Aditya Birla Sun Life Multi Asset Allocation Fund
An open ended scheme investing in Equity, Debt and Commodities.
June 2026
| Hybrid Scheme |  |
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An open ended scheme investing in Equity, Debt and Commodities.
June 2026
| Hybrid Scheme | |
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| Investment Objective | |
| The investment objective of the Scheme is to provide long term capital appreciation by investing across asset classes like Equity, Debt, Commodities, & units of REITs & InvITs. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Multi Asset Allocation Fund | |
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| Fund Snapshot | |
| Date of Allotment : Jan 31, 2023 | |
| Benchmark: 65% BSE 200 + 25% CRISIL Short Term Bond Fund Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver | |
| Fund Manager - Mr. Dhaval Gala Managing the Fund Since: November 01, 2024 Experience in Managing the Fund: 1.7 Years |
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| Fund Manager - Mr. Bhupesh Bameta Managing the Fund Since: January 31, 2023 Experience in Managing the Fund: 3.4 Years |
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| Fund Manager - Mr. Sachin Wankhede Managing the Fund Since: January 31, 2023 Experience in Managing the Fund: 3.4 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 500 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 500 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | For redemption / switch out upto 30% of units within 1 year from the date of allotment - Nil. For redemption / switch out of more than 30% of units within 1 year from the date of allotment – 1.00% of applicable NAV. For redemption /switch out after 1 year from the date of allotment - Nil. |
| Count of Securities: 76 | |
| AUM as on June 30, 2026 (in ₹Crore) | |
| Month End AUM | 6,989.12 |
| Monthly Average AUM | 6,861.12 |
| Base Expense Ratio (BER) | |
| Regular | 1.51% |
| Direct | 0.51% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on June 30, 2026 | |
| Regular Growth | 16.71 |
| Regular IDCW$ | 14.07 |
| Direct Growth | 17.53 |
| Direct IDCW$ | 15.85 |
| $Income Distribution cum capital withdrawal | |
| Hybrid Exposure (% of net assets) | |
| Net Equity(including REITS) | 72.3% |
| Arbitrage | 1.35% |
| Debt & Cash | 11.42% |
| Gold/Commodities | 11.96% |
| Invits/Hybrid Instrument | 2.97% |
| Top 10 Sectoral Contribution (in %) |
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| Market Capitalisation |
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| Volatility Measures | |
| Modified Duration | 1.57 years |
| Average Maturity | 1.92 years |
| Yield to Maturity | 6.80% |
| Macaulay Duration | 1.65 years |
| Portfolio Turnover | 0.56 |
| Standard Deviation | 10.24% |
| Sharpe Ratio | 0.98 |
| Beta | 0.99 |
| Treynor Ratio | 0.10 |
| Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 5.50 % (FBIL Overnight MIBOR as on 30 June, 2026) for calculating SharpeRatio |
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| Rating Profile of Portfolio |  |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives | % of Net AUM |
| Equity & Equity Related | |||
| Banks | 14.78% | ||
| ● ICICI Bank Ltd. | 4.21% | ||
| ● Axis Bank Ltd. | 3.22% | ||
| ● HDFC Bank Ltd. | 1.80% | ||
| ● Bank of Maharashtra | 1.79% | ||
| Kotak Mahindra Bank Ltd. | 1.60% | ||
| State Bank of India | 1.13% | ||
| Karur Vysya Bank Ltd. | 0.63% | ||
| City Union Bank Ltd. | 0.41% | ||
| Auto Components | 5.63% | ||
| SEDEMAC Mechatronics Ltd. | 1.63% | ||
| Sansera Engineering Ltd. | 1.30% | ||
| S.J.S. Enterprises Ltd. | 1.19% | ||
| Sona BLW Precision Forgings Ltd. | 0.93% | ||
| Craftsman Automation Ltd. | 0.58% | ||
| Retailing | 5.18% | ||
| Avenue Supermarts Ltd. | 1.37% | ||
| Eternal Ltd. | 1.25% | ||
| Meesho Ltd. | 0.99% | ||
| Swiggy Ltd. | 0.86% | ||
| Vishal Mega Mart Ltd. | 0.71% | ||
| IT - Software | 4.66% | ||
| ● Infosys Ltd. | 1.70% | ||
| Tech Mahindra Ltd. | 1.25% | ||
| Coforge Ltd. | 1.02% | ||
| Hexaware Technologies Ltd. | 0.36% | ||
| LTM Ltd. | 0.33% | ||
| Pharmaceuticals & Biotechnology | 3.35% | ||
| Torrent Pharmaceuticals Ltd. | 1.24% | ||
| Mankind Pharma Ltd. | 0.88% | ||
| Ipca Laboratories Ltd. | 0.64% | ||
| Sun Pharmaceutical Industries Ltd. | 0.59% | ||
| Petroleum Products | 3.25% | ||
| ● Reliance Industries Ltd. | 2.14% | ||
| Hindustan Petroleum Corporation Ltd. | 1.11% | ||
| REITS | 2.94% | ||
| Nexus Select Trust | 1.10% | ||
| Embassy Office Parks REIT | 0.81% | ||
| Brookfield India Real Estate Trust | 0.77% | ||
| Knowledge Realty Trust | 0.26% | ||
| Finance | 2.92% | ||
| HDB Financial Services Ltd. | 0.87% | ||
| Shriram Finance Ltd. | 0.82% | ||
| Bajaj Finance Ltd. | 0.67% | ||
| Bajaj Finserv Ltd. | 0.57% | ||
| Insurance | 2.74% | ||
| HDFC Life Insurance Company Ltd. | 0.84% | ||
| Star Health and Allied Insurance Company Ltd. | 0.68% | ||
| ICICI Lombard General Insurance Company Ltd. | 0.64% | ||
| Max Financial Services Ltd. | 0.51% | ||
| Go Digit General Insurance Ltd. | 0.06% | ||
| Transport Infrastructure | 2.52% | ||
| GMR Airports Ltd. | 1.29% | ||
| Adani Ports and Special Economic Zone Ltd. | 1.02% | ||
| JSW Infrastructure Ltd. | 0.20% | ||
| Diversified FMCG | 2.09% | ||
| Hindustan Unilever Ltd. | 1.61% | ||
| ITC Ltd. | 0.48% | ||
| Beverages | 2.00% | ||
| Varun Beverages Ltd. | 1.40% | ||
| United Spirits Ltd. | 0.59% | ||
| Telecom - Services | 1.99% | ||
| ● Bharti Airtel Ltd. | 1.99% | ||
| Electrical Equipment | 1.89% | ||
| ● Thermax Ltd. | 1.89% | ||
| Cement & Cement Products | 1.78% | ||
| UltraTech Cement Ltd. | 0.76% | ||
| Shree Cement Ltd. | 0.57% | ||
| J.K. Cement Ltd. | 0.45% | ||
| Automobiles | 1.66% | ||
| Mahindra & Mahindra Ltd. | 0.99% | ||
| Bajaj Auto Ltd. | 0.67% | ||
| Capital Markets | 1.48% | ||
| Billionbrains Garage Ventures Ltd. | 0.98% | ||
| ICICI Prudential Asset Management Company Ltd. | 0.50% | ||
| Construction | 1.45% | ||
| Larsen & Toubro Ltd. | 1.27% | ||
| H.G. Infra Engineering Ltd. | 0.18% | ||
| Futures | 1.35% | ||
| Shriram Finance Ltd | 0.00% | 0.60% | 0.60% |
| Bajaj Finance Limited | 0.00% | 0.50% | 0.50% |
| PB Fintech Limited | 0.00% | 0.23% | 0.23% |
| Bajaj Auto Limited | 0.00% | 0.01% | 0.01% |
| Sector/Issuer Name | % of Total AUM |
% of Derivatives | % of Net AUM |
| Consumer Durables | 1.17% | ||
| LG Electronics India Ltd. | 0.49% | ||
| Dixon Technologies (India) Ltd. | 0.43% | ||
| Blue Star Ltd. | 0.26% | ||
| Financial Technology (Fintech) | 1.14% | ||
| PB Fintech Ltd. | 1.14% | ||
| Non - Ferrous Metals | 1.11% | ||
| Hindalco Industries Ltd. | 1.11% | ||
| Power | 0.81% | ||
| NTPC Ltd. | 0.81% | ||
| Realty | 0.72% | ||
| Brigade Enterprises Ltd. | 0.48% | ||
| MINDSPACE BUSINESS PARKS REIT | 0.24% | ||
| Chemicals & Petrochemicals | 0.71% | ||
| SRF Ltd. | 0.71% | ||
| Healthcare Services | 0.69% | ||
| Apollo Hospitals Enterprise Ltd. | 0.69% | ||
| Ferrous Metals | 0.56% | ||
| Tata Steel Ltd. | 0.56% | ||
| Personal Products | 0.50% | ||
| Godrej Consumer Products Ltd. | 0.50% | ||
| Leisure Services | 0.45% | ||
| Indian Hotels Co. Ltd. | 0.45% | ||
| Oil | 0.34% | ||
| Oil & Natural Gas Corporation Ltd. | 0.34% | ||
| Transport Services | 0.28% | ||
| Container Corporation of India Ltd. | 0.28% | ||
| Industrial Manufacturing | 0.15% | ||
| Pitti Engineering Ltd. | 0.15% | ||
| Sector/Issuer Name | % to Net Assets | ||
| Mutual Funds Units | |||
| Exchange Traded Fund | 11.97% | ||
| ● Aditya Birla Sun Life Gold ETF | 9.35% | ||
| ● Aditya Birla Sun Life Silver ETF | 2.61% | ||
| Sector/Issuer Name | Rating | % to Net Assets | |
| Debt & Debt Related | |||
| Fixed rates bonds - Corporate | 7.72% | ||
| Cholamandalam Investment and Finance Company Limited | ICRA AA+ | 1.01% | |
| Small Industries Development Bank of India | CRISIL AAA | 0.72% | |
| REC Limited | ICRA AAA | 0.71% | |
| Small Industries Development Bank of India | CRISIL AAA | 0.71% | |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.71% | |
| LIC Housing Finance Limited | CRISIL AAA | 0.50% | |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.36% | |
| REC Limited | ICRA AAA | 0.36% | |
| HDFC Bank Limited | ICRA AAA | 0.36% | |
| Sikka Ports and Terminals Limited | CRISIL AAA | 0.36% | |
| Tata Capital Housing Finance Limited | ICRA AAA | 0.36% | |
| Small Industries Development Bank of India | CRISIL AAA | 0.36% | |
| Bharti Telecom Limited | CRISIL AAA | 0.36% | |
| Housing & Urban Development Corporation Limited | ICRA AAA | 0.35% | |
| Power Finance Corporation Limited | ICRA AAA | 0.21% | |
| National Bank For Agriculture and Rural Development | ICRA AAA | 0.21% | |
| LIC Housing Finance Limited | CRISIL AAA | 0.07% | |
| Government Bond | 2.00% | ||
| 6.36% INDIA GOVT BOND 16FEB2031 GSEC | SOV | 1.50% | |
| 5.74% GOI 15NOV2026 | SOV | 0.43% | |
| 7.38% GOI 20JUN2027 | SOV | 0.07% | |
| State Government bond | 0.73% | ||
| 7.63% ANDHRA 22APR2034 SDL | SOV | 0.36% | |
| 7.73% KARNATAKA 29NOV2034 SDL | SOV | 0.22% | |
| 7.47% MAHARASHTRA 13SEP34 SDL | SOV | 0.14% | |
| Money Market Instruments | 0.68% | ||
| Union Bank of India | ICRA A1+ | 0.34% | |
| ICICI Bank Limited | ICRA A1+ | 0.34% | |
| SECURITISED DEBT | 0.19% | ||
| India Universal Trust Al2 | IND AAA(SO) | 0.11% | |
| India Universal Trust Al2 | IND AAA(SO) | 0.07% | |
| India Universal Trust Al2 | IND AAA(SO) | 0.01% | |
| Sector/Issuer Name | % to Net Assets | ||
| INVITs | |||
| INVITS | 1.96% | ||
| India Grid Trust | 0.93% | ||
| Bharat Highways Invit | 0.79% | ||
| Raajmarg Infra Investment Trust | 0.24% | ||
| Net Cash and Cash Equivalent | 2.46% | ||
| Grand Total | 100.00% | ||
| Product Label | |
| Scheme Name | |
| Aditya Birla Sun Life Multi Asset Allocation Fund An open ended scheme investing in Equity, Debt and Commodities. |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter 65% BSE 200 + 25% CRISIL Short Term Bond Fund Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |