Aditya Birla Sun Life Income Fund

An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk.
Data as on 30th April 2025
Fund Details
Investment Objective
The objective of the scheme is to generate consistent income through superior yields on its investments atmoderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Bhupesh Bameta
Managing Fund Since
August 06, 2020
Experience in Managing the Fund
4.8 years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load Nil
Total Expense Ratio (TER)
Regular 1.16%
Direct 0.74%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 2288.59 Crores
AUM as on last day 2303.58 Crores
Date of Allotment
October 21, 1995
Benchmark
CRISIL Medium to Long Duration Debt A-III Index
Other Parameters
Modified Duration 6.73 years
Average Maturity 15.71 years
Yield to Maturity 6.93%
Macaulay Duration 7.01 years
NAV of Plans / Options ₹
Regular Plan
Direct Plan
Growth
125.7783
135.5171
Quarterly IDCW$:
13.5857
14.5734
IDCW$:
12.6453
13.4648
$Income Distribution cum capital withdrawal

Application Amount for fresh subscription
₹ 5,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Monthly: Minimum ₹ 1,000/-
PORTFOLIO
Issuer
% to Net Assets
Rating
Fixed rates bonds - Corporate 51.72%
National Bank For Agriculture and Rural Development 3.31% CRISIL AAA
National Bank For Agriculture and Rural Development 3.30% ICRA AAA
REC Limited  3.30% ICRA AAA
LIC Housing Finance Limited  2.64% CRISIL AAA
Small Industries Development Bank of India  2.31% ICRA AAA
Power Finance Corporation Limited  2.22% ICRA AAA
Bajaj Finance Limited  2.21% CRISIL AAA
National Bank For Agriculture and Rural Development 2.21% ICRA AAA
Tata Capital Housing Finance Limited  2.19% ICRA AAA
National Bank For Agriculture and Rural Development 2.19% ICRA AAA
Small Industries Development Bank of India  2.18% ICRA AAA
Small Industries Development Bank of India  2.18% ICRA AAA
HDFC Bank Limited 2.16% ICRA AAA
Small Industries Development Bank of India 1.39% CRISIL AAA
REC Limited  1.34% CRISIL AAA
LIC Housing Finance Limited  1.12% CRISIL AAA
National Bank for Financing Infrastructure and Dev  1.11% ICRA AAA
REC Limited  1.11% ICRA AAA
Indian Railway Finance Corporation Limited  1.11% ICRA AAA
Small Industries Development Bank of India  1.11% CRISIL AAA
Bank of Baroda - Tier II - Basel III  1.10% CRISIL AAA
Mahindra & Mahindra Financial Services Limited  1.10% ICRA AAA
Tata Capital Housing Finance Limited  1.10% CRISIL AAA
SMFG India Home Finance Company Limited  1.10% CARE AAA
Tata Capital Housing Finance Limited  1.10% ICRA AAA
Bajaj Finance Limited  1.09% CRISIL AAA
Housing & Urban Development Corporation Limited  1.09% ICRA AAA
HDB Financial Services Limited  1.07% CRISIL AAA
LIC Housing Finance Limited  0.44% CRISIL AAA
HDB Financial Services Limited  0.44% CRISIL AAA
LIC Housing Finance Limited  0.43% CRISIL AAA
State Bank of India - Tier II - Basel III  0.43% ICRA AAA
Power Finance Corporation Limited  0.22% ICRA AAA
HDFC Bank Limited  0.22% ICRA AAA
National Bank For Agriculture and Rural Development  0.11% ICRA AAA
Government Bond 40.60%
7.34% INDIA GOVERNMENT BOND 22APR2064 23.09% SOV
7.25% GOI 12JUN63 5.93% SOV
7.09% GOI 05AUG2054 4.06% SOV
7.18% GOI 24-Jul-2037 2.87% SOV
Issuer
% to Net Assets
Rating
7.10% GOVT 08-Apr-2034 1.59% SOV
7.30% GOI 19JUN53 1.42% SOV
6.92% INDIA GOVT BOND 18NOV2039 GSEC 0.68% SOV
7.23% INDIA GOVERNMENT BOND 15APR2039 0.23% SOV
6.79% INDIA GOV BOND 07OCT2034 GSEC 0.22% SOV
GOI 06.83% 19JAN39 0.13% SOV
7.09% GOVERNMENT OF INDIA 25NOV74 G-SEC 0.13% SOV
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 0.11% SOV
7.06% GOI 10APR28 0.06% SOV
5.74% GOI 15NOV2026 0.04% SOV
6.54% GOI 17JAN2032 0.03% SOV
GOI 07.41% 19DEC2036 0.00% SOV
State Government bond 2.85%
7.47% CHHATTISGARH 27MAR2034 SDL 0.82% SOV
7.47% CHHATTISGARH 27MAR2033 SDL 0.72% SOV
7.49% UTTAR PRADESH 07FEB2034 SDL 0.68% SOV
7.49% CHHATTISGARH 27MAR2035 SDL 0.12% SOV
7.15% MAHARASHTRA 13OCT2026 SDL 0.09% SOV
8.67% MAHARASHTRA 24FEB2026 SDL 0.07% SOV
7.47% RAJASTHAN 27MAR2033 SDL 0.06% SOV
7.65% TELANGANA 15APR2030 SDL 0.05% SOV
7.65% UTTAR PRADESH 15APR2030 SDL 0.05% SOV
8.88% WEST BENGAL 24FEB26 SDL 0.04% SOV
8.31% TELANGANA 13JAN2026 SDL 0.04% SOV
6.54% MAHARASHTRA 09FEB2027 SDL 0.04% SOV
7.81% UTTAR PRADESH 29MAR34 SDL 0.04% SOV
6.72% TAMIL NADU 07OCT2027 SDL 0.02% SOV
7.88% Chattisgarh SDL (MD 15/03/2027) 0.01% SOV
Cash Management Bills 1.47%
Government of India 0.75% SOV
Government of India 0.72% SOV
Government of India 0.01% SOV
Money Market Instruments 0.41%
National Bank For Agriculture and Rural Development 0.41% ICRA A1+
Alternative Investment Funds (AIF) 0.26%
Corporate Debt Market Development Fund 0.26%
Interest Rate Swaps -0.00%
Clearing Corporation of India Limited -0.00%
Cash & Current Assets 2.69%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes managed by Mr. Bhupesh Bameta is 16. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

This page is a part of the May 2025 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.