An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the portfolio is between 3 months and 6 months. A moderate interest rate risk and moderate credit risk.
April 2026
| Debt Scheme |  |
 |
 |
 |
| Investment Objective | |
| The primary objective is to generate regular income through investments in debt and money market instruments. Income may be generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The scheme will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Ultra Short Duration Fund | |
| Scheme Rating: [ICRA]A1+mfs | |
 |
|
| Fund Snapshot | |
| Date of Allotment : Apr 15, 2003 | |
| Benchmark: Nifty Ultra Short Duration Debt Index A-I | |
| Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: July 15, 2011 Experience in Managing the Fund: 14.8 Years |
|
| Fund Manager - Ms. Sunaina Da Cunha Managing the Fund Since: June 20, 2014 Experience in Managing the Fund: 11.9 Years |
|
| Fund Manager - Ms. Monika Gandhi Managing the Fund Since: March 22, 2021 Experience in Managing the Fund: 5.1 Years |
|
| SIP: Monthly: Minimum ₹ 1000/- |
|
| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on April 30, 2026 (in ₹Crore) | |
| Month End AUM | 19,985.39 |
| Monthly Average AUM | 20,147.56 |
| Base Expense Ratio (BER) | |
| Regular | 0.50% |
| Direct | 0.27% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on April 30, 2026 | |
| Regular Growth | 576.84 |
| Regular IDCW$ | 100.23 |
| Regular IDCW$ | 100.58 |
| Retail Growth | 558.20 |
| Retail IDCW$ | 100.47 |
| Retail IDCW$ | 100.65 |
| Direct Growth | 588.40 |
| Direct IDCW$ | 100.26 |
| Direct IDCW$ | 100.64 |
| $Income Distribution cum capital withdrawal | |
 |
|
| Top 10 Sectoral Contribution (in %) |
 |
| Rating Profile of Portfolio |
 |
| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 50.03% |
| Certificate of Deposit | 31.05% |
| Commercial Papers | 12.01% |
| Sovereign | 6.45% |
| Cash & cash equivalent | 0.45% |
| Debt Quants | |
| Modified Duration | 0.49 years |
| Average Maturity | 0.59 years |
| Yield to Maturity | 7.37% |
| Macaulay Duration | 0.52 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
Debt & Debt Related |
||
Fixed rates bonds - Corporate |
50.97 % |
|
● Shriram Finance Ltd |
CRISIL AA+ |
3.04 % |
● Bharti Telecom Limited |
CRISIL AAA |
1.98 % |
National Bank For Agriculture and Rural Development |
CRISIL AAA |
1.94 % |
Muthoot Finance Limited |
CRISIL AA+ |
1.74 % |
Vedanta Limited |
CRISIL AA |
1.64 % |
Mankind Pharma Ltd |
CRISIL AA+ |
1.61 % |
Avanse Financial Services Ltd |
CRISIL AA- |
1.50 % |
Power Finance Corporation Limited |
ICRA AAA |
1.48 % |
Piramal Finance Limited |
ICRA AA+ |
1.43 % |
Sk Finance Ltd |
IND AA- |
1.25 % |
Godrej Industries Limited |
ICRA AA+ |
1.20 % |
Muthoot Finance Limited |
ICRA AA+ |
1.18 % |
Hinduja Leyland Finance Limited |
CRISIL AA+ |
1.17 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.12 % |
Bharti Telecom Limited |
CRISIL AAA |
1.02 % |
JSW Energy Limited |
ICRA AA |
1.00 % |
Muthoot Finance Limited |
ICRA AA+ |
0.98 % |
JSW Steel Limited |
ICRA AA |
0.97 % |
Godrej Properties Limited |
ICRA AA+ |
0.93 % |
Mahindra Rural Housing Finance Limited |
CRISIL AAA |
0.81 % |
Mindspace Business Parks REIT |
ICRA AAA |
0.80 % |
Piramal Finance Limited |
CARE AA+ |
0.76 % |
360 ONE Prime Ltd |
ICRA AA |
0.75 % |
GIC Housing Finance Limited |
ICRA AA+ |
0.75 % |
Godrej Properties Limited |
ICRA AA+ |
0.75 % |
Shriram Pistons & Rings Ltd |
IND AA+ |
0.75 % |
Torrent Pharmaceuticals Limited |
ICRA AA+ |
0.74 % |
Mindspace Business Parks REIT |
CRISIL AAA |
0.74 % |
Shriram Pistons & Rings Ltd |
IND AA+ |
0.74 % |
Power Finance Corporation Limited |
ICRA AAA |
0.74 % |
Vedanta Limited |
CRISIL AA |
0.68 % |
Adani Airport Holdings Ltd |
CRISIL AA- |
0.65 % |
Cholamandalam Investment and Finance Company Limited |
ICRA AA+ |
0.63 % |
Hinduja Housing Finance Ltd |
CARE AA+ |
0.63 % |
Can Fin Homes Limited |
ICRA AAA |
0.63 % |
Knowledge Realty Trust |
CRISIL AAA |
0.61 % |
Jtpm Metal Traders Pvt Ltd |
CRISIL AA |
0.55 % |
Muthoot Finance Limited |
ICRA AA+ |
0.50 % |
SMFG India Home Finance Company Limited |
CRISIL AAA |
0.50 % |
Sundaram Home Finance Limited |
ICRA AAA |
0.50 % |
GIC Housing Finance Limited |
ICRA AA+ |
0.50 % |
LIC Housing Finance Limited |
CRISIL AAA |
0.50 % |
Tata Motors Limited |
CRISIL AA+ |
0.50 % |
Arka Fincap Limited |
CRISIL AA |
0.50 % |
REC Limited |
CRISIL AAA |
0.43 % |
Jubilant Bevco Ltd |
CRISIL AA |
0.39 % |
National Bank For Agriculture and Rural Development |
CRISIL AAA |
0.38 % |
Godrej Industries Limited |
ICRA AA+ |
0.38 % |
Hero Housing Finance Ltd |
ICRA AA+ |
0.38 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.38 % |
GIC Housing Finance Limited |
ICRA AA+ |
0.37 % |
Nuvama Wealth Finance Ltd |
CARE AA |
0.33 % |
RJ Corp Ltd |
CRISIL AAA |
0.26 % |
Mankind Pharma Ltd |
ICRA AA+ |
0.25 % |
REC Limited |
ICRA AAA |
0.25 % |
JM Financial Credit Solutions Ltd |
ICRA AA |
0.25 % |
Aditya Birla Housing Finance Limited |
ICRA AAA |
0.25 % |
LIC Housing Finance Limited |
CRISIL AAA |
0.25 % |
JM Financial Products Limited |
CRISIL AA |
0.25 % |
Reliance Life Sciences Pvt Ltd |
CARE AAA |
0.25 % |
Torrent Power Limited |
CRISIL AA+ |
0.25 % |
REC Limited |
ICRA AAA |
0.25 % |
Standard Chartered Bank |
0.50 % |
|
Standard Chartered Bank |
0.50 % |
|
BARCLAYS BANK PLC |
0.50 % |
|
BARCLAYS BANK PLC |
0.50 % |
|
BARCLAYS BANK PLC |
0.50 % |
|
ICICI Bank Limited |
0.50 % |
|
BARCLAYS BANK PLC |
0.50 % |
|
BARCLAYS BANK PLC |
0.50 % |
|
ICICI Bank Limited |
0.50 % |
|
ICICI Securities Primary Dealership Limited |
0.50 % |
|
ICICI Securities Primary Dealership Limited |
0.50 % |
|
ICICI Bank Limited |
0.50 % |
|
ICICI Bank Limited |
0.50 % |
|
BARCLAYS BANK PLC |
0.50 % |
|
HSBC Bank |
0.50 % |
|
HSBC Bank |
0.50 % |
|
Standard Chartered Bank |
0.50 % |
|
HSBC Bank |
0.50 % |
|
Standard Chartered Bank |
0.50 % |
|
BNP Paribas - Indian branches |
0.50 % |
|
ICICI Bank Limited |
0.50 % |
|
Standard Chartered Bank |
0.50 % |
|
BNP Paribas - Indian branches |
0.50 % |
|
HSBC Bank |
0.50 % |
|
ICICI Securities Primary Dealership Limited |
0.50 % |
|
BARCLAYS BANK PLC |
0.50 % |
|
HSBC Bank |
0.50 % |
|
Standard Chartered Bank |
0.50 % |
|
DBS Bank Ltd/India |
0.50 % |
|
Standard Chartered Bank |
0.50 % |
|
HSBC Bank |
0.50 % |
|
Standard Chartered Bank |
0.50 % |
|
BNP Paribas - Indian branches |
0.50 % |
|
ICICI Bank Limited |
0.50 % |
|
Standard Chartered Bank |
0.50 % |
|
HSBC Bank |
0.50 % |
|
HSBC Bank |
0.38 % |
|
ICICI Bank Limited |
0.38 % |
|
HSBC Bank |
0.38 % |
|
BNP Paribas - Indian branches |
0.38 % |
|
Clearing Corporation of India Limited |
0.25 % |
|
BNP Paribas - Indian branches |
0.25 % |
| Sector/Issuer Name | Rating |
% to Net Assets |
BNP Paribas - Indian branches |
0.25 % |
|
BNP Paribas - Indian branches |
0.25 % |
|
Standard Chartered Bank |
0.25 % |
|
HSBC Bank |
0.25 % |
|
BNP Paribas - Indian branches |
0.25 % |
|
Clearing Corporation of India Limited |
0.13 % |
|
Clearing Corporation of India Limited |
0.13 % |
|
Clearing Corporation of India Limited |
0.12 % |
|
Clearing Corporation of India Limited |
0.12 % |
|
Clearing Corporation of India Limited |
0.05 % |
|
Clearing Corporation of India Limited |
0.05 % |
|
Clearing Corporation of India Limited |
0.03 % |
|
Clearing Corporation of India Limited |
0.03 % |
|
Clearing Corporation of India Limited |
-0.03 % |
|
Clearing Corporation of India Limited |
-0.03 % |
|
Clearing Corporation of India Limited |
-0.05 % |
|
Clearing Corporation of India Limited |
-0.05 % |
|
Clearing Corporation of India Limited |
-0.13 % |
|
Clearing Corporation of India Limited |
-0.13 % |
|
Clearing Corporation of India Limited |
-0.13 % |
|
Clearing Corporation of India Limited |
-0.13 % |
|
Clearing Corporation of India Limited |
-0.25 % |
|
BNP Paribas - Indian branches |
-0.25 % |
|
BNP Paribas - Indian branches |
-0.25 % |
|
BNP Paribas - Indian branches |
-0.25 % |
|
Standard Chartered Bank |
-0.25 % |
|
HSBC Bank |
-0.25 % |
|
BNP Paribas - Indian branches |
-0.25 % |
|
HSBC Bank |
-0.38 % |
|
ICICI Bank Limited |
-0.38 % |
|
BNP Paribas - Indian branches |
-0.38 % |
|
HSBC Bank |
-0.38 % |
|
ICICI Bank Limited |
-0.50 % |
|
BNP Paribas - Indian branches |
-0.50 % |
|
BARCLAYS BANK PLC |
-0.50 % |
|
BNP Paribas - Indian branches |
-0.50 % |
|
ICICI Bank Limited |
-0.50 % |
|
Standard Chartered Bank |
-0.50 % |
|
ICICI Bank Limited |
-0.50 % |
|
BARCLAYS BANK PLC |
-0.50 % |
|
BARCLAYS BANK PLC |
-0.50 % |
|
HSBC Bank |
-0.50 % |
|
HSBC Bank |
-0.50 % |
|
BNP Paribas - Indian branches |
-0.50 % |
|
BNP Paribas - Indian branches |
-0.50 % |
|
HSBC Bank |
-0.50 % |
|
ICICI Securities Primary Dealership Limited |
-0.50 % |
|
ICICI Securities Primary Dealership Limited |
-0.50 % |
|
ICICI Securities Primary Dealership Limited |
-0.50 % |
|
Clearing Corporation of India Limited |
-0.50 % |
|
BARCLAYS BANK PLC |
-0.50 % |
|
BARCLAYS BANK PLC |
-0.50 % |
|
BARCLAYS BANK PLC |
-0.50 % |
|
ICICI Bank Limited |
-0.50 % |
|
Standard Chartered Bank |
-0.50 % |
|
HSBC Bank |
-0.50 % |
|
Standard Chartered Bank |
-0.50 % |
|
ICICI Securities Primary Dealership Limited |
-0.50 % |
|
ICICI Securities Primary Dealership Limited |
-0.50 % |
|
ICICI Bank Limited |
-0.50 % |
|
ICICI Bank Limited |
-0.50 % |
|
BARCLAYS BANK PLC |
-0.50 % |
|
HSBC Bank |
-0.50 % |
|
HSBC Bank |
-0.50 % |
|
HSBC Bank |
-0.50 % |
|
ICICI Securities Primary Dealership Limited |
-0.50 % |
|
Standard Chartered Bank |
-0.50 % |
|
DBS Bank Ltd/India |
-0.50 % |
|
Standard Chartered Bank |
-0.50 % |
|
ICICI Bank Limited |
-0.50 % |
|
BNP Paribas - Indian branches |
-0.50 % |
|
Standard Chartered Bank |
-0.50 % |
|
Standard Chartered Bank |
-0.50 % |
|
Standard Chartered Bank |
-0.50 % |
|
HSBC Bank |
-0.50 % |
|
BARCLAYS BANK PLC |
-0.50 % |
|
HSBC Bank |
-0.50 % |
|
Standard Chartered Bank |
-0.50 % |
|
HSBC Bank |
-0.50 % |
|
DBS Bank Ltd/India |
-0.63 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
ICICI Bank Limited |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
ICICI Securities Primary Dealership Limited |
-0.75 % |
|
BNP Paribas - Indian branches |
-1.00 % |
|
ICICI Bank Limited |
-1.00 % |
|
BNP Paribas - Indian branches |
-1.00 % |
|
BARCLAYS BANK PLC |
-1.00 % |
|
BNP Paribas - Indian branches |
-1.00 % |
|
DBS Bank Ltd/India |
-1.00 % |
|
HSBC Bank |
-1.00 % |
|
BARCLAYS BANK PLC |
-1.00 % |
|
DBS Bank Ltd/India |
-1.00 % |
|
DBS Bank Ltd/India |
-1.00 % |
|
DBS Bank Ltd/India |
-1.00 % |
|
Clearing Corporation of India Limited |
-1.00 % |
|
DBS Bank Ltd/India |
-1.00 % |
|
IDFC First Bank Limited |
-1.00 % |
|
DBS Bank Ltd/India |
-1.25 % |
|
BARCLAYS BANK PLC |
-1.25 % |
|
Standard Chartered Bank |
-1.25 % |
|
BNP Paribas - Indian branches |
-1.50 % |
|
ICICI Bank Limited |
-2.50 % |
|
Net Cash and Cash Equivalent |
-4.57 % |
|
Grand Total |
100.00 % |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Savings Fund An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the portfolio is between 3 months and 6 months. A moderate interest rate risk and moderate credit risk. |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Ultra Short Duration Debt Index A-I  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |