Aditya Birla Sun Life Regular Savings Fund

An open ended hybrid scheme investing predominantly in debt instruments
Data as on 30th April 2025
Fund Details
Investment Objective
The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.
Fund Category
Investment Style
Conservative Hybrid Fund

Fund Manager
Mr. Mohit Sharma & Mr. Harshil Suvarnkar
Managing Fund Since
November 01, 2024 & March 22, 2021
Experience in Managing the Fund
0.5 years & 4.1 years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load For redemption /switch-out of units on or before 90 days from the date of allotment: 1.00% of applicable NAV. For redemption /switch-out of units after 90 days from the date of allotment: Nil.
Total Expense Ratio (TER)
Regular 1.92%
Direct 1.02%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 1368.57 Crores
AUM as on last day 1372.91 Crores
Date of Allotment
May 22, 2004
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Other Parameters
Modified Duration 5.08 years
Average Maturity 8.30 years
Yield to Maturity
(for Debt Component)
7.24%
Macaulay Duration 5.33 years
Portfolio Turnover
(for Equity Component)
1.39

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter
NAV of Plans / Options ₹
Regular Plan Direct Plan
Growth 65.5079 73.0611
Monthly IDCW$: 16.4449 26.8017
$Income Distribution cum capital withdrawal
PORTFOLIO
Issuer
% to Net Assets
Equity & Equity Related
Banks 5.40%
HDFC Bank Limited 2.23%
ICICI Bank Limited 2.08%
State Bank of India 0.66%
Axis Bank Limited 0.43%
Finance 1.77%
Bajaj Finserv Limited 1.07%
Bajaj Finance Limited 0.38%
SBFC Finance Ltd 0.33%
IT - Software 1.57%
Infosys Limited 0.76%
Coforge Limited 0.48%
Tech Mahindra Limited 0.33%
REITS 1.27%
Nexus Select Trust 1.27%
Telecom - Services 1.22%
Bharti Airtel Limited 1.22%
Non - Ferrous Metals 0.86%
Hindalco Industries Limited 0.86%
Pharmaceuticals & Biotechnology 0.86%
Sun Pharmaceutical Industries Limited 0.67%
Abbott India Limited 0.20%
Cement & Cement Products 0.85%
UltraTech Cement Limited 0.85%
Petroleum Products 0.77%
Reliance Industries Limited 0.77%
Automobiles 0.76%
Bajaj Auto Limited 0.44%
Mahindra & Mahindra Limited 0.32%
Transport Infrastructure 0.70%
Adani Ports and Special Economic Zone Limited 0.35%
IRB InvIT Fund 0.35%
Retailing 0.68%
Avenue Supermarts Limited 0.43%
Eternal Limited 0.25%
Healthcare Services 0.65%
METROPOLIS HEALTHCARE LIMITED 0.42%
Fortis Healthcare Limited 0.22%
Consumer Durables 0.64%
Whirlpool of India Limited 0.26%
Dixon Technologies (India) Limited 0.25%
V-Guard Industries Limited 0.13%
Electrical Equipment 0.42%
TD Power Systems Limited 0.42%
Personal Products 0.39%
Godrej Consumer Products Limited 0.39%
Construction 0.37%
Larsen & Toubro Limited 0.37%
Alternative Investment Funds (AIF) 0.34%
Corporate Debt Market Development Fund 0.34%
Auto Components 0.34%
SJS Enterprises Pvt Limited 0.34%
Power 0.34%
NTPC Limited 0.19%
India Grid Trust 0.14%
Industrial Products 0.26%
Cummins India Limited 0.26%
Chemicals & Petrochemicals 0.24%
Vinati Organics Limited 0.24%
Capital Markets 0.23%
BSE Limited 0.23%
Food Products 0.22%
Mrs Bectors Food Specialities Limited 0.22%
Insurance 0.21%
Max Financial Services Limited 0.21%
Miscellaneous 0.00%
Magnasound (I) Limited  0.00%
Issuer % to Net Assets  Rating
Debt & Debt Related
Fixed rates bonds - Corporate 41.87%
Cholamandalam Investment and Finance Company Limited  4.43% ICRA AA+
Bajaj Housing Finance Limited  2.25% CRISIL AAA
LIC Housing Finance Limited  2.25% CRISIL AAA
Nuvama Wealth Finance Ltd  2.20% CARE AA-
REC Limited  1.91% CRISIL AAA
Bharti Telecom Limited  1.88% CARE AAA
Aditya Birla Finance Limited  1.86% ICRA AAA
Small Industries Development Bank of India  1.85% CRISIL AAA
Narayana Hrudayalaya Limited 1.84% ICRA AA
L&T Metro Rail Hyderabad Ltd  1.82%
Vedanta Limited  1.82% ICRA AA
Muthoot Finance Limited  1.47% ICRA AA+
Issuer
% to Net Assets
Ratings
State Bank of India - Tier II - Basel III  1.44% ICRA AAA
Shriram Finance Ltd  1.10% CRISIL AA+
Nexus Select Trust  1.10% ICRA AAA
Bajaj Finance Limited  0.92% CRISIL AAA
Union Bank of India - Tier II - Basel III  0.91% CRISIL AAA
LIC Housing Finance Limited  0.75% CRISIL AAA
LIC Housing Finance Limited  0.75% CRISIL AAA
Bajaj Finance Limited  0.74% CRISIL AAA
REC Limited  0.74% ICRA AAA
Mahindra & Mahindra Financial Services Limited  0.74% ICRA AAA
Tata Capital Housing Finance Limited  0.74% CRISIL AAA
Tata Capital Housing Finance Limited  0.74% ICRA AAA
Kotak Mahindra Investments Limited  0.73% CRISIL AAA
Summit Digitel Infrastructure Private Limited  0.73% CRISIL AAA
State Bank of India - Tier II - Basel III 0.58% ICRA AAA
Tata Capital Housing Finance Limited  0.44% ICRA AAA
REC Limited  0.39% CRISIL AAA
Bajaj Housing Finance Limited  0.38% CRISIL AAA
Tata Capital Housing Finance Limited  0.37% ICRA AAA
Bajaj Finance Limited  0.37% CRISIL AAA
Embassy Office Parks REIT  0.37% CRISIL AAA
Tata Capital Housing Finance Limited  0.37% ICRA AAA
SMFG India Credit Co. Ltd.  0.37% ICRA AAA
Mahindra & Mahindra Financial Services Limited  0.36% CRISIL AAA
LIC Housing Finance Limited  0.08% CRISIL AAA
National Bank For Agriculture and Rural Development  0.07% CRISIL AAA
IL&FS Tamil Nadu Power Company Limited  0.00%
IL&FS Tamil Nadu Power Company Limited  0.00%
IL&FS Tamil Nadu Power Company Limited  0.00%
Government Bond 16.56%
6.79% INDIA GOV BOND 07OCT2034 GSEC 2.63% SOV
6.92% INDIA GOVT BOND 18NOV2039 GSEC 2.28% SOV
7.10% GOVT 08-Apr-2034 2.14% SOV
7.46% GOVERNMENT OF INDIA 06NOV73 G-SEC 1.59% SOV
7.30% GOI 19JUN53 1.26% SOV
7.18% GOI 24-Jul-2037 1.23% SOV
7.34% INDIA GOVERNMENT BOND 22APR2064 1.17% SOV
7.25% GOI 12JUN63 1.16% SOV
7.23% INDIA GOVERNMENT BOND 15APR2039 0.78% SOV
7.17% GOVERNMENT OF INDIA 17APR30 0.76% SOV
5.15% GOVERNMENT OF INDIA 09NOV25 G-SEC 0.73% SOV
7.02% GOVERNMENT OF INDIA 18JUN31 G-SEC 0.38% SOV
7.17% GOI (MD 08/01/2028) 0.37% SOV
8.17% GOI (MD 01/12/2044) 0.08% SOV
7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC 0.00% SOV
7.27% GOI 08APR26 0.00% SOV
State Government bond 9.24%
7.13% TAMIL NADU 30OCT2034 SDL 1.50% SOV
7.11% MAHARASHTRA 25SEP2036 SDL 1.50% SOV
7.15% KARNATAKA 30OCT2036 SDL 1.13% SOV
7.37% RAJASTHAN 29MAY2034 SDL 0.76% SOV
7.10% TAMIL NADU 19SEP2034 SDL 0.75% SOV
7.00% KARNATAKA 03OCT2030 SDL 0.74% SOV
6.75% KARNATAKA 04NOV35 SDL 0.73% SOV
7.19% TAMIL NADU 21AUG2034 SDL 0.48% SOV
7.16% UTTAR PRADESH 20FEB2039 SDL 0.38% SOV
7.06% GUJARAT 14AUG2029 SDL 0.37% SOV
7.23% TAMIL NADU 14JUN2027 SDL 0.37% SOV
8.29% ANDHRA PRADESH - 13JAN26 SDL 0.30% SOV
HARYANA 08.21% 31MAR2026 SDL 0.18% SOV
8.83% UTTAR PRADESH 24FEB2026 SDL 0.02% SOV
8.46% GUJARAT 10FEB2026 SDL 0.00% SOV
8.08% Telangana UDAY BOND (MD 22/03/2031) 0.00% SOV
7.95% Telangana UDAY BOND (MD 22/03/2032) 0.00% SOV
8.04% Telangana UDAY BOND (MD 22/03/2030) 0.00% SOV
8.07% Telangana UDAY BOND (MD 22/03/2029) 0.00% SOV
8.27% Telangana UDAY BOND (MD 22/03/2028) 0.00% SOV
Cash Management Bills 4.56%
Government of India 1.25% SOV
Government of India 0.70% SOV
Government of India 0.67% SOV
Government of India 0.67% SOV
Government of India 0.56% SOV
Government of India 0.35% SOV
Government of India 0.29% SOV
Government of India 0.08% SOV
SECURITISED DEBT 2.24%
India Universal Trust Al2  0.80% IND AAA(SO)
India Universal Trust Al2  0.73% IND AAA(SO)
India Universal Trust Al2  0.72% IND AAA(SO)
Money Market Instruments 0.70%
Indian Bank 0.70% CRISIL A1+
Cash & Current Assets 3.45%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Harshil Suvarnkar is 19. Total Schemes managed by Mr. Mohit Sharma is 23. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800- 270-7000 or from any of our Investor Service Centers.

# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

This page is a part of the May 2025 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.