Aditya Birla Sun Life Retirement Fund - The 50s Plan

An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier).
Data as on 28th June 2024
Fund Details
Investment Objective
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Harshil Suvarnkar, Mr. Dhaval Shah & Mr. Dhaval Joshi
Managing Fund Since
March 22, 2021, December 28, 2021 & November 21, 2022
Experience in Managing the Fund
3.3 years, 2.5 years & 1.6 Years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load Upon completion of lock-in period of minimum 5 years from the date of allotment of units or Retirement Age of Unit holder (i.e. completion of 60 years, whichever is earlier): Nil.
Total Expense Ratio (TER)
Regular 1.92%
Direct 0.60%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 28.07 Crores
AUM as on last day 27.37 Crores
Date of Allotment
March 11, 2019
Benchmark
CRISIL Short Term Debt Hybrid 75+25 Index
Other Parameters
Modified Duration 2.77 years
Average Maturity 3.72 years
Yield to Maturity 7.00%
Macaulay Duration 2.88 years
Portfolio Turnover 0.34

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Monthly/Weekly: Minimum ₹ 500/-
NAV of Plans / Options ₹
Regular Plan Direct Plan
Growth 13.5646 14.5966
IDCW$: 12.6164 13.5771
$Income Distribution cum capital withdrawal
PORTFOLIO
Issuer
% to Net Assets
Rating
Government Bond 51.38%
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 18.42% SOV
7.27% GOI 08APR26 18.35% SOV
7.26% GOVERNMENT OF INDIA 06FEB33 8.32% SOV
6.57% GOI (MD 05/12/2033) 3.53% SOV
7.17% GOVERNMENT OF INDIA 17APR30 2.76% SOV
Fixed rates bonds - Corporate 7.48%
HDFC Bank Limited 7.48% CRISIL AAA
Banks 5.89%
ICICI Bank Limited 2.25%
HDFC Bank Limited 1.82%
State Bank of India 0.88%
Utkarsh Small Finance Bank Ltd 0.48%
Bank of Baroda 0.39%
IndusInd Bank Limited 0.07%
State Government bond 5.53%
TAMIL NADU 08.21% 24JUN25 SDL 5.53% SOV
Pharmaceuticals & Biotechnology 1.89%
Sun Pharmaceutical Industries Limited 0.86%
Strides Pharma Science Limited 0.49%
Torrent Pharmaceuticals Limited 0.37%
Cipla Limited 0.17%
IT - Software 1.67%
Infosys Limited 1.67%
Petroleum Products 1.60%
Reliance Industries Limited 1.60%
Consumer Durables 1.34%
V-Guard Industries Limited 0.52%
Voltas Limited 0.41%
Dixon Technologies (India) Limited 0.40%
Electrical Equipment 1.20%
Thermax Limited 0.60%
TD Power Systems Limited 0.60%
Construction 1.12%
Larsen & Toubro Limited 1.12%
Cash Management Bills 0.99%
Government of India 0.99% SOV
Automobiles 0.96%
Bajaj Auto Limited 0.59%
Issuer
% to Net Assets
Rating
Tata Motors Limited 0.38%
Cement & Cement Products 0.80%
UltraTech Cement Limited 0.80%
Telecom - Services 0.79%
Bharti Airtel Limited 0.79%
Insurance 0.76%
Max Financial Services Limited 0.53%
Star Health & Allied Insurance Limited 0.24%
Non - Ferrous Metals 0.76%
Hindalco Industries Limited 0.76%
Auto Components 0.66%
Sona BLW Precision Forgings Limited 0.37%
SJS Enterprises Pvt Limited 0.29%
Realty 0.60%
Brigade Enterprises Limited 0.60%
Healthcare Services 0.57%
Fortis Healthcare Limited 0.57%
Personal Products 0.56%
Godrej Consumer Products Limited 0.56%
Finance 0.56%
Bajaj Finance Limited 0.24%
SBFC Finance Ltd 0.23%
Cholamandalam Investment and Finance Company Limited 0.09%
Diversified FMCG 0.48%
ITC Limited 0.48%
Chemicals & Petrochemicals 0.42%
Vinati Organics Limited 0.42%
Industrial Products 0.38%
RHI Magnesita India Limited 0.38%
Leisure Services 0.32%
Westlife Development Ltd 0.32%
Household Products 0.30%
Flair Writing Industries Ltd 0.30%
Transport Services 0.19%
Container Corporation of India Limited 0.19%
Retailing 0.18%
Zomato Limited 0.18%
Cash & Current Assets 10.60%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr. Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

This page is a part of the July 2024 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on http://empower.abslmf.com/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.