An open-ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk.
June 2026
| Debt Scheme |  |
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| Investment Objective | |
| The objective of the scheme is to provide income which is consistent with a portfolio through investments in a basket of Investment Objective debt and money market instruments of short maturities with a view to provide reasonable returns. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Low Duration Fund | |
| Scheme Rating: [ICRA]AAAmfs | |
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| Fund Snapshot | |
| Date of Allotment : May 14, 1998 | |
| Benchmark: Nifty Low Duration Debt Index A-I | |
| Fund Manager - Mr. Kaustubh Gupta Managing the Fund Since: July 15, 2011 Experience in Managing the Fund: 15.0 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: April 01, 2017 Experience in Managing the Fund: 9.3 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on June 30, 2026 (in ₹Crore) | |
| Month End AUM | 9,774.94 |
| Monthly Average AUM | 11,290.81 |
| Base Expense Ratio (BER) | |
| Regular | 1.04% |
| Direct | 0.36% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on June 30, 2026 | |
| Regular Growth | 694.46 |
| Regular IDCW$ | 100.00 |
| Regular IDCW$ | 101.00 |
| IP Growth | 485.05 |
| IP IDCW$ | 100.00 |
| Direct Growth | 775.45 |
| Direct IDCW$ | 100.00 |
| Direct IDCW$ | 101.13 |
$Income Distribution cum capital withdrawal Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis
using 3 years history of monthly returns. |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 66.05% |
| Sovereign | 14.29% |
| Certificate of Deposit | 13.93% |
| Others | 4.89% |
| Commercial Papers | 0.86% |
| Debt Quants | |
| Modified Duration | 1.01 years |
| Average Maturity | 1.15 years |
| Yield to Maturity | 7.45% |
| Macaulay Duration | 1.08 years |
| Standard Deviation | 0.68% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 72.10% | |
| ● Bharti Telecom Limited | CRISIL AAA | 8.17% |
| ● Jubilant Bevco Ltd | CRISIL AA | 3.98% |
| ● Jtpm Metal Traders Pvt Ltd | CRISIL AA | 3.69% |
| ● REC Limited | ICRA AAA | 3.57% |
| ● Small Industries Development Bank of India | CRISIL AAA | 3.29% |
| ● Small Industries Development Bank of India | CRISIL AAA | 2.77% |
| ● Indian Railway Finance Corporation Limited | ICRA AAA | 2.73% |
| 360 ONE Prime Ltd | ICRA AA | 2.57% |
| Tata Capital Housing Finance Limited | ICRA AAA | 2.53% |
| ICICI Home Finance Company Limited | CRISIL AAA | 2.49% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 2.28% |
| Poonawalla Fincorp Limited | CRISIL AAA | 1.99% |
| REC Limited | ICRA AAA | 1.85% |
| Vedanta Limited | CRISIL AA | 1.83% |
| Embassy Office Parks REIT | CRISIL AAA | 1.81% |
| Aditya Birla Housing Finance Limited | ICRA AAA | 1.78% |
| National Bank for Financing Infrastructure and Dev | ICRA AAA | 1.78% |
| Knowledge Realty Trust | CRISIL AAA | 1.56% |
| Poonawalla Fincorp Limited | CRISIL AAA | 1.42% |
| Hinduja Leyland Finance Limited | CRISIL AA+ | 1.33% |
| Muthoot Finance Limited | ICRA AA+ | 1.30% |
| Small Industries Development Bank of India | CRISIL AAA | 1.28% |
| Hinduja Leyland Finance Limited | CRISIL AA+ | 1.28% |
| Tata Capital Housing Finance Limited | ICRA AAA | 1.03% |
| Jio Credit Ltd | CRISIL AAA | 1.02% |
| Housing & Urban Development Corporation Limited | ICRA AAA | 1.01% |
| Aditya Birla Finance Limited | ICRA AAA | 0.96% |
| SMFG India Home Finance Company Limited | CARE AAA | 0.92% |
| REC Limited | CRISIL AAA | 0.78% |
| Hinduja Leyland Finance Limited | CRISIL AA+ | 0.65% |
| Aditya Birla Housing Finance Limited | ICRA AAA | 0.62% |
| Hero Housing Finance Ltd | ICRA AA+ | 0.61% |
| JSW Energy Limited | ICRA AA | 0.61% |
| RJ Corp Ltd | CRISIL AAA | 0.54% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.51% |
| REC Limited | ICRA AAA | 0.51% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.50% |
| Piramal Finance Limited | CARE AA+ | 0.41% |
| Small Industries Development Bank of India | CRISIL AAA | 0.41% |
| Bharti Telecom Limited | CARE AAA | 0.31% |
| Bharti Telecom Limited | CRISIL AAA | 0.29% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 0.26% |
| Tata Capital Limited | ICRA AAA | 0.26% |
| Hero Housing Finance Ltd | ICRA AA+ | 0.26% |
| JSW Energy Limited | ICRA AA | 0.26% |
| REC Limited | ICRA AAA | 0.26% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.25% |
| L&T Finance Ltd | ICRA AAA | 0.25% |
| JSW Energy Limited | ICRA AA | 0.25% |
| Summit Digitel Infrastructure Private Limited | CRISIL AAA | 0.21% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.20% |
| Small Industries Development Bank of India | CRISIL AAA | 0.20% |
| Embassy Office Parks REIT | CRISIL AAA | 0.18% |
| L&T Finance Limited | IND AAA | 0.10% |
| Tata Capital Limited | ICRA AAA | 0.10% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.03% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.03% |
| Money Market Instruments | 16.62% | |
| ● National Bank For Agriculture and Rural Development | ICRA A1+ | 2.95% |
| Small Industries Development Bank of India | CRISIL A1+ | 2.25% |
| Punjab National Bank | ICRA A1+ | 1.72% |
| Small Industries Development Bank of India | CRISIL A1+ | 0.98% |
| Canara Bank | ICRA A1+ | 0.98% |
| Kotak Mahindra Bank Limited | CRISIL A1+ | 0.98% |
| Indian Bank | CRISIL A1+ | 0.98% |
| Indian Bank | CRISIL A1+ | 0.98% |
| Small Industries Development Bank of India | CRISIL A1+ | 0.98% |
| Sundaram Finance Limited | ICRA A1+ | 0.96% |
| ICICI Bank Limited | ICRA A1+ | 0.73% |
| ICICI Bank Limited | ICRA A1+ | 0.49% |
| Punjab National Bank | ICRA A1+ | 0.49% |
| Union Bank of India | ICRA A1+ | 0.35% |
| HDFC Bank Limited | ICRA A1+ | 0.34% |
| HDFC Bank Limited | ICRA A1+ | 0.24% |
| Punjab National Bank | ICRA A1+ | 0.20% |
| TREASURY BILLS | 16.06% | |
| ● 182 DAYS T-BILL - 21AUG2026 | SOV | 5.08% |
| ● 182 DAYS T-BILL 18SEP26 | SOV | 3.29% |
| 364 DAYS T-BILL - 24SEP2026 | SOV | 2.68% |
| 364 DAYS T-BILL - 17SEP2026 | SOV | 1.72% |
| 182 DAYS T-BILL 03SEP26 | SOV | 1.52% |
| 364 DAYS T-BILL - 19FEB2027 | SOV | 1.24% |
| 182 DAYS T-BILL - 10SEP2026 | SOV | 0.51% |
| 364 DTB 09Jul2026 | SOV | 0.03% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| SECURITISED DEBT | 5.11% | |
| Shivshakti Securitisation Trust 2025-1 | CRISIL AAA(SO) | 2.35% |
| Radhakrishna Securitisation Trust 2025-1 | CRISIL AAA(SO) | 1.36% |
| India Universal Trust Al2 | IND AAA(SO) | 1.24% |
| India Universal Trust Al2 | IND AAA(SO) | 0.15% |
| Floating rates notes - Corporate | 2.15% | |
| ICICI Home Finance Company Limited | ICRA AAA | 2.15% |
| Alternative Investment Funds (AIF) | 0.40% | |
| Corporate Debt Market Development Fund | 0.40% | |
| Interest Rate Swaps | -0.02% | |
| BNP Paribas - Indian branches | 1.53% | |
| BNP Paribas - Indian branches | 1.03% | |
| BARCLAYS BANK PLC | 1.03% | |
| DBS Bank Ltd/India | 1.03% | |
| BNP Paribas - Indian branches | 1.03% | |
| HSBC Bank | 1.03% | |
| ICICI Securities Primary Dealership Limited | 1.03% | |
| BARCLAYS BANK PLC | 1.03% | |
| ICICI Securities Primary Dealership Limited | 1.02% | |
| Standard Chartered Bank | 1.02% | |
| HSBC Bank | 1.02% | |
| BARCLAYS BANK PLC | 1.02% | |
| BARCLAYS BANK PLC | 1.02% | |
| BNP Paribas - Indian branches | 1.02% | |
| Standard Chartered Bank | 1.02% | |
| BNP Paribas - Indian branches | 1.02% | |
| BNP Paribas - Indian branches | 1.02% | |
| Standard Chartered Bank | 1.02% | |
| BARCLAYS BANK PLC | 1.02% | |
| DBS Bank Ltd/India | 1.02% | |
| HSBC Bank | 1.02% | |
| BNP Paribas - Indian branches | 1.02% | |
| BNP Paribas - Indian branches | 1.02% | |
| ICICI Securities Primary Dealership Limited | 1.02% | |
| DBS Bank Ltd/India | 1.02% | |
| ICICI Securities Primary Dealership Limited | 1.02% | |
| BNP Paribas - Indian branches | 1.02% | |
| Standard Chartered Bank | 1.02% | |
| BNP Paribas - Indian branches | 1.02% | |
| Standard Chartered Bank | 1.02% | |
| ICICI Securities Primary Dealership Limited | 1.02% | |
| DBS Bank Ltd/India | 1.02% | |
| BARCLAYS BANK PLC | 1.02% | |
| BARCLAYS BANK PLC | 0.97% | |
| BNP Paribas - Indian branches | 0.26% | |
| IDFC First Bank Limited | 0.25% | |
| IDFC First Bank Limited | -0.26% | |
| BNP Paribas - Indian branches | -0.26% | |
| BARCLAYS BANK PLC | -0.97% | |
| Standard Chartered Bank | -1.02% | |
| HSBC Bank | -1.02% | |
| ICICI Securities Primary Dealership Limited | -1.02% | |
| BARCLAYS BANK PLC | -1.02% | |
| ICICI Securities Primary Dealership Limited | -1.02% | |
| Standard Chartered Bank | -1.02% | |
| BNP Paribas - Indian branches | -1.02% | |
| BNP Paribas - Indian branches | -1.02% | |
| Standard Chartered Bank | -1.02% | |
| HSBC Bank | -1.02% | |
| DBS Bank Ltd/India | -1.02% | |
| BNP Paribas - Indian branches | -1.02% | |
| BARCLAYS BANK PLC | -1.02% | |
| BNP Paribas - Indian branches | -1.02% | |
| BARCLAYS BANK PLC | -1.02% | |
| BARCLAYS BANK PLC | -1.02% | |
| BARCLAYS BANK PLC | -1.02% | |
| BNP Paribas - Indian branches | -1.02% | |
| DBS Bank Ltd/India | -1.02% | |
| HSBC Bank | -1.02% | |
| BNP Paribas - Indian branches | -1.02% | |
| BNP Paribas - Indian branches | -1.02% | |
| ICICI Securities Primary Dealership Limited | -1.02% | |
| DBS Bank Ltd/India | -1.02% | |
| ICICI Securities Primary Dealership Limited | -1.02% | |
| BNP Paribas - Indian branches | -1.02% | |
| Standard Chartered Bank | -1.02% | |
| BNP Paribas - Indian branches | -1.02% | |
| Standard Chartered Bank | -1.02% | |
| ICICI Securities Primary Dealership Limited | -1.02% | |
| DBS Bank Ltd/India | -1.02% | |
| BARCLAYS BANK PLC | -1.02% | |
| BNP Paribas - Indian branches | -1.53% | |
| Net Cash and Cash Equivalent | -12.41% | |
| Grand Total | 100.00% |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Low Duration Fund An open-ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk |
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| This product is suitable for investors who are seeking*: | |
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|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty Low Duration Debt Index A-I  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |