An open-ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk.
April 2026
| Debt Scheme |  |
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| Investment Objective | |
| The objective of the scheme is to provide income which is consistent with a portfolio through investments in a basket of Investment Objective debt and money market instruments of short maturities with a view to provide reasonable returns. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Low Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
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|
| Fund Snapshot | |
| Date of Allotment : May 14, 1998 | |
| Benchmark: Nifty Low Duration Debt Index A-I | |
| Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: July 15, 2011 Experience in Managing the Fund: 14.8 Years |
|
| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: April 01, 2017 Experience in Managing the Fund: 9.1 Years |
|
| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter |
|
| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
|
| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
|
| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on April 30, 2026 (in ₹Crore) | |
| Month End AUM | 13,267.31 |
| Monthly Average AUM | 12,786.09 |
| Base Expense Ratio (BER) | |
| Regular | 1.04% |
| Direct | 0.36% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on April 30, 2026 | |
| Regular Growth | 685.84 |
| Regular IDCW$ | 100.12 |
| Regular IDCW$ | 100.75 |
| IP Growth | 480.89 |
| IP IDCW$ | 100.16 |
| Direct Growth | 764.83 |
| Direct IDCW$ | 100.21 |
| Direct IDCW$ | 100.83 |
| $Income Distribution cum capital withdrawal | |
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|
| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 60.40% |
| Certificate of Deposit | 19.30% |
| Sovereign | 10.64% |
| Cash & cash equivalent | 4.90% |
| Others | 4.75% |
| Debt Quants | |
| Modified Duration | 0.88 years |
| Average Maturity | 1.03 years |
| Yield to Maturity | 7.21% |
| Macaulay Duration | 0.95 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
Debt & Debt Related |
||
Fixed rates bonds - Corporate |
59.25 % |
|
● Bharti Telecom Limited |
CRISIL AAA |
6.01 % |
● Jtpm Metal Traders Pvt Ltd |
CRISIL AA |
3.02 % |
● Jubilant Bevco Ltd |
CRISIL AA |
2.87 % |
● National Bank For Agriculture and Rural Development |
ICRA AAA |
2.72 % |
● REC Limited |
ICRA AAA |
2.64 % |
● Small Industries Development Bank of India |
CRISIL AAA |
2.04 % |
● Indian Railway Finance Corporation Limited |
ICRA AAA |
2.00 % |
360 ONE Prime Ltd |
ICRA AA |
1.89 % |
Tata Capital Housing Finance Limited |
ICRA AAA |
1.86 % |
ICICI Home Finance Company Limited |
CRISIL AAA |
1.82 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
1.66 % |
National Bank for Financing Infrastructure and Dev |
ICRA AAA |
1.66 % |
REC Limited |
ICRA AAA |
1.49 % |
Poonawalla Fincorp Limited |
CRISIL AAA |
1.47 % |
REC Limited |
ICRA AAA |
1.36 % |
Vedanta Limited |
CRISIL AA |
1.34 % |
Embassy Office Parks REIT |
CRISIL AAA |
1.32 % |
Aditya Birla Housing Finance Limited |
ICRA AAA |
1.31 % |
Small Industries Development Bank of India |
CRISIL AAA |
1.29 % |
Knowledge Realty Trust |
CRISIL AAA |
1.14 % |
Poonawalla Fincorp Limited |
CRISIL AAA |
1.05 % |
Hinduja Leyland Finance Limited |
CRISIL AA+ |
0.96 % |
Muthoot Finance Limited |
ICRA AA+ |
0.96 % |
Hinduja Leyland Finance Limited |
CRISIL AA+ |
0.94 % |
Small Industries Development Bank of India |
CRISIL AAA |
0.94 % |
L&T Finance Ltd |
ICRA AAA |
0.93 % |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.76 % |
Jio Credit Ltd |
CRISIL AAA |
0.74 % |
Housing & Urban Development Corporation Limited |
ICRA AAA |
0.74 % |
Aditya Birla Finance Limited |
ICRA AAA |
0.71 % |
SMFG India Home Finance Company Limited |
CARE AAA |
0.68 % |
Tata Capital Limited |
ICRA AAA |
0.64 % |
REC Limited |
CRISIL AAA |
0.57 % |
Hinduja Leyland Finance Limited |
CRISIL AA+ |
0.48 % |
Aditya Birla Housing Finance Limited |
ICRA AAA |
0.45 % |
Hero Housing Finance Ltd |
ICRA AA+ |
0.45 % |
JSW Energy Limited |
ICRA AA |
0.45 % |
RJ Corp Ltd |
CRISIL AAA |
0.39 % |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.38 % |
Power Finance Corporation Limited |
ICRA AAA |
0.38 % |
National Bank For Agriculture and Rural Development |
CRISIL AAA |
0.38 % |
REC Limited |
ICRA AAA |
0.37 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.37 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.33 % |
Piramal Finance Limited |
CARE AA+ |
0.30 % |
Small Industries Development Bank of India |
CRISIL AAA |
0.30 % |
Bharti Telecom Limited |
CARE AAA |
0.23 % |
Bharti Telecom Limited |
CRISIL AAA |
0.22 % |
Tata Capital Limited |
ICRA AAA |
0.19 % |
Hero Housing Finance Ltd |
ICRA AA+ |
0.19 % |
National Bank For Agriculture and Rural Development |
CRISIL AAA |
0.19 % |
JSW Energy Limited |
ICRA AA |
0.19 % |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.19 % |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.19 % |
REC Limited |
ICRA AAA |
0.19 % |
JSW Energy Limited |
ICRA AA |
0.18 % |
Summit Digitel Infrastructure Private Limited |
CRISIL AAA |
0.15 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.15 % |
Small Industries Development Bank of India |
CRISIL AAA |
0.15 % |
Embassy Office Parks REIT |
CRISIL AAA |
0.13 % |
L&T Finance Limited |
IND AAA |
0.08 % |
Jubilant Beverages Ltd |
CRISIL AA |
0.04 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.02 % |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.02 % |
Money Market Instruments |
19.44 % |
|
● National Bank For Agriculture and Rural Development |
ICRA A1+ |
2.14 % |
Punjab National Bank |
ICRA A1+ |
1.86 % |
Canara Bank |
ICRA A1+ |
1.79 % |
Punjab National Bank |
ICRA A1+ |
1.78 % |
Small Industries Development Bank of India |
CRISIL A1+ |
1.63 % |
Indian Bank |
CRISIL A1+ |
1.61 % |
National Bank For Agriculture and Rural Development |
ICRA A1+ |
1.25 % |
ICICI Bank Limited |
ICRA A1+ |
1.07 % |
ICICI Bank Limited |
ICRA A1+ |
0.72 % |
Small Industries Development Bank of India |
CRISIL A1+ |
0.71 % |
Kotak Mahindra Bank Limited |
CRISIL A1+ |
0.71 % |
Indian Bank |
CRISIL A1+ |
0.71 % |
Small Industries Development Bank of India |
CRISIL A1+ |
0.71 % |
HDFC Bank Limited |
ICRA A1+ |
0.71 % |
National Bank For Agriculture and Rural Development |
ICRA A1+ |
0.36 % |
Bank of Baroda |
CARE A1+ |
0.36 % |
Punjab National Bank |
ICRA A1+ |
0.36 % |
Bank of Baroda |
CARE A1+ |
0.36 % |
Union Bank of India |
ICRA A1+ |
0.25 % |
Indian Bank |
CRISIL A1+ |
0.18 % |
HDFC Bank Limited |
ICRA A1+ |
0.18 % |
TREASURY BILLS |
10.69 % |
|
● Government of India |
SOV |
3.71 % |
● Government of India |
SOV |
2.40 % |
Government of India |
SOV |
1.96 % |
Government of India |
SOV |
1.26 % |
Government of India |
SOV |
0.90 % |
Government of India |
SOV |
0.37 % |
Government of India |
SOV |
0.08 % |
Government of India |
SOV |
0.02 % |
SECURITISED DEBT |
4.34 % |
|
Shivshakti Securitisation Trust 2025-1 |
CRISIL AAA(SO) |
1.73 % |
Radhakrishna Securitisation Trust 2025-1 |
CRISIL AAA(SO) |
1.37 % |
| Sector/Issuer Name | Rating |
% to Net Assets |
India Universal Trust Al2 |
IND AAA(SO) |
0.97 % |
India Universal Trust Al2 |
IND AAA(SO) |
0.27 % |
Floating rates notes - Corporate |
1.58 % |
|
ICICI Home Finance Company Limited |
ICRA AAA |
1.58 % |
Alternative Investment Funds (AIF) |
0.30 % |
|
Corporate Debt Market Development Fund |
0.30 % |
|
Interest Rate Swaps |
0.15 % |
|
BARCLAYS BANK PLC |
1.52 % |
|
BNP Paribas - Indian branches |
1.13 % |
|
BNP Paribas - Indian branches |
0.76 % |
|
BARCLAYS BANK PLC |
0.76 % |
|
DBS Bank Ltd/India |
0.76 % |
|
BNP Paribas - Indian branches |
0.76 % |
|
HSBC Bank |
0.76 % |
|
BARCLAYS BANK PLC |
0.76 % |
|
BARCLAYS BANK PLC |
0.76 % |
|
BNP Paribas - Indian branches |
0.76 % |
|
ICICI Securities Primary Dealership Limited |
0.76 % |
|
BARCLAYS BANK PLC |
0.76 % |
|
ICICI Securities Primary Dealership Limited |
0.76 % |
|
Standard Chartered Bank |
0.76 % |
|
BNP Paribas - Indian branches |
0.76 % |
|
ICICI Securities Primary Dealership Limited |
0.76 % |
|
HSBC Bank |
0.76 % |
|
ICICI Securities Primary Dealership Limited |
0.76 % |
|
DBS Bank Ltd/India |
0.76 % |
|
BNP Paribas - Indian branches |
0.76 % |
|
Standard Chartered Bank |
0.76 % |
|
BNP Paribas - Indian branches |
0.76 % |
|
DBS Bank Ltd/India |
0.76 % |
|
BNP Paribas - Indian branches |
0.76 % |
|
DBS Bank Ltd/India |
0.76 % |
|
Standard Chartered Bank |
0.76 % |
|
BARCLAYS BANK PLC |
0.76 % |
|
ICICI Securities Primary Dealership Limited |
0.76 % |
|
Standard Chartered Bank |
0.76 % |
|
DBS Bank Ltd/India |
0.75 % |
|
HSBC Bank |
0.75 % |
|
BNP Paribas - Indian branches |
0.75 % |
|
DBS Bank Ltd/India |
0.75 % |
|
BNP Paribas - Indian branches |
0.75 % |
|
ICICI Securities Primary Dealership Limited |
0.75 % |
|
DBS Bank Ltd/India |
0.75 % |
|
ICICI Securities Primary Dealership Limited |
0.75 % |
|
BNP Paribas - Indian branches |
0.75 % |
|
Standard Chartered Bank |
0.75 % |
|
BNP Paribas - Indian branches |
0.75 % |
|
Standard Chartered Bank |
0.75 % |
|
BARCLAYS BANK PLC |
0.72 % |
|
BNP Paribas - Indian branches |
0.19 % |
|
IDFC First Bank Limited |
0.19 % |
|
IDFC First Bank Limited |
-0.19 % |
|
BNP Paribas - Indian branches |
-0.19 % |
|
BARCLAYS BANK PLC |
-0.72 % |
|
Standard Chartered Bank |
-0.75 % |
|
DBS Bank Ltd/India |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
ICICI Securities Primary Dealership Limited |
-0.75 % |
|
ICICI Securities Primary Dealership Limited |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
HSBC Bank |
-0.75 % |
|
Standard Chartered Bank |
-0.75 % |
|
ICICI Securities Primary Dealership Limited |
-0.75 % |
|
BARCLAYS BANK PLC |
-0.75 % |
|
ICICI Securities Primary Dealership Limited |
-0.75 % |
|
Standard Chartered Bank |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
DBS Bank Ltd/India |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
DBS Bank Ltd/India |
-0.75 % |
|
Standard Chartered Bank |
-0.75 % |
|
HSBC Bank |
-0.75 % |
|
DBS Bank Ltd/India |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
BARCLAYS BANK PLC |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
BARCLAYS BANK PLC |
-0.75 % |
|
ICICI Securities Primary Dealership Limited |
-0.75 % |
|
BARCLAYS BANK PLC |
-0.75 % |
|
BARCLAYS BANK PLC |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
DBS Bank Ltd/India |
-0.75 % |
|
HSBC Bank |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
DBS Bank Ltd/India |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
ICICI Securities Primary Dealership Limited |
-0.75 % |
|
DBS Bank Ltd/India |
-0.75 % |
|
ICICI Securities Primary Dealership Limited |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
Standard Chartered Bank |
-0.75 % |
|
BNP Paribas - Indian branches |
-0.75 % |
|
Standard Chartered Bank |
-0.75 % |
|
BNP Paribas - Indian branches |
-1.13 % |
|
BARCLAYS BANK PLC |
-1.51 % |
|
State Government bond |
0.03 % |
|
7.96% MAHARASHTRA 29JUN2026 SDL |
SOV |
0.03 % |
Net Cash and Cash Equivalent |
4.23 % |
|
Grand Total |
100.00 % |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Low Duration Fund An open-ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Low Duration Debt Index A-I  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |