Aditya Birla Sun Life Equity Hybrid ‘95 Fund
An open ended hybrid scheme investing predominantly in equity and equity related instruments
June 2026
| Hybrid Scheme |  |
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An open ended hybrid scheme investing predominantly in equity and equity related instruments
June 2026
| Hybrid Scheme | |
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| Investment Objective | |
| The objective of the scheme is to generate long term growth of capital and current income, through a portfolio investing in equity, debt and money market securities. The secondary objective is income generation and distribution of IDCW. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Aggressive Hybrid Fund | |
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| Fund Snapshot | |
| Date of Allotment : Feb 10, 1995 | |
| Benchmark: CRISIL Hybrid 35 + 65 - Aggressive Index | |
| Fund Manager - Mr. Harish Krishnan Managing the Fund Since: March 22, 2021 Experience in Managing the Fund: 5.3 Years |
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| Fund Manager - Mr. Chanchal Khandelwal Managing the Fund Since: February 17, 2023 Experience in Managing the Fund: 3.4 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption / switch-out of units on or before 90 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 90 days from the date of allotment: Nil. |
| Count of Securities: 82 | |
| AUM as on June 30, 2026 (in ₹Crore) | |
| Month End AUM | 7,064.75 |
| Monthly Average AUM | 6,984.57 |
| Base Expense Ratio (BER) | |
| Regular | 1.54% |
| Direct | 0.92% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on June 30, 2026 | |
| Regular Growth | 1,512.71 |
| Regular IDCW$ | 168.74 |
| Direct Growth | 1,706.39 |
| Direct IDCW$ | 290.39 |
| $Income Distribution cum capital withdrawal | |
| Hybrid Exposure (% of net assets) | |
| Net Equity(including REITS) | 76.4% |
| Arbitrage | 0% |
| Debt & Cash | 21.14% |
| Gold/Commodities | 0% |
| Invits/Hybrid Instrument | 2.46% |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Modified Duration | 4.26 years |
| Average Maturity | 7.51 years |
| Yield to Maturity | 7.65% |
| Macaulay Duration | 4.5 years |
| Portfolio Turnover | 0.76 |
| Standard Deviation | 11.22% |
| Sharpe Ratio | 0.42 |
| Beta | 1.10 |
| Treynor Ratio | 0.04 |
| Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.50 % (FBIL Overnight MIBOR as on 30 June, 2026) for calculating SharpeRatio |
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| Rating Profile of Portfolio |  |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Equity & Equity Related | ||
| Banks | 19.97% | |
| ● ICICI Bank Ltd. | 6.42% | |
| ● HDFC Bank Ltd. | 5.31% | |
| ● Axis Bank Ltd. | 2.80% | |
| ● State Bank of India | 2.74% | |
| Kotak Mahindra Bank Ltd. | 1.79% | |
| Federal Bank Ltd. | 0.91% | |
| Pharmaceuticals & Biotechnology | 5.46% | |
| ● Sun Pharmaceutical Industries Ltd. | 1.93% | |
| Gland Pharma Ltd. | 0.87% | |
| Eris Lifesciences Ltd. | 0.77% | |
| Ajanta Pharmaceuticals Ltd. | 0.65% | |
| Anthem Biosciences Ltd. | 0.62% | |
| Sanofi Consumer Healthcare India Ltd. | 0.41% | |
| Sanofi India Ltd. | 0.22% | |
| IT - Software | 4.71% | |
| Infosys Ltd. | 1.87% | |
| Coforge Ltd. | 0.94% | |
| Tech Mahindra Ltd. | 0.80% | |
| Persistent Systems Ltd. | 0.60% | |
| LTM Ltd. | 0.50% | |
| Finance | 4.64% | |
| ● Bajaj Finance Ltd. | 1.96% | |
| Shriram Finance Ltd. | 0.97% | |
| Cholamandalam Investment and Finance Company Ltd. | 0.96% | |
| Bajaj Finserv Ltd. | 0.51% | |
| Tata Capital Ltd. | 0.24% | |
| Retailing | 4.46% | |
| Eternal Ltd. | 1.31% | |
| Meesho Ltd. | 0.85% | |
| Avenue Supermarts Ltd. | 0.81% | |
| Lenskart Solutions Ltd. | 0.68% | |
| Trent Ltd. | 0.47% | |
| Swiggy Ltd. | 0.35% | |
| Petroleum Products | 4.08% | |
| ● Reliance Industries Ltd. | 3.81% | |
| Hindustan Petroleum Corporation Ltd. | 0.27% | |
| Auto Components | 3.28% | |
| Sona BLW Precision Forgings Ltd. | 0.92% | |
| UNO Minda Ltd. | 0.74% | |
| Bharat Forge Ltd. | 0.67% | |
| Sundram Fasteners Ltd. | 0.52% | |
| Tube Investments of India Ltd. | 0.43% | |
| Telecom - Services | 3.04% | |
| ● Bharti Airtel Ltd. | 3.04% | |
| Cement & Cement Products | 2.36% | |
| UltraTech Cement Ltd. | 1.13% | |
| Ambuja Cements Ltd. | 0.66% | |
| J.K. Cement Ltd. | 0.57% | |
| Aerospace & Defense | 1.88% | |
| Bharat Electronics Ltd. | 1.08% | |
| Cyient DLM Ltd. | 0.49% | |
| Hindustan Aeronautics Ltd. | 0.31% | |
| Automobiles | 1.87% | |
| Mahindra & Mahindra Ltd. | 1.87% | |
| Construction | 1.82% | |
| Larsen & Toubro Ltd. | 1.82% | |
| Non - Ferrous Metals | 1.72% | |
| Hindalco Industries Ltd. | 1.35% | |
| Vedanta Aluminium Metal Ltd. | 0.37% | |
| Transport Infrastructure | 1.68% | |
| GMR Airports Ltd. | 0.98% | |
| Adani Ports and Special Economic Zone Ltd. | 0.41% | |
| JSW Infrastructure Ltd. | 0.29% | |
| Beverages | 1.46% | |
| United Spirits Ltd. | 1.12% | |
| United Breweries Ltd. | 0.33% | |
| Chemicals & Petrochemicals | 1.23% | |
| SRF Ltd. | 0.65% | |
| Atul Ltd. | 0.58% | |
| Consumer Durables | 1.17% | |
| Titan Company Ltd. | 0.59% | |
| Voltas Ltd. | 0.36% | |
| Whirlpool of India Ltd. | 0.22% | |
| Insurance | 1.14% | |
| ICICI Lombard General Insurance Company Ltd. | 0.55% | |
| SBI Life Insurance Company Ltd. | 0.39% | |
| Max Financial Services Ltd. | 0.21% | |
| Agricultural Food & other Products | 0.99% | |
| Tata Consumer Products Ltd. | 0.99% | |
| Personal Products | 0.95% | |
| Godrej Consumer Products Ltd. | 0.95% | |
| Industrial Products | 0.89% | |
| AIA Engineering Ltd. | 0.51% | |
| Timken India Ltd. | 0.39% | |
| Healthcare Services | 0.80% | |
| Apollo Hospitals Enterprise Ltd. | 0.80% | |
| Power | 0.75% | |
| NTPC Ltd. | 0.75% | |
| Agricultural Commercial & Construction Vehicles | 0.68% | |
| Tata Motors Ltd. | 0.68% | |
| REITS | 0.66% | |
| Nexus Select Trust | 0.66% | |
| Electrical Equipment | 0.64% | |
| Siemens Ltd. | 0.64% | |
| IT - Services | 0.60% | |
| Cyient Ltd. | 0.38% | |
| Inventurus Knowledge Solutions Ltd. | 0.22% | |
| Leisure Services | 0.57% | |
| Devyani International Ltd. | 0.32% | |
| Jubilant Foodworks Ltd. | 0.25% | |
| Ferrous Metals | 0.52% | |
| Jindal Steel Ltd. | 0.52% | |
| Capital Markets | 0.49% | |
| 360 ONE WAM Ltd. | 0.49% | |
| Fertilizers & Agrochemicals | 0.48% | |
| Sumitomo Chemical India Ltd. | 0.48% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Realty | 0.44% | |
| Sobha Ltd. | 0.44% | |
| Textiles & Apparels | 0.43% | |
| Gokaldas Exports Ltd. | 0.43% | |
| Transport Services | 0.34% | |
| Container Corporation of India Ltd. | 0.34% | |
| Commercial Services & Supplies | 0.21% | |
| Indiqube Spaces Ltd. | 0.21% | |
| Sector/Issuer Name | Rating | % to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 11.64% | |
| ● Bharti Telecom Limited | CRISIL AAA | 2.46% |
| ● Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 2.08% |
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 0.72% |
| State Bank of India | ICRA AAA | 0.71% |
| Poonawalla Fincorp Limited | CRISIL AAA | 0.71% |
| Housing & Urban Development Corporation Limited | ICRA AAA | 0.70% |
| ICICI Home Finance Company Limited | ICRA AAA | 0.36% |
| Aditya Birla Finance Limited | ICRA AAA | 0.36% |
| Bajaj Finance Limited | CRISIL AAA | 0.35% |
| Knowledge Realty Trust | CRISIL AAA | 0.35% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.35% |
| Indian Railway Finance Corporation Limited | ICRA AAA | 0.35% |
| Power Grid Corporation of India Limited | ICRA AAA | 0.35% |
| Bajaj Housing Finance Limited | CRISIL AAA | 0.21% |
| REC Limited | ICRA AAA | 0.21% |
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 0.15% |
| REC Limited | CRISIL AAA | 0.15% |
| Bajaj Housing Finance Limited | CRISIL AAA | 0.14% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.14% |
| LIC Housing Finance Limited | CRISIL AAA | 0.14% |
| LIC Housing Finance Limited | CRISIL AAA | 0.10% |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.09% |
| Small Industries Development Bank of India | CRISIL AAA | 0.07% |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.07% |
| SMFG India Credit Co. Ltd. | ICRA AAA | 0.07% |
| Bajaj Finance Limited | CRISIL AAA | 0.07% |
| Tata Capital Limited | ICRA AAA | 0.07% |
| National Bank For Agriculture and Rural Development | CRISIL AAA | 0.06% |
| LIC Housing Finance Limited | CRISIL AAA | 0.03% |
| National Bank For Agriculture and Rural Development | CRISIL AAA | 0.01% |
| State Government bond | 3.08% | |
| 7.97% ANDHRA PRADESH 13JULY2039 SDL | SOV | 0.34% |
| 7.67% HARYANA 27DEC2035 SDL | SOV | 0.29% |
| 6.99% NAGALAND 18MAR2030 SDL | SOV | 0.27% |
| 7.08% HARYANA 26MAR2039 SDL | SOV | 0.26% |
| 7.38 % NAGALAND 25MAR2031 SDL | SOV | 0.21% |
| 7.34% RAJASTHAN 26JUN2034 SDL | SOV | 0.21% |
| 7.11% MAHARASHTRA 08JAN38 SDL | SOV | 0.21% |
| 7.65% TAMIL NADU 25JAN2033 SDL | SOV | 0.18% |
| 7.39% TAMIL NADU 12JUN2032 SDL | SOV | 0.14% |
| 7.44% KARNATAKA 27MAR2033 SDL | SOV | 0.14% |
| 7.23% ANDHRA PRADESH 04SEP2034 SDL | SOV | 0.14% |
| 7.34% TAMIL NADU 29MAY2029 SDL | SOV | 0.14% |
| 7.24% HARYANA 28AUG2036 SDL | SOV | 0.14% |
| 7.49% TAMIL NADU 24APR2034 SDL | SOV | 0.07% |
| 7.06% GUJARAT 14AUG2029 SDL | SOV | 0.07% |
| 7.48% HARYANA 18APR2034 SDL | SOV | 0.07% |
| 6.98% MAHARASHTRA 25JUN2037 SDL | SOV | 0.07% |
| 7.20% UTTAR PRADESH 25JAN2027 SDL | SOV | 0.06% |
| 7.35% TAMIL NADU 14JUN2033 SDL | SOV | 0.03% |
| 7.10% TAMIL NADU 19SEP2034 SDL | SOV | 0.03% |
| 7.38% TAMIL NADU 29MAY2034 SDL | SOV | 0.01% |
| Government Bond | 2.61% | |
| GOI 07.71% 18MAY2066 | SOV | 0.88% |
| 6.94% GOVERNMENT OF INDIA 11MAY36 G-SEC | SOV | 0.65% |
| 6.68% GOI 07Jul2040 | SOV | 0.52% |
| 4.70% INDIA GOVT BOND 22SEP2033 FRB | SOV | 0.22% |
| 7.34% INDIA GOVERNMENT BOND 22APR2064 | SOV | 0.21% |
| 7.24 GOI 18 Aug 2055 | SOV | 0.07% |
| 8.15% GOI (MD 24/11/2026) | SOV | 0.04% |
| 8.17% GOI (MD 01/12/2044) | SOV | 0.01% |
| 7.09% GOVERNMENT OF INDIA 25NOV74 G-SEC | SOV | 0.01% |
| Floating rates notes - Corporate | 0.99% | |
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 0.64% |
| Tata Capital Limited | ICRA AAA | 0.36% |
| SECURITISED DEBT | 0.55% | |
| India Universal Trust Al2 | IND AAA(SO) | 0.30% |
| India Universal Trust Al2 | IND AAA(SO) | 0.22% |
| India Universal Trust Al2 | IND AAA(SO) | 0.03% |
| Cash Management Bills | 0.54% | |
| Government of India | SOV | 0.21% |
| Government of India | SOV | 0.18% |
| Government of India | SOV | 0.08% |
| Government of India | SOV | 0.06% |
| Government of India | SOV | 0.02% |
| Money Market Instruments | 0.24% | |
| National Bank for Financing Infrastructure and Dev | IND A1+ | 0.17% |
| National Bank For Agriculture and Rural Development | ICRA A1+ | 0.07% |
| Interest Rate Swaps | 0.00% | |
| BNP Paribas - Indian branches | 0.36% | |
| BNP Paribas - Indian branches | -0.35% | |
| Sector/Issuer Name | % to Net Assets | |
| INVITs | ||
| INVITS | 2.31% | |
| IRB InvIT Fund | 1.44% | |
| Bharat Highways Invit | 0.48% | |
| India Grid Trust | 0.39% | |
| Mutual Funds Units | ||
| INVESTMENT FUNDS/MUTUAL FUNDS | 0.42% | |
| Aditya Birla Sun Life Crisil-IBX financial Services 3 to 6 months Debt Index Fund-Direct Growth | 0.38% | |
| Aditya Birla Sun Life Crisil-IBX AAA Financial Services Index-Sep 2027 Fund-Direct Growth | 0.04% | |
| Net Cash and Cash Equivalent | 1.21% | |
| Grand Total | 100.00% | |
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| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Equity Hybrid ‘95 Fund An open ended hybrid scheme investing predominantly in equity and equity related instruments |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Hybrid 35 + 65 - Aggressive Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |