Aditya Birla Sun Life Regular Savings Fund
An open ended hybrid scheme investing predominantly in debt instruments.
May 2026
| Hybrid Scheme |  |
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An open ended hybrid scheme investing predominantly in debt instruments.
May 2026
| Hybrid Scheme | |
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| Investment Objective | |
| The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Conservative Hybrid Fund | |
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| Fund Snapshot | |
| Date of Allotment : May 22, 2004 | |
| Benchmark: CRISIL Hybrid 85 + 15 - Conservative Index | |
| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: November 01, 2024 Experience in Managing the Fund: 1.6 Years |
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| Fund Manager - Mr. Harshil Suvarnkar Managing the Fund Since: March 22, 2021 Experience in Managing the Fund: 5.2 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 1000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption / switch-out of units on or before 90 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 90 days from the date of allotment: Nil. |
| Count of Securities: 44 | |
| AUM as on May 31, 2026 (in ₹Crore) | |
| Month End AUM | 1,475.00 |
| Monthly Average AUM | 1,477.28 |
| Base Expense Ratio (BER) | |
| Regular | 1.54% |
| Direct | 0.82% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on April 30, 2026 | |
| Regular Growth | 68.75 |
| Regular IDCW$ | 16.31 |
| Direct Growth | 77.42 |
| Direct IDCW$ | 26.85 |
| $Income Distribution cum capital withdrawal | |
| Hybrid Exposure (% of net assets) | |
| Net Equity(including REITS) | 21.6% |
| Arbitrage | 0% |
| Debt & Cash | 77.33% |
| Gold/Commodities | 0% |
| Invits/Hybrid Instrument | 1.07% |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Modified Duration | 3.25 years |
| Average Maturity | 5.08 years |
| Yield to Maturity | 8.32% |
| Macaulay Duration | 3.44 years |
| Portfolio Turnover | 1.128 |
| Standard Deviation | 3.64% |
| Sharpe Ratio | 0.73 |
| Beta | 0.95 |
| Treynor Ratio | 0.03 |
| Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.52 % (FBIL Overnight MIBOR as on 29 May, 2026) for calculating SharpeRatio | |
| Rating Profile of Portfolio |  |
Sector/Issuer Name |
Rating |
% to Net Assets |
Banks |
|
5.28% |
ICICI Bank Limited |
|
1.75% |
HDFC Bank Limited |
|
1.51% |
The Federal Bank Limited |
|
0.69% |
Axis Bank Limited |
|
0.67% |
State Bank of India |
|
0.65% |
Healthcare Services |
|
1.61% |
Fortis Healthcare Limited |
|
0.71% |
METROPOLIS HEALTHCARE LIMITED |
|
0.51% |
Apollo Hospitals Enterprise Limited |
|
0.39% |
Finance |
|
1.52% |
Bajaj Finserv Limited |
|
0.91% |
Bajaj Finance Limited |
|
0.34% |
SBFC Finance Ltd |
|
0.28% |
Non - Ferrous Metals |
|
1.45% |
Hindalco Industries Limited |
|
1.45% |
Pharmaceuticals & Biotechnology |
|
1.29% |
Sun Pharmaceutical Industries Limited |
|
0.61% |
Biocon Limited |
|
0.51% |
Abbott India Limited |
|
0.16% |
Telecom - Services |
|
1.12% |
Bharti Airtel Limited |
|
1.12% |
IT - Software |
|
0.95% |
Tech Mahindra Limited |
|
0.55% |
Infosys Limited |
|
0.39% |
Power |
|
0.94% |
India Grid Trust |
|
0.74% |
NTPC Limited |
|
0.20% |
Automobiles |
|
0.84% |
Bajaj Auto Limited |
|
0.53% |
Mahindra & Mahindra Limited |
|
0.31% |
Consumer Durables |
|
0.82% |
Amber Enterprises India Limited |
|
0.36% |
L G Electronics India Ltd |
|
0.20% |
Whirlpool of India Limited |
|
0.16% |
V-Guard Industries Limited |
|
0.10% |
Transport Infrastructure |
|
0.82% |
Adani Ports and Special Economic Zone Limited |
|
0.49% |
Raajmarg Infra Investment Trust |
|
0.32% |
IRB InvIT Fund |
|
0.01% |
REITS |
|
0.81% |
Nexus Select Trust |
|
0.55% |
Embassy Office Parks REIT |
|
0.26% |
Auto Components |
|
0.71% |
SJS Enterprises Pvt Limited |
|
0.71% |
Petroleum Products |
|
0.67% |
Reliance Industries Limited |
|
0.67% |
Retailing |
|
0.64% |
Avenue Supermarts Limited |
|
0.38% |
Eternal Limited |
|
0.25% |
Cement & Cement Products |
|
0.58% |
UltraTech Cement Limited |
|
0.58% |
Insurance |
|
0.50% |
Max Financial Services Limited |
|
0.26% |
SBI Life Insurance Company Limited |
|
0.25% |
Industrial Products |
|
0.49% |
Cummins India Limited |
|
0.49% |
Electrical Equipment |
|
0.45% |
TD Power Systems Limited |
|
0.45% |
Construction |
|
0.43% |
Larsen & Toubro Limited |
|
0.43% |
Alternative Investment Funds (AIF) |
|
0.34% |
Corporate Debt Market Development Fund |
|
0.34% |
Personal Products |
|
0.29% |
Godrej Consumer Products Limited |
|
0.29% |
INVESTMENT FUNDS/MUTUAL FUNDS |
|
0.24% |
ABSL CRISIL-IBX AAA FIN SER SEP 27 DGR |
|
0.14% |
ADITYA BIRLA SL APR33 IND-DG |
|
0.10% |
Chemicals & Petrochemicals |
|
0.18% |
Vinati Organics Limited |
|
0.18% |
Food Products |
|
0.12% |
Mrs Bectors Food Specialities Limited |
|
0.12% |
Diversified FMCG |
|
0.09% |
ITC Limited |
|
0.09% |
Capital Markets |
|
0.07% |
Billionbrains Garage Ventures Ltd |
|
0.07% |
Interest Rate Swaps |
|
0.00% |
BNP Paribas - Indian branches |
|
0.00% |
Miscellaneous |
|
0.00% |
Magnasound (I) Limited |
|
0.00% |
Fixed rates bonds - Corporate |
|
48.34% |
Cholamandalam Investment and Finance Company Limited |
ICRA AA+ |
3.71% |
Jtpm Metal Traders Pvt Ltd |
CRISIL AA |
3.07% |
Adani Power Limited |
CRISIL AA |
2.35% |
Nuvama Wealth Finance Ltd |
CARE AA |
2.04% |
Bajaj Housing Finance Limited |
CRISIL AAA |
2.01% |
Sector/Issuer Name |
Rating |
% to Net Assets |
Bharti Telecom Limited |
CRISIL AAA |
2.01% |
Jubilant Bevco Ltd |
CRISIL AA |
1.85% |
GMR Airport Ltd |
CRISIL A+ |
1.76% |
REC Limited |
CRISIL AAA |
1.72% |
Small Industries Development Bank of India |
CRISIL AAA |
1.69% |
Vedanta Limited |
ICRA AA |
1.69% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
1.69% |
Aditya Birla Finance Limited |
ICRA AAA |
1.69% |
Narayana Hrudayalaya Limited |
ICRA AA |
1.68% |
Vedanta Limited |
ICRA AA |
1.68% |
Knowledge Realty Trust |
CRISIL AAA |
1.67% |
Housing & Urban Development Corporation Limited |
ICRA AAA |
1.66% |
Power Grid Corporation of India Limited |
ICRA AAA |
1.63% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
1.63% |
Muthoot Finance Limited |
ICRA AA+ |
1.35% |
Oxyzo Financial Services Pvt Ltd |
ICRA A+ |
1.34% |
GMR Airport Ltd |
CRISIL A+ |
1.06% |
Bharti Telecom Limited |
CARE AAA |
1.03% |
Summit Digitel Infrastructure Private Limited |
CRISIL AAA |
0.68% |
REC Limited |
ICRA AAA |
0.67% |
National Bank For Agriculture and Rural Development |
ICRA AAA |
0.66% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.66% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.41% |
