Aditya Birla Sun Life Retirement Fund - The 30s Plan
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)
June 2026
| Equity Scheme |  |
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An open-ended retirement solution oriented scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)
June 2026
| Equity Scheme | |
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| Investment Objective | |
| The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goalsby investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved | |
| Fund Category: Retirement Fund | |
| Fund Snapshot | |
| Date of Allotment : Mar 11, 2019 | |
| Benchmark: Nifty 500 TRI | |
| Fund Manager - Mr. Jonas Bhutta Managing the Fund Since: November 01, 2024 Experience in Managing the Fund: 1.7 Years |
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| SIP: Monthly: Minimum ₹ 500/- and in multiples of ₹ 1 thereafter |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | Upon completion of lock-in period of minimum 5 years from the date of allotment of units or Retirement Age of Unit holder (i.e. completion of 60 years, whichever is earlier): Nil |
| Count of Securities: 77 | |
| AUM as on June 30, 2026 (in ₹Crore) | |
| Month End AUM | 463.56 |
| Monthly Average AUM | 452.38 |
| Base Expense Ratio (BER) | |
| Regular | 2.10% |
| Direct | 0.97% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on June 30, 2026 | |
| Regular Growth | 22.13 |
| Regular IDCW$ | 18.02 |
| Direct Growth | 24.72 |
| Direct IDCW$ | 20.12 |
| $Income Distribution cum capital withdrawal | |
| Valuation Parameters | |
| Average P/E | 31.32 |
| Average P/BV | 3.52 |
| Average Dividend Yield | 0.76 |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Portfolio Turnover | 0.50 |
| Standard Deviation | 15.82% |
| Sharpe Ratio | 0.67 |
| Beta | 0.99 |
| Treynor Ratio | 0.11 |
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk FreeRate assumed tobe 5.50%(FBIL OvernightMIBOR as on 30 June, 2026) for calculating SharpeRatio |
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| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Equity & Equity Related | |||
| Banks | 14.58% | ||
| ● ICICI Bank Ltd. | 3.80% | ||
| ● HDFC Bank Ltd. | 2.26% | ||
| Axis Bank Ltd. | 1.81% | ||
| AU Small Finance Bank Ltd. | 1.47% | ||
| Federal Bank Ltd. | 1.37% | ||
| Ujjivan Small Finance Bank Ltd. | 1.35% | ||
| State Bank of India | 1.32% | ||
| City Union Bank Ltd. | 1.21% | ||
| Retailing | 7.60% | ||
| ● Trent Ltd. | 2.04% | ||
| ● Eternal Ltd. | 2.01% | ||
| Swiggy Ltd. | 1.22% | ||
| Avenue Supermarts Ltd. | 0.98% | ||
| Aditya Vision Ltd. | 0.69% | ||
| Meesho Ltd. | 0.66% | ||
| Pharmaceuticals & Biotechnology | 7.38% | ||
| ● Shilpa Medicare Ltd. | 2.40% | ||
| Ajanta Pharmaceuticals Ltd. | 1.96% | ||
| Sun Pharmaceutical Industries Ltd. | 1.72% | ||
| Emcure Pharmaceuticals Ltd. | 1.30% | ||
| Auto Components | 5.63% | ||
| ● S.J.S. Enterprises Ltd. | 2.49% | ||
| Sona BLW Precision Forgings Ltd. | 1.73% | ||
| Craftsman Automation Ltd. | 1.41% | ||
| Industrial Products | 5.45% | ||
| ● Kirloskar Oil Eng Ltd. | 2.87% | ||
| Shivalik Bimetal Controls Ltd. | 1.22% | ||
| Kirloskar Brothers Ltd. | 1.05% | ||
| Supreme Industries Ltd. | 0.31% | ||
| IT - Software | 4.66% | ||
| Coforge Ltd. | 1.49% | ||
| Tech Mahindra Ltd. | 1.46% | ||
| Infosys Ltd. | 0.98% | ||
| Persistent Systems Ltd. | 0.73% | ||
| Industrial Manufacturing | 4.44% | ||
| ● Aditya Infotech Ltd. | 3.96% | ||
| Praj Industries Ltd. | 0.48% | ||
| Transport Infrastructure | 4.09% | ||
| ● GMR Airports Ltd. | 2.21% | ||
| Adani Ports and Special Economic Zone Ltd. | 1.87% | ||
| Finance | 3.89% | ||
| Aptus Value Housing Finance India Ltd. | 1.26% | ||
| SBFC Finance Ltd. | 0.98% | ||
| Shriram Finance Ltd. | 0.83% | ||
| PNB Housing Finance Ltd. | 0.82% | ||
| Automobiles | 3.70% | ||
| ● Ather Energy Ltd. | 2.58% | ||
| TVS Motor Company Ltd. | 1.11% | ||
| Insurance | 2.95% | ||
| SBI Life Insurance Company Ltd. | 1.12% | ||
| ICICI Lombard General Insurance Company Ltd. | 0.65% | ||
| Go Digit General Insurance Ltd. | 0.60% | ||
| HDFC Life Insurance Company Ltd. | 0.57% | ||
| Petroleum Products | 2.64% | ||
| Hindustan Petroleum Corporation Ltd. | 1.03% | ||
| Bharat Petroleum Corporation Ltd. | 0.82% | ||
| Reliance Industries Ltd. | 0.79% |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Construction | 2.45% | ||
| Larsen & Toubro Ltd. | 1.67% | ||
| M & B Engineering Ltd. | 0.78% | ||
| Capital Markets | 2.22% | ||
| Billionbrains Garage Ventures Ltd. | 0.84% | ||
| Nippon Life India Asset Management Ltd. | 0.64% | ||
| 360 ONE WAM Ltd. | 0.50% | ||
| Multi Commodity Exchange of India Ltd. | 0.24% | ||
| Cement & Cement Products | 2.12% | ||
| Ambuja Cements Ltd. | 1.09% | ||
| J.K. Cement Ltd. | 1.03% | ||
| Consumer Durables | 2.11% | ||
| Greenply Industries Ltd. | 1.28% | ||
| Cera Sanitaryware Ltd | 0.83% | ||
| Realty | 1.95% | ||
| Prestige Estates Projects Ltd. | 1.33% | ||
| Sobha Ltd. | 0.62% | ||
| Personal Products | 1.93% | ||
| Godrej Consumer Products Ltd. | 1.93% | ||
| Non - Ferrous Metals | 1.88% | ||
| Hindalco Industries Ltd. | 1.88% | ||
| Ferrous Metals | 1.74% | ||
| Jindal Steel Ltd. | 1.74% | ||
| Beverages | 1.62% | ||
| Varun Beverages Ltd. | 1.62% | ||
| Chemicals & Petrochemicals | 1.51% | ||
| Vinati Organics Ltd. | 1.35% | ||
| Atul Ltd. | 0.16% | ||
| Healthcare Services | 1.39% | ||
| Fortis Healthcare Ltd. | 1.39% | ||
| Diversified FMCG | 1.32% | ||
| Hindustan Unilever Ltd. | 1.32% | ||
| Electrical Equipment | 1.30% | ||
| Thermax Ltd. | 1.30% | ||
| IT - Services | 1.22% | ||
| L&T Technology Services Ltd. | 0.65% | ||
| Cyient Ltd. | 0.57% | ||
| Agricultural Food & other Products | 0.99% | ||
| Balrampur Chini Mills Ltd. | 0.99% | ||
| Financial Technology (Fintech) | 0.84% | ||
| PB Fintech Ltd. | 0.84% | ||
| Power | 0.83% | ||
| NTPC Ltd. | 0.83% | ||
| Transport Services | 0.74% | ||
| VRL Logistics Ltd. | 0.74% | ||
| Commercial Services & Supplies | 0.64% | ||
| Firstsource Solutions Ltd. | 0.64% | ||
| Gas | 0.60% | ||
| Mahanagar Gas Ltd. | 0.60% | ||
| Fertilizers & Agrochemicals | 0.37% | ||
| PI Industries Ltd. | 0.37% | ||
| PREFERRED STOCK | 0.01% | ||
| TVS Motor Company Limited | 0.01% | ||
| Sector/Issuer Name | Rating | % to Net Assets | |
| Debt & Debt Related | |||
| Government Bond | 0.22% | ||
| 7.17% GOVERNMENT OF INDIA 17APR30 | SOV | 0.22% | |
| Net Cash and Cash Equivalent | 2.99% | ||
| Grand Total | 100.00% |
Miscellaneous includes securities with exposure of less than 0.01%
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Retirement
Fund - The 30s Plan An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier) |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter Nifty 500 TRI  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |