Aditya Birla Sun Life Retirement Fund - The 30s Plan
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)
March 2026
| Equity Scheme |  |
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An open-ended retirement solution oriented scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)
March 2026
| Equity Scheme | |
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| Investment Objective | |
| The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goalsby investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved | |
| Fund Category: Retirement Fund | |
| Fund Snapshot | |
| Date of Allotment : Mar 11, 2019 | |
| Benchmark: Nifty 500 TRI | |
| Fund Manager - Mr. Jonas Bhutta Managing the Fund Since: November 01, 2024 Experience in Managing the Fund: 1.4 Years |
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| SIP: Monthly: Minimum ₹ 500/- and in multiples of ₹ 1 thereafter |
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| Application Amount for fresh subscription: ₹ 1,000 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 1000 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | Upon completion of lock-in period of minimum 5 years from the date of allotment of units or Retirement Age of Unit holder (i.e. completion of 60 years, whichever is earlier): Nil |
| Count of Securities: 75 | |
| AUM as on March 31, 2026 (in ₹Crore) | |
| Month End AUM | 382.27 |
| Monthly Average AUM | 398.75 |
| Total Expense Ratio (TER) | |
| Regular | 2.41% |
| Direct | 1.16% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on March 30, 2026 | |
| Regular Growth | 18.27 |
| Regular IDCW$ | 14.88 |
| Direct Growth | 20.34 |
| Direct IDCW$ | 16.56 |
| $Income Distribution cum capital withdrawal | |
| Valuation Parameters | |
| Average P/E | 24.76 |
| Average P/BV | 4.25 |
| Average Dividend Yield | 0.87 |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Portfolio Turnover | 0.45 |
| Standard Deviation | 14.34% |
| Sharpe Ratio | 0.42 |
| Beta | 0.94 |
| Treynor Ratio | 0.07 |
Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 6.98 % (FBIL Overnight MIBOR as on 30 March, 2026) for calculating SharpeRatio |
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| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Equity & Equity Related | |||
| Banks | 16.62 % | ||
| ● ICICI Bank Limited | 4.04 % | ||
| ● AU Small Finance Bank Limited | 2.39 % | ||
| Axis Bank Limited | 1.89 % | ||
| State Bank of India | 1.52 % | ||
| The Federal Bank Limited | 1.30 % | ||
| HDFC Bank Limited | 1.29 % | ||
| City Union Bank Limited | 1.27 % | ||
| Kotak Mahindra Bank Limited | 1.26 % | ||
| Ujjivan Small Finance Bank Limited | 0.91 % | ||
| Bank of Maharashtra | 0.74 % | ||
| Pharmaceuticals & Biotechnology | 6.99 % | ||
| Sun Pharmaceutical Industries Limited | 1.97 % | ||
| Ajanta Pharmaceuticals Limited | 1.94 % | ||
| Shilpa Medicare Ltd | 1.70 % | ||
| Emcure Pharmaceuticals Ltd | 1.37 % | ||
| Retailing | 6.11 % | ||
| ● Eternal Limited | 2.10 % | ||
| Swiggy Ltd | 1.61 % | ||
| MEESHO LTD | 1.32 % | ||
| Avenue Supermarts Limited | 1.07 % | ||
| IT - Software | 5.62 % | ||
| Tech Mahindra Limited | 2.05 % | ||
| Infosys Limited | 1.79 % | ||
| Persistent Systems Limited | 1.00 % | ||
| Coforge Limited | 0.79 % | ||
| Auto Components | 5.00 % | ||
| ● SJS Enterprises Pvt Limited | 2.11 % | ||
| Sona BLW Precision Forgings Limited | 1.63 % | ||
| Craftsman Automation Ltd | 1.26 % | ||
| Industrial Products | 3.87 % | ||
| ● Kirloskar Oil Eng Ltd | 2.67 % | ||
| Shivalik Bimetal Controls Ltd | 0.76 % | ||
| Supreme Industries Limited | 0.45 % | ||
| Insurance | 3.87 % | ||
| ICICI Lombard General Insurance Company Limited | 1.79 % | ||
| SBI Life Insurance Company Limited | 1.37 % | ||
| HDFC Life Insurance Company Limited | 0.71 % | ||
| Consumer Durables | 3.81 % | ||
| Kajaria Ceramics Limited | 1.45 % | ||
| Titan Company Limited | 1.41 % | ||
| Greenply Industries Ltd | 0.95 % | ||
| Automobiles | 3.38 % | ||
| ● Ather Energy Ltd | 2.07 % | ||
| TVS Motor Company Limited | 1.31 % | ||
| Petroleum Products | 2.97 % | ||
| Hindustan Petroleum Corporation Limited | 1.06 % | ||
| Reliance Industries Limited | 0.99 % | ||
| Bharat Petroleum Corporation Limited | 0.92 % | ||
| Finance | 2.97 % | ||
| Aptus Value Housing Finance India Ltd | 1.06 % | ||
| SBFC Finance Ltd | 1.06 % | ||
| Shriram Finance Ltd | 0.84 % | ||
| Transport Infrastructure | 2.90 % | ||
| Adani Ports and Special Economic Zone Limited | 1.65 % | ||
| GMR Airport Ltd | 1.25 % | ||
| Industrial Manufacturing | 2.90 % | ||
| ● Aditya Infotech Ltd | 2.37 % | ||
| Praj Industries Limited | 0.53 % | ||
| Chemicals & Petrochemicals | 2.59 % |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives |
% of Net AUM |
| Vinati Organics Limited | 1.62 % | ||
| Atul Limited | 0.96 % | ||
| Cement & Cement Products | 2.42 % | ||
| Ambuja Cements Limited | 1.26 % | ||
| JK Cement Limited | 1.16 % | ||
| Construction | 2.40 % | ||
| Larsen & Toubro Limited | 1.71 % | ||
| M&B Engineering Ltd | 0.69 % | ||
| Personal Products | 2.28 % | ||
| ● Godrej Consumer Products Limited | 2.28 % | ||
| Ferrous Metals | 2.21 % | ||
| ● Jindal Steel & Power Limited | 2.21 % | ||
| Non - Ferrous Metals | 2.11 % | ||
| ● Hindalco Industries Limited | 2.11 % | ||
| Electrical Equipment | 2.09 % | ||
| Thermax Limited | 1.46 % | ||
| Bharat Heavy Electricals Limited | 0.62 % | ||
| Realty | 1.81 % | ||
| Prestige Estates Projects Limited | 1.16 % | ||
| Sobha Limited | 0.65 % | ||
| Diversified FMCG | 1.55 % | ||
| Hindustan Unilever Limited | 1.55 % | ||
| Healthcare Services | 1.40 % | ||
| Fortis Healthcare Limited | 1.40 % | ||
| IT - Services | 1.38 % | ||
| L&T Technology Services Limited | 0.78 % | ||
| Cyient Limited | 0.60 % | ||
| Capital Markets | 1.30 % | ||
| Computer Age Management Services Limited | 0.76 % | ||
| Nippon Life India Asset Management Limited | 0.53 % | ||
| Agricultural Food & other Products | 1.08 % | ||
| Balrampur Chini Mills Limited | 1.08 % | ||
| Power | 1.04 % | ||
| NTPC Limited | 1.04 % | ||
| Beverages | 1.02 % | ||
| Varun Beverages Limited | 1.02 % | ||
| Transport Services | 0.89 % | ||
| VRL Logistics Limited | 0.89 % | ||
| Financial Technology (Fintech) | 0.89 % | ||
| PB Fintech Limited | 0.89 % | ||
| Commercial Services & Supplies | 0.69 % | ||
| Firstsource Solutions Limited | 0.69 % | ||
| Gas | 0.68 % | ||
| Mahanagar Gas Limited | 0.68 % | ||
| Fertilizers & Agrochemicals | 0.48 % | ||
| PI Industries Litmited | 0.48 % | ||
| Food Products | 0.02 % | ||
| Kwality Wall''s India Ltd | 0.02 % | ||
| PREFERRED STOCK | 0.02 % | ||
| TVS Motor Company Limited | 0.02 % |
| Sector/Issuer Name | Rating | % to Net Assets |
| Debt & Debt Related | ||
| Government Bond | 0.27 % | |
| 7.17% GOVERNMENT OF INDIA 17APR30 | SOV | 0.27 % |
| Net Cash and Cash Equivalent | 2.38 % |
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| Grand Total | 100.00 % |
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| Scheme Name | |
| Aditya Birla Sun Life Retirement
Fund - The 30s Plan An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier) |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter Nifty 500 TRI  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |