Aditya Birla Sun Life Credit Risk Fund

An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk.
Number of Segregated Portfolios – 1
Data as on 30th April 2025
Fund Details
Investment Objective
The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Ms. Sunaina Da Cunha & Mr. Mohit Sharma
Managing Fund Since
April 17, 2015, August 06, 2020
Experience in Managing the Fund
10.1 years, 4.8 years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load** In respect of each purchase/switch-inof Units, upto 15% of the units may be redeemed / switched out without any exit load from the date of allotment.Any redemption in excess of the above limit shall be subject to the following exit load: For redemption / switch-out of units on or before 1 year from the date of allotment - 3.00% of applicable NAV. For redemption /switch-out of units after 1 year but on or before 2 years from the date of allotment - 2.00% of applicable NAV. For redemption / switch-out of units after 2 year but on or before 3 years from the date of allotment - 1.00% of applicable NAV. For redemption /switchout of units after 3 years - Nil **Exit Load is NIL for units issued in Reinvestment of IDCW.
Total Expense Ratio (TER)
Regular 1.54%
Direct 0.67%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 979.61 Crores
AUM as on last day 985.28 Crores
Date of Allotment
April 17, 2015
Benchmark
CRISIL Credit Risk Debt B-II Index
Other Parameters
Modified Duration 2.40 years
Average Maturity 3.71 years
Yield to Maturity 8.03%
Macaulay Duration 2.54 years
Calculation of YTM doesn't include Stressed Assets (ITPCL). Refer the Annexure for Update on Stressed Assets.
NAV of Plans / Options ₹
Regular Plan
Direct Plan
Growth
21.9972
24.0700
IDCW$:
12.1916
13.3144
Bonus:
-
24.0692
$Income Distribution cum capital withdrawal

Application Amount for fresh subscription
₹ 100 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 100 (plus in multiplies of ₹ 1)
SIP
Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter
PORTFOLIO
Issuer
% to Net Assets
Rating
Fixed rates bonds - Corporate 75.16%
JSW Steel Limited  5.60% ICRA AA
Aditya Birla Real Estate Ltd.  5.10% CRISIL AA
Narayana Hrudayalaya Limited 3.08% ICRA AA
360 ONE Prime Ltd  3.06% ICRA AA
Security and Intelligence Services (India) Limited  3.05% CRISIL AA-
Vedanta Limited  3.05% ICRA AA
JSW Energy Limited  3.04% ICRA AA
Hero Housing Finance Ltd  3.04% ICRA AA+
Hinduja Housing Finance Ltd  2.97% CARE AA+
Sk Finance Ltd  2.73% ICRA AA-
Indian Railway Finance Corporation Limited  2.60% ICRA AAA
Tata Projects Limited  2.56% IND AA
National Bank for Financing Infrastructure and Dev  2.56% ICRA AAA
Arka Fincap Limited  2.56% CRISIL AA
Avanse Financial Services Ltd  2.55% CARE AA-
DLF Home Developers Ltd  2.55% ICRA AA
GMR Airport Ltd  2.55% CARE BBB+
Delhi International Airport Ltd  2.54% ICRA AA-
Adani Airport Holdings Ltd  2.46% CRISIL A+
Nuvama Wealth Finance Ltd  2.24% CARE AA-
CreditAccess Grameen Limited  2.10% IND AA-
Avanse Financial Services Ltd  2.04% CRISIL AA-
JM Financial Products  Limited  2.04% ICRA AA
L&T Metro Rail Hyderabad Ltd  2.03%
Indian Railway Finance Corporation Limited 2.03% ICRA AAA
Eris Lifesciences Limited  1.39% IND AA-
Eris Lifesciences Limited  1.39% IND AA-
Phillips Carbon Black Ltd  1.30% CRISIL AA
Godrej Industries Limited  0.83% CRISIL AA+
Power Finance Corporation Limited  0.12% CRISIL AAA
Issuer
% to Net Assets
Rating
IL&FS Tamil Nadu Power Company Limited  0.00%
IL&FS Tamil Nadu Power Company Limited  0.00%
IL&FS Tamil Nadu Power Company Limited  0.00%
Government Bond 10.28%
7.23% INDIA GOVERNMENT BOND 15APR2039 5.98% SOV
7.18% GOI 24-Jul-2037 3.77% SOV
7.10% GOVT 08-Apr-2034 0.53% SOV
Floating rates notes - Corporate 4.29%
DME Development Limited  0.43% CRISIL AAA
DME Development Limited  0.43% CRISIL AAA
DME Development Limited  0.43% CRISIL AAA
DME Development Limited  0.43% CRISIL AAA
DME Development Limited  0.43% CARE AAA
DME Development Limited  0.43% CRISIL AAA
DME Development Limited  0.43% CRISIL AAA
DME Development Limited  0.43% CRISIL AAA
DME Development Limited  0.43% CRISIL AAA
DME Development Limited  0.43% CRISIL AAA
REITS 3.54%
Nexus Select Trust 2.38%
Embassy Office Parks REIT 1.15%
Transport Infrastructure 2.52%
Bharat Highways Invit 2.00%
IRB InvIT Fund 0.52%
Power 1.67%
India Grid Trust 1.67%
Alternative Investment Funds (AIF) 0.34%
Corporate Debt Market Development Fund 0.34%
Cash & Current Assets 2.21%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Mohit Sharma is 23. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

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This page is a part of the May 2025 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.