An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk.
April 2026
| Debt Scheme |  |
 |
 |
 |
| Investment Objective | |
| The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Medium to Long Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
 |
|
| Fund Snapshot | |
| Date of Allotment : Oct 21, 1995 | |
| Benchmark: CRISIL Medium to Long Duration Debt A-III Index | |
| Fund Manager - Mr. Bhupesh Bameta Managing the Fund Since: Aug 06, 2020 Experience in Managing the Fund: 5.7 Years |
|
| SIP: Monthly: Minimum ₹ 1000/- |
|
| Application Amount for fresh subscription: ₹ 5,000 (plus in multiplies of ₹ 1) |
|
| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
|
| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on April 30, 2026 (in ₹Crore) | |
| Month End AUM | 1,761.48 |
| Monthly Average AUM | 1,781.36 |
| Base Expense Ratio (BER) | |
| Regular | 0.93% |
| Direct | 0.59% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on April 30, 2026 | |
| Regular Growth | 126.42 |
| Regular IDCW$ | 11.95 |
| Regular IDCW$ | 12.88 |
| Direct Growth | 136.83 |
| Direct IDCW$ | 12.78 |
| Direct IDCW$ | 13.88 |
| $Income Distribution cum capital withdrawal | |
 |
|
| Sectoral Contribution(in %) |
 |
| Rating Profile of Portfolio |
 |
| Instrument Profile | |
| Instrument Name | % Net Assets |
| Sovereign | 63.80% |
| Bonds & Debentures | 30.51% |
| Others | 3.87% |
| Cash & cash equivalent | 1.82% |
| Debt Quants | |
| Modified Duration | 6.65 years |
| Average Maturity | 15.66 years |
| Yield to Maturity | 7.63% |
| Macaulay Duration | 6.94 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
Debt & Debt Related |
||
Government Bond |
34.20 % |
|
● 7.34% INDIA GOVERNMENT BOND 22APR2064 |
SOV |
21.12 % |
● 7.25% GOI 12JUN63 |
SOV |
8.37 % |
● 7.24 GOI 18 Aug 2055 |
SOV |
1.64 % |
6.48% GOI 06Oct2035 |
SOV |
1.37 % |
7.10% GOVT 08-Apr-2034 |
SOV |
0.86 % |
6.90% GOI 15-Apr-2065 |
SOV |
0.26 % |
7.26% GOVERNMENT OF INDIA 06FEB33 |
SOV |
0.23 % |
GOI 06.83% 19JAN39 |
SOV |
0.16 % |
7.09% GOVERNMENT OF INDIA 25NOV74 G-SEC |
SOV |
0.15 % |
5.74% GOI 15NOV2026 |
SOV |
0.05 % |
Fixed rates bonds - Corporate |
29.88 % |
|
● Tata Capital Housing Finance Limited |
ICRA AAA |
4.16 % |
● Tata Capital Housing Finance Limited |
ICRA AAA |
2.83 % |
● National Bank For Agriculture and Rural Development |
ICRA AAA |
2.81 % |
● Power Grid Corporation of India Limited |
ICRA AAA |
2.72 % |
Mahindra & Mahindra Financial Services Limited |
ICRA AAA |
1.42 % |
SMFG India Home Finance Company Limited |
CARE AAA |
1.42 % |
Tata Capital Housing Finance Limited |
ICRA AAA |
1.42 % |
Embassy Office Parks REIT |
CRISIL AAA |
1.41 % |
REC Limited |
ICRA AAA |
1.40 % |
ICICI Home Finance Company Limited |
CRISIL AAA |
1.40 % |
Housing & Urban Development Corporation Limited |
ICRA AAA |
1.38 % |
Indian Railway Finance Corporation Limited |
ICRA AAA |
1.38 % |
Indian Railway Finance Corporation Limited |
ICRA AAA |
1.38 % |
Housing & Urban Development Corporation Limited |
ICRA AAA |
1.37 % |
Bharti Telecom Limited |
CRISIL AAA |
1.12 % |
LIC Housing Finance Limited |
CRISIL AAA |
0.57 % |
LIC Housing Finance Limited |
CRISIL AAA |
0.57 % |
National Highways Authority of India |
ICRA AAA |
0.54 % |
Power Finance Corporation Limited |
ICRA AAA |
0.28 % |
REC Limited |
ICRA AAA |
0.28 % |
State Government bond |
28.26 % |
|
● 7.44% KARNATAKA 27MAR2033 SDL |
SOV |
3.07 % |
● 7.36% KARNATAKA 13MAR2034 SDL |
SOV |
2.79 % |
● 6.84% ANDHRA PRADESH 04JUN2038 SDL |
SOV |
2.62 % |
8.44% HARYANA 06MAR2034 SDL |
SOV |
1.48 % |
| Sector/Issuer Name | Rating |
% to Net Assets |
7.63% ASSAM 03SEP35 SDL |
SOV |
1.41 % |
7.54% BIHAR 03SEP2033 SDL |
SOV |
1.41 % |
7.22% ASSAM 18MAR2032 SDL |
SOV |
1.40 % |
7.38 % KARNATAKA 04SEP2034 SDL |
SOV |
1.40 % |
7.09 % TAMIL NADU 03DEC2032 SDL |
SOV |
1.39 % |
7.40 % BIHAR 03DEC2035 SDL |
SOV |
1.39 % |
7.18 % TAMIL NADU 03DEC2033 SDL |
SOV |
1.39 % |
7.20 % MADHYA PRADESH 03DEC2033 SDL |
SOV |
1.38 % |
6.88% ANDHRA PRADESH 16JUL2034 SDL |
SOV |
1.35 % |
6.97% UTTARAKHAND 30JUL2035 SDL |
SOV |
1.35 % |
7.47% CHHATTISGARH 27MAR2034 SDL |
SOV |
1.01 % |
7.47% CHHATTISGARH 27MAR2033 SDL |
SOV |
0.90 % |
7.49% UTTAR PRADESH 07FEB2034 SDL |
SOV |
0.84 % |
7.03% MAHARASHTRA 25JUN2038 SDL |
SOV |
0.66 % |
7.20 % MAHARASHTRA 03DEC2034 SDL |
SOV |
0.45 % |
7.49% CHHATTISGARH 27MAR2035 SDL |
SOV |
0.14 % |
7.15% MAHARASHTRA 13OCT2026 SDL |
SOV |
0.11 % |
7.47% RAJASTHAN 27MAR2033 SDL |
SOV |
0.08 % |
7.65% TELANGANA 15APR2030 SDL |
SOV |
0.06 % |
7.65% UTTAR PRADESH 15APR2030 SDL |
SOV |
0.06 % |
6.54% MAHARASHTRA 09FEB2027 SDL |
SOV |
0.05 % |
7.81% UTTAR PRADESH 29MAR34 SDL |
SOV |
0.05 % |
6.72% TAMIL NADU 07OCT2027 SDL |
SOV |
0.02 % |
7.88% Chattisgarh SDL (MD 15/03/2027) |
SOV |
0.01 % |
SECURITISED DEBT |
1.40 % |
|
Siddhivinayak Securitisation Trust 2025-1 |
CRISIL AAA(SO) |
1.40 % |
Alternative Investment Funds (AIF) |
0.37 % |
|
Corporate Debt Market Development Fund |
0.37 % |
|
Interest Rate Swaps |
0.01 % |
|
Clearing Corporation of India Limited |
1.43 % |
|
Clearing Corporation of India Limited |
1.43 % |
|
Clearing Corporation of India Limited |
-1.42 % |
|
Clearing Corporation of India Limited |
-1.42 % |
|
Cash Management Bills |
0.01 % |
|
Government of India |
SOV |
0.01 % |
Net Cash and Cash Equivalent |
5.87 % |
|
Grand Total |
100.00 % |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Income Fund An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk. |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Medium to Long Duration Debt A-III Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |