 |
Aditya Birla Sun Life Regular Savings Fund |
| An open ended hybrid scheme investing predominantly in debt instruments |
| Data as on 31st October 2024 |
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Fund Details |
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Investment Objective |
| The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
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Fund Category |
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Investment Style |
| Conservative Hybrid Fund |  |
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| Fund Manager | |
|---|---|
| Mr. Dhaval Shah, Mr. Harshil Suvarnkar & Mr. Dhaval Joshi |
| Managing Fund Since | |
|---|---|
| May 14, 2020, March 22, 2021 & November 21, 2022 |
| Experience in Managing the Fund | |
|---|---|
| 4.5 years, 3.6 years & 1.9 Years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load | For redemption /switch-out of units on or before 90 days from the date of allotment: 1.00% of applicable NAV. For redemption /switch-out of units after 90 days from the date of allotment: Nil. |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 1.91% |
| Direct | 1.01% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
|---|---|
| Monthly Average AUM | 1420.16 Crores |
| AUM as on last day | 1424.58 Crores |
| Date of Allotment | |
|---|---|
| May 22, 2004 |
| Benchmark | |
|---|---|
| CRISIL Hybrid 85+15 - Conservative Index |
| Other Parameters | |
|---|---|
| Modified Duration | 4.26 years |
| Average Maturity | 6.49 years |
| Yield to Maturity (for Debt Component) |
7.27% |
| Macaulay Duration | 4.45 years |
| Portfolio Turnover (for Equity Component) |
1.32 |
| Application Amount for fresh subscription | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| SIP | |
|---|---|
| Daily/Weekly/Monthly: Minimum ₹ 100/- |
 NAV of Plans / Options ₹ |
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|---|---|---|
| Regular Plan | Direct Plan | |
| Growth | 63.4797 | 70.4837 |
| Monthly IDCW$: | 16.4533 | 26.6944 |
| $Income Distribution cum capital withdrawal | ||
|
PORTFOLIO |
|
| Issuer | % to Net Assets |
|
| Equity & Equity Related | ||
| Banks | 4.47% | |
| ICICI Bank Limited | 2.11% | |
| HDFC Bank Limited | 1.70% | |
| State Bank of India | 0.66% | |
| IT - Software | 2.10% | |
| Infosys Limited | 1.33% | |
| Coforge Limited | 0.56% | |
| Birlasoft Limited | 0.20% | |
| Consumer Durables | 1.89% | |
| Voltas Limited | 0.51% | |
| V-Guard Industries Limited | 0.48% | |
| Whirlpool of India Limited | 0.47% | |
| Dixon Technologies (India) Limited | 0.43% | |
| Healthcare Services | 1.14% | |
| Fortis Healthcare Limited | 0.66% | |
| Vijaya Diagnostic Centre Limited | 0.47% | |
| Pharmaceuticals & Biotechnology | 1.10% | |
| Sun Pharmaceutical Industries Limited | 0.86% | |
| Cipla Limited | 0.24% | |
| Automobiles | 1.04% | |
| Mahindra & Mahindra Limited | 0.52% | |
| Bajaj Auto Limited | 0.52% | |
| REITS | 1.01% | |
| Nexus Select Trust | 1.01% | |
| Insurance | 0.95% | |
| Max Financial Services Limited | 0.47% | |
| Star Health & Allied Insurance Limited | 0.35% | |
| Medi Assist Healthcare Services Ltd | 0.12% | |
| Electrical Equipment | 0.94% | |
| TD Power Systems Limited | 0.59% | |
| Thermax Limited | 0.35% | |
| Telecom - Services | 0.92% | |
| Bharti Airtel Limited | 0.92% | |
| Construction | 0.85% | |
| Larsen & Toubro Limited | 0.85% | |
| Cement & Cement Products | 0.78% | |
| UltraTech Cement Limited | 0.78% | |
| Auto Components | 0.72% | |
| SJS Enterprises Pvt Limited | 0.43% | |
| CIE Automotive India Ltd | 0.29% | |
| Non - Ferrous Metals | 0.60% | |
| Hindalco Industries Limited | 0.60% | |
| Industrial Products | 0.58% | |
| Cummins India Limited | 0.30% | |
| TIMKEN INDIA LTD | 0.26% | |
| RHI Magnesita India Limited | 0.02% | |
| Realty | 0.58% | |
| Brigade Enterprises Limited | 0.58% | |
| Power | 0.40% | |
| India Grid Trust | 0.40% | |
| Transport Infrastructure | 0.38% | |
| IRB InvIT Fund | 0.38% | |
| Personal Products | 0.38% | |
| Godrej Consumer Products Limited | 0.38% | |
| Petroleum Products | 0.32% | |
| Reliance Industries Limited | 0.32% | |
| Alternative Investment Funds (AIF) | 0.31% | |
| Corporate Debt Market Development Fund | 0.31% | |
| Oil | 0.28% | |
| Oil & Natural Gas Corporation Limited | 0.28% | |
| Chemicals & Petrochemicals | 0.28% | |
| Vinati Organics Limited | 0.28% | |
| Food Products | 0.27% | |
| Mrs Bectors Food Specialities Limited | 0.27% | |
| Finance | 0.27% | |
| SBFC Finance Ltd | 0.27% | |
| Retailing | 0.25% | |
| Zomato Limited | 0.25% | |
| Leisure Services | 0.19% | |
| Westlife Development Ltd | 0.19% | |
| Miscellaneous | 0.00% | |
| Magnasound (I) Limited | 0.00% | |
| Issuer | % to Net Assets | Rating |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 32.53% | |
| Bajaj Housing Finance Limited | 2.13% | CRISIL AAA |
| REC Limited | 1.82% | CRISIL AAA |
| Tata Capital Housing Finance Limited | 1.77% | ICRA AAA |
| Small Industries Development Bank of India | 1.76% | CRISIL AAA |
| Shriram Finance Ltd | 1.76% | CRISIL AA+ |
| Small Industries Development Bank of India | 1.75% | ICRA AAA |
| Union Bank of India - Tier II - Basel III | 1.74% | CRISIL AAA |
| State Bank of India - Tier II - Basel III | 1.71% | ICRA AAA |
| Nexus Select Trust | 1.06% | ICRA AAA |
| Shriram Finance Ltd | 1.05% | CRISIL AA+ |
| National Bank For Agriculture and Rural Development | 0.98% | ICRA AAA |
| Issuer | % to Net Assets |
Ratings |
| Bharti Telecom Limited | 0.88% | CRISIL AA+ |
| Mindspace Business Parks REIT | 0.88% | CRISIL AAA |
| LIC Housing Finance Limited | 0.71% | CRISIL AAA |
| LIC Housing Finance Limited | 0.71% | CRISIL AAA |
| Tata Capital Housing Finance Limited | 0.71% | CRISIL AAA |
| Bajaj Finance Limited | 0.71% | CRISIL AAA |
| Mahindra & Mahindra Financial Services Limited | 0.71% | ICRA AAA |
| Bajaj Finance Limited | 0.70% | CRISIL AAA |
| Bajaj Finance Limited | 0.70% | CRISIL AAA |
| REC Limited | 0.70% | ICRA AAA |
| REC Limited | 0.70% | ICRA AAA |
| Kotak Mahindra Investments Limited | 0.70% | CRISIL AAA |
| HDFC Bank Limited | 0.70% | ICRA AAA |
| Summit Digitel Infrastructure Private Limited | 0.69% | CRISIL AAA |
| State Bank of India - Tier II - Basel III | 0.69% | ICRA AAA |
| Tata Capital Housing Finance Limited | 0.42% | ICRA AAA |
| REC Limited | 0.37% | CRISIL AAA |
| Bajaj Housing Finance Limited | 0.36% | CRISIL AAA |
| Bajaj Finance Limited | 0.35% | CRISIL AAA |
| Embassy Office Parks REIT | 0.35% | CRISIL AAA |
| SMFG India Credit Co. Ltd. | 0.35% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 0.35% | ICRA AAA |
| Mahindra & Mahindra Financial Services Limited | 0.35% | CRISIL AAA |
| Tata Capital Housing Finance Limited | 0.35% | ICRA AAA |
| Tata Capital Housing Finance Limited | 0.35% | ICRA AAA |
| LIC Housing Finance Limited | 0.34% | CRISIL AAA |
| LIC Housing Finance Limited | 0.07% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 0.06% | CRISIL AAA |
| NTPC Limited | 0.00% | CRISIL AAA |
| IL&FS Tamil Nadu Power Company Limited | 0.00% | |
| IL&FS Tamil Nadu Power Company Limited | 0.00% | |
| IL&FS Tamil Nadu Power Company Limited | 0.00% | |
| Government Bond | 21.75% | |
| 7.17% GOVERNMENT OF INDIA 17APR30 | 6.78% | SOV |
| 7.34% INDIA GOVERNMENT BOND 22APR2064 | 2.20% | SOV |
| 7.02% GOVERNMENT OF INDIA 18JUN31 G-SEC | 2.13% | SOV |
| 7.30% GOI 19JUN53 | 1.92% | SOV |
| 7.17% GOI (MD 08/01/2028) | 1.78% | SOV |
| 5.15% GOVERNMENT OF INDIA 09NOV25 G-SEC | 1.38% | SOV |
| 7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC | 1.22% | SOV |
| 7.25% GOI 12JUN63 | 1.09% | SOV |
| 7.23% INDIA GOVERNMENT BOND 15APR2039 | 0.72% | SOV |
| 7.10% GOVERNMENT OF INDIA 18APR29 | 0.71% | SOV |
| 7.26% GOVERNMENT OF INDIA 06FEB33 | 0.53% | SOV |
| 7.18% GOI 24-Jul-2037 | 0.42% | SOV |
| 7.10% GOVT 08-Apr-2034 | 0.42% | SOV |
| 7.04% GOVERNMENT OF INDIA 03JUN29 G-SEC | 0.35% | SOV |
| 8.17% GOI (MD 01/12/2044) | 0.08% | SOV |
| 7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC | 0.00% | SOV |
| 7.27% GOI 08APR26 | 0.00% | SOV |
| State Government bond | 10.14% | |
| 7.49% TAMIL NADU 24APR2034 SDL | 2.16% | SOV |
| 7.13% TAMIL NADU 30OCT2034 SDL | 1.41% | SOV |
| 7.13% RAJASTHAN 30OCT2034 SDL | 1.41% | SOV |
| 7.15% KARNATAKA 30OCT2036 SDL | 1.05% | SOV |
| 7.37% RAJASTHAN 29MAY2034 SDL | 0.71% | SOV |
| 7.10% TAMIL NADU 19SEP2034 SDL | 0.70% | SOV |
| 7.00% KARNATAKA 03OCT2030 SDL | 0.70% | SOV |
| 7.19% TAMIL NADU 21AUG2034 SDL | 0.45% | SOV |
| 7.23% TAMIL NADU 14JUN2027 SDL | 0.35% | SOV |
| 7.06% GUJARAT 14AUG2029 SDL | 0.35% | SOV |
| 7.10% KARNATAKA 23OCT2035 SDL | 0.35% | SOV |
| 8.29% ANDHRA PRADESH - 13JAN26 SDL | 0.29% | SOV |
| HARYANA 08.21% 31MAR2026 SDL | 0.17% | SOV |
| 8.83% UTTAR PRADESH 24FEB2026 SDL | 0.02% | SOV |
| 8.46% GUJARAT 10FEB2026 SDL | 0.00% | SOV |
| 8.08% Telangana UDAY BOND (MD 22/03/2031) | 0.00% | SOV |
| 8.04% Telangana UDAY BOND (MD 22/03/2030) | 0.00% | SOV |
| 8.27% Telangana UDAY BOND (MD 22/03/2028) | 0.00% | SOV |
| 8.07% Telangana UDAY BOND (MD 22/03/2029) | 0.00% | SOV |
| 7.95% Telangana UDAY BOND (MD 22/03/2032) | 0.00% | SOV |
| Cash Management Bills | 8.39% | |
| Government of India | 1.24% | SOV |
| Government of India | 1.13% | SOV |
| Government of India | 0.91% | SOV |
| Government of India | 0.74% | SOV |
| Government of India | 0.66% | SOV |
| Government of India | 0.64% | SOV |
| Government of India | 0.62% | SOV |
| Government of India | 0.62% | SOV |
| Government of India | 0.51% | SOV |
| Government of India | 0.34% | SOV |
| Government of India | 0.33% | SOV |
| Government of India | 0.32% | SOV |
| Government of India | 0.26% | SOV |
| Government of India | 0.07% | SOV |
| Cash & Current Assets | 4.20% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Harshil Suvarnkar is 17. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr. Dhaval Joshi is 39. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800- 270-7000 or from any of our Investor Service Centers.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working
day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment
of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using
XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past
performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW
are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.
The Fund Managers of the scheme are (Mr. Mohit Sharma and Mr. Harshil Suvarnkar) w.e.f. close of business hours of October 31, 2024.
This page is a part of the November 2024 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
