 |
Aditya Birla Sun Life Income Fund |
| An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk. |
| Data as on 31st July 2025 |
 |
Fund Details |
|
 |
 |
 |
Investment Objective |
| The objective of the scheme is to generate consistent income through superior yields on its investments atmoderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
 |
| Fund Manager | |
|---|---|
| Mr. Bhupesh Bameta |
| Managing Fund Since | |
|---|---|
| August 06, 2020 |
| Experience in Managing the Fund | |
|---|---|
| 5.1 years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load | Nil |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 1.16% |
| Direct | 0.74% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
|---|---|
| Monthly Average AUM | 2162.09 Crores |
| AUM as on last day | 2056.48 Crores |
| Date of Allotment | |
|---|---|
| October 21, 1995 |
| Benchmark | |
|---|---|
| CRISIL Medium to Long Duration Debt A-III Index |
| Other Parameters | |
|---|---|
| Modified Duration | 6.63 years |
| Average Maturity | 14.70 years |
| Yield to Maturity | 6.97% |
| Macaulay Duration | 6.96 years |
 NAV of Plans / Options ₹ |
||
|---|---|---|
Regular Plan |
Direct Plan |
|
| Growth | 126.1043 |
136.0420 |
| Quarterly IDCW$: | 13.4059 |
14.3993 |
| IDCW$: | 12.6781 |
13.5169 |
| $Income Distribution cum capital withdrawal | ||
| Application Amount for fresh subscription | |
|---|---|
| ₹ 5,000 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| SIP | |
|---|---|
| Monthly: Minimum ₹ 1,000/- |
|
PORTFOLIO |
|
| Issuer | % to Net Assets |
Rating |
| Fixed rates bonds - Corporate | 51.26% | |
| Power Grid Corporation of India Limited | 4.87% | ICRA AAA |
| Housing & Urban Development Corporation Limited | 3.66% | ICRA AAA |
| Tata Capital Housing Finance Limited | 3.65% | ICRA AAA |
| Housing & Urban Development Corporation Limited | 3.64% | ICRA AAA |
| Larsen & Toubro Limited | 2.70% | CRISIL AAA |
| Bajaj Finance Limited | 2.49% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 2.48% | ICRA AAA |
| Tata Capital Housing Finance Limited | 2.47% | ICRA AAA |
| Bajaj Finance Limited | 2.25% | CRISIL AAA |
| LIC Housing Finance Limited | 1.26% | CRISIL AAA |
| Power Finance Corporation Limited | 1.24% | ICRA AAA |
| Small Industries Development Bank of India | 1.24% | CRISIL AAA |
| REC Limited | 1.24% | ICRA AAA |
| REC Limited | 1.24% | ICRA AAA |
| Tata Capital Housing Finance Limited | 1.24% | CRISIL AAA |
| Tata Capital Housing Finance Limited | 1.24% | ICRA AAA |
| Mahindra & Mahindra Financial Services Limited | 1.24% | ICRA AAA |
| National Bank for Financing Infrastructure and Dev | 1.24% | ICRA AAA |
| SMFG India Home Finance Company Limited | 1.23% | CARE AAA |
| Indian Railway Finance Corporation Limited | 1.23% | ICRA AAA |
| Bank of Baroda | 1.23% | CRISIL AAA |
| Embassy Office Parks REIT | 1.22% | CRISIL AAA |
| ICICI Home Finance Company Limited | 1.22% | CRISIL AAA |
| National Bank for Financing Infrastructure and Dev | 1.21% | ICRA AAA |
| HDB Financial Services Limited | 1.21% | CRISIL AAA |
| LIC Housing Finance Limited | 0.49% | CRISIL AAA |
| LIC Housing Finance Limited | 0.49% | CRISIL AAA |
| HDB Financial Services Limited | 0.49% | CRISIL AAA |
| National Highways Authority of India | 0.48% | ICRA AAA |
| REC Limited | 0.25% | ICRA AAA |
| Power Finance Corporation Limited | 0.25% | ICRA AAA |
| REC Limited | 0.25% | CRISIL AAA |
| HDFC Bank Limited | 0.25% | ICRA AAA |
| Small Industries Development Bank of India | 0.15% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 0.12% | ICRA AAA |
| Small Industries Development Bank of India | 0.09% | CRISIL AAA |
| Government Bond | 26.48% | |
| 7.34% INDIA GOVERNMENT BOND 22APR2064 | 19.23% | SOV |
| 7.25% GOI 12JUN63 | 6.14% | SOV |
| 7.10% GOVT 08-Apr-2034 | 0.51% | SOV |
| GOI 06.83% 19JAN39 | 0.15% | SOV |
| 7.09% GOVERNMENT OF INDIA 25NOV74 G-SEC | 0.14% | SOV |
| 7.18% GOI 24-Jul-2037 | 0.12% | SOV |
| 7.06% GOI 10APR28 | 0.07% | SOV |
| 5.74% GOI 15NOV2026 | 0.04% | SOV |
| 7.30% GOI 19JUN53 | 0.04% | SOV |
| Issuer | % to Net Assets |
Rating |
| 6.54% GOI 17JAN2032 | 0.03% | SOV |
| 6.92% INDIA GOVT BOND 18NOV2039 GSEC | 0.02% | SOV |
| GOI 07.41% 19DEC2036 | 0.00% | SOV |
| State Government bond | 17.59% | |
| 7.08% MAHARASHTRA 25JUN2039 SDL | 3.17% | SOV |
| 7.03% MAHARASHTRA 25JUN2038 SDL | 2.78% | SOV |
| 6.84% ANDHRA PRADESH 04JUN2038 SDL | 2.39% | SOV |
| 7.23% MADHYA PRADESH 30JUL2042 SDL | 1.23% | SOV |
| 6.97% UTTARAKHAND 30JUL2035 SDL | 1.22% | SOV |
| 6.86% UTTAR PRADESH 16JUL2033 SDL | 1.22% | SOV |
| 6.88% ANDHRA PRADESH 16JUL2034 SDL | 1.21% | SOV |
| 7.05% ANDHRA PRADESH 11JUN2039 SDL | 1.21% | SOV |
| 7.47% CHHATTISGARH 27MAR2034 SDL | 0.91% | SOV |
| 7.47% CHHATTISGARH 27MAR2033 SDL | 0.80% | SOV |
| 7.49% UTTAR PRADESH 07FEB2034 SDL | 0.76% | SOV |
| 7.49% CHHATTISGARH 27MAR2035 SDL | 0.13% | SOV |
| 7.15% MAHARASHTRA 13OCT2026 SDL | 0.10% | SOV |
| 8.67% MAHARASHTRA 24FEB2026 SDL | 0.08% | SOV |
| 7.47% RAJASTHAN 27MAR2033 SDL | 0.07% | SOV |
| 7.65% TELANGANA 15APR2030 SDL | 0.06% | SOV |
| 7.65% UTTAR PRADESH 15APR2030 SDL | 0.05% | SOV |
| 8.88% WEST BENGAL 24FEB26 SDL | 0.05% | SOV |
| 8.31% TELANGANA 13JAN2026 SDL | 0.05% | SOV |
| 6.54% MAHARASHTRA 09FEB2027 SDL | 0.04% | SOV |
| 7.81% UTTAR PRADESH 29MAR34 SDL | 0.04% | SOV |
| 6.72% TAMIL NADU 07OCT2027 SDL | 0.02% | SOV |
| 7.88% Chattisgarh SDL (MD 15/03/2027) | 0.01% | SOV |
| Money Market Instruments | 0.47% | |
| National Bank For Agriculture and Rural Development | 0.47% | ICRA A1+ |
| Alternative Investment Funds (AIF) | 0.31% | |
| Corporate Debt Market Development Fund | 0.31% | |
| Cash Management Bills | 0.01% | |
| Government of India | 0.01% | SOV |
| Interest Rate Swaps | -0.01% | |
| BARCLAYS BANK PLC | 0.00% | |
| BARCLAYS BANK PLC | 0.00% | |
| BARCLAYS BANK PLC | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| Clearing Corporation of India Limited | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| BARCLAYS BANK PLC | -0.00% | |
| Standard Chartered Bank | -0.00% | |
| BNP Paribas - Indian branches | -0.00% | |
| Cash & Current Assets | 3.90% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes managed by Mr. Bhupesh Bameta is 16. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
