Aditya Birla Sun Life Credit Risk Fund
An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk.
April 2026
| Debt Scheme |  |
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An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk.
April 2026
| Debt Scheme | |
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| Investment Objective | |
| The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee /indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Credit Risk Fund | |
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| Fund Snapshot | |
| Date of Allotment : Apr 17, 2015 | |
| Benchmark: CRISIL Credit Risk Debt B-II Index | |
| Fund Manager - Ms. Sunaina Da Cunha Managing the Fund Since: April 17, 2015 Experience in Managing the Fund: 11.0 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.7 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption / switch-out of units on or before 1 year from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 1 year: NIL |
| AUM as on April 30, 2026 (in ₹Crore) | |
| Month End AUM | 1,353.31 |
| Monthly Average AUM | 1,198.61 |
| Base Expense Ratio (BER) | |
| Regular | 1.36% |
| Direct | 0.67% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on April 30, 2026 | |
| Regular Growth | 24.60 |
| Regular IDCW$ | 12.86 |
| Direct Growth | 27.15 |
| Direct IDCW$ | 27.15 |
| Direct IDCW$ | 14.20 |
| $Income Distribution cum capital withdrawal | |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 68.04% |
| Cash & cash equivalent | 15.17% |
| Others | 9.13% |
| Cash & cash equivalent | 7.66% |
| Volatility Measures | |
| Modified Duration | 1.77 years |
| Average Maturity | 2.38 years |
| Yield to Maturity | 8.15% |
| Macaulay Duration | 1.88 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
Debt & Debt Related |
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Fixed rates bonds - Corporate |
65.94 % |
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● GMR Airport Ltd |
CRISIL A+ |
3.99 % |
● Jubilant Bevco Ltd |
CRISIL AA |
3.22 % |
● IKF Finance Ltd |
CARE A+ |
2.57 % |
● Hinduja Leyland Finance Limited |
CRISIL AA+ |
2.54 % |
● National Bank For Agriculture and Rural Development |
ICRA AAA |
2.53 % |
● Kogta Financial India Ltd |
CARE A+ |
2.37 % |
● Gaursons India Pvt Ltd |
ICRA A- |
2.34 % |
● Vedanta Limited |
CRISIL AA |
2.24 % |
● Vedanta Limited |
ICRA AA |
2.22 % |
Jtpm Metal Traders Pvt Ltd |
CRISIL AA |
2.22 % |
Hero Housing Finance Ltd |
ICRA AA+ |
2.22 % |
Security and Intelligence Services (India) Limited |
CRISIL AA- |
2.21 % |
JSW Energy Limited |
ICRA AA |
2.21 % |
Narayana Hrudayalaya Limited |
ICRA AA |
2.21 % |
Oxyzo Financial Services Pvt Ltd |
ICRA A+ |
2.19 % |
Hinduja Housing Finance Ltd |
CARE AA+ |
2.15 % |
Adani Power Limited |
CRISIL AA |
2.15 % |
Sk Finance Ltd |
ICRA AA- |
1.99 % |
Avanse Financial Services Ltd |
CARE AA- |
1.85 % |
National Bank For Agriculture and Rural Development |
CRISIL AAA |
1.84 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.83 % |
Bajaj Housing Finance Limited |
CRISIL AAA |
1.82 % |
Indian Railway Finance Corporation Limited |
ICRA AAA |
1.80 % |
Nuvama Wealth Finance Ltd |
CARE AA |
1.64 % |
Avanse Financial Services Ltd |
CRISIL AA- |
1.48 % |
JSW Energy Limited |
ICRA AA |
1.44 % |
Adani Airport Holdings Ltd |
CRISIL AA- |
1.36 % |
Tata Projects Limited |
IND AA |
1.11 % |
GMR Airport Ltd |
CRISIL A+ |
1.00 % |
Eris Lifesciences Limited |
IND AA |
1.00 % |
Eris Lifesciences Limited |
IND AA |
1.00 % |
National Bank for Financing Infrastructure and Dev |
ICRA AAA |
0.93 % |
Vedanta Limited |
ICRA AA |
0.74 % |
Adani Power Limited |
CRISIL AA |
0.73 % |
Power Finance Corporation Limited |
ICRA AAA |
0.71 % |
Power Finance Corporation Limited |
CRISIL AAA |
0.08 % |
Government Bond |
5.06 % |
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● 6.48% GOI 06Oct2035 |
SOV |
2.93 % |
6.68% GOI 07Jul2040 |
SOV |
1.39 % |
7.10% GOVT 08-Apr-2034 |
SOV |
0.74 % |
State Government bond |
4.00 % |
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7.95% TELANGANA 20JUL2035 SDL |
1.87 % |
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7.82% ANDHRA PRADESH 04OCT2035 SDL |
1.86 % |
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7.46% TAMIL NADU 18MAR2035 SDL |
SOV |
0.16 % |
7.49% RAJASTHAN 18MAR2036 SDL |
SOV |
0.10 % |
Floating rates notes - Corporate |
1.59 % |
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IKF Finance Ltd |
CARE A+ |
1.59 % |
Alternative Investment Funds (AIF) |
0.26 % |
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Corporate Debt Market Development Fund |
0.26 % |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Credit Risk Fund An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk. Number of Segregated Portfolios - 1 |
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| This product is suitable for investors who are seeking*: | |
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|
Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Credit Risk Debt B-II Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |