Aditya Birla Sun Life Banking and Financial Services Fund
An open ended equity scheme investing in the Banking & Financial Services sectors
February 2026
| Equity Scheme |  |
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An open ended equity scheme investing in the Banking & Financial Services sectors
February 2026
| Equity Scheme | |
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| Investment Objective | |
| The primary investment objective of the Scheme is to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. | |
| Fund Category: Sectoral/Thematic | |
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| Fund Snapshot | |
| Date of Allotment : Dec 14, 2013 | |
| Benchmark: Nifty Financial Services TRI | |
| Fund Manager - Mr. Dhaval Gala Managing the Fund Since: August 26, 2015 Experience in Managing the Fund:10.5 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption/switch-out of units on or before 30 days from the date of allotment:1.00% of applicable NAV. For redemption/switch-out of units after 30 days from the date of allotment: Nil |
| Count of Securities:38 | |
| AUM as on February 27, 2026 (in ₹Crore) | |
| Month End AUM | 3,673.37 |
| Monthly Average AUM | 3,705.35 |
| Total Expense Ratio (TER) | |
| Regular | 1.63% |
| Direct | 1.00% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on February 27, 2026 | |
| Regular Growth | 63.89 |
| Regular IDCW$ | 23.36 |
| Direct Growth | 72.07 |
| Direct IDCW$ | 31.77 |
| $Income Distribution cum capital withdrawal | |
| Valuation Parameters | |
| Average P/E | 20.47 |
| Average P/BV | 2.51 |
| Average Dividend Yield | 0.72% |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Portfolio Turnover | 0.33 |
| Standard Deviation | 12.35% |
| Sharpe Ratio | 1.06 |
| Beta | 0.96 |
| Treynor Ratio | 0.14 |
| Information Ratio | 0.05 |
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.17% (FBIL Overnight MIBOR as on 27 February, 2026) for calculating SharpeRatio
| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Net AUM |
Equity & Equity Related |
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Banks |
57.13 % |
• ICICI Bank Limited |
13.96 % |
• HDFC Bank Limited |
13.07 % |
• Axis Bank Limited |
8.67 % |
• State Bank of India |
6.28 % |
• Kotak Mahindra Bank Limited |
4.01 % |
• AU Small Finance Bank Limited |
3.51 % |
• Bank of Maharashtra |
2.55 % |
City Union Bank Limited |
1.72 % |
RBL Bank Limited |
1.11 % |
Ujjivan Small Finance Bank Limited |
0.80 % |
IndusInd Bank Limited |
0.77 % |
Karur Vysya Bank Ltd/The |
0.66 % |
Finance |
23.73 % |
• Bajaj Finance Limited |
5.79 % |
• Shriram Finance Ltd |
3.52 % |
Cholamandalam Financial Holdings Limited |
2.32 % |
PNB Housing Finance Limited |
2.06 % |
HDB Financial Services Limited |
1.85 % |
Tata Capital Limited |
1.81 % |
Aptus Value Housing Finance India Ltd |
1.75 % |
Muthoot Finance Limited |
1.14 % |
Bajaj Finserv Limited |
1.09 % |
SBFC Finance Ltd |
0.88 % |
Repco Home Finance Limited |
0.53 % |
Fusion Finance Ltd |
0.52 % |
Mas Financial Services Limited |
0.47 % |
Capital Markets |
6.90 % |
Billionbrains Garage Ventures Ltd |
1.63 % |
ICICI Prudential Mutual Fund |
1.62 % |
Computer Age Management Services Limited |
0.97 % |
Canara Robeco Asset Management Co Ltd/India |
0.77 % |
Anand Rathi Share & Stock Brokers Ltd |
0.67 % |
PRUDENT CORPORATE ADVISORY SERVICES LTD |
0.65 % |
Central Depository Services (India) Limited |
0.56 % |
DAM Capital Advisors Ltd |
0.02 % |
Insurance |
6.63 % |
• ICICI Lombard General Insurance Company Limited |
2.93 % |
SBI Life Insurance Company Limited |
2.46 % |
Star Health & Allied Insurance Limited |
0.79 % |
Go Digit General Insurance Ltd |
0.46 % |
Financial Technology (Fintech) |
1.46 % |
PB Fintech Limited |
1.46 % |
Net Cash and Cash Equivalent |
4.15 % |
Grand Total |
100.00 % |
Miscellaneous includes securities with exposure of less than 0.01%
| Scheme Name | |
| Aditya Birla Sun Life Banking and Financial Services
Fund An open ended equity scheme investing in the Banking & Financial Services sectors |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter Nifty Financial Services TRI  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |