Aditya Birla Sun Life Banking and Financial Services Fund
An open ended equity scheme investing in the Banking & Financial Services sectors
March 2026
| Equity Scheme |  |
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An open ended equity scheme investing in the Banking & Financial Services sectors
March 2026
| Equity Scheme | |
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| Investment Objective | |
| The primary investment objective of the Scheme is to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. | |
| Fund Category: Sectoral/Thematic | |
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| Fund Snapshot | |
| Date of Allotment : Dec 14, 2013 | |
| Benchmark: Nifty Financial Services TRI | |
| Fund Manager - Mr. Dhaval Gala Managing the Fund Since: August 26, 2015 Experience in Managing the Fund:10.6 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption/switch-out of units on or before 30 days from the date of allotment:1.00% of applicable NAV. For redemption/switch-out of units after 30 days from the date of allotment: Nil |
| Count of Securities:38 | |
| AUM as on March 31, 2026 (in ₹Crore) | |
| Month End AUM | 3,154.86 |
| Monthly Average AUM | 3,393.97 |
| Total Expense Ratio (TER) | |
| Regular | 1.96% |
| Direct | 1.00% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on March 31, 2026 | |
| Regular Growth | 54.66 |
| Regular IDCW$ | 19.99 |
| Direct Growth | 61.71 |
| Direct IDCW$ | 27.20 |
| $Income Distribution cum capital withdrawal | |
| Valuation Parameters | |
| Average P/E | 17.42 |
| Average P/BV | 2.53 |
| Average Dividend Yield | 0.85 |
| Sectoral Contribution(in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Portfolio Turnover | 0.36 |
| Standard Deviation | 15.37% |
| Sharpe Ratio | 0.35 |
| Beta | 0.95 |
| Treynor Ratio | 0.06 |
| Information Ratio | 0.38 |
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 6.98 % (FBIL Overnight MIBOR as on 30 March, 2026) for calculating SharpeRatio
| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Net AUM |
| Equity & Equity Related | |
| Banks | 56.27 % |
| ● ICICI Bank Limited | 14.21 % |
| ● HDFC Bank Limited | 12.54 % |
| ● Axis Bank Limited | 8.47 % |
| ● State Bank of India | 5.96 % |
| ● Kotak Mahindra Bank Limited | 3.97 % |
| ● AU Small Finance Bank Limited | 3.60 % |
| Bank of Maharashtra | 2.44 % |
| City Union Bank Limited | 1.70 % |
| RBL Bank Limited | 1.17 % |
| Ujjivan Small Finance Bank Limited | 0.81 % |
| IndusInd Bank Limited | 0.71 % |
| Karur Vysya Bank Ltd/The | 0.68 % |
| Finance | 24.86 % |
| ● Bajaj Finance Limited | 5.43 % |
| ● Shriram Finance Ltd | 5.22 % |
| Cholamandalam Financial Holdings Limited | 2.26 % |
| PNB Housing Finance Limited | 2.20 % |
| Tata Capital Limited | 2.05 % |
| Aptus Value Housing Finance India Ltd | 1.63 % |
| HDB Financial Services Limited | 1.42 % |
| Muthoot Finance Limited | 1.25 % |
| Bajaj Finserv Limited | 1.03 % |
| SBFC Finance Ltd | 0.89 % |
| Repco Home Finance Limited | 0.56 % |
| Mas Financial Services Limited | 0.47 % |
| Fusion Finance Ltd | 0.44 % |
| Capital Markets | 7.20 % |
| Billionbrains Garage Ventures Ltd | 1.75 % |
| ICICI Prudential Mutual Fund | 1.70 % |
| Computer Age Management Services Limited | 1.04 % |
| Canara Robeco Asset Management Co Ltd/India | 0.78 % |
| PRUDENT CORPORATE ADVISORY SERVICES LTD | 0.70 % |
| Anand Rathi Share & Stock Brokers Ltd | 0.64 % |
| Central Depository Services (India) Limited | 0.58 % |
| DAM Capital Advisors Ltd | 0.02 % |
| Insurance | 6.98 % |
| ● ICICI Lombard General Insurance Company Limited | 3.06 % |
| ● SBI Life Insurance Company Limited | 2.50 % |
| Star Health & Allied Insurance Limited | 0.90 % |
| Go Digit General Insurance Ltd | 0.52 % |
| Financial Technology (Fintech) | 1.64 % |
| PB Fintech Limited | 1.64 % |
| Net Cash and Cash Equivalent | 3.05 % |
| Grand Total | 100.00 % |
Miscellaneous includes securities with exposure of less than 0.01%
| Scheme Name | |
| Aditya Birla Sun Life Banking and Financial Services
Fund An open ended equity scheme investing in the Banking & Financial Services sectors |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter Nifty Financial Services TRI  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |