Aditya Birla Sun Life Banking and Financial Services Fund
An open ended equity scheme investing in the Banking & Financial Services sectors
April 2026
| Equity Scheme |  |
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An open ended equity scheme investing in the Banking & Financial Services sectors
April 2026
| Equity Scheme | |
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| Investment Objective | |
| The primary investment objective of the Scheme is to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. | |
| Fund Category: Sectoral/Thematic | |
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| Fund Snapshot | |
| Date of Allotment : Dec 14, 2013 | |
| Benchmark: Nifty Financial Services TRI | |
| Fund Manager - Mr. Dhaval Gala Managing the Fund Since: August 26, 2015 Experience in Managing the Fund: 10.7 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption/switch-out of units on or before 30 days from the date of allotment:1.00% of applicable NAV. For redemption/switch-out of units after 30 days from the date of allotment: Nil |
| Count of Securities: 39 | |
| AUM as on April 30, 2026 (in ₹Crore) | |
| Month End AUM | 3,541.09 |
| Monthly Average AUM | 3,500.18 |
| Base Expense Ratio (BER) | |
| Regular | 1.65% |
| Direct | 0.89% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on April 30, 2026 | |
| Regular Growth | 61.05 |
| Regular IDCW$ | 22.33 |
| Direct Growth | 68.98 |
| Direct IDCW$ | 30.41 |
| $Income Distribution cum capital withdrawal | |
| Valuation Parameters | |
| Average P/E | 19.98 |
| Average P/BV | 2.52 |
| Average Dividend Yield | 0.83 |
| Sectoral Contribution(in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Portfolio Turnover | 0.41 |
| Standard Deviation | 16.28% |
| Sharpe Ratio | 0.55 |
| Beta | 0.98 |
| Treynor Ratio | 0.09 |
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.34 % (FBIL Overnight MIBOR as on 30 April, 2026) for calculating SharpeRatio
| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Net AUM |
% of Derivatives |
% of Net AUM |
| Equity & Equity Related | |||
| Banks | 55.15% | ||
| ● ICICI Bank Limited | 13.26% | ||
| ● HDFC Bank Limited | 11.79% | ||
| ● Axis Bank Limited | 8.25% | ||
| ● State Bank of India | 5.79% | ||
| ● AU Small Finance Bank Limited | 3.86% | ||
| ● Kotak Mahindra Bank Limited | 3.84% | ||
| ● Bank of Maharashtra | 2.78% | ||
| City Union Bank Limited | 2.17% | ||
| RBL Bank Limited | 1.22% | ||
| Ujjivan Small Finance Bank Limited | 0.81% | ||
| IndusInd Bank Limited | 0.77% | ||
| Karur Vysya Bank Ltd/The | 0.62% | ||
| Finance | 25.70% | ||
| ● Bajaj Finance Limited | 5.66% | ||
| ● Shriram Finance Ltd | 4.99% | ||
| PNB Housing Finance Limited | 2.71% | ||
| Tata Capital Limited | 2.13% | ||
| Aptus Value Housing Finance India Ltd | 1.94% | ||
| HDB Financial Services Limited | 1.49% | ||
| Cholamandalam Financial Holdings Limited | 1.40% | ||
| Muthoot Finance Limited | 1.21% | ||
| Home First Finance Company India Limited | 1.17% | ||
| Bajaj Finserv Limited | 0.99% | ||
| SBFC Finance Ltd | 0.91% | ||
| Fusion Finance Ltd | 0.54% | ||
| Mas Financial Services Limited | 0.51% | ||
| Repco Home Finance Limited | 0.06% | ||
| Capital Markets | 7.98% | ||
| Billionbrains Garage Ventures Ltd | 2.23% | ||
| ICICI Prudential Mutual Fund | 1.78% | ||
| Computer Age Management Services Limited | 1.09% | ||
| Anand Rathi Share & Stock Brokers Ltd | 0.82% | ||
| PRUDENT CORPORATE ADVISORY SERVICES LTD | 0.81% | ||
| Canara Robeco Asset Management Co Ltd/India | 0.80% | ||
| 360 ONE WAM Ltd | 0.34% | ||
| Central Depository Services (India) Limited | 0.11% | ||
| Insurance | 6.91% | ||
| ● ICICI Lombard General Insurance Company Limited | 2.81% | ||
| SBI Life Insurance Company Limited | 2.74% | ||
| Star Health & Allied Insurance Limited | 0.92% | ||
| Go Digit General Insurance Ltd | 0.44% | ||
| Financial Technology (Fintech) | 2.65% | ||
| PB Fintech Limited | 2.65% | ||
| Net Cash and Cash Equivalent | 1.61% | ||
| Grand Total | 100.00% |
Miscellaneous includes securities with exposure of less than 0.01%
| Scheme Name | |
| Aditya Birla Sun Life Banking and Financial Services
Fund An open ended equity scheme investing in the Banking & Financial Services sectors |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter Nifty Financial Services TRI  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |