Aditya Birla Sun Life Regular Savings Fund

An open ended hybrid scheme investing predominantly in debt instruments
Data as on 30th September 2024
Fund Details
Investment Objective
The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.
Fund Category
Investment Style
Conservative Hybrid Fund

Fund Manager
Mr. Dhaval Shah, Mr. Harshil Suvarnkar & Mr. Dhaval Joshi
Managing Fund Since
May 14, 2020, March 22, 2021 & November 21, 2022
Experience in Managing the Fund
4.4 years, 3.5 years & 1.9 Years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load For redemption /switch-out of units on or before 90 days from the date of allotment: 1.00% of applicable NAV. For redemption /switch-out of units after 90 days from the date of allotment: Nil.
Total Expense Ratio (TER)
Regular 1.92%
Direct 1.02%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 1404.57 Crores
AUM as on last day 1413.10 Crores
Date of Allotment
May 22, 2004
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Other Parameters
Modified Duration 4.51 years
Average Maturity 6.53 years
Yield to Maturity
(for Debt Component)
7.34%
Macaulay Duration 4.72 years
Portfolio Turnover
(for Equity Component)
1.32

Application Amount for fresh subscription
₹ 1,000 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 1,000 (plus in multiplies of ₹ 1)
SIP
Daily/Weekly/Monthly: Minimum ₹ 100/-
NAV of Plans / Options ₹
Regular Plan Direct Plan
Growth 63.7584 70.7390
Monthly IDCW$: 16.6089 26.9261
$Income Distribution cum capital withdrawal
PORTFOLIO
Issuer
% to Net Assets
Equity & Equity Related
Banks 4.44%
ICICI Bank Limited 2.09%
HDFC Bank Limited 1.71%
State Bank of India 0.64%
IT - Software 2.18%
Infosys Limited 1.44%
Coforge Limited 0.52%
Birlasoft Limited 0.22%
Consumer Durables 2.05%
Voltas Limited 0.57%
Whirlpool of India Limited 0.54%
V-Guard Industries Limited 0.50%
Dixon Technologies (India) Limited 0.43%
REITS 1.46%
Nexus Select Trust  1.46%
Automobiles 1.26%
Bajaj Auto Limited 0.66%
Mahindra & Mahindra Limited 0.60%
Pharmaceuticals & Biotechnology 1.17%
Sun Pharmaceutical Industries Limited 0.91%
Cipla Limited 0.26%
Healthcare Services 1.12%
Fortis Healthcare Limited 0.66%
Vijaya Diagnostic Centre Limited 0.46%
Insurance 1.00%
Max Financial Services Limited 0.44%
Star Health & Allied Insurance Limited 0.43%
Medi Assist Healthcare Services Ltd 0.13%
Telecom - Services 0.98%
Bharti Airtel Limited 0.98%
Electrical Equipment 0.97%
TD Power Systems Limited 0.60%
Thermax Limited 0.36%
Construction 0.87%
Larsen & Toubro Limited 0.87%
Industrial Products 0.85%
Cummins India Limited 0.33%
TIMKEN INDIA LTD 0.29%
RHI Magnesita India Limited 0.22%
Cement & Cement Products 0.84%
UltraTech Cement Limited 0.84%
Auto Components 0.72%
CIE Automotive India Ltd 0.37%
SJS Enterprises Pvt Limited 0.35%
Realty 0.70%
Brigade Enterprises Limited 0.70%
Non - Ferrous Metals 0.66%
Hindalco Industries Limited 0.66%
Personal Products 0.41%
Godrej Consumer Products Limited 0.41%
Transport Infrastructure 0.39%
IRB InvIT Fund 0.39%
Power 0.39%
India Grid Trust 0.39%
Petroleum Products 0.36%
Reliance Industries Limited 0.36%
Oil 0.32%
Oil & Natural Gas Corporation Limited 0.32%
Alternative Investment Funds (AIF) 0.31%
Corporate Debt Market Development Fund  0.31%
Chemicals & Petrochemicals 0.30%
Vinati Organics Limited 0.30%
Finance 0.29%
SBFC Finance Ltd 0.29%
Retailing 0.29%
Zomato Limited 0.29%
Food Products 0.27%
Mrs Bectors Food Specialities Limited 0.27%
Leisure Services 0.23%
Westlife Development Ltd 0.23%
Miscellaneous 0.00%
Magnasound (I) Limited  0.00%
Issuer % to Net Assets Rating
Debt & Debt Related
Fixed rates bonds - Corporate 32.75%
Bajaj Housing Finance Limited  2.14% CRISIL AAA
REC Limited  1.84% CRISIL AAA
Tata Capital Housing Finance Limited  1.78% ICRA AAA
Small Industries Development Bank of India  1.78% CRISIL AAA
Shriram Finance Ltd  1.77% CRISIL AA+
Small Industries Development Bank of India  1.76% ICRA AAA
Union Bank of India - Tier II - Basel III  1.75% CRISIL AAA
State Bank of India - Tier II - Basel III  1.73% ICRA AAA
Issuer
% to Net Assets
Ratings
Nexus Select Trust  1.06% ICRA AAA
Shriram Finance Ltd  1.06% CRISIL AA+
National Bank For Agriculture and Rural Development  0.99% ICRA AAA
Bharti Telecom Limited  0.89% CRISIL AA+
Mindspace Business Parks REIT  0.88% CRISIL AAA
LIC Housing Finance Limited  0.72% CRISIL AAA
LIC Housing Finance Limited  0.72% CRISIL AAA
Tata Capital Housing Finance Limited  0.71% CRISIL AAA
Bajaj Finance Limited  0.71% CRISIL AAA
REC Limited  0.71% ICRA AAA
Bajaj Finance Limited  0.71% CRISIL AAA
Bajaj Finance Limited  0.71% CRISIL AAA
Kotak Mahindra Investments Limited  0.71% CRISIL AAA
HDFC Bank Limited  0.71% ICRA AAA
Mahindra & Mahindra Financial Services Limited  0.71% ICRA AAA
National Bank For Agriculture and Rural Development  0.71% CRISIL AAA
Summit Digitel Infrastructure Private Limited  0.69% CRISIL AAA
State Bank of India - Tier II - Basel III  0.69% ICRA AAA
Tata Capital Housing Finance Limited  0.42% ICRA AAA
REC Limited  0.37% CRISIL AAA
Bajaj Housing Finance Limited  0.36% CRISIL AAA
Bajaj Finance Limited 0.36% CRISIL AAA
National Bank For Agriculture and Rural Development 0.36% ICRA AAA
Steel Authority of India Limited  0.35% CARE AA
Embassy Office Parks REIT  0.35% CRISIL AAA
Mahindra & Mahindra Financial Services Limited  0.35% CRISIL AAA
Tata Capital Housing Finance Limited  0.35% ICRA AAA
National Bank For Agriculture and Rural Development 0.35% ICRA AAA
LIC Housing Finance Limited  0.34% CRISIL AAA
LIC Housing Finance Limited  0.07% CRISIL AAA
National Bank For Agriculture and Rural Development  0.07% CRISIL AAA
NTPC Limited  0.00% CRISIL AAA
Government Bond 25.70%
7.17% GOVERNMENT OF INDIA 17APR30 6.51% SOV
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC 5.97% SOV
7.02% GOVERNMENT OF INDIA 18JUN31 G-SEC 2.16% SOV
7.17% GOI (MD 08/01/2028) 1.79% SOV
7.30% GOI 19JUN53 1.58% SOV
5.15% GOVERNMENT OF INDIA 09NOV25 G-SEC 1.39% SOV
7.26% GOVERNMENT OF INDIA 06FEB33 1.39% SOV
7.34% INDIA GOVERNMENT BOND 22APR2064 1.12% SOV
7.25% GOI 12JUN63 1.11% SOV
7.23% INDIA GOVERNMENT BOND 15APR2039 0.74% SOV
7.10% GOVERNMENT OF INDIA 18APR29 0.72% SOV
7.10% GOVT 08-Apr-2034 0.43% SOV
7.04% GOVERNMENT OF INDIA 03JUN29 G-SEC 0.36% SOV
7.72% GOI (MD 25/05/2025) 0.36% SOV
8.17% GOI (MD 01/12/2044) 0.08% SOV
7.54% GOVERNMENT OF INDIA 23MAY2036 GSEC 0.00% SOV
7.27% GOI 08APR26 0.00% SOV
Cash Management Bills 8.42%
Government of India 1.25% SOV
Government of India 1.14% SOV
Government of India 0.92% SOV
Government of India 0.74% SOV
Government of India 0.66% SOV
Government of India 0.64% SOV
Government of India 0.62% SOV
Government of India 0.62% SOV
Government of India 0.52% SOV
Government of India 0.34% SOV
Government of India 0.33% SOV
Government of India 0.32% SOV
Government of India 0.26% SOV
Government of India 0.07% SOV
State Government bond 5.28%
7.49% TAMIL NADU 24APR2034 SDL 2.18% SOV
7.37% RAJASTHAN 29MAY2034 SDL 0.72% SOV
7.10% TAMIL NADU 19SEP2034 SDL 0.71% SOV
7.19% TAMIL NADU 21AUG2034 SDL 0.46% SOV
7.23% TAMIL NADU 14JUN2027 SDL 0.36% SOV
7.06% GUJARAT 14AUG2029 SDL 0.36% SOV
8.29% ANDHRA PRADESH - 13JAN26 SDL 0.29% SOV
HARYANA 08.21% 31MAR2026 SDL 0.17% SOV
8.83% UTTAR PRADESH 24FEB2026 SDL 0.02% SOV
8.46% GUJARAT 10FEB2026 SDL 0.00% SOV
8.08% Telangana UDAY BOND (MD 22/03/2031) 0.00% SOV
8.04% Telangana UDAY BOND (MD 22/03/2030) 0.00% SOV
8.27% Telangana UDAY BOND (MD 22/03/2028) 0.00% SOV
8.07% Telangana UDAY BOND (MD 22/03/2029) 0.00% SOV
7.95% Telangana UDAY BOND (MD 22/03/2032) 0.00% SOV
Cash & Current Assets 3.02%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Harshil Suvarnkar is 16. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr. Dhaval Joshi is 39. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800- 270-7000 or from any of our Investor Service Centers.

This page is a part of the October 2024 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.