An open ended Constant Maturity Index Fund tracking the CRISIL-IBX Financial Services 3 to 6 Months Debt Index. A relatively low interest rate risk and relatively low credit risk.
July 2026
| Passive Debt Index Scheme |  |
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| Investment Objective | |
| The investment objective of the Scheme is to generate returns corresponding to the total returns of the securities as represented by the CRISIL-IBX Financial Services 3 to 6 Months Debt Index before expenses, subject to tracking errors. The Scheme does not guarantee/ indicate any returns. There is no assurance or guarantee that the investment objective of the Scheme will be achieved. |
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| Fund Category: Index Funds (Debt) | |
| Fund Snapshot | |
| Date of Allotment : Dec 17, 2024 | |
| Benchmark:CRISIL-IBX Financial Services 3-6 Months Debt Index |
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| Fund Manager - Mr. Sanjay Pawar Managing the Fund Since: December 17, 2024 Experience in Managing the Fund: 1.6 Years |
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| Fund Manager - Mr. Harshil Suvarnkar Managing the Fund Since: December 17, 2024 Experience in Managing the Fund: 1.5 Years |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on July 31, 2026 (in ₹Crore) | |
| Monthly Average AUM | 2,368.88 |
| AUM as on last day | 2,338.18 |
| Base Expense Ratio (BER) | |
| Regular | 0.31% |
| Direct | 0.11% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on July 31, 2026 | |
| NAV Regular | 11.17 |
| NAV Direct | 11.21 |
| Tracking Error as on July 31, 2026 | |
| Tracking Error Regular | 0.11% |
| Tracking Error Direct | 0.11% |
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| Rating Profile of Portfolio |
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| Top 10 Portfolio Holdings |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Certificate of Deposit | 64.81% |
| Bonds & Debentures | 21.42% |
| Commercial Papers | 13.83% |
| Cash & cash equivalent | 0.76% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| Money Market Instruments | 78.64% | |
| ● HDFC Bank Ltd. | ICRA A1+ | 6.48% |
| ● Axis Bank Ltd. | ICRA A1+ | 4.75% |
| ● SMFG India Credit Company Ltd. | ICRA A1+ | 3.85% |
| ● Small Industries Development Bank of India | CRISIL A1+ | 3.82% |
| ● HDFC Bank Ltd. | ICRA A1+ | 3.82% |
| ● HDFC Bank Ltd. | ICRA A1+ | 3.82% |
| ● Axis Bank Ltd. | ICRA A1+ | 3.81% |
| ● Axis Bank Ltd. | CRISIL A1+ | 3.81% |
| ● Indian Bank | CRISIL A1+ | 3.80% |
| National Bank for Agriculture and Rural Development | ICRA A1+ | 3.76% |
| Small Industries Development Bank of India | CRISIL A1+ | 2.86% |
| Bank of Baroda | CARE A1+ | 2.85% |
| Kotak Mahindra Prime Ltd. | ICRA A1+ | 2.84% |
| Small Industries Development Bank of India | CRISIL A1+ | 2.82% |
| Bank of Baroda | CARE A1+ | 2.47% |
| Bajaj Finance Ltd. | CRISIL A1+ | 1.93% |
| Indian Bank | CRISIL A1+ | 1.91% |
| Bank of Baroda | CARE A1+ | 1.91% |
| Bajaj Finance Ltd. | ICRA A1+ | 1.91% |
| Canara Bank | ICRA A1+ | 1.90% |
| Bank of Baroda | CARE A1+ | 1.90% |
| Small Industries Development Bank of India | CRISIL A1+ | 1.90% |
| Kotak Mahindra Prime Ltd. | ICRA A1+ | 0.97% |
| Small Industries Development Bank of India | CRISIL A1+ | 0.95% |
| Kotak Mahindra Prime Ltd. | ICRA A1+ | 0.95% |
| Kotak Mahindra Prime Ltd. | ICRA A1+ | 0.95% |
| HDFC Bank Ltd. | ICRA A1+ | 0.95% |
| Axis Bank Ltd. | ICRA A1+ | 0.95% |
| Bank of Baroda | CARE A1+ | 0.94% |
| Bank of Baroda | CARE A1+ | 0.94% |
| Canara Bank | ICRA A1+ | 0.94% |
| Bank of Baroda | CARE A1+ | 0.57% |
| Aditya Birla Capital Ltd. | CRISIL A1+ | 0.23% |
| Bajaj Finance Ltd. | ICRA A1+ | 0.19% |
| HDFC Bank Ltd. | CARE A1+ | 0.19% |
| Fixed rates bonds - Corporate | 21.42% | |
| ● Bharti Telecom Ltd. | CRISIL AAA | 6.83% |
| Bajaj Housing Finance Ltd. | CRISIL AAA | 1.95% |
| Toyota Financial Services India Ltd. | ICRA AAA | 1.95% |
| HDB Financial Services Ltd. | CRISIL AAA | 1.94% |
| TATA Capital Ltd. | CRISIL AAA | 1.71% |
| ICICI Home Finance Co. Ltd. | ICRA AAA | 1.56% |
| Toyota Financial Services India Ltd. | ICRA AAA | 1.17% |
| Tata Capital Housing Finance Ltd. | ICRA AAA | 0.97% |
| LIC Housing Finance Ltd. | CRISIL AAA | 0.97% |
| Power Finance Corporation Ltd. | ICRA AAA | 0.97% |
| Bajaj Housing Finance Ltd. | CRISIL AAA | 0.70% |
| Kotak Mahindra Prime Ltd. | ICRA AAA | 0.31% |
| Small Industries Development Bank of India | CRISIL AAA | 0.19% |
| HDFC Bank Ltd. | ICRA AAA | 0.19% |
| Net Cash and Cash Equivalent | -0.06% | |
| Grand Total | 100.00% |
Miscellaneous includes securities with exposure of less than 0.01%
| Scheme Name | |
| Aditya Birla Sun Life CRISIL-IBX Financial
Services 3 To 6 Months Debt Index Fund An open ended Constant Maturity Index Fund tracking the CRISIL-IBX Financial Services 3 to 6 Months Debt Index. A relatively low interest rate risk and relatively low credit risk. |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL-IBX Financial Services 3-6 Months Debt Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |