Aditya Birla Sun Life Savings Fund

An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the portfolio is between 3 months and 6 months. A moderate interest rate risk and moderate credit risk.
Data as on 30th September 2024
Fund Details
Investment Objective
The primary objective is to generate regular income through investments in debt and money market instruments. Income may be generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The scheme will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Kaustubh Gupta, Ms. Sunaina Da Cunha & Ms. Monika Gandhi
Managing Fund Since
July 15, 2011, June 20, 2014, March 22, 2021
Experience in Managing the Fund
13.2 years, 10.3 years, 3.5 years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load Nil
Total Expense Ratio (TER)
Regular 0.57%
Direct 0.36%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 13230.19 Crores
AUM as on last day 12416.79 Crores
Date of Allotment
April 15, 2003
Benchmark
NIFTY Ultra Short Duration Debt Index A-I
Other Parameters
Modified Duration 0.47 years
Average Maturity 0.65 years
Yield to Maturity 7.78%
Macaulay Duration 0.51 years

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Monthly: Minimum ₹ 1,000/-
NAV of Plans / Options ₹^
Regular Plan Retail Plan@ Direct Plan
Growth 517.1714 500.4586 525.5898
Daily IDCW$: 100.2594 100.2679 100.2586
Weekly IDCW$: 100.3966 100.3970 100.4110
$Income Distribution cum capital withdrawal Note:@:Retail Plan has been discontinued and does not accept fresh subscriptions/Switch in.
PORTFOLIO
Issuer
% to Net Assets
Rating
Fixed rates bonds - Corporate 52.69%
National Housing Bank  6.61% CRISIL AAA
REC Limited 4.03% ICRA AAA
Shriram Finance Ltd  4.03% CRISIL AA+
Nirma Limited  4.03% CRISIL AA
National Housing Bank  3.22% CARE AAA
TATA Realty & Infrastructure Limited  2.90% ICRA AA+
Bajaj Housing Finance Limited  2.42% CRISIL AAA
Nirma Limited  2.01% CRISIL AA
National Bank For Agriculture and Rural Development  1.78% ICRA AAA
National Bank For Agriculture and Rural Development  1.63% CRISIL AAA
Tata Housing Development Company Limited  1.61% CARE AA
National Bank For Agriculture and Rural Development  1.40% ICRA AAA
Hinduja Housing Finance Ltd  1.01% CARE AA
Mindspace Business Parks REIT  1.00% CRISIL AAA
JM Financial Products  Limited  1.00% ICRA AA
National Bank For Agriculture and Rural Development 0.92% CRISIL AAA
SMFG India Home Finance Company Limited  0.81% CRISIL AAA
Sundaram Home Finance Limited  0.81% ICRA AAA
Arka Fincap Limited  0.80% CRISIL AA
Tata Motors Finance Limited  0.80% CRISIL AA+
PNB Housing Finance Limited  0.77% ICRA AA+
Small Industries Development Bank of India  0.64% ICRA AAA
TATA Realty & Infrastructure Limited  0.60% ICRA AA+
Small Industries Development Bank of India  0.60% ICRA AAA
DLF Home Developers Ltd  0.60% ICRA AA
National Bank For Agriculture and Rural Development  0.60% ICRA AAA
REC Limited  0.55% ICRA AAA
Bharti Telecom Limited  0.40% CRISIL AA+
REC Limited  0.40% CRISIL AAA
JM Financial Credit Solutions Ltd  0.40% ICRA AA
National Bank For Agriculture and Rural Development 0.40% ICRA AAA
Muthoot Finance Limited  0.40% ICRA AA+
Can Fin Homes Limited  0.40% ICRA AAA
Can Fin Homes Limited  0.40% IND AA+
REC Limited  0.39% ICRA AAA
Torrent Power Limited  0.36% CRISIL AA+
Small Industries Development Bank of India  0.24% ICRA AAA
REC Limited  0.20% ICRA AAA
Bharti Telecom Limited  0.20% CRISIL AA+
Small Industries Development Bank of India  0.20% CRISIL AAA
Power Finance Corporation Limited  0.20% ICRA AAA
Sikka Ports and Terminals Limited  0.20% CRISIL AAA
National Bank For Agriculture and Rural Development  0.16% ICRA AAA
Pipeline Infrastructure Limited  0.12% CRISIL AAA
Power Finance Corporation Limited  0.12% ICRA AAA
ICICI Home Finance Company Limited  0.08% ICRA AAA
National Bank For Agriculture and Rural Development  0.08% ICRA AAA
Cholamandalam Investment and Finance Company Limited  0.08% ICRA AA+
Small Industries Development Bank of India  0.04% CARE AAA
Money Market Instruments 24.51%
DBS Bank Ltd/India 3.90% IND A1+
TATA Realty & Infrastructure Limited 2.46% ICRA A1+
Bank of India 1.95% CRISIL A1+
The Federal Bank Limited 1.95% CRISIL A1+
TATA Realty & Infrastructure Limited 1.95% ICRA A1+
Small Industries Development Bank of India 1.56% CARE A1+
Axis Bank Limited 1.37% CRISIL A1+
Tata Teleservices Maharashtra Limited 1.20% CRISIL A1+
IndusInd Bank Limited 1.19% CRISIL A1+
IndusInd Bank Limited 1.17% CRISIL A1+
ICICI Bank Limited 0.97% ICRA A1+
Union Bank of India 0.97% ICRA A1+
AU Small Finance Bank Limited 0.79% CRISIL A1+
AU Small Finance Bank Limited 0.78% CARE A1+
Utkarsh Small Finance Bank Ltd 0.78% ICRA A1+
ICICI Bank Limited 0.39% ICRA A1+
AU Small Finance Bank Limited 0.39% CRISIL A1+
IndusInd Bank Limited 0.39% CRISIL A1+
Export Import Bank of India 0.20% ICRA A1+
TATA Realty & Infrastructure Limited 0.16% ICRA A1+
Floating rates notes - Corporate 9.22%
Bharti Telecom Limited  2.62% CRISIL AA+
Cholamandalam Investment and Finance Company Limited  2.01% ICRA AA+
Issuer
% to Net Assets
Rating
HDFC Bank Limited  1.29% ICRA AAA
Bharti Telecom Limited  1.21% CRISIL AA+
Cholamandalam Investment and Finance Company Limited  1.00% ICRA AA+
Piramal Capital & Housing Finance Limited  0.60% ICRA AA
Shriram Housing Finance Ltd  0.49% IND AA+
TREASURY BILLS 5.08%
Government of India 2.00% SOV
Government of India 1.74% SOV
Government of India 0.95% SOV
Government of India 0.39% SOV
State Government bond 3.51%
5.88% GUJARAT 31MAR25 SDL 1.20% SOV
8.08% UTTAR PRADESH 25FEB25 SDL 0.61% SOV
5.77% GUJARAT 02FEB2025 SDL 0.40% SOV
KARNATAKA 8.05% 25FEB25 SDL 0.28% SOV
8.05% HARYANA 25FEB2025 SDL 0.28% SOV
8.08% MADHYA PRADESH 11FEB2025 SDL 0.20% SOV
8.05% GUJARAT 28 Jan 2025 SDL 0.20% SOV
6.69% MADHYA PRADESH 17MAR25 SDL 0.20% SOV
TAMIL NADU 08.24% 09SEP25 SDL 0.04% SOV
MAHARASHTRA 08.23% 09SEP25 SDL 0.04% SOV
MAHARASHTRA 08.16% 23SEP25 SDL 0.04% SOV
Government Bond 2.35%
4.04% GOI FRB 04OCT2028 2.35% SOV
Cash Management Bills 0.71%
Government of India 0.36% SOV
Government of India 0.20% SOV
Government of India 0.15% SOV
Government of India 0.00% SOV
Alternative Investment Funds (AIF) 0.31%
Corporate Debt Market Development Fund  0.31%
Securitised Debt Amort 0.12%
First Business Receivables Trust  0.12% CRISIL AAA(SO)
Interest Rate Swaps -0.01%
BNP Paribas - Indian branches 0.00%
DBS Bank Ltd/India 0.00%
Standard Chartered Bank 0.00%
Standard Chartered Bank 0.00%
Standard Chartered Bank 0.00%
BNP Paribas - Indian branches 0.00%
BNP Paribas - Indian branches 0.00%
Clearing Corporation of India Limited 0.00%
Clearing Corporation of India Limited 0.00%
Clearing Corporation of India Limited 0.00%
Clearing Corporation of India Limited 0.00%
Clearing Corporation of India Limited 0.00%
Clearing Corporation of India Limited 0.00%
ICICI Securities Primary Dealership Limited 0.00%
DBS Bank Ltd/India 0.00%
DBS Bank Ltd/India 0.00%
Standard Chartered Bank 0.00%
ICICI Securities Primary Dealership Limited 0.00%
BNP Paribas - Indian branches 0.00%
BNP Paribas - Indian branches 0.00%
DBS Bank Ltd/India 0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%
Clearing Corporation of India Limited -0.00%
Standard Chartered Bank -0.00%
Standard Chartered Bank -0.00%
Standard Chartered Bank -0.00%
Clearing Corporation of India Limited -0.00%
Standard Chartered Bank -0.00%
Standard Chartered Bank -0.00%
HSBC Bank -0.00%
ICICI Securities Primary Dealership Limited -0.00%
Clearing Corporation of India Limited -0.00%
BNP Paribas - Indian branches -0.00%
BNP Paribas - Indian branches -0.00%
BNP Paribas - Indian branches -0.01%
Standard Chartered Bank -0.01%
Cash & Current Assets 1.51%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 11. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Total Schemes managed by Ms. Monika Gandhi is 1. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

This page is a part of the October 2024 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.