Aditya Birla Sun Life Retirement Fund - The 30s Plan
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)
February 2026
| Equity Scheme |  |
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An open-ended retirement solution oriented scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)
February 2026
| Equity Scheme | |
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| Investment Objective | |
| The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goalsby investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved | |
| Fund Category: Retirement Fund | |
| Fund Snapshot | |
| Date of Allotment : Mar 11, 2019 | |
| Benchmark: Nifty 500 TRI | |
| Fund Manager - Mr. Jonas Bhutta Managing the Fund Since: November 01, 2024 Experience in Managing the Fund: 1.3 Years |
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| SIP: Monthly: Minimum ₹ 500/- and in multiples of ₹ 1 thereafter |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | Upon completion of lock-in period of minimum 5 years from the date of allotment of units or Retirement Age of Unit holder (i.e. completion of 60 years, whichever is earlier): Nil |
| Count of Securities: 75 | |
| AUM as on February 27, 2026 (in ₹Crore) | |
| Month End AUM | 422.27 |
| Monthly Average AUM | 426.98 |
| Total Expense Ratio (TER) | |
| Regular | 2.41% |
| Direct | 1.16% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on February 27, 2026 | |
| Regular Growth | 20.28 |
| Regular IDCW$ | 16.51 |
| Direct Growth | 22.55 |
| Direct IDCW$ | 18.36 |
| $Income Distribution cum capital withdrawal | |
| Valuation Parameters | |
| Average P/E | 28.4 |
| Average P/BV | 4.2 |
| Average Dividend Yield | 0.77% |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
 |
| Volatility Measures | |
| Portfolio Turnover | 0.57 |
| Standard Deviation | 12.81% |
| Sharpe Ratio | 0.91 |
| Beta | 0.96 |
| Treynor Ratio | 0.12 |
| Information Ratio | -0.06 |
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.17% (FBIL Overnight MIBOR as on 27 February, 2026) for calculating SharpeRatio |
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| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
Equity & Equity Related |
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Banks |
|
|
17.62 % |
• ICICI Bank Limited |
|
4.18 % |
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• AU Small Finance Bank Limited |
|
2.46 % |
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• Axis Bank Limited |
|
2.04 % |
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State Bank of India |
|
1.69 % |
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HDFC Bank Limited |
|
1.42 % |
|
The Federal Bank Limited |
|
1.36 % |
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City Union Bank Limited |
|
1.35 % |
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Kotak Mahindra Bank Limited |
|
1.34 % |
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Ujjivan Small Finance Bank Limited |
|
0.95 % |
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Bank of Maharashtra |
|
0.82 % |
|
Pharmaceuticals & Biotechnology |
6.26 % |
||
Ajanta Pharmaceuticals Limited |
|
1.88 % |
|
Sun Pharmaceutical Industries Limited |
1.77 % |
||
Shilpa Medicare Ltd |
|
1.48 % |
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Emcure Pharmaceuticals Ltd |
|
1.13 % |
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Retailing |
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6.05 % |
• Eternal Limited |
|
|
2.05 % |
Swiggy Ltd |
|
|
1.69 % |
MEESHO LTD |
|
|
1.37 % |
Avenue Supermarts Limited |
|
0.95 % |
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IT - Software |
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5.13 % |
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Tech Mahindra Limited |
|
1.82 % |
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Infosys Limited |
|
|
1.68 % |
Persistent Systems Limited |
|
0.87 % |
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Coforge Limited |
|
|
0.76 % |
Auto Components |
|
5.04 % |
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• SJS Enterprises Pvt Limited |
|
2.17 % |
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Sona BLW Precision Forgings Limited |
1.64 % |
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Craftsman Automation Ltd |
|
1.23 % |
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Insurance |
|
|
4.00 % |
ICICI Lombard General Insurance Company Limited |
1.80 % |
||
SBI Life Insurance Company Limited |
1.42 % |
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HDFC Life Insurance Company Limited |
0.78 % |
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Consumer Durables |
|
3.81 % |
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Titan Company Limited |
|
1.39 % |
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Kajaria Ceramics Limited |
|
1.37 % |
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Greenply Industries Ltd |
|
1.05 % |
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Industrial Products |
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3.76 % |
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• Kirloskar Oil Eng Ltd |
|
2.53 % |
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Shivalik Bimetal Controls Ltd |
|
0.79 % |
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Supreme Industries Limited |
|
0.43 % |
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Finance |
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|
3.16 % |
Aptus Value Housing Finance India Ltd |
1.21 % |
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SBFC Finance Ltd |
|
1.10 % |
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HDB Financial Services Limited |
|
0.57 % |
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CreditAccess Grameen Limited |
|
0.28 % |
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Automobiles |
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3.13 % |
Ather Energy Ltd |
|
1.77 % |
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TVS Motor Company Limited |
|
1.37 % |
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Transport Infrastructure |
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3.08 % |
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Adani Ports and Special Economic Zone Limited |
1.73 % |
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GMR Airport Ltd |
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1.35 % |
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Petroleum Products |
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2.78 % |
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Bharat Petroleum Corporation Limited |
1.14 % |
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Reliance Industries Limited |
|
0.93 % |
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Hindustan Petroleum Corporation Limited |
0.70 % |
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Construction |
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2.71 % |
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Larsen & Toubro Limited |
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1.89 % |
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M&B Engineering Ltd |
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0.82 % |
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| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
Personal Products |
2.55 % |
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• Godrej Consumer Products Limited |
2.55 % |
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Chemicals & Petrochemicals |
2.55 % |
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Vinati Organics Limited |
1.63 % |
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Atul Limited |
0.91 % |
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Industrial Manufacturing |
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2.49 % |
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• Aditya Infotech Ltd |
2.02 % |
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Praj Industries Limited |
0.48 % |
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Ferrous Metals |
|
2.44 % |
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• Jindal Steel & Power Limited |
2.44 % |
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Realty |
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2.39 % |
Prestige Estates Projects Limited |
1.50 % |
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Sobha Limited |
0.89 % |
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Non - Ferrous Metals |
|
2.19 % |
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• Hindalco Industries Limited |
2.19 % |
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Electrical Equipment |
|
1.88 % |
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Thermax Limited |
1.27 % |
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Bharat Heavy Electricals Limited |
0.61 % |
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Diversified FMCG |
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1.60 % |
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Hindustan Unilever Limited |
1.60 % |
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Healthcare Services |
|
1.51 % |
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Fortis Healthcare Limited |
1.51 % |
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IT - Services |
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1.45 % |
L&T Technology Services Limited |
0.80 % |
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Cyient Limited |
0.66 % |
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Capital Markets |
|
1.31 % |
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Computer Age Management Services Limited |
0.75 % |
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Nippon Life India Asset Management Limited |
0.56 % |
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Cement & Cement Products |
|
1.17 % |
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JK Cement Limited |
1.17 % |
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Beverages |
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|
1.09 % |
Varun Beverages Limited |
1.09 % |
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Power |
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|
0.97 % |
NTPC Limited |
0.97 % |
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Transport Services |
|
0.96 % |
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VRL Logistics Limited |
0.96 % |
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Agricultural Food & other Products |
0.92 % |
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Balrampur Chini Mills Limited |
0.92 % |
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Financial Technology (Fintech) |
0.84 % |
||
PB Fintech Limited |
0.84 % |
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Gas |
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|
0.81 % |
Mahanagar Gas Limited |
0.81 % |
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Commercial Services & Supplies |
0.65 % |
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Firstsource Solutions Limited |
0.65 % |
||
Fertilizers & Agrochemicals |
0.50 % |
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PI Industries Litmited |
0.50 % |
||
Food Products |
|
0.02 % |
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Kwality Wall''s India Ltd |
0.02 % |
||
PREFERRED STOCK |
|
0.01 % |
|
TVS Motor Company Limited |
0.01 % |
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| Sector/Issuer Name | Rating | % to Net Assets |
| Debt & Debt Related | ||
| Government Bond | 0.24 % |
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| 7.17% GOVERNMENT OF INDIA 17APR30 | SOV | 0.24 % |
| Net Cash and Cash Equivalent | 2.93 % |
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| Grand Total | 100.00 % |
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| Scheme Name | |
| Aditya Birla Sun Life Retirement
Fund - The 30s Plan An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier) |
|
| This product is suitable for investors who are seeking*: | |
|
|
Risk-o-meter  |
Benchmark Risk-o-meter Nifty 500 TRI  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |