Aditya Birla Sun Life Balanced Advantage Fund
An open ended Dynamic Asset Allocation fund
March 2026
| Hybrid Scheme |  |
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An open ended Dynamic Asset Allocation fund
March 2026
| Hybrid Scheme | |
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| Investment Objective | |
| The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Balanced Advantage Fund | |
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| Fund Snapshot | |
| Date of Allotment : Apr 25, 2000 | |
| Benchmark: CRISIL Hybrid 50 + 50 - Moderate Index | |
| Fund Manager - Mr. Harish Krishnan Managing the Fund Since: November 01, 2024 Experience in Managing the Fund: 1.4 Years |
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| Fund Manager - Mr. Lovelish Solanki Managing the Fund Since: October 09, 2019 Experience in Managing the Fund: 6.5 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: April 01, 2017 Experience in Managing the Fund: 9.0 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | In respect of each purchase / switch-in of Units: For redemption / switch-out of units on or before 7 days from the date of allotment: 0.25% of applicable NAV. For redemption / switch-out of units after 7 days from the date of allotment: Nil. |
| Count of Securities: 88 | |
| AUM as on March 31, 2026 (in ₹Crore) | |
| Month End AUM | 8,539.88 |
| Monthly Average AUM | 8,778.48 |
| Total Expense Ratio (TER) | |
| Regular | 1.77% |
| Direct | 0.66% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on March 30, 2026 | |
| Regular Growth | 102.25 |
| Regular IDCW$ | 24.48 |
| Direct Growth | 116.95 |
| Direct IDCW$ | 28.04 |
| $Income Distribution cum capital withdrawal | |
| Hybrid Exposure (% of net assets) | |
| Net Equity(including REITS) | 63.81% |
| Arbitrage | 8.64% |
| Debt & Cash | 22.73% |
| Gold/Commodities | 0% |
| Invits/Hybrid Instrument | 4.82% |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Modified Duration | 2.66 years |
| Average Maturity | 3.72 years |
| Yield to Maturity | 7.66% |
| Macaulay Duration | 2.82 years |
| Portfolio Turnover | 2.01 |
| Standard Deviation | 8.26% |
| Sharpe Ratio | 0.49 |
| Beta | 1.04 |
| Treynor Ratio | 0.04 |
| Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 6.98 % (FBIL Overnight MIBOR as on 30 March, 2026) for calculating SharpeRatio | |
| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Equity & Equity Related | |||
| Banks | 12.76% | ||
| ● ICICI Bank Limited | 3.92% | -0.81% | 3.12% |
| ● HDFC Bank Limited | 3.50% | -0.55% | 2.95% |
| ● Kotak Mahindra Bank Limited | 2.32% | ||
| ● State Bank of India | 2.20% | ||
| The Federal Bank Limited | 1.17% | ||
| AU Small Finance Bank Limited | 0.64% | ||
| Bank of Maharashtra | 0.36% | ||
| ● Axis Bank Limited | 1.88 % | -1.87% | 0.01% |
| IT - Software | 6.43% | ||
| ● Infosys Limited | 2.10% | ||
| Tech Mahindra Limited | 1.69% | ||
| HCL Technologies Limited | 1.23% | ||
| Persistent Systems Limited | 0.86% | ||
| Hexaware Technologies limited | 0.55 % | ||
| Tata Consultancy Services Limited | 0.41 % | -0.41% | 0.00 % |
| Auto Components | 3.86 % | ||
| Sona BLW Precision Forgings Limited | 1.12 % | ||
| Samvardhana Motherson International Limited | 0.82 % | ||
| ZF Commercial Vehicle Control Systems India Limited | 0.56 % | ||
| Balkrishna Industries Limited | 0.49 % | ||
| Tube Investments of India Limited | 0.51 % | -0.07 % | 0.44 % |
| Bharat Forge Limited | 0.43 % | ||
| Retailing | 3.76 % | ||
| Lenskart Solutions Ltd | 1.02 % | ||
| MEESHO LTD | 0.66 % | ||
| Avenue Supermarts Limited | 0.65 % | ||
| Vishal Mega Mart Ltd | 0.58 % | ||
| Eternal Limited | 0.54 % | ||
| Aditya Birla Lifestyle Brands Ltd | 0.31 % | ||
| Pharmaceuticals & Biotechnology | 3.15 % | ||
| Ajanta Pharmaceuticals Limited | 0.95 % | ||
| IPCA Laboratories Limited | 0.94 % | ||
| SAI Life Sciences Ltd | 0.63 % | ||
| ANTHEM BIOSCIENCES LIMITED | 0.33 % | ||
| Sanofi India Limited | 0.31 % | ||
| Sun Pharmaceutical Industries Limited | 0.42% | -0.42% | 0.00 % |
| REITS | 3.11% | ||
| Nexus Select Trust | 1.37% | ||
| Brookfield India Real Estate Trust | 0.97% | ||
| Embassy Office Parks REIT | 0.78% | ||
| Insurance | 2.89% | ||
| ICICI Lombard General Insurance Company Limited | 0.87% | ||
| ICICI Lombard General Insurance Company Limited | 0.87 % | ||
| SBI Life Insurance Company Limited | 0.97 % | -0.12 % | 0.85 % |
| Go Digit General Insurance Ltd | 0.82 % | ||
| Medi Assist Healthcare Services Ltd | 0.35 % | ||
| Consumer Durables | 2.25 % | ||
| Blue Star Limited | 1.12 % | ||
| Asian Paints Limited | 0.44 % | ||
| Bluestone Jewellery And Lifestyle Ltd | 0.37 % | ||
| Whirlpool of India Limited | 0.32 % | ||
| Havells India Limited | 0.46 % | -0.46 % | 0.00 % |
| Telecom - Services | 1.88 % | ||
| Bharti Airtel Limited | 1.41 % | ||
| Vodafone Idea Limited | 0.58 % | -0.10 % | 0.48 % |
| Transport Infrastructure | 1.82 % | ||
| Adani Ports and Special Economic Zone Limited | 0.96 % | ||
| GMR Airport Ltd | 0.85 % | ||
| Petroleum Products | 1.72 % | ||
| ● Reliance Industries Limited | 2.76 % | -1.04 % | 1.72 % |
| Personal Products | 1.66 % | ||
| Godrej Consumer Products Limited | 1.23 % | ||
| Gillette India Limited | 0.44 % |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Finance | 1.49% | ||
| Bajaj Finserv Limited | 0.66% | ||
| Bajaj Finance Limited | 0.68 % | -0.09 % | 0.60 % |
| Tata Capital Limited | 0.23 % | ||
| Shriram Finance Ltd | 0.60 % | -0.60 % | 0.00 % |
| Industrial Products | 1.46 % | ||
| APL Apollo Tubes Limited | 0.81 % | -0.06 % | 0.74 % |
| Carborundum Universal Limited | 0.72 % | ||
| Beverages | 1.44 % | ||
| United Spirits Limited | 0.84 % | -0.09 % | 0.75 % |
| United Breweries Limited | 0.69 % | ||
| Varun Beverages Limited | 0.03 % | -0.03 % | 0.00 % |
| Automobiles | 1.27 % | ||
| Ather Energy Ltd | 0.66 % | ||
| Mahindra & Mahindra Limited | 1.07 % | -0.46 % | 0.61 % |
| Non - Ferrous Metals | 1.25 % | ||
| Hindalco Industries Limited | 1.60 % | -0.36 % | 1.25 % |
| Leisure Services | 1.20 % | ||
| Travel Food Services Ltd | 0.73 % | ||
| Jubilant Foodworks Limited | 0.47 % | ||
| INDEX FUTURE | 1.16 % | ||
| Nifty 50 Index | 1.16 % | ||
| Ferrous Metals | 1.12 % | ||
| Jindal Steel & Power Limited | 1.12 % | ||
| Construction | 0.96 % | ||
| Larsen & Toubro Limited | 1.10 % | -0.14 % | 0.96 % |
| Fertilizers & Agrochemicals | 0.93 % | ||
| PI Industries Litmited | 0.50 % | ||
| Sumitomo Chemical India Limited | 0.43 % | ||
| Healthcare Services | 0.87 % | ||
| Apollo Hospitals Enterprise Limited | 0.61 % | ||
| Vijaya Diagnostic Centre Limited | 0.25 % | ||
| Chemicals & Petrochemicals | 0.79 % | ||
| SRF Limited | 0.79 % | ||
| Agricultural Food & other Products | 0.77 % | ||
| Balrampur Chini Mills Limited | 0.77 % | ||
| Power | 0.66 % | ||
| Adani Power Limited | 0.66 % | ||
| NTPC Limited | 0.13 % | -0.13 % | 0.00 % |
| Cement & Cement Products | 0.64 % | ||
| UltraTech Cement Limited | 0.64 % | ||
| Grasim Industries Limited | 0.07 % | -0.07 % | 0.00 % |
| Ambuja Cements Limited | 0.20 % | -0.20 % | 0.00 % |
| Realty | 0.63 % | ||
| Brigade Enterprises Limited | 0.63 % | ||
| DLF Limited | 0.02 % | -0.02 % | 0.00 % |
| Electrical Equipment | 0.56 % | ||
| ABB India Limited | 0.56 % | ||
| CG Power and Industrial Solutions Limited | 0.31 % | -0.31 % | 0.00 % |
| Capital Markets | 0.47 % | ||
| Computer Age Management Services Limited | 0.47 % | ||
| Other Consumer Services | 0.46 % | ||
| Physicswallah Ltd | 0.46 % | ||
| Oil | 0.27 % | ||
| Oil & Natural Gas Corporation Limited | 0.29 % | -0.03 % | 0.27 % |
| Industrial Manufacturing | 0.12 % | ||
| Titagarh Rail System Ltd | 0.12 % | ||
| Aerospace & Defense | 0.00 % | ||
| Hindustan Aeronautics Limited | 0.01 % | -0.01 % | 0.00 % |
| Diversified FMCG | 0.00 % | ||
| ITC Limited | 0.33 % | -0.33 % | 0.00 % |
| Metals & Minerals Trading | 0.00 % | ||
| Adani Enterprises Limited | 1.03% | -1.03% | 0.00 % |
| Sector/Issuer Name | Rating |
% of Net AUM |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 15.28 % | |
| ● Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 1.69 % |
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 1.18 % |
| Tata Capital Limited | ICRA AAA | 1.17 % |
| National Bank For Agriculture and Rural Development | CRISIL AAA | 1.17 % |
| Vedanta Limited | ICRA AA | 1.05 % |
| Jtpm Metal Traders Pvt Ltd | CRISIL AA | 0.93 % |
| Muthoot Finance Limited | ICRA AA+ | 0.88 % |
| Bajaj Finance Limited | CRISIL AAA | 0.88 % |
| Adani Power Limited | CRISIL AA | 0.76 % |
| Bajaj Housing Finance Limited | CRISIL AAA | 0.70 % |
| Bharti Telecom Limited | CRISIL AAA | 0.64 % |
| Aditya Birla Finance Limited | ICRA AAA | 0.59 % |
| Poonawalla Fincorp Limited | CRISIL AAA | 0.58 % |
| National Bank for Financing Infrastructure and Dev | ICRA AAA | 0.57 % |
| Jubilant Bevco Ltd | CRISIL AA | 0.38 % |
| Tata Capital Limited | CRISIL AAA | 0.29 % |
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 0.29 % |
| HDB Financial Services Limited | CRISIL AAA | 0.29 % |
| Bajaj Housing Finance Limited | CRISIL AAA | 0.29 % |
| Power Grid Corporation of India Limited | ICRA AAA | 0.28 % |
| Bharti Telecom Limited | CRISIL AAA | 0.23 % |
| Bharti Telecom Limited | CRISIL AAA | 0.20 % |
| Piramal Finance Limited | CARE AA+ | 0.12 % |
| LIC Housing Finance Limited | CRISIL AAA | 0.06 % |
| HDFC Bank Limited | CRISIL AAA | 0.06 % |
| Government Bond | 2.59 % | |
| ● 7.18% GOI 24-Jul-2037 | SOV | 1.81 % |
| 6.48% GOI 06Oct2035 | SOV | 0.51 % |
| 6.68% GOI 07Jul2040 | SOV | 0.27 % |
| SECURITISED DEBT | 1.10 % | |
| India Universal Trust Al2 | IND AAA(SO) | 1.10 % |
| Sector/Issuer Name | % of Net AUM |
| INVITs | |
| INVITS | 3.13 % |
| ● India Grid Trust | 2.46 % |
| Bharat Highways Invit | 0.33 % |
| IRB InvIT Fund | 0.19 % |
| Raajmarg Infra Investment Trust | 0.15 % |
| Net Cash and Cash Equivalent | 14.10 % |
| Grand Total | 100.00 % |
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Balanced Advantage Fund An open ended Dynamic Asset Allocation fund |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Hybrid 50 + 50 - Moderate Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |