Aditya Birla Sun Life Balanced Advantage Fund
An open ended Dynamic Asset Allocation fund
July 2026
| Hybrid Scheme |  |
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An open ended Dynamic Asset Allocation fund
July 2026
| Hybrid Scheme | |
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| Investment Objective | |
| The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Balanced Advantage Fund | |
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| Fund Snapshot | |
| Date of Allotment : Apr 25, 2000 | |
| Benchmark: CRISIL Hybrid 50 + 50 - Moderate Index | |
| Fund Manager - Mr. Harish Krishnan Managing the Fund Since: November 01, 2024 Experience in Managing the Fund: 1.7 Years |
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| Fund Manager - Mr. Lovelish Solanki Managing the Fund Since: October 09, 2019 Experience in Managing the Fund: 6.8 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: April 01, 2017 Experience in Managing the Fund: 9.3 Years |
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| Fund Manager - Mr. Rohit Karan Managing the Fund Since: April 02, 2026 Experience in Managing the Fund: 0.3 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | In respect of each purchase / switch-in of Units: For redemption / switch-out of units on or before 7 days from the date of allotment: 0.25% of applicable NAV. For redemption / switch-out of units after 7 days from the date of allotment: Nil. |
| Count of Securities: 112 | |
| AUM as on July 31, 2026 (in ₹Crore) | |
| Month End AUM | 9,804.08 |
| Monthly Average AUM | 9,657.50 |
| Base Expense Ratio (BER) | |
| Regular | 1.50% |
| Direct | 0.59% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on July 31, 2026 | |
| Regular Growth | 113.31 |
| Regular IDCW$ | 26.47 |
| Direct Growth | 130.08 |
| Direct IDCW$ | 30.43 |
| $Income Distribution cum capital withdrawal | |
| Hybrid Exposure (% of net assets) | |
| Net Equity(including REITS) | 69.21% |
| Arbitrage | 7.58% |
| Debt & Cash | 18.74% |
| Gold/Commodities | 0% |
| Invits/Hybrid Instrument | 4.47% |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Modified Duration | 2.68 years |
| Average Maturity | 3.94 years |
| Yield to Maturity | 7.71% |
| Macaulay Duration | 2.84 years |
| Portfolio Turnover | 2.07 |
| Standard Deviation | 8.68% |
| Sharpe Ratio | 0.66 |
| Beta | 1.06 |
| Treynor Ratio | 0.06 |
| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Equity & Equity Related | |||
| Banks | 13.42% | ||
| ● ICICI Bank Ltd. | 4.16% | -0.67% | 3.49% |
| ● HDFC Bank Ltd. | 2.83% | -0.03% | 2.80% |
| ● Kotak Mahindra Bank Ltd. | 2.78% | -0.05% | 2.73% |
| ● State Bank of India | 2.08% | -0.16% | 1.92% |
| Federal Bank Ltd. | 1.44% | ||
| AU Small Finance Bank Ltd. | 0.72% | ||
| Bank of Maharashtra | 0.34% | ||
| ● Axis Bank Ltd. | 1.69% | -1.70% | -0.01% |
| IT - Software | 6.35% | ||
| ● Tech Mahindra Ltd. | 1.76% | ||
| ● Infosys Ltd. | 1.70% | ||
| HCL Technologies Ltd. | 1.12% | ||
| Persistent Systems Ltd. | 1.04% | ||
| Hexaware Technologies Ltd. | 0.74% | ||
| Auto Components | 4.16% | ||
| Sona BLW Precision Forgings Ltd. | 1.51% | ||
| Samvardhana Motherson International Ltd. | 1.14% | ||
| Bharat Forge Ltd. | 0.69% | ||
| Tube Investments of India Ltd. | 0.48% | -0.05% | 0.42% |
| Balkrishna Industries Ltd. | 0.40% | ||
| Retailing | 4.02% | ||
| Lenskart Solutions Ltd. | 0.91% | ||
| Eternal Ltd. | 0.75% | ||
| Meesho Ltd. | 0.72% | ||
| Avenue Supermarts Ltd. | 0.56% | ||
| Vishal Mega Mart Ltd. | 0.45% | ||
| Trent Ltd. | 0.00% | 0.34% | 0.34% |
| Aditya Birla Lifestyle Brands Ltd. | 0.29% | ||
| Pharmaceuticals & Biotechnology | 3.07% | ||
| Ajanta Pharmaceuticals Ltd. | 1.09% | ||
| Sai Life Sciences Ltd. | 0.74% | ||
| Sanofi India Ltd. | 0.43% | ||
| Ipca Laboratories Ltd. | 0.38% | ||
| Anthem Biosciences Ltd. | 0.35% | ||
| Biocon Ltd. | 0.11% | -0.02% | 0.08% |
| Sun Pharmaceutical Industries Ltd. | 0.19% | -0.19% | 0.00% |
| REITS | 2.91% | ||
| Nexus Select Trust | 1.32% | ||
| Brookfield India Real Estate Trust | 0.89% | ||
| Embassy Office Parks Reit | 0.70% | ||
| Insurance | 2.83% | ||
| SBI Life Insurance Company Ltd. | 0.97% | ||
| ICICI Lombard General Insurance Company Ltd. | 0.77% | ||
| Go Digit General Insurance Ltd. | 0.73% | ||
| Medi Assist Healthcare Services Ltd. | 0.37% | ||
| Consumer Durables | 2.72% | ||
| Blue Star Ltd. | 1.19% | ||
| Asian Paints Ltd. | 0.77% | ||
| BlueStone Jewellery and Lifestyle Ltd. | 0.50% | ||
| Whirlpool of India Ltd. | 0.26% | ||
| Havells India Ltd. | 0.41% | -0.41% | 0.00% |
| Finance | 2.72% | ||
| Bajaj Finserv Ltd. | 1.43% | ||
| Home First Finance Company India Ltd. | 0.48% | ||
| Tata Capital Ltd. | 0.35% | ||
| Shriram Finance Ltd. | 0.61% | -0.36% | 0.25% |
| L&T Finance Ltd. | 0.21% | ||
| Petroleum Products | 2.06% | ||
| ● Reliance Industries Ltd. | 2.22% | -0.15% | 2.06% |
| Indian Oil Corporation Ltd. | 0.08% | -0.08% | 0.00% |
| Bharat Petroleum Corporation Ltd. | 0.01% | -0.01% | 0.00% |
| Transport Infrastructure | 1.93% | ||
| GMR Airports Ltd. | 1.16% | ||
| Adani Ports and Special Economic Zone Ltd. | 0.77% | ||
| Telecom - Services | 1.89% | ||
| Bharti Airtel Ltd. | 1.26% | ||
| Vodafone Idea Ltd. | 0.75% | -0.12% | 0.63% |
| Industrial Products | 1.83% | ||
| Carborundum Universal Ltd. | 0.81% | ||
| APL Apollo Tubes Ltd. | 0.78% | ||
| Astral Ltd. | 0.22% | 0.02% | 0.24% |
| Supreme Industries Ltd. | 0.02% | -0.02% | 0.00% |
| Personal Products | 1.83% | ||
| Godrej Consumer Products Ltd. | 1.19% | ||
| Gillette India Ltd. | 0.64% | ||
| Automobiles | 1.62% | ||
| Ather Energy Ltd. | 0.90% | ||
| Mahindra & Mahindra Ltd. | 0.72% | ||
| Tata Motors Passenger Vehicles Ltd. | 0.07% | -0.07% | 0.00% |
| Beverages | 1.55% | ||
| United Spirits Ltd. | 0.96% | ||
| United Breweries Ltd. | 0.60% | ||
| Varun Beverages Ltd. | 0.03% | -0.03% | 0.00% |
| Power | 1.49% | ||
| Adani Power Ltd. | 0.76% | ||
| Adani Energy Solutions Ltd. | 0.73% | ||
| JSW Energy Ltd. | 0.02% | -0.02% | 0.00% |
| NTPC Ltd. | 0.16% | -0.16% | 0.00% |
| Leisure Services | 1.36% | ||
| Travel Food Services Ltd. | 0.74% | ||
| Jubilant Foodworks Ltd. | 0.62% | ||
| Fertilizers & Agrochemicals | 1.22% | ||
| Sumitomo Chemical India Ltd. | 0.57% | ||
| PI Industries Ltd. | 0.44% | ||
| Paradeep Phosphates Ltd. | 0.22% | ||
| UPL Ltd. | 0.53% | -0.53% | 0.00% |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Capital Markets | 1.17% | ||
| 360 ONE WAM Ltd. | 0.59% | ||
| Computer Age Management Services Ltd. | 0.60% | -0.01% | 0.59% |
| Cement & Cement Products | 1.10% | ||
| UltraTech Cement Ltd. | 0.62% | ||
| ACC Ltd. | 0.30% | ||
| Ambuja Cements Ltd. | 0.37% | -0.19% | 0.18% |
| Grasim Industries Ltd. | 0.01% | -0.01% | 0.00% |
| Non - Ferrous Metals | 1.06% | ||
| Hindalco Industries Ltd. | 1.20% | -0.14% | 1.06% |
| Ferrous Metals | 0.95% | ||
| Jindal Steel Ltd. | 0.95% | ||
| Chemicals & Petrochemicals | 0.95% | ||
| SRF Ltd. | 0.95% | ||
| Healthcare Services | 0.89% | ||
| Apollo Hospitals Enterprise Ltd. | 0.55% | ||
| Vijaya Diagnostic Centre Ltd. | 0.34% | ||
| Construction | 0.83% | ||
| Larsen & Toubro Ltd. | 1.01% | -0.18% | 0.83% |
| Agricultural Food & other Products | 0.81% | ||
| Balrampur Chini Mills Ltd. | 0.81% | ||
| Patanjali Foods Ltd. | 0.50% | -0.51% | 0.00% |
| Realty | 0.73% | ||
| Brigade Enterprises Ltd. | 0.73% | ||
| Industrial Manufacturing | 0.72% | ||
| LMW Ltd. | 0.41% | ||
| Titagarh Rail Systems Ltd. | 0.30% | ||
| INDO-MIM Ltd. | 0.01% | ||
| Electrical Equipment | 0.54% | ||
| ABB India Ltd. | 0.54% | ||
| GE Vernova T&D India Ltd. | 0.03% | -0.03% | 0.00% |
| Inox Wind Ltd. | 0.01% | -0.01% | 0.00% |
| Commercial Services & Supplies | 0.29% | ||
| eClerx Services Ltd. | 0.29% | ||
| Other Consumer Services | 0.22% | ||
| Physicswallah Ltd. | 0.22% | ||
| Financial Technology (Fintech) | 0.00% | ||
| One 97 Communications Ltd. | 0.02% | -0.02% | 0.00% |
| Consumable Fuels | 0.00% | ||
| Coal India Ltd. | 0.01% | -0.01% | 0.00% |
| Food Products | 0.00% | ||
| Nestle India Ltd. | 0.03% | -0.03% | 0.00% |
| Diversified Metals | 0.00% | ||
| Vedanta Ltd. | 0.01% | -0.01% | 0.00% |
| Aerospace & Defense | 0.00% | ||
| Hindustan Aeronautics Ltd. | 0.07% | -0.07% | 0.00% |
| Diversified FMCG | 0.00% | ||
| ITC Ltd. | 0.28% | -0.28% | 0.00% |
| Metals & Minerals Trading | 0.00% | ||
| Adani Enterprises Ltd. | 1.54% | -1.54% | 0.00% |
| Futures | -0.04% | ||
| SBI Life Insurance Co. Ltd. | 0.00% | -0.04% | -0.04% |
| Sector/Issuer Name | Rating | % to Net Assets | |
| Debt & Debt Related | |||
| Fixed rates bonds - Corporate | 11.70% | ||
| Cholamandalam Investment & Finance Co. Ltd. | ICRA AA+ | 1.54% | |
| Cholamandalam Investment & Finance Co. Ltd. | ICRA AA+ | 1.02% | |
| Vedanta Ltd. | CRISIL AA+ | 0.93% | |
| JTPM Metal Traders Ltd. | CRISIL AA | 0.84% | |
| Muthoot Finance Ltd. | ICRA AA+ | 0.76% | |
| Tata Capital Housing Finance Ltd. | ICRA AAA | 0.76% | |
| TATA Capital Ltd. | ICRA AAA | 0.72% | |
| Adani Power Ltd. | CRISIL AA | 0.66% | |
| Bajaj Housing Finance Ltd. | CRISIL AAA | 0.61% | |
| Bharti Telecom Ltd. | CRISIL AAA | 0.56% | |
| Aditya Birla Capital Ltd. | ICRA AAA | 0.51% | |
| Poonawalla Fincorp Ltd. | CRISIL AAA | 0.51% | |
| National Bank for Financing Infrastructure and Development | ICRA AAA | 0.50% | |
| Bajaj Housing Finance Ltd. | CRISIL AAA | 0.41% | |
| Jubilant Bevco Ltd. | CRISIL AA | 0.34% | |
| Muthoot Finance Ltd. | ICRA AA+ | 0.26% | |
| Cholamandalam Investment & Finance Co. Ltd. | ICRA AA+ | 0.25% | |
| Bharti Telecom Ltd. | CRISIL AAA | 0.20% | |
| Bharti Telecom Ltd. | CRISIL AAA | 0.17% | |
| Piramal Finance Ltd. | CARE AA+ | 0.10% | |
| HDFC Bank Ltd. | CRISIL AAA | 0.05% | |
| Government Bond | 2.52% | ||
| ● Government Of India 7.18% 24.07.2037 GOV | SOV | 1.62% | |
| Government of India 6.48% 06.10.2035 GOV | SOV | 0.45% | |
| Government of India 6.68% 07.07.2040 GOV | SOV | 0.35% | |
| Government of India 6.94% 11.05.2036 GOV | SOV | 0.10% | |
| Floating rates notes - Corporate | 1.54% | ||
| Axis Finance Ltd. | CRISIL AAA | 1.54% | |
| SECURITISED DEBT | 1.19% | ||
| India Universal Trust AL2 | IND AAA(SO) | 0.94% | |
| Radhakrishna Securitisation Trust | CRISIL AAA(SO) | 0.25% | |
| Sector/Issuer Name | % to Net Assets | ||
| INVITs | |||
| INVITS | 2.93% | ||
| ● IndiGrid Infrastructure Trust | 2.32% | ||
| Indus Infra Trust | 0.30% | ||
| IRB Invit Fund | 0.17% | ||
| Raajmarg Infra Investment Trust | 0.13% | ||
| Net Cash and Cash Equivalent | 10.91% | ||
| Grand Total | 100.00% | ||
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| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Balanced Advantage Fund An open ended Dynamic Asset Allocation fund |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Hybrid 50 + 50 - Moderate Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |