Aditya Birla Sun Life Equity Hybrid ‘95 Fund
An open ended hybrid scheme investing predominantly in equity and equity related instruments
March 2026
| Hybrid Scheme |  |
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An open ended hybrid scheme investing predominantly in equity and equity related instruments
March 2026
| Hybrid Scheme | |
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| Investment Objective | |
| The objective of the scheme is to generate long term growth of capital and current income, through a portfolio investing in equity, debt and money market securities. The secondary objective is income generation and distribution of IDCW. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Aggressive Hybrid Fund | |
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| Fund Snapshot | |
| Date of Allotment : Feb 10, 1995 | |
| Benchmark: CRISIL Hybrid 35 + 65 - Aggressive Index | |
| Fund Manager - Mr. Harish Krishnan Managing the Fund Since: March 22, 2021 Experience in Managing the Fund: 5.0 Years |
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| Fund Manager - Mr. Chanchal Khandelwal Managing the Fund Since: February 17, 2023 Experience in Managing the Fund: 3.1 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption / switch-out of units on or before 90 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 90 days from the date of allotment: Nil. |
| Count of Securities: 82 | |
| AUM as on March 31, 2026 (in ₹Crore) | |
| Month End AUM | 6,592.18 |
| Monthly Average AUM | 6,902.35 |
| Total Expense Ratio (TER) | |
| Regular | 1.85% |
| Direct | 1.09% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on March 30, 2026 | |
| Regular Growth | 1,395.28 |
| Regular IDCW$ | 155.64 |
| Direct Growth | 1,571.00 |
| Direct IDCW$ | 267.35 |
| $Income Distribution cum capital withdrawal | |
| Hybrid Exposure (% of net assets) | |
| Net Equity(including REITS) | 74.33% |
| Arbitrage | 0% |
| Debt & Cash | 23.08% |
| Gold/Commodities | 0% |
| Invits/Hybrid Instrument | 2.59% |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Modified Duration | 3.82 years |
| Average Maturity | 5.67 years |
| Yield to Maturity | 7.82% |
| Macaulay Duration | 4.06 years |
| Portfolio Turnover | 0.53 |
| Standard Deviation | 10.96% |
| Sharpe Ratio | 0.37 |
| Beta | 1.11 |
| Treynor Ratio | 0.04 |
| Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 6.98 % (FBIL Overnight MIBOR as on 30 March, 2026) for calculating SharpeRatio | |
| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Equity & Equity Related | |||
| Banks | 19.10 % | ||
| ● ICICI Bank Limited | 6.12 % | ||
| ● HDFC Bank Limited | 5.22 % | ||
| ● Axis Bank Limited | 2.59 % | ||
| ● State Bank of India | 2.54 % | ||
| Kotak Mahindra Bank Limited | 1.73 % | ||
| The Federal Bank Limited | 0.76 % | ||
| IndusInd Bank Limited | 0.14 % | ||
| IT - Software | 6.41 % | ||
| ● Infosys Limited | 2.99 % | ||
| Tech Mahindra Limited | 0.98 % | ||
| Coforge Limited | 0.80 % | ||
| Persistent Systems Limited | 0.72 % | ||
| LTIMindtree Limited | 0.61 % | ||
| HCL Technologies Limited | 0.31 % | ||
| Pharmaceuticals & Biotechnology | 4.66 % | ||
| Sun Pharmaceutical Industries Limited | 1.95 % | ||
| Eris Lifesciences Limited | 0.85 % | ||
| Gland Pharma Limited | 0.63 % | ||
| ANTHEM BIOSCIENCES LIMITED | 0.58 % | ||
| SANOFI CONSUMER HEALTHCARE | 0.41 % | ||
| Sanofi India Limited | 0.24 % | ||
| Petroleum Products | 4.41 % | ||
| ● Reliance Industries Limited | 4.24 % | ||
| Hindustan Petroleum Corporation Limited | 0.17 % | ||
| Finance | 4.14 % | ||
| Bajaj Finance Limited | 1.67 % | ||
| Cholamandalam Investment and Finance Compa Limited | 0.78 % | ||
| Shriram Finance Ltd | 0.55 % | ||
| Aditya Birla Capital Limited | 0.48 % | ||
| Bajaj Finserv Limited | 0.37 % | ||
| Tata Capital Limited | 0.28 % | ||
| Retailing | 3.42 % | ||
| Eternal Limited | 1.15 % | ||
| Eternal Limited | 1.15 % | ||
| Avenue Supermarts Limited | 0.90 % | ||
| MEESHO LTD | 0.66 % | ||
| Swiggy Ltd | 0.40 % | ||
| Trent Limited | 0.31 % | ||
| Telecom - Services | 3.14 % | ||
| ● Bharti Airtel Limited | 3.14 % | ||
| Automobiles | 2.73 % | ||
| Mahindra & Mahindra Limited | 1.99 % | ||
| Maruti Suzuki India Limited | 0.75 % | ||
| Auto Components | 2.72 % | ||
| Minda Industries Ltd | 0.75 % | ||
| Sona BLW Precision Forgings Limited | 0.59 % | ||
| Bharat Forge Limited | 0.56 % | ||
| Sundram Fasteners Limited | 0.47 % | ||
| Tube Investments of India Limited | 0.35 % | ||
| Cement & Cement Products | 2.50 % | ||
| UltraTech Cement Limited | 1.16 % | ||
| JK Cement Limited | 0.57 % | ||
| Ambuja Cements Limited | 0.49 % | ||
| The Ramco Cements Limited | 0.28 % | ||
| Construction | 2.18 % | ||
| ● Larsen & Toubro Limited | 2.18 % | ||
| Consumer Durables | 1.90 % |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Titan Company Limited | 1.02 % | ||
| Voltas Limited | 0.39 % | ||
| Cello World Ltd | 0.27 % | ||
| Whirlpool of India Limited | 0.22 % | ||
| Aerospace & Defense | 1.48 % | ||
| Bharat Electronics Limited | 1.19 % | ||
| Cyient DLM Ltd | 0.30 % | ||
| Beverages | 1.46 % | ||
| United Spirits Limited | 1.04 % | ||
| United Breweries Limited | 0.42 % | ||
| Non - Ferrous Metals | 1.37 % | ||
| Hindalco Industries Limited | 1.37 % | ||
| Power | 1.33 % | ||
| NTPC Limited | 0.83 % | ||
| Adani Power Limited | 0.50 % | ||
| Chemicals & Petrochemicals | 1.23 % | ||
| SRF Limited | 0.62 % | ||
| Atul Limited | 0.61 % | ||
| Agricultural Food & other Products | 1.00 % | ||
| Tata Consumer Products Limited | 1.00 % | ||
| Insurance | 0.97 % | ||
| ICICI Lombard General Insurance Company Limited | 0.58 % | ||
| Max Financial Services Limited | 0.40 % | ||
| Personal Products | 0.94 % | ||
| Godrej Consumer Products Limited | 0.94 % | ||
| Diversified FMCG | 0.86 % | ||
| ITC Limited | 0.86 % | ||
| Electrical Equipment | 0.80 % | ||
| Siemens Limited | 0.56 % | ||
| ABB India Limited | 0.24 % | ||
| Healthcare Services | 0.74 % | ||
| Apollo Hospitals Enterprise Limited | 0.74 % | ||
| REITS | 0.65 % | ||
| Nexus Select Trust | 0.65 % | ||
| Transport Infrastructure | 0.64 % | ||
| GMR Airport Ltd | 0.39 % | ||
| Adani Ports and Special Economic Zone Limited | 0.25 % | ||
| Agricultural, Commercial & Construction Vehicles | 0.50 % | ||
| Tata Motors Limited | 0.50 % | ||
| Fertilizers & Agrochemicals | 0.45 % | ||
| Sumitomo Chemical India Limited | 0.45 % | ||
| Realty | 0.42 % | ||
| Sobha Limited | 0.42 % | ||
| Ferrous Metals | 0.41 % | ||
| Jindal Steel & Power Limited | 0.41 % | ||
| Industrial Products | 0.38 % | ||
| TIMKEN INDIA LTD | 0.38 % | ||
| Leisure Services | 0.37 % | ||
| Devyani International Limited | 0.19 % | ||
| Jubilant Foodworks Limited | 0.18 % | ||
| IT - Services | 0.35 % | ||
| Cyient Limited | 0.35 % | ||
| Diversified Metals | 0.33 % | ||
| Vedanta Limited | 0.33 % | ||
| Commercial Services & Supplies | 0.18% | ||
| Indiqube Spaces Ltd | 0.18% | ||
| Textiles & Apparels | 0.17% | ||
| Gokaldas Exports Ltd | 0.17% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 14.56 % | |
| ● Bharti Telecom Limited | CRISIL AAA | 2.63 % |
| ● Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 2.21 % |
| Bajaj Finance Limited | CRISIL AAA | 0.82 % |
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 0.77 % |
| ONGC Petro Additions Limited | CRISIL AA+ | 0.76 % |
| Poonawalla Fincorp Limited | CRISIL AAA | 0.76 % |
| State Bank of India | ICRA AAA | 0.75 % |
| Housing & Urban Development Corporation Limited | ICRA AAA | 0.75 % |
| Power Grid Corporation of India Limited | ICRA AAA | 0.73 % |
| Aditya Birla Finance Limited | ICRA AAA | 0.38 % |
| Bajaj Housing Finance Limited | CRISIL AAA | 0.38 % |
| ICICI Home Finance Company Limited | ICRA AAA | 0.38 % |
| Bajaj Finance Limited | CRISIL AAA | 0.38 % |
| Indian Railway Finance Corporation Limited | ICRA AAA | 0.36 % |
| Power Grid Corporation of India Limited | ICRA AAA | 0.36 % |
| REC Limited | ICRA AAA | 0.23 % |
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 0.16 % |
| REC Limited | CRISIL AAA | 0.16 % |
| Bajaj Housing Finance Limited | CRISIL AAA | 0.15 % |
| Bajaj Finance Limited | CRISIL AAA | 0.15 % |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.15 % |
| LIC Housing Finance Limited | CRISIL AAA | 0.15 % |
| LIC Housing Finance Limited | CRISIL AAA | 0.15 % |
| LIC Housing Finance Limited | CRISIL AAA | 0.11 % |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.10 % |
| Muthoot Finance Limited | ICRA AA+ | 0.08 % |
| Bajaj Finance Limited | CRISIL AAA | 0.08 % |
| SMFG India Credit Co. Ltd. | ICRA AAA | 0.08 % |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.08 % |
| Bajaj Finance Limited | CRISIL AAA | 0.08 % |
| HDB Financial Services Limited | CRISIL AAA | 0.08 % |
| Tata Capital Limited | ICRA AAA | 0.07 % |
| National Bank For Agriculture and Rural Development | CRISIL AAA | 0.06 % |
| LIC Housing Finance Limited | CRISIL AAA | 0.03 % |
| National Bank For Agriculture and Rural Development | CRISIL AAA | 0.01 % |
| State Government bond | 3.88 % | |
| 7.97% ANDHRA PRADESH 13JULY2039 SDL | 0.35 % | |
| 7.67% HARYANA 27DEC2035 SDL | 0.30 % | |
| 6.99% NAGALAND 18MAR2030 SDL | SOV | 0.28 % |
| 7.08% HARYANA 26MAR2039 SDL | 0.27 % | |
| 7.25 % KARNATAKA 25MAR2031 SDL | SOV | 0.23 % |
| 7.38 % NAGALAND 25MAR2031 SDL | SOV | 0.23 % |
| 7.34% RAJASTHAN 26JUN2034 SDL | SOV | 0.22 % |
| 7.56% MADHYA PRADESH 04MAR2039 SDL | SOV | 0.22 % |
| 7.11% MAHARASHTRA 08JAN38 SDL | SOV | 0.22 % |
| 7.39% TAMIL NADU 12JUN2032 SDL | SOV | 0.15 % |
| 7.44% KARNATAKA 27MAR2033 SDL | SOV | 0.15 % |
| 7.45% BIHAR 10SEP2034 SDL | SOV | 0.15 % |
| 7.34% TAMIL NADU 29MAY2029 SDL | SOV | 0.15 % |
| 7.23% ANDHRA PRADESH 04SEP2034 SDL | SOV | 0.15 % |
| 7.25% HARYANA 04SEP2036 SDL | SOV | 0.15 % |
| 7.24% HARYANA 28AUG2036 SDL | SOV | 0.15 % |
| 7.78% UTTAR PRADESH 23MAR36 SDL | SOV | 0.08 % |
| 7.06% GUJARAT 14AUG2029 SDL | SOV | 0.08 % |
| 7.49% TAMIL NADU 24APR2034 SDL | SOV | 0.08 % |
| 7.48% HARYANA 18APR2034 SDL | SOV | 0.08 % |
| 6.98% MAHARASHTRA 25JUN2037 SDL | SOV | 0.07 % |
| 7.20% UTTAR PRADESH 25JAN2027 SDL | SOV | 0.06 % |
| 7.35% TAMIL NADU 14JUN2033 SDL | SOV | 0.04 % |
| 7.10% TAMIL NADU 19SEP2034 SDL | SOV | 0.03 % |
| 7.38% TAMIL NADU 29MAY2034 SDL | SOV | 0.01 % |
| Money Market Instruments | 0.96 % | |
| Punjab National Bank | ICRA A1+ | 0.71 % |
| National Bank for Financing Infrastructure and Dev | IND A1+ | 0.18 % |
| National Bank For Agriculture and Rural Development | ICRA A1+ | 0.07 % |
| Government Bond | 0.73 % | |
| 7.10% GOVT 08-Apr-2034 | SOV | 0.30 % |
| 7.34% INDIA GOVERNMENT BOND 22APR2064 | SOV | 0.14 % |
| 7.18% GOI 24-Jul-2037 | SOV | 0.08 % |
| 7.24 GOI 18 Aug 2055 | SOV | 0.07 % |
| 7.25% GOI 12JUN63 | SOV | 0.06 % |
| 8.15% GOI (MD 24/11/2026) | SOV | 0.05 % |
| 8.17% GOI (MD 01/12/2044) | SOV | 0.01 % |
| 7.09% GOVERNMENT OF INDIA 25NOV74 G-SEC | SOV | 0.01 % |
| SECURITISED DEBT | 0.67 % | |
| India Universal Trust Al2 | IND AAA(SO) | 0.33 % |
| India Universal Trust Al2 | IND AAA(SO) | 0.26 % |
| India Universal Trust Al2 | IND AAA(SO) | 0.09 % |
| Cash Management Bills | 0.57 % | |
| Government of India | SOV | 0.22 % |
| Government of India | SOV | 0.19 % |
| Government of India | SOV | 0.08 % |
| Government of India | SOV | 0.06 % |
| Government of India | SOV | 0.02 % |
| Sector/Issuer Name | % to Net Assets |
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| INVITs | ||
| INVITS | 2.43% | |
| IRB InvIT Fund | 1.54% | |
| Bharat Highways Invit | 0.50% | |
| India Grid Trust | 0.39% | |
| Mutual Funds Units | ||
| INVESTMENT FUNDS/MUTUAL FUNDS | 0.72% | |
| Aditya Birla Sun Life Crisil-IBX financial Services 3 to 6 months Debt Index Fund-Direct Growth | 0.40% | |
| Aditya Birla Sun Life Crisil-IBX AAA NBFC-HFC Index-Sep 2026 Fund-Direct Growth | 0.17% | |
| Aditya Birla Sun Life Crisil-IBX AAA Financial Services Index-Sep 2027 Fund-Direct Growth | 0.16% | |
| Net Cash and Cash Equivalent | 1.15% | |
| Grand Total | 100.00% |
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| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Equity Hybrid ‘95 Fund An open ended hybrid scheme investing predominantly in equity and equity related instruments |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Hybrid 35 + 65 - Aggressive Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |