An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk.
June 2026
| Debt Scheme |  |
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| Investment Objective | |
| The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Medium to Long Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
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| Fund Snapshot | |
| Date of Allotment : Oct 21, 1995 | |
| Benchmark: CRISIL Medium to Long Duration Debt A-III Index | |
| Fund Manager - Mr. Bhupesh Bameta Managing the Fund Since: Aug 06, 2020 Experience in Managing the Fund: 5.9 Years |
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| SIP: Monthly: Minimum ₹ 1000/- |
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| Application Amount for fresh subscription: ₹ 5,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on June 30, 2026 (in ₹Crore) | |
| Month End AUM | 1,786.74 |
| Monthly Average AUM | 1,765.02 |
| Base Expense Ratio (BER) | |
| Regular | 0.93% |
| Direct | 0.59% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on June 30, 2026 | |
| Regular Growth | 130.10 |
| Regular IDCW$ | 12.29 |
| Regular IDCW$ | 13.10 |
| Direct Growth | 140.90 |
| Direct IDCW$ | 13.16 |
| Direct IDCW$ | 14.13 |
$Income Distribution cum capital withdrawal Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis
using 3 years history of monthly returns. |
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| Sectoral Contribution(in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Sovereign | 68.38% |
| Bonds & Debentures | 29.46% |
| Others | 1.80% |
| Cash & cash equivalent | 0.37% |
| Debt Quants | |
| Modified Duration | 6.68 years |
| Average Maturity | 15.05 years |
| Yield to Maturity | 7.47% |
| Macaulay Duration | 6.95 years |
| Standard Deviation | 2.83% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| State Government bond | 36.92% | |
| ● 7.44% KARNATAKA 27MAR2033 SDL | SOV | 3.07% |
| ● 7.36% KARNATAKA 13MAR2034 SDL | SOV | 2.80% |
| ● 7.31 % KARNATAKA 04SEP2033 SDL | SOV | 2.80% |
| 6.84% ANDHRA PRADESH 04JUN2038 SDL | SOV | 2.65% |
| 8.44% HARYANA 06MAR2034 SDL | SOV | 1.48% |
| 7.62% KARNATAKA 25SEP2036 SDL | SOV | 1.42% |
| 7.63% ASSAM 03SEP35 SDL | SOV | 1.41% |
| 7.61% GUJARAT INDIA 24JUN2039 SDL | SOV | 1.41% |
| 7.54% BIHAR 03SEP2033 SDL | SOV | 1.41% |
| 7.38 % KARNATAKA 04SEP2034 SDL | SOV | 1.40% |
| 7.59% MADHYA PRADESH 22FEB2038 SDL | SOV | 1.40% |
| 7.22% ASSAM 18MAR2032 SDL | SOV | 1.40% |
| 7.12% GUJARAT 02MAR2032 SDL | SOV | 1.40% |
| 7.09 % TAMIL NADU 03DEC2032 SDL | SOV | 1.39% |
| 7.40 % BIHAR 03DEC2035 SDL | SOV | 1.39% |
| 7.18 % TAMIL NADU 03DEC2033 SDL | SOV | 1.39% |
| 7.20 % MADHYA PRADESH 03DEC2033 SDL | SOV | 1.38% |
| 6.97% UTTARAKHAND 30JUL2035 SDL | SOV | 1.36% |
| 7.47% CHHATTISGARH 27MAR2034 SDL | SOV | 1.01% |
| 7.47% CHHATTISGARH 27MAR2033 SDL | SOV | 0.90% |
| 7.97% RAJASTHAN 08APR2043 SDL | SOV | 0.87% |
| 7.49% UTTAR PRADESH 07FEB2034 SDL | SOV | 0.84% |
| 7.70% GUJARAT 03JUN2036 SDL | SOV | 0.77% |
| 7.03% MAHARASHTRA 25JUN2038 SDL | SOV | 0.66% |
| 7.20 % MAHARASHTRA 03DEC2034 SDL | SOV | 0.45% |
| 7.49% CHHATTISGARH 27MAR2035 SDL | SOV | 0.14% |
| 7.47% RAJASTHAN 27MAR2033 SDL | SOV | 0.08% |
| 7.65% TELANGANA 15APR2030 SDL | SOV | 0.06% |
| 7.65% UTTAR PRADESH 15APR2030 SDL | SOV | 0.06% |
| 6.54% MAHARASHTRA 09FEB2027 SDL | SOV | 0.05% |
| 7.81% UTTAR PRADESH 29MAR34 SDL | SOV | 0.05% |
| 6.72% TAMIL NADU 07OCT2027 SDL | SOV | 0.02% |
| 7.88% Chattisgarh SDL (MD 15/03/2027) | SOV | 0.01% |
| Government Bond | 29.83% | |
| ● 7.34% INDIA GOVERNMENT BOND 22APR2064 | SOV | 23.91% |
| ● 7.25% GOI 12JUN63 | SOV | 2.73% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| 7.24 GOI 18 Aug 2055 | SOV | 1.67% |
| 7.10% GOVT 08-Apr-2034 | SOV | 0.86% |
| 6.90% GOI 15-Apr-2065 | SOV | 0.26% |
| GOI 06.83% 19JAN39 | SOV | 0.17% |
| 7.09% GOVERNMENT OF INDIA 25NOV74 G-SEC | SOV | 0.15% |
| 7.26% GOVERNMENT OF INDIA 06FEB33 | SOV | 0.06% |
| 5.74% GOI 15NOV2026 | SOV | 0.03% |
| Fixed rates bonds - Corporate | 28.75% | |
| ● Tata Capital Housing Finance Limited | ICRA AAA | 4.13% |
| ● National Bank For Agriculture and Rural Development | ICRA AAA | 2.82% |
| ● National Bank For Agriculture and Rural Development | CRISIL AAA | 2.81% |
| ● National Bank For Agriculture and Rural Development | ICRA AAA | 2.80% |
| ● Tata Capital Housing Finance Limited | ICRA AAA | 2.80% |
| REC Limited | ICRA AAA | 1.41% |
| Mahindra & Mahindra Financial Services Limited | ICRA AAA | 1.41% |
| Tata Capital Housing Finance Limited | ICRA AAA | 1.40% |
| SMFG India Home Finance Company Limited | CARE AAA | 1.40% |
| Embassy Office Parks REIT | CRISIL AAA | 1.40% |
| ICICI Home Finance Company Limited | CRISIL AAA | 1.39% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 1.39% |
| Power Grid Corporation of India Limited | ICRA AAA | 1.37% |
| Bharti Telecom Limited | CRISIL AAA | 1.11% |
| LIC Housing Finance Limited | CRISIL AAA | 0.56% |
| REC Limited | ICRA AAA | 0.28% |
| Power Finance Corporation Limited | ICRA AAA | 0.28% |
| SECURITISED DEBT | 1.38% | |
| Siddhivinayak Securitisation Trust 2025-1 | CRISIL AAA(SO) | 1.38% |
| Alternative Investment Funds (AIF) | 0.37% | |
| Corporate Debt Market Development Fund | 0.37% | |
| Cash Management Bills | 0.01% | |
| Government of India | SOV | 0.01% |
| Interest Rate Swaps | 0.00% | |
| Clearing Corporation of India Limited | 1.40% | |
| Clearing Corporation of India Limited | 1.40% | |
| Clearing Corporation of India Limited | -1.40% | |
| Clearing Corporation of India Limited | -1.40% | |
| Net Cash and Cash Equivalent | 2.74% | |
| Grand Total | 100.00% |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Income Fund An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk. |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Medium to Long Duration Debt A-III Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |