Aditya Birla Sun Life Low Duration Fund

An open ended low duration debt scheme investing in instruments such that Macaulay duration of the portfolio is between 6 months and 12 months. A relatively high interest rate risk and moderate credit risk.
Data as on 30th May 2025
Fund Details
Investment Objective
The objective of the scheme is to provide income which is consistent with a portfolio through investments in a basket of Investment Objective debt and money market instruments of short maturities with a view to provide reasonable returns. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.

Fund Manager
Mr. Kaustubh Gupta & Mr. Mohit Sharma
Managing Fund Since
July 15, 2011, April 01, 2017
Experience in Managing the Fund
13.9 years, 8.2 years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load Nil
Total Expense Ratio (TER)
Regular 1.20%
Direct 0.43%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 13087.29 Crores
AUM as on last day 13528.18 Crores
Date of Allotment
May 14, 1998
Benchmark
NIFTY Low Duration Debt Index A-I
Other Parameters
Modified Duration 0.88 years
Average Maturity 1.13 years
Yield to Maturity 6.83%
Macaulay Duration 0.96 years

Application Amount for fresh subscription
₹ 100 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 100 (plus in multiplies of ₹ 1)
SIP
Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter
NAV of Plans / Options ₹^
Regular Plan Institutional Plan@ Direct Plan
Growth 654.3198 458.7881 724.3254
Daily IDCW$: 101.0255 101.0257 101.0255
IDCW$: - - -
$Income Distribution cum capital withdrawal
^The Face Value per unit of all the plans/ options under Aditya Birla Sun Life Low Duration Fund is ₹ 100/-
@Institutional Plan has been discontinued and does not accept fresh subscriptions/Switch in.
PORTFOLIO
Issuer
% to Net Assets
Rating
Fixed rates bonds - Corporate 55.96%
National Bank For Agriculture and Rural Development 2.96% CRISIL AAA
National Bank For Agriculture and Rural Development 2.46% ICRA AAA
360 ONE Prime Ltd  1.90% ICRA AA
REC Limited  1.87% ICRA AAA
Small Industries Development Bank of India  1.86% CRISIL AAA
ICICI Home Finance Company Limited  1.81% CRISIL AAA
Shriram Finance Ltd  1.73% CRISIL AA+
National Bank For Agriculture and Rural Development 1.72% ICRA AAA
National Bank for Financing Infrastructure and Dev  1.69% ICRA AAA
Embassy Office Parks REIT  1.68% CRISIL AAA
National Bank For Agriculture and Rural Development 1.61% CRISIL AAA
Small Industries Development Bank of India  1.51% CRISIL AAA
REC Limited  1.50% ICRA AAA
LIC Housing Finance Limited  1.47% CRISIL AAA
REC Limited  1.36% ICRA AAA
Muthoot Finance Limited  1.14% ICRA AA+
Tata Capital Limited  1.13% ICRA AAA
Small Industries Development Bank of India  0.94% CRISIL AAA
Hinduja Leyland Finance Limited  0.93% CRISIL AA+
REC Limited 0.92% ICRA AAA
HDB Financial Services Limited  0.83% CRISIL AAA
CreditAccess Grameen Limited  0.77% IND AA-
Small Industries Development Bank of India 0.76% CRISIL AAA
Bajaj Housing Finance Limited  0.76% CRISIL AAA
LIC Housing Finance Limited 0.75% CRISIL AAA
Muthoot Finance Limited 0.75% ICRA AA+
Shriram Finance Ltd  0.75% CRISIL AA+
Tata Capital Housing Finance Limited 0.74% ICRA AAA
Hinduja Leyland Finance Limited  0.70% CRISIL AA+
Aditya Birla Finance Limited  0.70% ICRA AAA
SMFG India Home Finance Company Limited  0.67% CARE AAA
Bharti Telecom Limited 0.60% CARE AAA
Power Finance Corporation Limited 0.59% ICRA AAA
HDB Financial Services Limited  0.57% CRISIL AAA
Small Industries Development Bank of India 0.57% CRISIL AAA
Tata Projects Limited  0.56% IND AA
REC Limited  0.56% CARE AAA
REC Limited  0.56% CRISIL AAA
Small Industries Development Bank of India  0.55% ICRA AAA
REC Limited  0.51% ICRA AAA
National Bank For Agriculture and Rural Development  0.49% ICRA AAA
LIC Housing Finance Limited  0.48% CRISIL AAA
State Bank of India - Tier II - Basel III  0.48% ICRA AAA
Aditya Birla Housing Finance Limited  0.45% ICRA AAA
JSW Energy Limited  0.45% ICRA AA
Hero Housing Finance Ltd  0.45% ICRA AA+
Power Finance Corporation Limited  0.38% ICRA AAA
SMFG India Home Finance Company Limited  0.37% CRISIL AAA
Tata Capital Housing Finance Limited  0.37% ICRA AAA
REC Limited  0.37% ICRA AAA
REC Limited  0.37% ICRA AAA
HDB Financial Services Limited  0.37% CRISIL AAA
Small Industries Development Bank of India  0.37% ICRA AAA
Sikka Ports and Terminals Limited  0.37% CRISIL AAA
Small Industries Development Bank of India 0.30% CRISIL AAA
Small Industries Development Bank of India  0.30% ICRA AAA
Bharti Telecom Limited  0.27% CARE AAA
Small Industries Development Bank of India  0.26% ICRA AAA
Muthoot Finance Limited  0.22% ICRA AA+
Indian Railway Finance Corporation Limited  0.19% ICRA AAA
Cholamandalam Investment and Finance Company Limited  0.19% ICRA AA+
REC Limited  0.19% ICRA AAA
HDB Financial Services Limited  0.19% CRISIL AAA
Small Industries Development Bank of India  0.19% CRISIL AAA
REC Limited  0.19% ICRA AAA
Nexus Select Trust  0.19% ICRA AAA
National Bank For Agriculture and Rural Development 0.19% ICRA AAA
National Bank For Agriculture and Rural Development 0.19% CRISIL AAA
Hero Housing Finance Ltd  0.19% ICRA AA+
National Bank For Agriculture and Rural Development  0.18% ICRA AAA
Summit Digitel Infrastructure Private Limited  0.15% CRISIL AAA
Tata Projects Limited  0.15% CRISIL AA
HDB Financial Services Limited  0.15% CRISIL AAA
Embassy Office Parks REIT  0.13% CRISIL AAA
Bharti Telecom Limited  0.12% CARE AAA
REC Limited  0.11% ICRA AAA
Mindspace Business Parks REIT  0.11% ICRA AAA
Small Industries Development Bank of India  0.11% ICRA AAA
Kotak Mahindra Prime Limited  0.07% ICRA AAA
Tata Capital Housing Finance Limited  0.07% ICRA AAA
National Bank For Agriculture and Rural Development 0.06% ICRA AAA
DLF Home Developers Ltd  0.04% ICRA AAA
REC Limited  0.02% ICRA AAA
ICICI Home Finance Company Limited  0.01% ICRA AAA
Issuer
% to Net Assets
Rating
Money Market Instruments 23.03%
Kotak Mahindra Bank Limited 3.53% CRISIL A1+
Export Import Bank of India 2.25% ICRA A1+
Bank of Baroda 1.81% IND A1+
Bank of Baroda 1.43% IND A1+
Punjab National Bank 1.41% ICRA A1+
HDFC Bank Limited 1.23% ICRA A1+
Bank of Baroda 1.09% IND A1+
IndusInd Bank Limited 1.07% CRISIL A1+
Axis Bank Limited 1.06% ICRA A1+
HDFC Bank Limited 0.73% ICRA A1+
Axis Bank Limited 0.72% ICRA A1+
Sharekhan Ltd 0.72% ICRA A1+
ICICI Bank Limited 0.72% ICRA A1+
Union Bank of India 0.71% ICRA A1+
Canara Bank 0.71% CRISIL A1+
Kotak Mahindra Bank Limited 0.71% CRISIL A1+
Export Import Bank of India 0.71% ICRA A1+
Sharekhan Ltd 0.36% ICRA A1+
Small Industries Development Bank of India 0.36% CRISIL A1+
Indian Bank 0.36% CRISIL A1+
Canara Bank 0.36% CRISIL A1+
ICICI Bank Limited 0.29% ICRA A1+
Canara Bank 0.18% CRISIL A1+
Export Import Bank of India 0.18% ICRA A1+
Axis Bank Limited 0.18% ICRA A1+
Axis Bank Limited 0.14% ICRA A1+
Canara Bank 0.02% CRISIL A1+
State Government bond 4.45%
7.00% RAJASTHAN 25SEP2025 SDL 4.45% SOV
TREASURY BILLS 4.02%
Government of India 1.84% SOV
Government of India 1.46% SOV
Government of India 0.72% SOV
Floating rates notes - Corporate 2.84%
ICICI Home Finance Company Limited  1.55% ICRA AAA
DME Development Limited  0.13% CRISIL AAA
DME Development Limited  0.13% CRISIL AAA
DME Development Limited  0.13% CARE AAA
DME Development Limited  0.13% CRISIL AAA
DME Development Limited  0.13% CRISIL AAA
DME Development Limited  0.13% CRISIL AAA
DME Development Limited  0.13% CRISIL AAA
DME Development Limited  0.13% CRISIL AAA
DME Development Limited  0.13% CRISIL AAA
DME Development Limited  0.13% CRISIL AAA 
SECURITISED DEBT 2.42%
India Universal Trust Al2  1.28% IND AAA(SO)
India Universal Trust Al2  1.14% IND AAA(SO)
Government Bond 2.39%
5.63% GOI 12APR2026 1.66% SOV
5.22% GOVERNMENT OF INDIA 15JUN25 G-SEC 0.72% SOV
Alternative Investment Funds (AIF) 0.24%
Corporate Debt Market Development Fund 0.24%
Cash Management Bills 0.00%
Government of India 0.00% SOV
Interest Rate Swaps -0.10%
BNP Paribas - Indian branches 0.01%
DBS Bank Ltd/India 0.00%
BNP Paribas - Indian branches -0.00%
Standard Chartered Bank -0.00%
BARCLAYS BANK PLC -0.00%
BNP Paribas - Indian branches -0.00%
DBS Bank Ltd/India -0.00%
BNP Paribas - Indian branches -0.00%
DBS Bank Ltd/India -0.00%
BARCLAYS BANK PLC -0.00%
Standard Chartered Bank -0.00%
BARCLAYS BANK PLC -0.00%
ICICI Securities Primary Dealership Limited -0.00%
IDFC First Bank Limited -0.00%
BNP Paribas - Indian branches -0.00%
Standard Chartered Bank -0.00%
ICICI Securities Primary Dealership Limited -0.00%
DBS Bank Ltd/India -0.00%
HSBC Bank -0.00%
BNP Paribas - Indian branches -0.00%
DBS Bank Ltd/India -0.00%
BNP Paribas - Indian branches -0.00%
ICICI Securities Primary Dealership Limited -0.00%
DBS Bank Ltd/India -0.01%
ICICI Securities Primary Dealership Limited -0.01%
BNP Paribas - Indian branches -0.01%
BNP Paribas - Indian branches -0.01%
BNP Paribas - Indian branches -0.01%
Standard Chartered Bank -0.01%
BNP Paribas - Indian branches -0.01%
Standard Chartered Bank -0.01%
BNP Paribas - Indian branches -0.01%
Cash & Current Assets 4.75%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Kaustubh Gupta is 11. Total Schemes managed by Mr. Mohit Sharma is 23. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

This page is a part of the June 2025 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.