Aditya Birla Sun Life Credit Risk Fund
An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk.
May 2026
| Debt Scheme |  |
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An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk.
May 2026
| Debt Scheme | |
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| Investment Objective | |
| The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee /indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Credit Risk Fund | |
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| Fund Snapshot | |
| Date of Allotment : Apr 17, 2015 | |
| Benchmark: CRISIL Credit Risk Debt B-II Index | |
| Fund Manager - Ms. Sunaina Da Cunha Managing the Fund Since: April 17, 2015 Experience in Managing the Fund: 11.1 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.8 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption / switch-out of units on or before 1 year from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 1 year: NIL |
| AUM as on May 31, 2026 (in ₹Crore) | |
| Month End AUM | 1,390.96 |
| Monthly Average AUM | 1,378.21 |
| Base Expense Ratio (BER) | |
| Regular | 1.36% |
| Direct | 0.67% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on April 30, 2026 | |
| Regular Growth | 24.67 |
| Regular IDCW$ | 12.89 |
| Direct Growth | 27.24 |
| Direct IDCW$ | 27.24 |
| Direct IDCW$ | 14.25 |
| $Income Distribution cum capital withdrawal | |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 72.89% |
| Sovereign | 10.14% |
| Cash & cash equivalent | 9.41% |
| Others | 7.55% |
| Volatility Measures | |
| Modified Duration | 1.87 years |
| Average Maturity | 2.5 years |
| Yield to Maturity | 8.40% |
| Macaulay Duration | 1.99 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
Fixed rates bonds - Corporate |
|
69.28% |
GMR Airport Ltd |
CRISIL A+ |
3.88% |
National Bank For Agriculture and Rural Development |
CRISIL AAA |
3.57% |
Jubilant Bevco Ltd |
CRISIL AA |
3.13% |
Hinduja Leyland Finance Limited |
CRISIL AA+ |
2.46% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
2.45% |
Kogta Financial India Ltd |
CARE A+ |
2.31% |
Gaursons India Pvt Ltd |
ICRA A- |
2.27% |
Jtpm Metal Traders Pvt Ltd |
CRISIL AA |
2.17% |
Vedanta Limited |
CRISIL AA |
2.16% |
Vedanta Limited |
ICRA AA |
2.15% |
Hero Housing Finance Ltd |
ICRA AA+ |
2.15% |
Security and Intelligence Services (India) Limited |
CRISIL AA- |
2.14% |
Narayana Hrudayalaya Limited |
ICRA AA |
2.14% |
JSW Energy Limited |
ICRA AA |
2.14% |
Oxyzo Financial Services Pvt Ltd |
ICRA A+ |
2.12% |
IKF Finance Ltd |
CARE A+ |
2.08% |
Adani Power Limited |
CRISIL AA |
2.08% |
Hinduja Housing Finance Ltd |
CARE AA+ |
2.08% |
Sk Finance Ltd |
ICRA AA- |
1.93% |
Avanse Financial Services Ltd |
CARE AA- |
1.80% |
Power Finance Corporation Limited |
ICRA AAA |
1.80% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.78% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.77% |
Bajaj Housing Finance Limited |
CRISIL AAA |
1.77% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
1.75% |
Nuvama Wealth Finance Ltd |
CARE AA |
1.59% |
Avanse Financial Services Ltd |
CRISIL AA- |
1.44% |
JSW Energy Limited |
ICRA AA |
1.40% |
Adani Airport Holdings Ltd |
CRISIL AA- |
1.31% |
Tata Projects Limited |
IND AA |
1.08% |
GMR Airport Ltd |
CRISIL A+ |
0.98% |
Eris Lifesciences Limited |
IND AA |
0.97% |
Eris Lifesciences Limited |
IND AA |
0.97% |
| Sector/Issuer Name | Rating |
% to Net Assets |
National Bank for Financing Infrastructure and Dev |
ICRA AAA |
0.90% |
Adani Power Limited |
CRISIL AA |
0.71% |
Vedanta Limited |
ICRA AA |
0.71% |
Power Finance Corporation Limited |
ICRA AAA |
0.69% |
Cholamandalam Investment and Finance Company Limited |
ICRA AA+ |
0.36% |
Power Finance Corporation Limited |
CRISIL AAA |
0.08% |
IL&FS Tamil Nadu Power Company Limited |
|
0.00% |
IL&FS Tamil Nadu Power Company Limited |
|
0.00% |
Government Bond |
|
5.97% |
6.48% GOI 06Oct2035 |
SOV |
3.89% |
6.68% GOI 07Jul2040 |
SOV |
1.36% |
7.10% GOVT 08-Apr-2034 |
SOV |
0.72% |
State Government bond |
|
3.88% |
7.95% TELANGANA 20JUL2035 SDL |
SOV |
1.82% |
7.82% ANDHRA PRADESH 04OCT2035 SDL |
SOV |
1.80% |
7.46% TAMIL NADU 18MAR2035 SDL |
SOV |
0.16% |
7.49% RAJASTHAN 18MAR2036 SDL |
SOV |
0.10% |
REITS |
|
2.53% |
Nexus Select Trust |
|
1.35% |
Embassy Office Parks REIT |
|
1.18% |
Transport Infrastructure |
|
2.41% |
Bharat Highways Invit |
|
1.61% |
IRB InvIT Fund |
|
0.41% |
Raajmarg Infra Investment Trust |
|
0.40% |
Power |
|
2.14% |
India Grid Trust |
|
2.14% |
Floating rates notes - Corporate |
|
1.54% |
IKF Finance Ltd |
CARE A+ |
1.54% |
Alternative Investment Funds (AIF) |
|
0.25% |
Corporate Debt Market Development Fund |
|
0.25% |
Cash & Current Assets |
|
12.00% |
Grand Total |
100.00 % |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Credit Risk Fund An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk. Number of Segregated Portfolios - 1 |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Credit Risk Debt B-II Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |