Aditya Birla Sun Life Credit Risk Fund
An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk.
March 2026
| Debt Scheme |  |
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An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk.
March 2026
| Debt Scheme | |
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| Investment Objective | |
| The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee /indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Credit Risk Fund | |
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| Fund Snapshot | |
| Date of Allotment : Apr 17, 2015 | |
| Benchmark: CRISIL Credit Risk Debt B-II Index | |
| Fund Manager - Ms. Sunaina Da Cunha Managing the Fund Since: April 17, 2015 Experience in Managing the Fund: 11.0 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.6 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched-out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: For redemptio |
| AUM as on March 31, 2026 (in ₹Crore) | |
| Month End AUM | 1,178.19 |
| Monthly Average AUM | 1,176.68 |
| Total Expense Ratio (TER) | |
| Regular | 1.66% |
| Direct | 0.79% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on March 30, 2026 | |
| Regular Growth | 24.37 |
| Regular IDCW$ | 12.74 |
| Direct Growth | 26.88 |
| Direct IDCW$ | 26.88 |
| Direct IDCW$ | 14.06 |
| $Income Distribution cum capital withdrawal | |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 79.00% |
| Cash & cash equivalent | 10.67% |
| Others | 8.71% |
| Cash & cash equivalent | 1.62% |
| Volatility Measures | |
| Modified Duration | 2.04 years |
| Average Maturity | 2.72 years |
| Yield to Maturity | 8.59% |
| Macaulay Duration | 2.17 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 76.97% | |
| ●GMR Airport Ltd | CRISIL A+ | 4.57% |
| ●Aditya Birla Real Estate Ltd. | CRISIL AA | 3.82% |
| ●Jubilant Bevco Ltd | CRISIL AA | 3.68% |
| ●IKF Finance Ltd | CARE A+ | 2.95% |
| ●Hinduja Leyland Finance Limited | CRISIL AA+ | 2.91% |
| ●National Bank For Agriculture and Rural Development | ICRA AAA | 2.91% |
| ●Kogta Financial India Ltd | CARE A+ | 2.72% |
| ●Gaursons India Pvt Ltd | ICRA A- | 2.69% |
| ●Vedanta Limited | ICRA AA | 2.55% |
| Hero Housing Finance Ltd | ICRA AA+ | 2.54% |
| Narayana Hrudayalaya Limited | ICRA AA | 2.54% |
| JSW Energy Limited | ICRA AA | 2.54% |
| Security and Intelligence Services (India) Limited | CRISIL AA- | 2.54% |
| Jtpm Metal Traders Pvt Ltd | CRISIL AA | 2.53% |
| Oxyzo Financial Services Pvt Ltd | ICRA A+ | 2.52% |
| Adani Power Limited | CRISIL AA | 2.47% |
| Hinduja Housing Finance Ltd | CARE AA+ | 2.46% |
| Sk Finance Ltd | ICRA AA- | 2.29% |
| Avanse Financial Services Ltd | CARE AA- | 2.12% |
| National Bank For Agriculture and Rural Development | CRISIL AAA | 2.12% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 2.11% |
| Bajaj Housing Finance Limited | CRISIL AAA | 2.09% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 2.06% |
| Nuvama Wealth Finance Ltd | CARE AA | 1.88% |
| Avanse Financial Services Ltd | CRISIL AA- | 1.69% |
| JSW Energy Limited | ICRA AA | 1.66% |
| Adani Airport Holdings Ltd | CRISIL AA- | 1.61% |
| Tata Projects Limited | IND AA | 1.28% |
| GMR Airport Ltd | CRISIL A+ | 1.15% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Eris Lifesciences Limited | IND AA | 1.15% |
| Eris Lifesciences Limited | IND AA | 1.15% |
| National Bank for Financing Infrastructure and Dev | ICRA AAA | 1.06% |
| Vedanta Limited | ICRA AA | 0.85% |
| Adani Power Limited | CRISIL AA | 0.84% |
| Power Finance Corporation Limited | ICRA AAA | 0.82% |
| Power Finance Corporation Limited | CRISIL AAA | 0.10% |
| Government Bond | 5.80% | |
| ●6.48% GOI 06Oct2035 | SOV | 3.36% |
| 6.68% GOI 07Jul2040 | SOV | 1.58% |
| 7.10% GOVT 08-Apr-2034 | SOV | 0.85% |
| State Government bond | 4.60% | |
| 7.95% TELANGANA 20JUL2035 SDL | 2.16% | |
| 7.82% ANDHRA PRADESH 04OCT2035 SDL | 2.13% | |
| 7.46% TAMIL NADU 18MAR2035 SDL | SOV | 0.19% |
| 7.49% RAJASTHAN 18MAR2036 SDL | SOV | 0.12% |
| Alternative Investment Funds (AIF) | 0.30% | |
| Corporate Debt Market Development Fund | 0.30% | |
| Sector/Issuer Name | % to Net Assets |
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| INVITs | ||
| INVITS | 5.27% | |
| India Grid Trust | 2.44% | |
| Bharat Highways Invit | 1.88% | |
| IRB InvIT Fund | 0.48% | |
| Raajmarg Infra Investment Trust | 0.47% | |
| Sector/Issuer Name | % of
Derivatives |
% of Net AUM |
| Equity & Equity Related | ||
| REITS | 2.91% | |
| Nexus Select Trust | 1.55% | |
| Embassy Office Parks REIT | 1.37% | |
| Net Cash and Cash Equivalent | 4.15% | |
| Grand Total | 100.00% | |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Credit Risk Fund An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk. Number of Segregated Portfolios - 1 |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Credit Risk Debt B-II Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |