Aditya Birla Sun Life Credit Risk Fund
An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk.
February 2026
| Debt Scheme |  |
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An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk.
February 2026
| Debt Scheme | |
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| Investment Objective | |
| The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee /indicate any returns. There is no assurance that the objective of the Scheme will be achieved. | |
| Fund Category: Credit Risk Fund | |
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| Fund Snapshot | |
| Date of Allotment : Apr 17, 2015 | |
| Benchmark: CRISIL Credit Risk Debt B-II Index | |
| Fund Manager - Ms. Sunaina Da Cunha Managing the Fund Since: April 17, 2015 Experience in Managing the Fund: 10.9 Years |
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| Fund Manager - Mr. Mohit Sharma Managing the Fund Since: August 06, 2020 Experience in Managing the Fund: 5.6 Years |
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| SIP: Daily/Weekly/Monthly: Minimum ₹ 100/-and in multiples of ₹ 1/- thereafter |
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| Application Amount for fresh subscription: ₹ 100 (plus in multiplies of ₹ 1) |
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| Minimum Additional Investment: ₹ 100 (plus in multiplies of ₹ 1) |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load: | NIL |
| AUM as on February 27, 2026 (in ₹Crore) | |
| Month End AUM | 1,175.31 |
| Monthly Average AUM | 1,158.41 |
| Total Expense Ratio (TER) | |
| Regular | 1.66% |
| Direct | 0.79% |
| Including additional expenses and goods and service tax on management fees. | |
| NAV as on February 27, 2026 | |
| Regular Growth | 24.37 |
| Regular IDCW$ | 12.74 |
| Direct Growth | 26.86 |
| Direct IDCW$ | 26.86 |
| Direct IDCW$ | 14.05 |
| $Income Distribution cum capital withdrawal | |
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| Top 10 Sectoral Contribution (in %) |
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| Rating Profile of Portfolio |
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| Instrument Profile | |
| Instrument Name | % Net Assets |
| Bonds & Debentures | 76.13% |
| Cash & cash equivalent | 9.62% |
| Sovereign | 9.09% |
| Others | 5.16% |
| Volatility Measures | |
| Modified Duration | 2.01 years |
| Average Maturity | 2.6 years |
| Yield to Maturity | 7.96% |
| Macaulay Duration | 2.14 years |
| Sector/Issuer Name | Rating |
% to Net Assets |
| Debt & Debt Related | ||
| Fixed rates bonds - Corporate | 76.13% |
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| • GMR Airport Ltd | CRISIL A+ |
4.58% |
| • Aditya Birla Real Estate Ltd. | CRISIL AA |
3.83% |
| • Jubilant Bevco Ltd | CRISIL AA |
3.70% |
| • National Bank For Agriculture and Rural Development | CRISIL AAA |
3.43% |
| • IKF Finance Ltd | CARE A+ |
2.97% |
| • National Bank For Agriculture and Rural Development | ICRA AAA |
2.95% |
| • Hinduja Leyland Finance Limited | CRISIL AA+ |
2.94% |
| • Kogta Financial India Ltd | CARE A+ |
2.74% |
| Gaursons India Pvt Ltd | ICRA A- |
2.71% |
| Narayana Hrudayalaya Limited | ICRA AA |
2.57% |
| JSW Energy Limited | ICRA AA |
2.57% |
| Vedanta Limited | ICRA AA |
2.57% |
| Hero Housing Finance Ltd | ICRA AA+ |
2.56% |
| Security and Intelligence Services (India) Limited | CRISIL AA- |
2.55% |
| Jtpm Metal Traders Pvt Ltd | CRISIL AA |
2.55% |
| Hinduja Housing Finance Ltd | CARE AA+ |
2.48% |
| Adani Power Limited | CRISIL AA |
2.48% |
| Sk Finance Ltd | ICRA AA- |
2.30% |
| National Bank For Agriculture and Rural Development | ICRA AAA |
2.14% |
| Avanse Financial Services Ltd | CARE AA- |
2.13% |
| Bajaj Housing Finance Limited | CRISIL AAA |
2.12% |
| Indian Railway Finance Corporation Limited | ICRA AAA |
2.12% |
| Nuvama Wealth Finance Ltd | CARE AA |
1.89% |
| Avanse Financial Services Ltd | CRISIL AA- |
1.70% |
| Sector/Issuer Name | Rating |
% to Net Assets |
| JSW Energy Limited | ICRA AA |
1.68% |
| National Bank for Financing Infrastructure and Dev | ICRA AAA |
1.67% |
| Adani Airport Holdings Ltd | CRISIL AA- |
1.67% |
| Tata Projects Limited | IND AA |
1.29% |
| GMR Airport Ltd | CRISIL A+ |
1.16% |
| Eris Lifesciences Limited | IND AA |
1.16% |
| Eris Lifesciences Limited | IND AA |
1.16% |
| Adani Power Limited | CRISIL AA |
0.85% |
| Power Finance Corporation Limited | ICRA AAA |
0.83% |
| Power Finance Corporation Limited | CRISIL AAA |
0.10% |
| Government Bond | 9.09% |
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| • 6.79% INDIA GOV BOND 07OCT2034 GSEC | SOV |
4.29% |
| • 7.10% GOVT 08-Apr-2034 | SOV |
3.06% |
| 6.68% GOI 07Jul2040 | SOV |
1.65% |
| 6.48% GOI 06Oct2035 | SOV |
0.10% |
| Alternative Investment Funds (AIF) | 0.30% |
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| Corporate Debt Market Development Fund | 0.30% |
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| INVITs | ||
| INVITS | 4.86% |
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| India Grid Trust | 2.46% |
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| Bharat Highways Invit | 1.90% |
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| IRB InvIT Fund | 0.49% |
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| Equity & Equity Related | ||
| REITS | 3.05% |
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| Nexus Select Trust | 1.67% |
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| Embassy Office Parks REIT | 1.38% |
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| Net Cash and Cash Equivalent | 6.57% |
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| Grand Total | 100.00% |
| Scheme Name | |
| Aditya Birla Sun Life Credit Risk Fund An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk. Number of Segregated Portfolios - 1 |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL Credit Risk Debt B-II Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |