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Aditya Birla Sun Life Credit Risk Fund |
| An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk. Number of Segregated Portfolios – 1 |
| Data as on 30th April 2025 |
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Fund Details |
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Investment Objective |
| The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
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| Fund Manager | |
|---|---|
| Ms. Sunaina Da Cunha & Mr. Mohit Sharma |
| Managing Fund Since | |
|---|---|
| April 17, 2015, August 06, 2020 |
| Experience in Managing the Fund | |
|---|---|
| 10.1 years, 4.8 years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load** | In respect of each purchase/switch-inof Units, upto 15% of the units may be redeemed / switched out without any exit load from the date of allotment.Any redemption in excess of the above limit shall be subject to the following exit load: For redemption / switch-out of units on or before 1 year from the date of allotment - 3.00% of applicable NAV. For redemption /switch-out of units after 1 year but on or before 2 years from the date of allotment - 2.00% of applicable NAV. For redemption / switch-out of units after 2 year but on or before 3 years from the date of allotment - 1.00% of applicable NAV. For redemption /switchout of units after 3 years - Nil **Exit Load is NIL for units issued in Reinvestment of IDCW. |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 1.54% |
| Direct | 0.67% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
|---|---|
| Monthly Average AUM | 979.61 Crores |
| AUM as on last day | 985.28 Crores |
| Date of Allotment | |
|---|---|
| April 17, 2015 |
| Benchmark | |
|---|---|
| CRISIL Credit Risk Debt B-II Index |
| Other Parameters | |
|---|---|
| Modified Duration | 2.40 years |
| Average Maturity | 3.71 years |
| Yield to Maturity | 8.03% |
| Macaulay Duration | 2.54 years |
| Calculation of YTM doesn't include Stressed Assets (ITPCL). Refer the Annexure for Update on Stressed Assets. | |
 NAV of Plans / Options ₹ |
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|---|---|---|
Regular Plan |
Direct Plan |
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| Growth | 21.9972 |
24.0700 |
| IDCW$: | 12.1916 |
13.3144 |
| Bonus: | - |
24.0692 |
| $Income Distribution cum capital withdrawal | ||
| Application Amount for fresh subscription | |
|---|---|
| ₹ 100 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
|---|---|
| ₹ 100 (plus in multiplies of ₹ 1) |
| SIP | |
|---|---|
| Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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PORTFOLIO |
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| Issuer | % to Net Assets |
Rating |
| Fixed rates bonds - Corporate | 75.16% | |
| JSW Steel Limited | 5.60% | ICRA AA |
| Aditya Birla Real Estate Ltd. | 5.10% | CRISIL AA |
| Narayana Hrudayalaya Limited | 3.08% | ICRA AA |
| 360 ONE Prime Ltd | 3.06% | ICRA AA |
| Security and Intelligence Services (India) Limited | 3.05% | CRISIL AA- |
| Vedanta Limited | 3.05% | ICRA AA |
| JSW Energy Limited | 3.04% | ICRA AA |
| Hero Housing Finance Ltd | 3.04% | ICRA AA+ |
| Hinduja Housing Finance Ltd | 2.97% | CARE AA+ |
| Sk Finance Ltd | 2.73% | ICRA AA- |
| Indian Railway Finance Corporation Limited | 2.60% | ICRA AAA |
| Tata Projects Limited | 2.56% | IND AA |
| National Bank for Financing Infrastructure and Dev | 2.56% | ICRA AAA |
| Arka Fincap Limited | 2.56% | CRISIL AA |
| Avanse Financial Services Ltd | 2.55% | CARE AA- |
| DLF Home Developers Ltd | 2.55% | ICRA AA |
| GMR Airport Ltd | 2.55% | CARE BBB+ |
| Delhi International Airport Ltd | 2.54% | ICRA AA- |
| Adani Airport Holdings Ltd | 2.46% | CRISIL A+ |
| Nuvama Wealth Finance Ltd | 2.24% | CARE AA- |
| CreditAccess Grameen Limited | 2.10% | IND AA- |
| Avanse Financial Services Ltd | 2.04% | CRISIL AA- |
| JM Financial Products Limited | 2.04% | ICRA AA |
| L&T Metro Rail Hyderabad Ltd | 2.03% | |
| Indian Railway Finance Corporation Limited | 2.03% | ICRA AAA |
| Eris Lifesciences Limited | 1.39% | IND AA- |
| Eris Lifesciences Limited | 1.39% | IND AA- |
| Phillips Carbon Black Ltd | 1.30% | CRISIL AA |
| Godrej Industries Limited | 0.83% | CRISIL AA+ |
| Power Finance Corporation Limited | 0.12% | CRISIL AAA |
| Issuer | % to Net Assets |
Rating |
| IL&FS Tamil Nadu Power Company Limited | 0.00% | |
| IL&FS Tamil Nadu Power Company Limited | 0.00% | |
| IL&FS Tamil Nadu Power Company Limited | 0.00% | |
| Government Bond | 10.28% | |
| 7.23% INDIA GOVERNMENT BOND 15APR2039 | 5.98% | SOV |
| 7.18% GOI 24-Jul-2037 | 3.77% | SOV |
| 7.10% GOVT 08-Apr-2034 | 0.53% | SOV |
| Floating rates notes - Corporate | 4.29% | |
| DME Development Limited | 0.43% | CRISIL AAA |
| DME Development Limited | 0.43% | CRISIL AAA |
| DME Development Limited | 0.43% | CRISIL AAA |
| DME Development Limited | 0.43% | CRISIL AAA |
| DME Development Limited | 0.43% | CARE AAA |
| DME Development Limited | 0.43% | CRISIL AAA |
| DME Development Limited | 0.43% | CRISIL AAA |
| DME Development Limited | 0.43% | CRISIL AAA |
| DME Development Limited | 0.43% | CRISIL AAA |
| DME Development Limited | 0.43% | CRISIL AAA |
| REITS | 3.54% | |
| Nexus Select Trust | 2.38% | |
| Embassy Office Parks REIT | 1.15% | |
| Transport Infrastructure | 2.52% | |
| Bharat Highways Invit | 2.00% | |
| IRB InvIT Fund | 0.52% | |
| Power | 1.67% | |
| India Grid Trust | 1.67% | |
| Alternative Investment Funds (AIF) | 0.34% | |
| Corporate Debt Market Development Fund | 0.34% | |
| Cash & Current Assets | 2.21% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Mohit Sharma is 23. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
