Aditya Birla Sun Life Bal Bhavishya Yojna

An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)
Data as on 30th May 2025
Fund Details
Investment Objective
The investment objective of the Scheme is to seek generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Harshil Suvarnkar, Mr. Chanchal Khandelwal & Mr. Dhaval Joshi
Managing Fund Since
March 22, 2021, November 01, 2024 & November 21, 2022
Experience in Managing the Fund
4.2 years, 0.6 years & 2.6 Years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load Compulsory Lock-in Option (5 years or till the child attains age of majority (whichever is earlier).
Total Expense Ratio (TER)
Regular 2.16%
Direct 0.91%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 1088.37 Crores
AUM as on last day 1113.81 Crores
Date of Allotment
February 11, 2019
Benchmark
Nifty 500 TRI
Other Parameters
Standard Deviation 13.97%
Sharpe Ratio 0.68
Beta 0.94
Portfolio Turnover 0.43
Treynor Ratio 0.10
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.86(FBIL Overnight MIBOR as on 30 May 2025) for calculating Sharpe Ratio

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Monthly: Minimum ₹ 500/- and in multiples of ₹ 1/- thereafter
NAV of Plans / Options ₹
Regular Plan Direct Plan
Growth 19.4200 21.6000
IDCW$: 17.0100 18.9100
$Income Distribution cum capital withdrawal
PORTFOLIO
Issuer
% to Net Assets
Banks 22.70%
ICICI Bank Limited 7.01%
HDFC Bank Limited 5.25%
Axis Bank Limited 3.06%
State Bank of India 1.70%
AU Small Finance Bank Limited 1.60%
Bank of Baroda 1.16%
Kotak Mahindra Bank Limited 1.12%
IndusInd Bank Limited 1.07%
City Union Bank Limited 0.73%
IT - Software 6.97%
Infosys Limited 4.09%
LTIMindtree Limited 1.61%
Tech Mahindra Limited 1.27%
Petroleum Products 5.75%
Reliance Industries Limited 4.22%
Hindustan Petroleum Corporation Limited 1.52%
Automobiles 4.86%
Maruti Suzuki India Limited 2.20%
Mahindra & Mahindra Limited 1.72%
Tata Motors Limited 0.94%
Finance 4.75%
Shriram Finance Ltd 1.38%
Bajaj Finance Limited 1.14%
Mas Financial Services Limited 1.08%
REC Limited 0.99%
SBI Cards & Payment Services Limited 0.16%
Retailing 4.60%
Eternal Limited 1.66%
Trent Limited 1.22%
FSN E-Commerce Ventures Limited 0.94%
Go Fashion India Limited 0.78%
Pharmaceuticals & Biotechnology 3.42%
Emcure Pharmaceuticals Ltd 1.19%
J.B. Chemicals & Pharmaceuticals Limited 0.93%
Akums Drugs & Pharmaceuticals Ltd 0.92%
Mankind Pharma Ltd 0.38%
Consumer Durables 3.24%
V-Guard Industries Limited 1.54%
Cello World Ltd 0.91%
Greenply Industries Ltd 0.79%
Power 3.06%
CESC Limited 1.25%
Tata Power Company Limited 1.06%
NTPC Limited 0.75%
Industrial Products 3.04%
WELSPUN CORP LIMITED 2.16%
TIMKEN INDIA LTD 0.88%
Telecom - Services 2.79%
Bharti Airtel Limited 2.79%
Electrical Equipment 2.66%
TD Power Systems Limited 1.54%
Siemens Limited 0.64%
Siemens Limited 0.48%
Issuer
% to Net Assets
Construction 2.53%
Larsen & Toubro Limited 2.53%
IT - Services 2.39%
Inventurus Knowledge Solutions Ltd 1.29%
Cyient Limited 1.10%
Beverages 2.25%
United Breweries Limited 1.39%
Varun Beverages Limited 0.85%
Healthcare Services 2.24%
Aster DM Healthcare Limited 1.10%
Fortis Healthcare Limited 0.63%
Thyrocare Technologies Limited 0.50%
Cement & Cement Products 1.88%
Ambuja Cements Limited 1.12%
Dalmia Bharat Limited 0.76%
Leisure Services 1.88%
SAMHI Hotels Ltd 1.37%
Devyani International Limited 0.51%
Entertainment 1.73%
NAZARA TECHNOLOGIES LTD 1.73%
Insurance 1.69%
Max Financial Services Limited 1.69%
Non - Ferrous Metals 1.65%
Hindalco Industries Limited 1.65%
Fertilizers & Agrochemicals 1.51%
Sumitomo Chemical India Limited 1.51%
Personal Products 1.36%
Dabur India Limited 1.08%
Godrej Consumer Products Limited 0.28%
Gas 1.28%
GAIL (India) Limited 1.28%
Textiles & Apparels 1.25%
Gokaldas Exports Ltd 1.25%
Diversified Metals 1.13%
Vedanta Limited 1.13%
Auto Components 1.07%
Samvardhana Motherson International Limited 1.07%
Food Products 1.02%
Bikaji Foods International Ltd 1.02%
Ferrous Metals 0.85%
Jindal Steel & Power Limited 0.85%
Agricultural Food & other Products 0.83%
Balrampur Chini Mills Limited 0.83%
Chemicals & Petrochemicals 0.80%
Tata Chemicals Limited 0.80%
Transport Services 0.64%
Delhivery Ltd 0.64%
Realty 0.52%
Marathon Nextgen Realty Ltd. 0.52%
Aerospace & Defense 0.35%
Cyient DLM Ltd 0.35%
Cash & Current Assets 1.31%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Chanchal Khandelwal is 6. Total Schemes managed by Mr. Harshil Suvarnkar is 19. Total Schemes managed by Mr. Dhaval Joshi is 36. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

This page is a part of the June 2025 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.