Aditya Birla Sun Life Equity Hybrid ‘95 Fund
An open ended hybrid scheme investing predominantly in equity and equity related instruments
July 2026
| Hybrid Scheme |  |
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An open ended hybrid scheme investing predominantly in equity and equity related instruments
July 2026
| Hybrid Scheme | |
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| Investment Objective | |
| The objective of the scheme is to generate long term growth of capital and current income, through a portfolio investing in equity, debt and money market securities. The secondary objective is income generation and distribution of IDCW. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Aggressive Hybrid Fund | |
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| Fund Snapshot | |
| Date of Allotment : Feb 10, 1995 | |
| Benchmark: CRISIL Hybrid 35 + 65 - Aggressive Index | |
| Fund Manager - Mr. Harish Krishnan Managing the Fund Since: March 22, 2021 Experience in Managing the Fund: 5.4 Years |
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| Fund Manager - Mr. Chanchal Khandelwal Managing the Fund Since: February 17, 2023 Experience in Managing the Fund: 3.5 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption / switch-out of units on or before 90 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 90 days from the date of allotment: Nil. |
| Count of Securities: 80 | |
| AUM as on July 31, 2026 (in ₹Crore) | |
| Month End AUM | 7,210.20 |
| Monthly Average AUM | 7,145.03 |
| Base Expense Ratio (BER) | |
| Regular | 1.54% |
| Direct | 0.92% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on July 31, 2026 | |
| Regular Growth | 1,554.98 |
| Regular IDCW$ | 170.41 |
| Direct Growth | 1,755.15 |
| Direct IDCW$ | 293.44 |
| $Income Distribution cum capital withdrawal | |
| Hybrid Exposure (% of net assets) | |
| Net Equity(including REITS) | 76.33% |
| Arbitrage | 0% |
| Debt & Cash | 21.18% |
| Gold/Commodities | 0% |
| Invits/Hybrid Instrument | 2.49% |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Modified Duration | 3.88 years |
| Average Maturity | 6.66 years |
| Yield to Maturity | 7.71% |
| Macaulay Duration | 4.11 years |
| Portfolio Turnover | 0.79 |
| Standard Deviation | 11.23% |
| Sharpe Ratio | 0.43 |
| Beta | 1.10 |
| Treynor Ratio | 0.05 |
| Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.41 % (FBIL Overnight MIBOR as on 31 July, 2026) for calculating SharpeRatio |
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| Rating Profile of Portfolio |  |
| Sector/Issuer Name | Rating |
% to Net Assets |
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| Equity & Equity Related | |||
| Banks | 19.25% | ||
| ● ICICI Bank Ltd. | 6.47% | ||
| ● HDFC Bank Ltd. | 4.88% | ||
| ● State Bank of India | 2.69% | ||
| ● Axis Bank Ltd. | 2.50% | ||
| Kotak Mahindra Bank Ltd. | 1.74% | ||
| Federal Bank Ltd. | 0.97% | ||
| IT - Software | 5.08% | ||
| Infosys Ltd. | 1.88% | ||
| Coforge Ltd. | 0.96% | ||
| Persistent Systems Ltd. | 0.85% | ||
| Tech Mahindra Ltd. | 0.79% | ||
| LTM Ltd. | 0.61% | ||
| Pharmaceuticals & Biotechnology | 5.07% | ||
| Sun Pharmaceutical Industries Ltd. | 1.88% | ||
| Gland Pharma Ltd. | 0.85% | ||
| Eris Lifesciences Ltd. | 0.71% | ||
| Ajanta Pharmaceuticals Ltd. | 0.65% | ||
| Anthem Biosciences Ltd. | 0.58% | ||
| Sanofi Consumer Healthcare India Ltd. | 0.40% | ||
| Finance | 4.91% | ||
| ● Bajaj Finance Ltd. | 2.18% | ||
| Shriram Finance Ltd. | 1.03% | ||
| Cholamandalam Investment and Finance Company Ltd. | 0.90% | ||
| Bajaj Finserv Ltd. | 0.56% | ||
| Tata Capital Ltd. | 0.24% | ||
| Retailing | 4.51% | ||
| Eternal Ltd. | 1.47% | ||
| Meesho Ltd. | 0.79% | ||
| Lenskart Solutions Ltd. | 0.72% | ||
| Avenue Supermarts Ltd. | 0.71% | ||
| Trent Ltd. | 0.42% | ||
| Swiggy Ltd. | 0.40% | ||
| Petroleum Products | 3.77% | ||
| ● Reliance Industries Ltd. | 3.77% | ||
| Auto Components | 3.44% | ||
| Sona BLW Precision Forgings Ltd. | 1.01% | ||
| UNO Minda Ltd. | 0.79% | ||
| Bharat Forge Ltd. | 0.67% | ||
| Sundram Fasteners Ltd. | 0.54% | ||
| Tube Investments of India Ltd. | 0.44% | ||
| Telecom - Services | 3.17% | ||
| ● Bharti Airtel Ltd. | 3.17% | ||
| Cement & Cement Products | 2.39% | ||
| UltraTech Cement Ltd. | 1.17% | ||
| Ambuja Cements Ltd. | 0.66% | ||
| J.K. Cement Ltd. | 0.56% | ||
| Automobiles | 2.03% | ||
| ● Mahindra & Mahindra Ltd. | 2.03% | ||
| Aerospace & Defense | 1.89% | ||
| Bharat Electronics Ltd. | 0.91% | ||
| Cyient DLM Ltd. | 0.66% | ||
| Hindustan Aeronautics Ltd. | 0.32% | ||
| Non - Ferrous Metals | 1.72% | ||
| Hindalco Industries Ltd. | 1.35% | ||
| Vedanta Aluminium Metal Ltd. | 0.37% | ||
| Construction | 1.70% | ||
| Larsen & Toubro Ltd. | 1.70% | ||
| Beverages | 1.58% | ||
| United Spirits Ltd. | 1.24% | ||
| United Breweries Ltd. | 0.35% | ||
| Transport Infrastructure | 1.28% | ||
| GMR Airports Ltd. | 0.90% | ||
| Adani Ports and Special Economic Zone Ltd. | 0.38% | ||
| Chemicals & Petrochemicals | 1.24% | ||
| SRF Ltd. | 0.65% | ||
| Atul Ltd. | 0.59% | ||
| Consumer Durables | 1.22% | ||
| Titan Company Ltd. | 0.64% | ||
| Voltas Ltd. | 0.37% | ||
| Whirlpool of India Ltd. | 0.21% | ||
| Personal Products | 0.98% | ||
| Godrej Consumer Products Ltd. | 0.98% | ||
| Agricultural Food & other Products | 0.98% | ||
| Tata Consumer Products Ltd. | 0.98% | ||
| Insurance | 0.93% | ||
| ICICI Lombard General Insurance Company Ltd. | 0.50% | ||
| SBI Life Insurance Company Ltd. | 0.43% | ||
| Industrial Products | 0.84% | ||
| AIA Engineering Ltd. | 0.45% | ||
| Timken India Ltd. | 0.39% | ||
| Agricultural, Commercial & Construction Vehicles | 0.76% | ||
| Tata Motors Ltd. | 0.76% | ||
| Healthcare Services | 0.75% | ||
| Apollo Hospitals Enterprise Ltd. | 0.75% | ||
| REITS | 0.66% | ||
| Nexus Select Trust | 0.66% | ||
| Electrical Equipment | 0.66% | ||
| Siemens Ltd. | 0.66% | ||
| Metals & Minerals Trading | 0.65% | ||
| Adani Enterprises Ltd. | 0.65% | ||
| Power | 0.62% | ||
| Adani Energy Solutions Ltd. | 0.62% | ||
| Transport Services | 0.62% | ||
| Container Corporation of India Ltd. | 0.51% | ||
| InterGlobe Aviation Ltd. | 0.11% | ||
| Ferrous Metals | 0.60% | ||
| Jindal Steel Ltd. | 0.60% | ||
| Leisure Services | 0.58% | ||
| Devyani International Ltd. | 0.32% | ||
| Jubilant Foodworks Ltd. | 0.26% | ||
| Fertilizers & Agrochemicals | 0.53% | ||
| Sumitomo Chemical India Ltd. | 0.53% | ||
| Capital Markets | 0.51% | ||
| 360 ONE WAM Ltd. | 0.51% | ||
| IT - Services | 0.48% | ||
| Inventurus Knowledge Solutions Ltd. | 0.24% | ||
| Cyient Ltd. | 0.24% | ||
| Textiles & Apparels | 0.39% | ||
| Gokaldas Exports Ltd. | 0.39% | ||
| Realty | 0.32% | ||
| Sobha Ltd. | 0.32% | ||
| Commercial Services & Supplies | 0.21% | ||
| Indiqube Spaces Ltd. | 0.21% |
| Sector/Issuer Name | Rating |
% to Net Assets |
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| Sector/Issuer Name | Rating | % to Net Assets | |
| Debt & Debt Related | |||
| Fixed rates bonds - Corporate | 11.76% | ||
| ● Bharti Telecom Ltd. | CRISIL AAA | 2.40% | |
| ● Cholamandalam Investment & Finance Co. Ltd. | ICRA AA+ | 2.01% | |
| Cholamandalam Investment & Finance Co. Ltd. | ICRA AA+ | 0.70% | |
| State Bank of India | ICRA AAA | 0.70% | |
| Poonawalla Fincorp Ltd. | CRISIL AAA | 0.69% | |
| Bajaj Housing Finance Ltd. | CRISIL AAA | 0.42% | |
| Housing and Urban Development Corporation Ltd. | ICRA AAA | 0.41% | |
| Aditya Birla Housing Finance Ltd. | ICRA AAA | 0.35% | |
| Aditya Birla Capital Ltd. | ICRA AAA | 0.35% | |
| ICICI Home Finance Co. Ltd. | ICRA AAA | 0.35% | |
| Bajaj Finance Ltd. | CRISIL AAA | 0.35% | |
| Knowledge Realty Trust | CRISIL AAA | 0.35% | |
| Tata Capital Housing Finance Ltd. | ICRA AAA | 0.34% | |
| Indian Railway Finance Corporation Ltd. | ICRA AAA | 0.34% | |
| Bajaj Housing Finance Ltd. | CRISIL AAA | 0.21% | |
| REC Ltd. | ICRA AAA | 0.21% | |
| Bajaj Housing Finance Ltd. | CRISIL AAA | 0.17% | |
| Cholamandalam Investment & Finance Co. Ltd. | ICRA AA+ | 0.15% | |
| REC Ltd. | CRISIL AAA | 0.14% | |
| Bajaj Housing Finance Ltd. | CRISIL AAA | 0.14% | |
| LIC Housing Finance Ltd. | CRISIL AAA | 0.14% | |
| Tata Capital Housing Finance Ltd. | ICRA AAA | 0.14% | |
| LIC Housing Finance Ltd. | CRISIL AAA | 0.10% | |
| National Bank for Agriculture and Rural Development | ICRA AAA | 0.09% | |
| Small Industries Development Bank of India | CRISIL AAA | 0.07% | |
| SMFG India Credit Company Ltd. | ICRA AAA | 0.07% | |
| Tata Capital Housing Finance Ltd. | ICRA AAA | 0.07% | |
| Bajaj Finance Ltd. | CRISIL AAA | 0.07% | |
| Bajaj Finance Ltd. | CRISIL AAA | 0.07% | |
| TATA Capital Ltd. | ICRA AAA | 0.07% | |
| National Bank for Agriculture and Rural Development | CRISIL AAA | 0.06% | |
| LIC Housing Finance Ltd. | CRISIL AAA | 0.03% | |
| National Bank for Agriculture and Rural Development | CRISIL AAA | 0.01% | |
| State Government bond | 3.86% | ||
| State Government of Tamil Nadu 7.31% 11.02.2033 SDL | SOV | 0.70% | |
| State Government Of Andhra Pradesh 7.97% 13.07.2039 SDL | SOV | 0.33% | |
| State Government of Haryana 7.67% 27.12.2035 SDL | SOV | 0.28% | |
| State Government of Nagaland 6.99% 18.03.2030 SDL | SOV | 0.26% | |
| State Government of Haryana 7.08% 26.03.2039 SDL | SOV | 0.25% | |
| State Government of Nagaland 7.38% 25.03.2031 SDL | SOV | 0.21% | |
| State Government Of Rajasthan 7.34% 26.06.2034 SDL | SOV | 0.21% | |
| State Government of Maharashtra 7.11% 08.01.2038 SDL | SOV | 0.20% | |
| State Government of Tamilnadu 7.65% 25.01.2033 SDL | SOV | 0.18% | |
| State Government of Telangana 7.97% 08.04.2043 SDL | SOV | 0.14% | |
| State Government of Tamilnadu 7.39% 12.06.2032 SDL | SOV | 0.14% | |
| State Government Of Karnataka 7.44% 27.03.2033 SDL | SOV | 0.14% | |
| State Government Of Andhra Pradesh 7.23% 04.09.2034 SDL | SOV | 0.14% | |
| State Government of Tamil Nadu 7.34% 29.05.2029 SDL | SOV | 0.14% | |
| State Government of Haryana 7.24% 28.08.2036 SDL | SOV | 0.14% | |
| State Government of Tamilnadu 7.49% 24.04.2034 SDL | SOV | 0.07% | |
| State Government of Gujarat 8.35% 14.08.2029 SDL | SOV | 0.07% | |
| State Government of Haryana 7.48% 18.04.2034 SDL | SOV | 0.07% | |
| State Government of Maharashtra 6.98% 25.06.2037 SDL | SOV | 0.07% | |
| State Government of Uttar Pradesh 7.2% 25.01.2027 SDL | SOV | 0.06% | |
| State Government of Tamilnadu 7.35% 14.06.2033 SDL | SOV | 0.03% | |
| State Government of Tamilnadu 7.1% 19.09.2034 SDL | SOV | 0.03% | |
| State Government of Tamil Nadu 7.38% 29.05.2034 SDL | SOV | 0.01% | |
| Government Bond | 1.31% | ||
| Government of India 7.71% 18.05.2066 GOV | SOV | 0.71% | |
| Government Of India 7.34% 22.04.2064 GOV | SOV | 0.20% | |
| Government of India 7.06% 27.07.2041 GOV | SOV | 0.14% | |
| Government of India 6.94% 11.05.2036 GOV | SOV | 0.13% | |
| Government of India 7.24% 18.08.2055 GOV | SOV | 0.07% | |
| Government of India 8.15% 24.11.2026 GOV | SOV | 0.04% | |
| Government of India 8.17% 01.12.2044 GOV | SOV | 0.01% | |
| Government of India 7.09% 25.11.2074 GOV | SOV | 0.01% | |
| Floating rates notes - Corporate | 1.19% | ||
| Cholamandalam Investment & Finance Co. Ltd. | ICRA AA+ | 0.62% | |
| TATA Capital Ltd. | ICRA AAA | 0.35% | |
| Government of India | SOV | 0.22% | |
| Money Market Instruments | 0.56% | ||
| Canara Bank | ICRA A1+ | 0.33% | |
| National Bank for Financing Infrastructure and Development | IND A1+ | 0.17% | |
| National Bank for Agriculture and Rural Development | ICRA A1+ | 0.07% | |
| Cash Management Bills | 0.53% | ||
| Government of India | SOV | 0.21% | |
| Government of India | SOV | 0.18% | |
| Government of India | SOV | 0.07% | |
| Government of India | SOV | 0.06% | |
| Government of India | SOV | 0.02% | |
| SECURITISED DEBT | 0.51% | ||
| India Universal Trust AL2 | IND AAA(SO) | 0.29% | |
| India Universal Trust AL2 | IND AAA(SO) | 0.21% | |
| India Universal Trust AL2 | IND AAA(SO) | 0.01% | |
| Interest Rate Swaps | 0.00% | ||
| BNP Paribas | 0.35% | ||
| BNP Paribas | -0.35% | ||
| Sector/Issuer Name | % to Net Assets | ||
| INVITs | |||
| INVITS | 2.34% | ||
| IRB Invit Fund | 1.47% | ||
| Indus Infra Trust | 0.49% | ||
| IndiGrid Infrastructure Trust | 0.38% | ||
| Mutual Funds Units | |||
| INVESTMENT FUNDS/MUTUAL FUNDS | 0.41% | ||
| Aditya Birla Sun Life Crisil-IBX financial Services 3 to 6 months Debt Index Fund-Direct Growth | 0.37% | ||
| Aditya Birla Sun Life Crisil-IBX AAA Financial Services Index-Sep 2027 Fund-Direct Growth | 0.03% | ||
| Net Cash and Cash Equivalent | 1.20% | ||
| Grand Total | 100.00% | ||
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Equity Hybrid ‘95 Fund An open ended hybrid scheme investing predominantly in equity and equity related instruments |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Hybrid 35 + 65 - Aggressive Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |