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Aditya Birla Sun Life Credit Risk Fund* |
| An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk. Number of Segregated Portfolios – 1 |
| Data as on 31st December 2025 |
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Fund Details |
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Investment Objective |
| The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
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| Fund Manager | |
|---|---|
| Ms. Sunaina Da Cunha & Mr. Mohit Sharma |
| Managing Fund Since | |
|---|---|
| April 17, 2015, August 06, 2020 |
| Experience in Managing the Fund | |
|---|---|
| 10.9 years, 5.6 years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load** | In respect of each purchase/switch-inof Units, upto 15% of the units may be redeemed / switched out without any exit load from the date of allotment.Any redemption in excess of the above limit shall be subject to the following exit load: For redemption / switch-out of units on or before 1 year from the date of allotment - 3.00% of applicable NAV. For redemption /switch-out of units after 1 year but on or before 2 years from the date of allotment - 2.00% of applicable NAV. For redemption / switch-out of units after 2 year but on or before 3 years from the date of allotment - 1.00% of applicable NAV. For redemption /switchout of units after 3 years - Nil **Exit Load is NIL for units issued in Reinvestment of IDCW. |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 1.67% |
| Direct | 0.80% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
|---|---|
| Monthly Average AUM | 1093.58 Crores |
| AUM as on last day | 1091.72 Crores |
| Date of Allotment | |
|---|---|
| April 17, 2015 |
| Benchmark | |
|---|---|
| CRISIL Credit Risk Debt B-II Index |
| Other Parameters | |
|---|---|
| Modified Duration | 2.41 years |
| Average Maturity | 3.23 years |
| Yield to Maturity | 7.96% |
| Macaulay Duration | 2.55 years |
| Portfolio Turnover | 0.57 |
| Calculation of YTM doesn't include Stressed Assets (ITPCL). Refer the Annexure for Update on Stressed Assets. | |
 NAV of Plans / Options ₹ |
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|---|---|---|
Regular Plan |
Direct Plan |
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| Growth | 23.2919 |
25.6345 |
| IDCW$: | 12.9487 |
14.2632 |
| Bonus: | - |
25.6334 |
| $Income Distribution cum capital withdrawal | ||
| Application Amount for fresh subscription | |
|---|---|
| ₹ 100 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
|---|---|
| ₹ 100 (plus in multiplies of ₹ 1) |
| SIP | |
|---|---|
| Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter | |
| *Revised Maximum Subscription Limit : Rs. 10 crore per investor per day across all subscription transactions (i.e. fresh purchases, additional purchases, switch-in and trigger transactions such as SIP, STP as available) |
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PORTFOLIO |
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| Issuer | % to Net Assets |
Rating |
| Fixed rates bonds - Corporate | 72.75% | |
| Aditya Birla Real Estate Ltd. | 4.13% | CRISIL AA |
| National Bank For Agriculture and Rural Development | 3.71% | CRISIL AAA |
| GMR Airport Ltd | 3.45% | CRISIL A+ |
| IKF Finance Ltd | 3.19% | CARE A+ |
| Hinduja Leyland Finance Limited | 3.18% | CRISIL AA+ |
| Jubilant Bevco Ltd | 2.95% | CRISIL AA |
| Kogta Financial India Ltd | 2.94% | CARE A+ |
| Gaursons India Pvt Ltd | 2.91% | ICRA A- |
| Narayana Hrudayalaya Limited | 2.78% | ICRA AA |
| JSW Energy Limited | 2.77% | ICRA AA |
| Vedanta Limited | 2.76% | ICRA AA |
| Hero Housing Finance Ltd | 2.76% | ICRA AA+ |
| Security and Intelligence Services (India) Limited | 2.76% | CRISIL AA- |
| Jtpm Metal Traders Pvt Ltd | 2.72% | CRISIL AA |
| Hinduja Housing Finance Ltd | 2.68% | CARE AA+ |
| Sk Finance Ltd | 2.48% | ICRA AA- |
| Indian Railway Finance Corporation Limited | 2.30% | ICRA AAA |
| Avanse Financial Services Ltd | 2.30% | CARE AA- |
| Bajaj Housing Finance Limited | 2.29% | CRISIL AAA |
| National Bank for Financing Infrastructure and Dev | 2.27% | ICRA AAA |
| Nuvama Wealth Finance Ltd | 2.04% | CARE AA |
| Adani Airport Holdings Ltd | 1.87% | CRISIL AA- |
| Avanse Financial Services Ltd | 1.84% | CRISIL AA- |
| JSW Energy Limited | 1.82% | ICRA AA |
| Indian Railway Finance Corporation Limited | 1.78% | ICRA AAA |
| Issuer | % to Net Assets |
Rating |
| Tata Projects Limited | 1.39% | IND AA |
| Eris Lifesciences Limited | 1.25% | IND AA |
| Eris Lifesciences Limited | 1.25% | IND AA |
| Phillips Carbon Black Ltd | 1.18% | CRISIL AA |
| Power Finance Corporation Limited | 0.90% | ICRA AAA |
| Power Finance Corporation Limited | 0.11% | CRISIL AAA |
| IL&FS Tamil Nadu Power Company Limited | 0.00% | |
| IL&FS Tamil Nadu Power Company Limited | 0.00% | |
| IL&FS Tamil Nadu Power Company Limited | 0.00% | |
| Government Bond | 13.02% | |
| 6.79% INDIA GOV BOND 07OCT2034 GSEC | 5.55% | SOV |
| 7.10% GOVT 08-Apr-2034 | 3.30% | SOV |
| 7.18% GOI 24-Jul-2037 | 3.29% | SOV |
| 6.68% GOI 07Jul2040 | 0.89% | SOV |
| REITS | 3.24% | |
| Nexus Select Trust | 1.72% | |
| Embassy Office Parks REIT | 1.53% | |
| Transport Infrastructure | 2.45% | |
| Bharat Highways Invit | 1.92% | |
| IRB InvIT Fund | 0.53% | |
| Power | 1.72% | |
| India Grid Trust | 1.72% | |
| Alternative Investment Funds (AIF) | 0.32% | |
| Corporate Debt Market Development Fund | 0.32% | |
| Cash & Current Assets | 6.50% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Mohit Sharma is 15. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