REC Limited |
CRISIL AAA |
0.35% |
Embassy Office Parks REIT |
CRISIL AAA |
0.34% |
Kotak Mahindra Prime Limited |
ICRA AAA |
0.34% |
SMFG India Credit Co. Ltd. |
ICRA AAA |
0.34% |
Small Industries Development Bank of India |
CRISIL AAA |
0.34% |
LIC Housing Finance Limited |
CRISIL AAA |
0.34% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.34% |
Tata Capital Housing Finance Limited |
ICRA AAA |
0.34% |
Bajaj Housing Finance Limited |
CRISIL AAA |
0.34% |
Indian Railway Finance Corporation Limited |
ICRA AAA |
0.07% |
LIC Housing Finance Limited |
CRISIL AAA |
0.07% |
National Bank For Agriculture and Rural Development |
CRISIL AAA |
0.06% |
IL&FS Tamil Nadu Power Company Limited |
|
0.00% |
IL&FS Tamil Nadu Power Company Limited |
|
0.00% |
State Government bond |
|
9.26% |
7.56% MADHYA PRADESH 04MAR2039 SDL |
SOV |
2.66% |
7.67% HARYANA 27DEC2035 SDL |
SOV |
1.21% |
7.15% KARNATAKA 30OCT2036 SDL |
SOV |
0.98% |
7.65% TAMIL NADU 25JAN2033 SDL |
SOV |
0.85% |
7.25 % KARNATAKA 25MAR2031 SDL |
SOV |
0.67% |
7.38 % NAGALAND 25MAR2031 SDL |
SOV |
0.67% |
7.19% TAMIL NADU 21AUG2034 SDL |
SOV |
0.42% |
7.06% GUJARAT 14AUG2029 SDL |
SOV |
0.34% |
6.99% NAGALAND 18MAR2030 SDL |
SOV |
0.33% |
7.16% UTTAR PRADESH 20FEB2039 SDL |
SOV |
0.32% |
7.08% MAHARASHTRA 25JUN2039 SDL |
SOV |
0.32% |
7.15% MADHYA PRADESH 09JUL2043 SDL |
SOV |
0.32% |
6.70% GUJARAT 23SEP30 SDL |
SOV |
0.13% |
7.72% MAHARASHTRA 25MAY2034 SDL |
SOV |
0.03% |
8.08% Telangana UDAY BOND (MD 22/03/2031) |
SOV |
0.00% |
8.27% Telangana UDAY BOND (MD 22/03/2028) |
SOV |
0.00% |
8.04% Telangana UDAY BOND (MD 22/03/2030) |
SOV |
0.00% |
8.07% Telangana UDAY BOND (MD 22/03/2029) |
SOV |
0.00% |
7.95% Telangana UDAY BOND (MD 22/03/2032) |
SOV |
0.00% |
Money Market Instruments |
|
4.39% |
Small Industries Development Bank of India |
CRISIL A1+ |
1.66% |
Union Bank of India |
ICRA A1+ |
1.61% |
National Bank for Financing Infrastructure and Dev |
IND A1+ |
0.80% |
National Bank For Agriculture and Rural Development |
ICRA A1+ |
0.32% |
Cash Management Bills |
|
3.36% |
Government of India |
SOV |
0.98% |
Government of India |
SOV |
0.69% |
Government of India |
SOV |
0.67% |
Government of India |
SOV |
0.67% |
Government of India |
SOV |
0.28% |
Government of India |
SOV |
0.07% |
Government Bond |
|
3.19% |
7.25% GOI 12JUN63 |
SOV |
0.96% |
6.90% GOI 15-Apr-2065 |
SOV |
0.78% |
7.23% INDIA GOVERNMENT BOND 15APR2039 |
SOV |
0.68% |
7.02% GOVERNMENT OF INDIA 18JUN31 G-SEC |
SOV |
0.34% |
6.48% GOI 06Oct2035 |
SOV |
0.33% |
8.17% GOI (MD 01/12/2044) |
SOV |
0.07% |
7.34% INDIA GOVERNMENT BOND 22APR2064 |
SOV |
0.03% |
Floating rates notes - Corporate |
|
3.05% |
Muthoot Finance Limited |
ICRA AA+ |
3.05% |
SECURITISED DEBT |
|
1.27% |
India Universal Trust Al2 |
IND AAA(SO) |
0.69% |
India Universal Trust Al2 |
IND AAA(SO) |
0.48% |
India Universal Trust Al2 |
IND AAA(SO) |
0.10% |
Cash & Current Assets |
|
3.88% |
| Grand Total | 100.00% |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Regular Savings Fund An open ended hybrid scheme investing predominantly in debt instruments. |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Hybrid 85 + 15 - Conservative Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |