An open-ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk.
May 2026
| Debt Scheme |  |
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| Investment Objective | |
| The objective of the scheme is to provide income which is consistent with a portfolio through investments in a basket of Investment Objective debt and money market instruments of short maturities with a view to provide reasonable returns. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Low Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
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|
| Fund Snapshot | |
| Date of Allotment : May 14, 1998 | |
| Benchmark: Nifty Low Duration Debt Index A-I | |
| Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: July 15, 2011 Experience in Managing the Fund: 14.9 Years |
|
| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: April 01, 2017 Experience in Managing the Fund: 9.2 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter |
|
| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
|
| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
|
| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on May 31, 2026 (in ₹Crore) | |
| Month End AUM | 13,011.40 |
| Monthly Average AUM | 13,498.04 |
| Base Expense Ratio (BER) | |
| Regular | 1.04% |
| Direct | 0.36% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on May 29, 2026 | |
| Regular Growth | 686.38 |
| Regular IDCW$ | 100.00 |
| Regular IDCW$ | 100.76 |
| IP Growth | 481.27 |
| IP IDCW$ | 100.00 |
| Direct Growth | 765.92 |
| Direct IDCW$ | 100.00 |
| Direct IDCW$ | 100.88 |
| $Income Distribution cum capital withdrawal | |
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|
| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 60.79% |
| Certificate of Deposit | 21.38% |
| Sovereign | 12.28% |
| Cash & cash equivalent | 4.82% |
| Others | 0.73% |
| Debt Quants | |
| Modified Duration | 0.85 years |
| Average Maturity | 0.99 years |
| Yield to Maturity | 7.70% |
| Macaulay Duration | 0.91 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
Fixed rates bonds - Corporate |
|
57.95% |
Bharti Telecom Limited |
CRISIL AAA |
6.10% |
Jubilant Bevco Ltd |
CRISIL AA |
2.93% |
Jtpm Metal Traders Pvt Ltd |
CRISIL AA |
2.72% |
REC Limited |
ICRA AAA |
2.68% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
2.57% |
Small Industries Development Bank of India |
CRISIL AAA |
2.43% |
Small Industries Development Bank of India |
CRISIL AAA |
2.07% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
2.03% |
360 ONE Prime Ltd |
ICRA AA |
1.92% |
Tata Capital Housing Finance Limited |
ICRA AAA |
1.89% |
ICICI Home Finance Company Limited |
CRISIL AAA |
1.85% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.69% |
Poonawalla Fincorp Limited |
CRISIL AAA |
1.49% |
REC Limited |
ICRA AAA |
1.38% |
Vedanta Limited |
CRISIL AA |
1.36% |
Embassy Office Parks REIT |
CRISIL AAA |
1.34% |
Aditya Birla Housing Finance Limited |
ICRA AAA |
1.33% |
National Bank for Financing Infrastructure and Dev |
ICRA AAA |
1.31% |
Knowledge Realty Trust |
CRISIL AAA |
1.16% |
Poonawalla Fincorp Limited |
CRISIL AAA |
1.06% |
Hinduja Leyland Finance Limited |
CRISIL AA+ |
0.98% |
Muthoot Finance Limited |
ICRA AA+ |
0.97% |
Hinduja Leyland Finance Limited |
CRISIL AA+ |
0.96% |
Small Industries Development Bank of India |
CRISIL AAA |
0.95% |
L&T Finance Ltd |
ICRA AAA |
0.94% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.77% |
Jio Credit Ltd |
CRISIL AAA |
0.76% |
Housing & Urban Development Corporation Limited |
ICRA AAA |
0.75% |
Aditya Birla Finance Limited |
ICRA AAA |
0.72% |
SMFG India Home Finance Company Limited |
CARE AAA |
0.69% |
Tata Capital Limited |
ICRA AAA |
0.65% |
REC Limited |
CRISIL AAA |
0.58% |
Hinduja Leyland Finance Limited |
CRISIL AA+ |
0.49% |
Aditya Birla Housing Finance Limited |
ICRA AAA |
0.46% |
Hero Housing Finance Ltd |
ICRA AA+ |
0.46% |
JSW Energy Limited |
ICRA AA |
0.46% |
RJ Corp Ltd |
CRISIL AAA |
0.40% |
Power Finance Corporation Limited |
ICRA AAA |
0.38% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.38% |
REC Limited |
ICRA AAA |
0.38% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.37% |
Piramal Finance Limited |
CARE AA+ |
0.31% |
Small Industries Development Bank of India |
CRISIL AAA |
0.31% |
Bharti Telecom Limited |
CARE AAA |
0.23% |
Bharti Telecom Limited |
CRISIL AAA |
0.22% |
Tata Capital Limited |
ICRA AAA |
0.19% |
Hero Housing Finance Ltd |
ICRA AA+ |
0.19% |
JSW Energy Limited |
ICRA AA |
0.19% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.19% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.19% |
REC Limited |
ICRA AAA |
0.19% |
JSW Energy Limited |
ICRA AA |
0.19% |
Summit Digitel Infrastructure Private Limited |
CRISIL AAA |
0.15% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.15% |
Small Industries Development Bank of India |
CRISIL AAA |
0.15% |
Embassy Office Parks REIT |
CRISIL AAA |
0.14% |
L&T Finance Limited |
IND AAA |
0.08% |
Jubilant Beverages Ltd |
CRISIL AA |
0.04% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.02% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.02% |
Money Market Instruments |
|
21.66% |
National Bank For Agriculture and Rural Development |
ICRA A1+ |
2.19% |
Canara Bank |
ICRA A1+ |
1.83% |
Punjab National Bank |
ICRA A1+ |
1.82% |
Small Industries Development Bank of India |
CRISIL A1+ |
1.67% |
Indian Bank |
CRISIL A1+ |
1.64% |
Punjab National Bank |
ICRA A1+ |
1.61% |
National Bank For Agriculture and Rural Development |
ICRA A1+ |
1.27% |
Kotak Mahindra Bank Limited |
CRISIL A1+ |
0.94% |
HDFC Bank Limited |
ICRA A1+ |
0.75% |
Canara Bank |
ICRA A1+ |
0.75% |
ICICI Bank Limited |
ICRA A1+ |
0.73% |
Small Industries Development Bank of India |
CRISIL A1+ |
0.73% |
Kotak Mahindra Bank Limited |
CRISIL A1+ |
0.73% |
Indian Bank |
CRISIL A1+ |
0.73% |
| Sector/Issuer Name | Rating |
% to Net Assets |
Small Industries Development Bank of India |
CRISIL A1+ |
0.73% |
Sundaram Finance Limited |
ICRA A1+ |
0.71% |
ICICI Bank Limited |
ICRA A1+ |
0.54% |
Punjab National Bank |
ICRA A1+ |
0.38% |
National Bank For Agriculture and Rural Development |
ICRA A1+ |
0.37% |
Punjab National Bank |
ICRA A1+ |
0.36% |
HDFC Bank Limited |
ICRA A1+ |
0.36% |
Union Bank of India |
ICRA A1+ |
0.26% |
Axis Bank Limited |
ICRA A1+ |
0.19% |
Indian Bank |
CRISIL A1+ |
0.18% |
HDFC Bank Limited |
ICRA A1+ |
0.18% |
TREASURY BILLS |
|
12.00% |
● 182 DAYS T-BILL - 21AUG2026 |
SOV |
3.80% |
● 182 DAYS T-BILL 18SEP26 |
SOV |
2.46% |
364 DAYS T-BILL - 24SEP2026 |
SOV |
2.00% |
364 DAYS T-BILL - 17SEP2026 |
SOV |
1.29% |
182 DAYS T-BILL 03SEP26 |
SOV |
1.14% |
364 DAYS T-BILL - 19FEB2027 |
SOV |
0.92% |
182 DAYS T-BILL - 10SEP2026 |
SOV |
0.38% |
364 DTB 09Jul2026 |
SOV |
0.02% |
SECURITISED DEBT |
|
4.29% |
Shivshakti Securitisation Trust 2025-1 |
CRISIL AAA(SO) |
1.75% |
Radhakrishna Securitisation Trust 2025-1 |
CRISIL AAA(SO) |
1.39% |
India Universal Trust Al2 |
IND AAA(SO) |
0.96% |
India Universal Trust Al2 |
IND AAA(SO) |
0.19% |
Floating rates notes - Corporate |
|
1.61% |
ICICI Home Finance Company Limited |
ICRA AAA |
1.61% |
Alternative Investment Funds (AIF) |
|
0.30% |
Corporate Debt Market Development Fund |
|
0.30% |
Interest Rate Swaps |
|
0.12% |
BARCLAYS BANK PLC |
|
0.01% |
BARCLAYS BANK PLC |
|
0.01% |
BNP Paribas - Indian branches |
|
0.01% |
DBS Bank Ltd/India |
|
0.01% |
BNP Paribas - Indian branches |
|
0.01% |
HSBC Bank |
|
0.01% |
BARCLAYS BANK PLC |
|
0.01% |
BARCLAYS BANK PLC |
|
0.01% |
BNP Paribas - Indian branches |
|
0.01% |
BARCLAYS BANK PLC |
|
0.00% |
ICICI Securities Primary Dealership Limited |
|
0.00% |
ICICI Securities Primary Dealership Limited |
|
0.00% |
Standard Chartered Bank |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
ICICI Securities Primary Dealership Limited |
|
0.00% |
HSBC Bank |
|
0.00% |
ICICI Securities Primary Dealership Limited |
|
0.00% |
DBS Bank Ltd/India |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
Standard Chartered Bank |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
DBS Bank Ltd/India |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
Standard Chartered Bank |
|
0.00% |
BARCLAYS BANK PLC |
|
0.00% |
Standard Chartered Bank |
|
0.00% |
BARCLAYS BANK PLC |
|
0.00% |
DBS Bank Ltd/India |
|
0.00% |
HSBC Bank |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
ICICI Securities Primary Dealership Limited |
|
0.00% |
DBS Bank Ltd/India |
|
0.00% |
ICICI Securities Primary Dealership Limited |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
IDFC First Bank Limited |
|
-0.00% |
Standard Chartered Bank |
|
-0.00% |
BNP Paribas - Indian branches |
|
-0.00% |
Standard Chartered Bank |
|
-0.00% |
BNP Paribas - Indian branches |
|
-0.00% |
State Government bond |
|
0.03% |
7.96% MAHARASHTRA 29JUN2026 SDL |
SOV |
0.03% |
Cash & Current Assets |
|
2.03% |
Grand Total |
100.00 % |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Low Duration Fund An open-ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Low Duration Debt Index A-I  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |