Aditya Birla Sun Life Bal Bhavishya Yojna

An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)
Data as on 31st October 2024
Fund Details
Investment Objective
The investment objective of the Scheme is to seek generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Harshil Suvarnkar, Mr. Atul Penkar & Mr. Dhaval Joshi
Managing Fund Since
March 22, 2021, December 28, 2021 & November 21, 2022
Experience in Managing the Fund
3.6 years, 2.8 years & 1.9 Years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load Compulsory Lock-in Option (5 years or till the child attains age of majority (whichever is earlier).
Total Expense Ratio (TER)
Regular 2.15%
Direct 0.78%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 1107.86 Crores
AUM as on last day 1088.40 Crores
Date of Allotment
February 11, 2019
Benchmark
Nifty 500 TRI
Other Parameters
Standard Deviation 12.83%
Sharpe Ratio 0.43
Beta 0.91
Portfolio Turnover 0.62
Treynor Ratio 0.06
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 6.61% (FBIL Overnight MIBOR as on 31 Oct 2024) for calculating Sharpe Ratio

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Monthly: Minimum ₹ 500/-
NAV of Plans / Options ₹
Regular Plan Direct Plan
Growth 19.5600 21.5900
IDCW$: 18.2200 20.1000
$Income Distribution cum capital withdrawal
PORTFOLIO
Issuer
% to Net Assets
Banks 21.12%
ICICI Bank Limited 6.41%
HDFC Bank Limited 5.27%
Axis Bank Limited 3.05%
State Bank of India 1.75%
AU Small Finance Bank Limited 1.45%
Bank of Baroda 1.20%
IndusInd Bank Limited 1.03%
Kotak Mahindra Bank Limited 0.95%
Construction 6.24%
Larsen & Toubro Limited 3.39%
Engineers India Limited 1.07%
NBCC (India) Limited 1.00%
IRB Infrastructure Developers Limited 0.77%
Petroleum Products 5.50%
Reliance Industries Limited 4.05%
Hindustan Petroleum Corporation Limited 1.44%
Automobiles 5.04%
Maruti Suzuki India Limited 2.02%
Mahindra & Mahindra Limited 1.91%
Tata Motors Limited 1.11%
IT - Software 4.87%
Infosys Limited 4.87%
Finance 4.66%
Shriram Finance Ltd 1.38%
REC Limited 1.32%
Mas Financial Services Limited 1.08%
Bajaj Finance Limited 0.88%
Retailing 3.68%
Zomato Limited 1.50%
FSN E-Commerce Ventures Limited 1.11%
Go Fashion India Limited 1.07%
Industrial Products 3.56%
WELSPUN CORP LIMITED 1.92%
TIMKEN INDIA LTD 0.98%
INOX India Ltd 0.65%
Electrical Equipment 3.16%
WAAREE Energies Ltd 1.83%
TD Power Systems Limited 1.33%
Textiles & Apparels 3.13%
Welspun Living Limited 1.97%
Gokaldas Exports Ltd 1.16%
Consumer Durables 3.01%
V-Guard Industries Limited 1.80%
Cello World Ltd 1.21%
Pharmaceuticals & Biotechnology 2.71%
Akums Drugs & Pharmaceuticals Ltd 1.39%
Emcure Pharmaceuticals Ltd 1.32%
Issuer
% to Net Assets
Leisure Services 2.71%
Chalet Hotels Limited 1.38%
SAMHI Hotels Ltd 1.33%
Telecom - Services 2.48%
Bharti Airtel Limited 2.48%
Power 2.43%
CESC Limited 1.50%
NTPC Limited 0.94%
Insurance 2.34%
Max Financial Services Limited 1.47%
Star Health & Allied Insurance Limited 0.86%
Chemicals & Petrochemicals 2.29%
Laxmi Organic Industries Ltd 1.55%
Navin Fluorine International Limited 0.74%
Healthcare Services 2.01%
Fortis Healthcare Limited 2.01%
Realty 1.78%
Sunteck Realty Limited 1.13%
Marathon Nextgen Realty Ltd. 0.65%
Fertilizers & Agrochemicals 1.74%
Sumitomo Chemical India Limited 1.74%
Oil 1.74%
Oil & Natural Gas Corporation Limited 1.74%
Diversified FMCG 1.53%
ITC Limited 1.53%
Beverages 1.39%
United Breweries Limited 1.39%
Gas 1.38%
GAIL (India) Limited 1.38%
Auto Components 1.29%
Samvardhana Motherson International Limited 1.29%
Cement & Cement Products 1.20%
Ambuja Cements Limited 1.20%
Non - Ferrous Metals 1.20%
Hindalco Industries Limited 1.20%
Food Products 1.16%
Bikaji Foods International Ltd 1.16%
Transport Services 1.15%
InterGlobe Aviation Limited 1.15%
Agricultural Food & other Products 0.90%
Balrampur Chini Mills Limited 0.90%
Entertainment 0.63%
Zee Entertainment Enterprises Limited 0.63%
Industrial Manufacturing 0.47%
Cyient DLM Ltd 0.47%
Cash & Current Assets 1.53%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Atul Penkar is 3. Total Schemes managed by Mr. Harshil Suvarnkar is 17. Total Schemes managed by Mr. Dhaval Joshi is 39. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

The Fund Managers of the scheme are (Mr. Chanchal Khandelwal, Mr. Harshil Suvarnkar and Mr. Dhaval Joshi) w.e.f. close of business hours of October 31, 2024.

This page is a part of the November 2024 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.