Aditya Birla Sun Life Multi Asset Allocation Fund

An open ended scheme investing in Equity, Debt and Commodities.
Data as on 31st December 2025
Fund Details
Investment Objective
The investment objective of the Scheme is to provide long term capital appreciation by investing across asset classes like Equity, Debt, Commodities, & units of REITs & InvITs. The Scheme does not guarantee/indicate any returns. There is no assurance that the objective of the Scheme will be achieved.
Fund Category
Investment Style
Hybrid – Multi Asset Allocation

Fund Manager
Mr. Dhaval Gala, Mr. Bhupesh Bameta & Mr. Sachin Wankhede
Managing Fund Since
November 01, 2024 & January 31, 2023
Experience in Managing the Fund
1.3 Years & 3.1 years
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load Nil
Exit Load For redemption/switch out upto 30% of units within 1 year from the date of allotment - Nil.
For redemption/switch out of more than 30% of units within 1 year from the date of allotment – 1.00% of applicable NAV.
For redemption/switch out after 1 year from the date of allotment - Nil.
Total Expense Ratio (TER)
Regular 1.77%
Direct 0.58%
Including additional expenses and goods and service tax on management fees.

AUM ₹
Monthly Average AUM 5389.59 Crores
AUM as on last day 5588.55 Crores
Date of Allotment
January 31, 2023
Benchmark
65% BSE 200 TRI + 25% CRISIL Short Term Bond Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver
Other Parameters
Modified Duration 1.08 years
Average Maturity 1.30 years
Yield to Maturity 6.36%
Macaulay Duration 1.14 years
Net Equity Exposure 64.19%
Portfolio Turnover 0.52
Average P/E 24.49
Average P/BV 3.75
Average Dividend Yield 0.95

Application Amount for fresh subscription
₹ 500 (plus in multiplies of ₹ 1)
Min. Addl. Investment
₹ 500 (plus in multiplies of ₹ 1)
SIP
Daily/Weekly/Monthly: Minimum ₹ 100/- and in multiples of ₹ 1/- thereafter
NAV of Plans / Options ₹
Regular Plan Direct Plan
Growth 16.4635 17.1695
IDCW$: 14.7435 16.0106
$Income Distribution cum capital withdrawal
PORTFOLIO
Issuer
% to Net Assets
Ratings
Equity & Equity Related
Exchange Traded Fund 16.43%
Aditya Birla Sun Life Gold ETF 9.68%
ADITYA BIRLA SUN LIFE SILVER ETF 6.76%
Banks 13.05%
HDFC Bank Limited 2.79%
Axis Bank Limited 2.66%
ICICI Bank Limited 2.27%
Kotak Mahindra Bank Limited 2.24%
Bank of Maharashtra 1.52%
State Bank of India 1.35%
City Union Bank Limited 0.21%
IT - Software 4.97%
Infosys Limited 1.99%
Tech Mahindra Limited 1.43%
Coforge Limited 1.17%
HCL Technologies Limited 0.22%
Hexaware Technologies limited 0.16%
Petroleum Products 4.20%
Reliance Industries Limited 3.25%
Hindustan Petroleum Corporation Limited 0.95%
Finance 3.72%
HDB Financial Services Limited 1.10%
Shriram Finance Ltd 0.97%
Bajaj Finance Limited 0.83%
Bajaj Finserv Limited 0.81%
REITS 3.61%
Nexus Select Trust 1.30%
Embassy Office Parks REIT 1.01%
Brookfield India Real Estate Trust 0.96%
Knowledge Realty Trust 0.34%
Pharmaceuticals & Biotechnology 3.29%
Torrent Pharmaceuticals Limited 1.29%
Sun Pharmaceutical Industries Limited 0.68%
IPCA Laboratories Limited 0.67%
Mankind Pharma Ltd 0.65%
Telecom - Services 2.83%
Bharti Airtel Limited 2.83%
Diversified FMCG 2.43%
Hindustan Unilever Limited 1.58%
ITC Limited 0.85%
Retailing 2.34%
Swiggy Ltd 1.66%
Avenue Supermarts Limited 0.68%
Automobiles 2.32%
Mahindra & Mahindra Limited 1.50%
Bajaj Auto Limited 0.82%
Insurance 2.32%
ICICI Lombard General Insurance Company Limited 0.90%
Max Financial Services Limited 0.68%
Star Health & Allied Insurance Limited 0.66%
Go Digit General Insurance Ltd 0.08%
Cement & Cement Products 2.14%
UltraTech Cement Limited 0.82%
Shree Cement Limited 0.75%
JK Cement Limited 0.57%
Auto Components 2.02%
SJS Enterprises Pvt Limited 0.98%
Sansera Engineering Ltd 0.83%
Sona BLW Precision Forgings Limited 0.21%
Construction 1.94%
Larsen & Toubro Limited 1.56%
H.G. Infra Engineering Limited 0.37%
Beverages 1.80%
United Spirits Limited 0.96%
Varun Beverages Limited 0.84%
Consumer Durables 1.75%
Dixon Technologies (India) Limited 0.78%
L G Electronics India Ltd 0.60%
Blue Star Limited 0.38%
Power 1.67%
NTPC Limited 0.93%
India Grid Trust 0.74%
Issuer
% to Net Assets
Ratings
Transport Infrastructure 1.33%
Adani Ports and Special Economic Zone Limited 1.04%
Bharat Highways Invit 0.29%
Capital Markets 1.15%
Billionbrains Garage Ventures Ltd 0.65%
ICICI Prudential Mutual Fund 0.50%
Non - Ferrous Metals 1.13%
Hindalco Industries Limited 1.13%
Chemicals & Petrochemicals 0.99%
SRF Limited 0.99%
Electrical Equipment 0.88%
Thermax Limited 0.88%
Personal Products 0.76%
Godrej Consumer Products Limited 0.76%
Leisure Services 0.75%
The Indian Hotels Company Limited 0.45%
Westlife Development Ltd 0.30%
Transport Services 0.74%
Container Corporation of India Limited 0.38%
InterGlobe Aviation Limited 0.36%
Oil 0.73%
Oil & Natural Gas Corporation Limited 0.73%
Realty 0.69%
Brigade Enterprises Limited 0.69%
Financial Technology (Fintech) 0.60%
PB Fintech Limited 0.60%
Healthcare Services 0.60%
Apollo Hospitals Enterprise Limited 0.60%
Consumable Fuels 0.36%
Coal India Limited 0.36%
Ferrous Metals 0.35%
Tata Steel Limited 0.35%
Industrial Manufacturing 0.16%
Pitti Engineering Ltd 0.16%
Food Products 0.02%
Kwality Wall's India Ltd 0.02%
EQUITY  FUTURE -1.49%
HDFC Bank Limited -0.19%
Shree Cement Limited -0.25%
Tata Steel Limited -0.35%
Mahindra & Mahindra Limited -0.35%
InterGlobe Aviation Limited -0.36%
Issuer % to Net Assets Rating
Debt & Debt Related
Fixed rates bonds - Corporate 8.18%
Cholamandalam Investment and Finance Company Limited  1.26% ICRA AA+
Small Industries Development Bank of India  0.91% CRISIL AAA
REC Limited 0.89% ICRA AAA
LIC Housing Finance Limited  0.63% CRISIL AAA
REC Limited  0.45% ICRA AAA
Tata Capital Housing Finance Limited  0.45% ICRA AAA
HDFC Bank Limited  0.45% ICRA AAA
Sikka Ports and Terminals Limited  0.45% CRISIL AAA
REC Limited  0.45% ICRA AAA
Small Industries Development Bank of India  0.45% ICRA AAA
Bharti Telecom Limited  0.45% CRISIL AAA
Housing & Urban Development Corporation Limited  0.44% ICRA AAA
National Bank For Agriculture and Rural Development 0.27% ICRA AAA
Power Finance Corporation Limited  0.27% ICRA AAA
National Bank For Agriculture and Rural Development  0.27% ICRA AAA
LIC Housing Finance Limited  0.09% CRISIL AAA
Government Bond 1.78%
6.01% GOI 21Jul2030 1.15% SOV
5.74% GOI 15NOV2026 0.54% SOV
7.38% GOI 20JUN2027 0.09% SOV
SECURITISED DEBT 0.30%
India Universal Trust Al2  0.14% IND AAA(SO)
India Universal Trust Al2  0.11% IND AAA(SO)
India Universal Trust Al2  0.06% IND AAA(SO)
Cash & Current Assets 7.16%
Total Net Assets 100.00%

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Dhaval Gala is 7. Total Schemes managed by Mr. Bhupesh Bameta is 15. Total Schemes managed by Mr. Sachin Wankhede is 3. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.

This page is a part of the January 2026 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on https://mutualfund.adityabirlacapital.com/empower/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.