by Ms. Monika Gandhi is 1. Total Schemes managed by Mr. Dhaval Joshi is 51. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
