Aditya Birla Sun Life Bal Bhavishya Yojna

An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)
Data as on 28th June 2024
Fund Details
Investment Objective
The investment objective of the Scheme is to seek generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Harshil Suvarnkar, Mr. Atul Penkar & Mr. Dhaval Joshi
Managing Fund Since
March 22, 2021, December 28, 2021 & November 21, 2022
Experience in Managing the Fund
3.3 years, 2.5 years & 1.6 Years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load Compulsory Lock-in Option (5 years or till the child attains age of majority (whichever is earlier).
Total Expense Ratio (TER)
Regular 2.13%
Direct 0.66%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 1036.49 Crores
AUM as on last day 1060.06 Crores
Date of Allotment
February 11, 2019
Benchmark
Nifty 500 TRI
Other Parameters
Standard Deviation 12.10%
Sharpe Ratio 0.57
Beta 0.87
Portfolio Turnover 0.67
Treynor Ratio 0.08
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 6.86% (FBIL Overnight MIBOR as on 30 June 2024) for calculating Sharpe Ratio

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Monthly: Minimum ₹ 500/-
NAV of Plans / Options ₹
Regular Plan Direct Plan
Growth 19.2900 21.1900
IDCW$: 19.2900 21.1800
$Income Distribution cum capital withdrawal
PORTFOLIO
Issuer
% to Net Assets
Banks 20.65%
ICICI Bank Limited 6.11%
HDFC Bank Limited 5.25%
Axis Bank Limited 3.41%
State Bank of India 1.86%
AU Small Finance Bank Limited 1.63%
IndusInd Bank Limited 1.47%
Bank of Baroda 0.91%
Automobiles 6.18%
Maruti Suzuki India Limited 2.26%
Mahindra & Mahindra Limited 2.06%
Tata Motors Limited 1.87%
Petroleum Products 5.68%
Reliance Industries Limited 4.39%
Hindustan Petroleum Corporation Limited 1.29%
Construction 5.58%
Larsen & Toubro Limited 3.41%
Engineers India Limited 1.18%
IRB Infrastructure Developers Limited 0.99%
IT - Software 5.49%
Infosys Limited 4.45%
HCL Technologies Limited 1.03%
Finance 4.74%
REC Limited 1.36%
Shriram Finance Ltd 1.32%
Mas Financial Services Limited 1.13%
Bajaj Finance Limited 0.93%
Telecom - Services 4.31%
Bharti Airtel Limited 3.41%
Bharti Hexacom Limited 0.90%
Gas 3.68%
GAIL (India) Limited 1.55%
Petronet LNG Limited 1.22%
Gujarat Gas Limited 0.91%
Retailing 3.62%
FSN E-Commerce Ventures Limited 1.35%
Zomato Limited 1.28%
Go Fashion India Limited 0.99%
Consumer Durables 3.15%
V-Guard Industries Limited 1.83%
Cello World Ltd 1.32%
Transport Services 2.71%
Container Corporation of India Limited 1.48%
InterGlobe Aviation Limited 1.24%
Leisure Services 2.64%
SAMHI Hotels Ltd 1.43%
Chalet Hotels Limited 1.22%
Issuer
% to Net Assets
Industrial Products 2.46%
TIMKEN INDIA LTD 1.27%
INOX India Ltd 1.19%
Power 2.21%
CESC Limited 1.32%
NTPC Limited 0.89%
Insurance 2.13%
Max Financial Services Limited 1.15%
Star Health & Allied Insurance Limited 0.98%
Oil 2.07%
Oil & Natural Gas Corporation Limited 2.07%
Healthcare Services 2.02%
Fortis Healthcare Limited 2.02%
Auto Components 1.91%
Samvardhana Motherson International Limited 1.39%
Sona BLW Precision Forgings Limited 0.51%
Chemicals & Petrochemicals 1.58%
Navin Fluorine International Limited 0.81%
Clean Science & Technology Limited 0.77%
Fertilizers & Agrochemicals 1.50%
Sumitomo Chemical India Limited 1.50%
Cement & Cement Products 1.42%
Ambuja Cements Limited 1.42%
Diversified FMCG 1.36%
ITC Limited 1.36%
Agricultural Food & other Products 1.29%
Balrampur Chini Mills Limited 1.29%
Textiles & Apparels 1.25%
Gokaldas Exports Ltd 1.25%
Non - Ferrous Metals 1.24%
Hindalco Industries Limited 1.24%
Realty 1.18%
Sunteck Realty Limited 1.18%
Electrical Equipment 1.17%
TD Power Systems Limited 1.17%
Beverages 1.06%
United Breweries Limited 1.06%
Food Products 1.01%
Bikaji Foods International Ltd 1.01%
Ferrous Metals 0.98%
Tata Steel Limited 0.98%
Pharmaceuticals & Biotechnology 0.83%
Sun Pharmaceutical Industries Limited 0.83%
Entertainment 0.80%
Zee Entertainment Enterprises Limited 0.80%
Cash & Current Assets 2.07%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Atul Penkar is 3. Total Schemes managed by Mr. Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

This page is a part of the July 2024 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on http://empower.abslmf.com/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.