Aditya Birla Sun Life Bal Bhavishya Yojna
An open ended fund for investment for children having a lock-in for at least 5 years or till
the child attains age of majority (whichever is earlier)
February 2026
| Equity Scheme |  |
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An open ended fund for investment for children having a lock-in for at least 5 years or till
the child attains age of majority (whichever is earlier)
February 2026
| Equity Scheme | |
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| Investment Objective | |
| The investment objective of the Scheme is to seek generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.The Scheme does not guarantee/indicate any returns. Thereis no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Children’s Fund (Solution Oriented Fund) | |
| Fund Snapshot | |
| Date of Allotment : Feb 11, 2019 | |
| Benchmark: Nifty 500 TRI | |
| Fund Manager - Mr. Chanchal Khandelwal Managing the Fund Since: March 22, 2021 Experience in Managing the Fund: 4.9 Years |
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| Fund Manager - Mr. Harshil Suvarnkar Managing the Fund Since: November 01, 2024 Experience in Managing the Fund: 1.3 Years |
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| SIP: Monthly: Minimum ₹ 500/- and in multiples of ₹ 1 thereafter |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | Compulsory Lock-in Option (5 years or till the child attains age of majority (whichever is earlier). |
| Count of Securities: 71 | |
| AUM as on February 27, 2026 (in ₹Crore) | |
| Month End AUM | 1,156.97 |
| Monthly Average AUM | 1,179.22 |
| Total Expense Ratio (TER) | |
| Regular | 2.17% |
| Direct | 1.07% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on February 27, 2026 | |
| Regular Growth | 19.71 |
| Regular IDCW$ | 17.26 |
| Direct Growth | 22.12 |
| Direct IDCW$ | 19.36 |
| $Income Distribution cum capital withdrawal | |
| Valuation Parameters | |
| Average P/E | 26.11 |
| Average P/BV | 5.01 |
| Average Dividend Yield | 1.01% |
| Top 10 Sectoral Contribution (in %) |
 |
| Market Capitalisation |
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| Volatility Measures | |
| Portfolio Turnover | 0.34 |
| Standard Deviation | 12.58% |
| Sharpe Ratio | 0.78 |
| Beta | 0.96 |
| Treynor Ratio | 0.11 |
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.17% (FBIL Overnight MIBOR as on 27 February, 2026) for calculating SharpeRatio |
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| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
Equity & Equity Related |
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Banks |
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21.53 % |
• ICICI Bank Limited |
6.20 % |
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• HDFC Bank Limited |
4.61 % |
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• Axis Bank Limited |
3.24 % |
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• State Bank of India |
2.41 % |
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AU Small Finance Bank Limited |
2.14 % |
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IndusInd Bank Limited |
1.21 % |
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Kotak Mahindra Bank Limited |
1.08 % |
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Bank of Maharashtra |
0.65 % |
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IT - Software |
|
6.62 % |
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• Infosys Limited |
3.10 % |
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Tech Mahindra Limited |
1.64 % |
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LTIMindtree Limited |
1.16 % |
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Persistent Systems Limited |
0.71 % |
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Consumer Durables |
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5.79 % |
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Dixon Technologies (India) Limited |
1.31 % |
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Century Plyboards (India) Limited |
1.27 % |
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V-Guard Industries Limited |
1.22 % |
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Bluestone Jewellery And Lifestyle Ltd |
0.88 % |
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Cello World Ltd |
0.59 % |
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Greenply Industries Ltd |
0.52 % |
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Finance |
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5.40 % |
• Shriram Finance Ltd |
2.24 % |
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Bajaj Finance Limited |
1.19 % |
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Mas Financial Services Limited |
1.14 % |
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REC Limited |
0.83 % |
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Retailing |
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4.94 % |
MEESHO LTD |
2.09 % |
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Eternal Limited |
1.65 % |
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Trent Limited |
0.81 % |
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Go Fashion India Limited |
0.39 % |
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Pharmaceuticals & Biotechnology |
4.71 % |
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Emcure Pharmaceuticals Ltd |
1.38 % |
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J.B. Chemicals & Pharmaceuticals Limited |
1.36 % |
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Aurobindo Pharma Limited |
1.17 % |
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Jubilant Pharmova Ltd |
0.79 % |
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Divi''s Laboratories Limited |
0.02 % |
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Petroleum Products |
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3.99 % |
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• Reliance Industries Limited |
3.99 % |
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Healthcare Services |
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3.29 % |
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Rainbow Childrens Medicare Limited |
1.49 % |
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Thyrocare Technologies Limited |
0.95 % |
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Aster DM Healthcare Limited |
0.85 % |
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Personal Products |
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3.11 % |
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Dabur India Limited |
1.79 % |
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Godrej Consumer Products Limited |
1.32 % |
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Telecom - Services |
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2.72 % |
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• Bharti Airtel Limited |
2.72 % |
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Fertilizers & Agrochemicals |
2.62 % |
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UPL Limited |
1.48 % |
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Sumitomo Chemical India Limited |
1.15 % |
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Cement & Cement Products |
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2.62 % |
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Ambuja Cements Limited |
1.41 % |
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Grasim Industries Limited |
1.21 % |
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Construction |
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2.59 % |
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Miscellaneous includes securities with exposure of less than 0.01%
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
• Larsen & Toubro Limited |
2.59 % |
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Beverages |
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2.57 % |
Varun Beverages Limited |
1.48 % |
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United Breweries Limited |
1.09 % |
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Industrial Products |
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2.49 % |
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WELSPUN CORP LIMITED |
1.54 % |
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TIMKEN INDIA LTD |
0.95 % |
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Non - Ferrous Metals |
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2.32 % |
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• Hindalco Industries Limited |
2.32 % |
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Electrical Equipment |
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2.30 % |
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Thermax Limited |
1.16 % |
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Bharat Heavy Electricals Limited |
1.15 % |
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Auto Components |
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2.22 % |
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Samvardhana Motherson International Limited |
1.34 % |
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Minda Corporation Limited |
0.88 % |
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Power |
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2.15 % |
CESC Limited |
1.18 % |
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Tata Power Company Limited |
0.98 % |
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IT - Services |
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2.12 % |
Inventurus Knowledge Solutions Ltd |
1.40 % |
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Cyient Limited |
0.72 % |
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Automobiles |
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1.89 % |
Mahindra & Mahindra Limited |
1.89 % |
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Leisure Services |
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1.71 % |
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SAMHI Hotels Ltd |
1.11 % |
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Devyani International Limited |
0.59 % |
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Textiles & Apparels |
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1.54 % |
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Gokaldas Exports Ltd |
0.78 % |
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Arvind Limited |
0.76 % |
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Insurance |
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1.33 % |
Max Financial Services Limited |
1.33 % |
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Diversified Metals |
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1.26 % |
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Vedanta Limited |
1.26 % |
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Ferrous Metals |
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1.08 % |
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Jindal Steel & Power Limited |
1.08 % |
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Chemicals & Petrochemicals |
0.93 % |
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Tata Chemicals Limited |
0.93 % |
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Food Products |
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0.82 % |
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Bikaji Foods International Ltd |
0.82 % |
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Financial Technology (Fintech) |
0.71 % |
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One 97 Communications Limited |
0.71 % |
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Transport Infrastructure |
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0.66 % |
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Adani Ports and Special Economic Zone Limited |
0.66 % |
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Agricultural Food & other Products |
0.64 % |
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Balrampur Chini Mills Limited |
0.64 % |
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Agricultural Commercial & Construction Vehicles |
0.63 % |
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Tata Motors Limited |
0.63 % |
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Aerospace & Defense |
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0.22 % |
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Cyient DLM Ltd |
0.22 % |
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Net Cash and Cash Equivalent |
0.48 % |
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Grand Total |
100.00 % |
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| Scheme Name | |
| Aditya Birla Sun Life Bal Bhavishya
Yojna An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)s |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty 500 TRI  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |